Fvcbankcorp (FVCB) Stock Price, News & Analysis

Company Overview

Fvcbankcorp is a bank holding company headquartered in Warrenton, Virginia, operating through its wholly owned subsidiary, The Fauquier Bank. The company traces its origins to The Fauquier Bank, which was chartered in 2007 to serve local businesses and individuals in Northern Virginia. Fvcbankcorp provides strategic oversight and support to its community banking operations, guiding growth initiatives and ensuring regulatory compliance across its branch network.

The Fauquier Bank offers a comprehensive range of commercial and retail banking products and services. Commercial clients can access business checking and savings accounts, equipment financing, construction and development loans, Small Business Administration (SBA) lending solutions, and treasury management services. On the retail side, the bank provides personal checking and savings accounts, money market and certificate of deposit products, residential real estate lending, home equity lines of credit, and online and mobile banking platforms designed to simplify account management and payments.

Fvcbankcorp’s branch network spans key markets in Northern and Central Virginia, including Fauquier, Prince William, Loudoun, Fairfax, and Charlottesville. The company focuses on building long-term relationships with small to mid-sized businesses, professionals, municipal entities, and individual consumers within its service areas. By maintaining a community-oriented approach, Fvcbankcorp emphasizes local decision-making and personalized service, allowing its officers to respond quickly to customer needs.

Underpinning Fvcbankcorp’s operations is a commitment to the communities it serves, with outreach programs and sponsorships aimed at supporting local economic development and charitable initiatives. The company’s leadership team, comprised of experienced banking executives with deep ties to the Mid-Atlantic region, works to balance prudent financial management with targeted growth strategies, positioning Fvcbankcorp to continue its role as a community-focused financial institution.

Key Stats

• Today's Range: $13.25 to $13.38
• 50-Day Range: $12.28 to $13.73
• 52-Week Range: $9.49 to $14.50
• Volume: 19,122 shs
• Average Volume: 39,746 shs
• Market Capitalization: $239.70 million
• P/E Ratio: 12.07
• Dividend Yield: 1.81%
• Price Target: $16.00
• Consensus Rating: Buy

Fvcbankcorp Stock Analysis - MarketRank™

Fvcbankcorp scored higher than 66% of companies evaluated by MarketBeat, and ranked 510th out of 915 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Buy

Consensus Rating

Fvcbankcorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Upside Potential

Fvcbankcorp has a consensus price target of $16.00, representing about 20.5% upside from its current price of $13.28.

Amount of Analyst Coverage

Fvcbankcorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Fvcbankcorp is 12.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.05.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fvcbankcorp is 12.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 232.55.

Price to Book Value per Share Ratio

Fvcbankcorp has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.34% of the outstanding shares of Fvcbankcorp have been sold short.

Short Interest Ratio / Days to Cover

Fvcbankcorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fvcbankcorp has recently increased by 16.38%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Fvcbankcorp pays a meaningful dividend of 1.81%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Fvcbankcorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Fvcbankcorp is 21.82%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.34% of the outstanding shares of Fvcbankcorp have been sold short.

Short Interest Ratio / Days to Cover

Fvcbankcorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fvcbankcorp has recently increased by 16.38%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 1.13

News Sentiment

Fvcbankcorp has a news sentiment score of 1.13. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Fvcbankcorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Fvcbankcorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $209,000.00 in company stock.

Percentage Held by Insiders

10.85% of the stock of Fvcbankcorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

43.61% of the stock of Fvcbankcorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FVCB Stock Analysis - Frequently Asked Questions

How have FVCB shares performed this year?

Fvcbankcorp's stock was trading at $12.57 on January 1st, 2025. Since then, FVCB shares have increased by 5.6% and is now trading at $13.28.

How were Fvcbankcorp's earnings last quarter?

Fvcbankcorp, Inc. (NASDAQ:FVCB) issued its quarterly earnings results on Tuesday, July, 22nd. The company reported $0.30 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.28 by $0.02. The business had revenue of $16.77 million for the quarter, compared to analyst estimates of $16.18 million. Fvcbankcorp had a net margin of 17.08% and a trailing twelve-month return on equity of 8.57%.

When did Fvcbankcorp's stock split?

Fvcbankcorp's stock split on the morning of Wednesday, February 1st 2023.The 5-4 split was announced on Wednesday, February 1st 2023. The newly created shares were payable to shareholders after the closing bell on Wednesday, February 1st 2023. An investor that had 100 shares of stock prior to the split would have 125 shares after the split.

When did Fvcbankcorp IPO?

Fvcbankcorp (FVCB) raised $36 million in an IPO on Friday, September 14th 2018. The company issued 1,800,000 shares at a price of $19.00-$21.00 per share. Sandler O'Neill + Partners and Raymond James acted as the underwriters for the IPO.

Who are Fvcbankcorp's major shareholders?

Fvcbankcorp's top institutional investors include Endeavour Capital Advisors Inc. (7.56%), Alliancebernstein L.P. (5.43%), Fourthstone LLC (4.08%) and FJ Capital Management LLC (3.52%). Insiders that own company stock include David W Pijor, Scott Laughlin, Daniel M Testa, Patricia A Ferrick, Devin Satz, B Todd Dempsey, Phillip R Wills III, William G Byers, Sharon L Jackson, Thomas L /Va/ Patterson, Steven M Wiltse, Jennifer L Deacon, Lawrence W Schwartz and Marc N Duber.
View institutional ownership trends.

How do I buy shares of Fvcbankcorp?

Shares of FVCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Fvcbankcorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Fvcbankcorp investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Palo Alto Networks (PANW), Broadcom (AVGO) and JPMorgan Chase & Co. (JPM).

Company Calendar

• Last Earnings: 7/22/2025
• Record date for 8/18 Dividend: 7/28/2025
• Ex-Dividend for 8/18 Dividend: 7/28/2025
• Dividend Payable: 8/18/2025
• Today: 9/11/2025
• Next Earnings (Estimated): 10/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FVCB
• CIK: 1675644
• Web: www.fvcbank.com
• Phone: (703) 436-3800
• Fax: N/A
• Employees: 130
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Fvcbankcorp: $16.00
• High Price Target: $16.00
• Low Price Target: $16.00
• Potential Upside/Downside: +20.5%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.10
• Trailing P/E Ratio: 12.07
• Forward P/E Ratio: 12.53
• P/E Growth: N/A
• Net Income: $15.06 million
• Net Margins: 17.08%
• Pretax Margin: 19.25%
• Return on Equity: 8.57%
• Return on Assets: 0.90%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 1.01
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $115.85 million
• Price / Sales: 2.07
• Cash Flow: $0.91 per share
• Price / Cash Flow: 14.53
• Book Value: $12.93 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 18,050,000
• Free Float: 16,093,000
• Market Cap: $239.70 million
• Optionable: Optionable
• Beta: 0.38