HomeStreet, Inc. is a Seattle-based financial services company originally chartered in 1921 as Home Federal Savings of America. Operating under the NASDAQ symbol HMST, the company rebranded as HomeStreet in 2006 to reflect its expanded offerings beyond traditional thrift operations. With over a century of history, HomeStreet has cultivated deep relationships in its markets and a reputation for personalized customer service.
HomeStreet’s core activities encompass a full suite of deposit and lending products. On the deposit side, the bank provides checking, savings, and money market accounts, along with certificates of deposit and online banking services. In lending, HomeStreet specializes in residential mortgages, including purchase and refinance loans, home equity lines of credit, and renovation financing. The company also offers specialty finance solutions such as small business lending, commercial real estate loans, and SBA-guaranteed financing for entrepreneurs and growing enterprises.
Geographically, HomeStreet focuses on the Western United States, maintaining branch networks and lending operations across California, Washington, Oregon, Hawaii, and Idaho. The bank combines its physical footprint with digital platforms to serve both retail and commercial customers, striving to deliver tailored solutions that leverage local market expertise. In addition to its branch network, HomeStreet utilizes online and mobile channels to support account opening, loan applications, and customer service inquiries.
Governance at HomeStreet is overseen by an experienced Board of Directors and a senior leadership team led by Chief Executive Officer Mary Ann McGarry. The executive team emphasizes community engagement, risk management, and technological innovation. Through consistent investment in digital capabilities and staff training, HomeStreet aims to balance growth with prudent underwriting and maintain its position as a trusted partner for individuals, families, and businesses throughout its service areas.
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