HomeStreet Company Profile (NASDAQ:HMST)

About HomeStreet (NASDAQ:HMST)

HomeStreet, Inc. is a financial services company serving customers primarily in the western United States, including Hawaii. The Company is principally engaged in real estate lending, including mortgage banking activities, and commercial and consumer banking. The Company's operating segments include Commercial and Consumer Banking, and Mortgage Banking. It provides financial products and services to its commercial and consumer customers through retail deposit branches and commercial lending centers, automated teller machines (ATMs), and online, mobile and telephone banking. The Company originates single family residential mortgage loans for sale in the secondary markets. Its mortgage loans are sold to or securitized by Fannie Mae, The Federal Home Loan Mortgage Corporation (Freddie Mac) or The Government National Mortgage Association (Ginnie Mae), while it retains the right to service these loans. It also provides insurance products and services for consumers and businesses.

Industry, Sector and Symbol:

Sector: Finance
Industry: Banks
Sub-Industry: Thrifts & Mortgage Finance
Symbol: NASDAQ:HMST
CUSIP: 43785V10
Web: www.homestreet.com

Capitalization:

Market Cap: $772.92 million
Outstanding Shares: 26,884,000

Average Prices:

50 Day Moving Avg: $26.31
200 Day Moving Avg: $26.76
52 Week Range: $24.00 - $33.70

P/E:

Trailing P/E Ratio: 14.94
Foreward P/E Ratio: 13.69
P/E Growth: 1.81

Sales & Book Value:

Annual Revenue: $525.73 million
Price / Sales: 1.47
Book Value: $24.40 per share
Price / Book: 1.18

Profitability:

Net Margins: 8.89%
Return on Equity: 8.10%
Return on Assets: 0.80%

Debt:

Debt-to-Equity Ratio: 1.51%
Current Ratio: 1.01%
Quick Ratio: 0.85%

Misc:

Average Volume: 212,056 shs.
Beta: 0.06
Short Ratio: 7.1

Frequently Asked Questions for HomeStreet (NASDAQ:HMST)

What is HomeStreet's stock symbol?

HomeStreet trades on the NASDAQ under the ticker symbol "HMST."

How were HomeStreet's earnings last quarter?

HomeStreet, Inc. (NASDAQ:HMST) released its earnings results on Monday, July, 24th. The company reported $0.42 EPS for the quarter, missing the Thomson Reuters' consensus estimate of $0.60 by $0.18. The firm earned $127.88 million during the quarter, compared to analyst estimates of $143.41 million. HomeStreet had a net margin of 8.89% and a return on equity of 8.10%. During the same period last year, the business posted $0.90 earnings per share. View HomeStreet's Earnings History.

When will HomeStreet make its next earnings announcement?

HomeStreet is scheduled to release their next quarterly earnings announcement on Monday, October, 23rd 2017. View Earnings Estimates for HomeStreet.

Where is HomeStreet's stock going? Where will HomeStreet's stock price be in 2017?

4 analysts have issued 1-year target prices for HomeStreet's shares. Their forecasts range from $26.25 to $31.00. On average, they expect HomeStreet's stock price to reach $29.08 in the next twelve months. View Analyst Ratings for HomeStreet.

Who are some of HomeStreet's key competitors?

Some companies that are related to HomeStreet include Westamerica Bancorporation (WABC), First Busey Corporation (BUSE), First Commonwealth Financial Corporation (FCF), Tompkins Financial (TMP), Bgeo Group PLC (BGEO), Brookline Bancorp (BRKL), Lakeland Financial Corporation (LKFN), FB Financial Corporation (FBK), City Holding Company (CHCO), State Bank Financial Corporation. (STBZ), Southside Bancshares (SBSI), Aldermore Group PLC (ALD), Seacoast Banking Corporation of Florida (SBCF), First BanCorp. (FBP), Customers Bancorp (CUBI), Sandy Spring Bancorp (SASR), Hanmi Financial Corporation (HAFC) and Banc of California (BANC).

Who are HomeStreet's key executives?

HomeStreet's management team includes the folowing people:

Mark K. Mason, Chairman of the Board, President, Chief Executive Officer
Mark R. Ruh, Chief Financial Officer, Executive Vice President
Godfrey B. Evans, Chief Administrative Officer, Executive Vice President, General Counsel, Corporate Secretary
Darrell S. van Amen, Chief Investment Officer, Executive Vice President, Treasurer
Jay C. Iseman, Executive Vice President, Chief Risk Officer and Chief Credit Officer
Pamela J. Taylor, Executive Vice President - Human Resources Director
Richard W. H. Bennion, Executive Vice President
Rose Marie David, Senior Executive Vice President - Mortgage Lending Director
William D. Endresen, Executive Vice President - Commercial Real Estate and Commercial Capital President
Paulette Lemon, Executive Vice President - Retail Banking Director

How do I buy HomeStreet stock?

