First Us Bancsh (FUSB) Stock Price, News & Analysis

Company Overview

First US Bancshares, Inc. is the bank holding company for First US Bank, a community-focused financial institution established in 2006 and headquartered in Brookfield, Wisconsin. Through its subsidiary, the company delivers a comprehensive suite of banking products and services designed to meet the needs of individuals, small to midsize businesses, and public sector entities across Southeastern and Northeastern Wisconsin.

The firm’s core offerings include commercial lending, treasury management, deposit products and residential mortgage financing. Its commercial lending portfolio encompasses term loans, revolving lines of credit, equipment financing and commercial real estate loans, while deposit services feature interest-bearing checking accounts, savings accounts, money market accounts and certificates of deposit. First US Bank also provides residential mortgage lending and construction financing for homeowners and builders, supported by digital banking solutions such as online and mobile platforms.

In October 2019, First US Bancshares completed its initial public offering and its common stock began trading on the NASDAQ under the ticker symbol FUSB. Since then, the company has pursued both organic growth and strategic branch acquisitions to expand its presence in key Wisconsin markets, including Milwaukee, Madison, the Fox Valley region and coastal communities along Lake Michigan.

The executive leadership team comprises banking professionals with extensive experience in community and commercial banking. Guided by a commitment to personalized service and local market expertise, First US Bancshares seeks to foster long-term relationships with its clients and support regional economic development through prudent lending and tailored financial solutions.

Key Stats

• Today's Range: $11.22 to $12.14
• 50-Day Range: $10.81 to $13.25
• 52-Week Range: $10.30 to $14.30
• Volume: 12,891 shs
• Average Volume: 3,407 shs
• Market Capitalization: $69.18 million
• P/E Ratio: 12.38
• Dividend Yield: 2.33%
• Price Target: N/A
• Consensus Rating: N/A

First Us Bancsh Stock Analysis - MarketRank™

First Us Bancsh scored higher than 51% of companies evaluated by MarketBeat, and ranked 667th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for First Us Bancsh.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Us Bancsh is 12.38, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 277.76.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Us Bancsh is 12.38, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 232.30.

Price to Book Value per Share Ratio

First Us Bancsh has a P/B Ratio of 0.70. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.08% of the float of First Us Bancsh has been sold short.

Short Interest Ratio / Days to Cover

First Us Bancsh has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

First Us Bancsh pays a meaningful dividend of 2.31%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Us Bancsh has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of First Us Bancsh is 28.87%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.08% of the float of First Us Bancsh has been sold short.

Short Interest Ratio / Days to Cover

First Us Bancsh has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 2.3 / 5
• News Sentiment: N/A

News Sentiment

First Us Bancsh has a news sentiment score of 1.16. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.96 average news sentiment score of Finance companies.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, First Us Bancsh insiders have bought more of their company's stock than they have sold. Specifically, they have bought $23,390.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

11.24% of the stock of First Us Bancsh is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 18.74% of the stock of First Us Bancsh is held by institutions.

FUSB Stock Analysis - Frequently Asked Questions

How have FUSB shares performed this year?

First Us Bancsh's stock was trading at $12.59 at the beginning of 2025. Since then, FUSB shares have decreased by 4.6% and is now trading at $12.01.

How were First Us Bancsh's earnings last quarter?

First Us Bancsh (NASDAQ:FUSB) posted its earnings results on Wednesday, July, 30th. The financial services provider reported $0.03 earnings per share for the quarter. The financial services provider had revenue of $10.32 million for the quarter. First Us Bancsh had a net margin of 9.47% and a trailing twelve-month return on equity of 5.86%.

Who are First Us Bancsh's major shareholders?

Top institutional shareholders of First Us Bancsh include Gendell Jeffrey L (6.56%), Geode Capital Management LLC (0.99%) and Blair William & Co. IL (0.64%). Insiders that own company stock include William C Mitchell, Eric H Mabowitz, Staci Pierce, Marlene M Mccain and John Lee Mcphearson.
View institutional ownership trends.

How do I buy shares of First Us Bancsh?

Shares of FUSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Us Bancsh own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Us Bancsh investors own include Broadcom (AVGO), NVIDIA (NVDA), Adobe (ADBE), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL) and Disc Medicine (IRON).

Company Calendar

• Record date for 7/1 Dividend: 6/13/2025
• Ex-Dividend for 7/1 Dividend: 6/13/2025
• Dividend Payable: 7/01/2025
• Last Earnings: 7/30/2025
• Today: 9/06/2025
• Record date for 10/1 Dividend: 9/12/2025
• Ex-Dividend for 10/1 Dividend: 9/12/2025
• Dividend Payable: 10/01/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FUSB
• CIK: 717806
• Web: www.firstusbank.com
• Phone: (205) 582-1200
• Fax: 334-636-9606
• Employees: 180
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.97
• Trailing P/E Ratio: 12.38
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.17 million
• Net Margins: 9.47%
• Pretax Margin: 12.51%
• Return on Equity: 5.86%
• Return on Assets: 0.52%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 0.90
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $61.84 million
• Price / Sales: 1.12
• Cash Flow: $1.66 per share
• Price / Cash Flow: 7.23
• Book Value: $17.25 per share
• Price / Book: 0.70

Miscellaneous

• Outstanding Shares: 5,760,000
• Free Float: 5,113,000
• Market Cap: $69.18 million
• Optionable: Not Optionable
• Beta: 0.46