Shares of HomeStreet can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is HomeStreet's stock price today?

One share of HomeStreet stock can currently be purchased for approximately $28.75.

MarketBeat Community Rating for HomeStreet (NASDAQ HMST)

Community Ranking:		2.3 out of 5 ( )
Outperform Votes:		105 (Vote Outperform)
Underperform Votes:		127 (Vote Underperform)
Total Votes:		232

MarketBeat's community ratings are surveys of what our community members think about HomeStreet and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Consensus Ratings for HomeStreet (NASDAQ:HMST) (How are Consensus Ratings Calculated?)

Ratings Breakdown:	3 Hold Ratings, 1 Buy Rating
Consensus Rating:	Hold (Score: 2.25)
Consensus Price Target:	$29.08 (1.16% upside)

Consensus Price Target History for HomeStreet (NASDAQ:HMST)

Analysts' Ratings History for HomeStreet (NASDAQ:HMST)

Show:

Date	Firm	Action	Rating	Price Target	Impact on Share Price
10/3/2017	FBR & Co	Reiterated Rating	Hold		Low
7/27/2017	FIG Partners	Reiterated Rating	Market Perform	$29.25 -> $26.25	Medium
7/14/2017	Keefe, Bruyette & Woods	Reiterated Rating	Buy	$31.00	High
11/14/2016	Sandler O'Neill	Downgrade	Buy -> Hold		N/A
9/9/2016	DA Davidson	Downgrade	Buy -> Neutral	$27.00 -> $29.00	N/A

(Data available from 10/16/2015 forward)

Earnings History for HomeStreet (NASDAQ:HMST)

Earnings by Quarter for HomeStreet (NASDAQ:HMST)

Earnings History by Quarter for HomeStreet (NASDAQ HMST)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
10/23/2017		$0.41					N/A
7/24/2017	Q2 2017	$0.60	$0.42	$143.41 million	$127.88 million	View	N/A
4/24/2017	Q1 2017	$0.25	$0.33	$124.18 million	$120.11 million	View	N/A
1/23/2017	Q416	$0.07	$0.10	$123.16 million	$121.30 million	View	N/A
10/24/2016	Q316	$0.74	$1.12	$138.83 million	$158.55 million	View	N/A
7/25/2016	Q216	$0.68	$0.90	$125.35 million	$146.96 million	View	N/A
4/25/2016	Q116	$0.30	$0.41	$109.37 million	$112.40 million	View	N/A
1/26/2016	Q415	$0.29	$0.39	$101.46 million	$105.15 million	View	Listen
10/26/2015	Q315	$0.59	$0.42	$112.88 million	$107.10 million	View	Listen
7/24/2015	Q215	$0.64	$0.65	$107.16 million	$111.22 million	View	N/A
4/27/2015	Q115	$0.40	$0.67	$86.05 million	$106.11 million	View	N/A
1/26/2015	Q414	$0.28	$0.41	$76.08 million	$78.99 million	View	N/A
7/28/2014	Q214	$0.58	$0.63	$74.26 million	$76.80 million	View	N/A
4/29/2014	Q114	$0.07	$0.15	$61.77 million	$57.42 million	View	N/A
1/27/2014	Q413	$0.02	$0.12	$66.84 million		View	N/A
10/28/2013	Q313	$0.27	$0.11	$74.41 million		View	N/A
7/29/2013	Q2 2013	$0.86	$0.82	$76.70 million		View	N/A
4/29/2013	Q1 2013	$0.84	$0.74	$84.19 million		View	N/A
2/4/2013	Q4 2012	$1.22	$1.46	$69.04 million		View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for HomeStreet (NASDAQ:HMST)

2017 EPS Consensus Estimate: $1.84
2018 EPS Consensus Estimate: $2.14

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2017	3	$0.24	$0.29	$0.26
Q2 2017	3	$0.35	$1.10	$0.74
Q3 2017	3	$0.39	$0.42	$0.40
Q4 2017	3	$0.37	$0.54	$0.43
Q1 2018	3	$0.35	$0.54	$0.46
Q2 2018	3	$0.50	$0.63	$0.56
Q3 2018	3	$0.53	$0.69	$0.59
Q4 2018	3	$0.35	$0.63	$0.53
Q1 2019	1	$0.50	$0.50	$0.50
Q2 2019	1	$0.75	$0.75	$0.75
Q3 2019	1	$0.70	$0.70	$0.70

(Data provided by Zacks Investment Research)

Dividend History by Quarter for HomeStreet (NASDAQ HMST)

Announced	Period	Amount	Ex-Dividend Date	Record Date	Payable Date
1/24/2014	special	$0.11	1/30/2014	2/3/2014	2/24/2014
10/25/2013	special	$0.11	10/31/2013	11/4/2013	11/25/2013
7/29/2013	special	$0.11	8/1/2013	8/5/2013	8/15/2013
4/2/2013	special	$0.11	4/9/2013	4/11/2013	4/22/2013
3/28/2013	quarterly	$0.11		4/11/2013	4/22/2013

(Data available from 1/1/2013 forward)

Insider Trading and Institutional Ownership History for HomeStreet (NASDAQ:HMST)

Insider Ownership Percentage: 7.59%
Institutional Ownership Percentage: 83.89%

Institutional Ownership by Quarter for HomeStreet (NASDAQ:HMST)

Insider Trades by Quarter for HomeStreet (NASDAQ:HMST)

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
6/1/2017	Jay C Iseman	EVP	Sell	230	$27.08	$6,228.40
5/30/2017	William Endresen	EVP	Sell	1,000	$27.38	$27,380.00
5/2/2017	David H Straus	EVP	Buy	1,000	$25.53	$25,530.00
3/13/2017	Godfrey B Evans	EVP	Sell	725	$26.39	$19,132.75
3/13/2017	Mark K Mason	CEO	Sell	7,461	$26.44	$197,268.84
2/6/2017	Mark K Mason	CEO	Sell	2,800	$25.94	$72,632.00
2/3/2017	Godfrey B Evans	EVP	Sell	620	$26.12	$16,194.40
2/2/2017	David A Ederer	Director	Buy	539	$26.00	$14,014.00
12/16/2016	Susan C Greenwald	SVP	Sell	6,000	$32.55	$195,300.00
6/16/2016	Jay C Iseman	EVP	Sell	240	$19.77	$4,744.80
6/16/2016	Richard W H Bennion	Director	Sell	115	$19.77	$2,273.55
6/1/2016	Richard W H Bennion	Director	Sell	5,334	$20.42	$108,920.28
5/5/2016	William Endresen	EVP	Sell	750	$21.14	$15,855.00
4/28/2016	Mark K Mason	CEO	Sell	242,168	$21.60	$5,230,828.80
3/11/2016	Richard W H Bennion	Director	Sell	6,000	$19.98	$119,880.00
2/22/2016	Jay C Iseman	EVP	Sell	290	$19.54	$5,666.60
7/30/2015	Timothy Chrisman	Director	Buy	2,500	$22.60	$56,500.00
6/10/2015	Susan C Greenwald	Director	Sell	13,000	$24.14	$313,820.00
6/8/2015	Bruce W Williams	Director	Sell	20,000	$23.09	$461,800.00
5/14/2015	Timothy Chrisman	Director	Buy	3,220	$21.29	$68,553.80
2/10/2015	Timothy Chrisman	Director	Buy	1,500	$17.51	$26,265.00
1/29/2015	David H Straus	EVP	Buy	1,000	$17.30	$17,300.00
1/29/2015	Timothy Chrisman	Director	Buy	5,000	$17.65	$88,250.00
12/12/2014	Godfrey B Evans	EVP	Buy	3,000	$16.40	$49,200.00
12/12/2014	Timothy Chrisman	Director	Buy	5,000	$16.39	$81,950.00
9/3/2014	Timothy Chrisman	Director	Buy	5,000	$18.20	$91,000.00
8/22/2014	David A Ederer	Director	Buy	193	$18.24	$3,520.32
8/21/2014	Timothy Chrisman	Director	Buy	6,500	$18.11	$117,715.00
8/19/2014	Timothy Chrisman	Director	Buy	1,000	$17.98	$17,980.00
8/8/2014	Timothy Chrisman	Director	Buy	2,500	$17.16	$42,900.00
8/5/2014	Timothy Chrisman	Director	Buy	2,500	$17.38	$43,450.00
7/31/2014	Timothy Chrisman	Director	Buy	5,000	$17.40	$87,000.00
5/9/2014	David Straus	EVP	Buy	1,000	$16.76	$16,760.00
5/7/2014	Cory Stewart	CAO	Buy	1,500	$16.98	$25,470.00
3/7/2014	Paulette Lemon	Director	Sell	3,229	$18.71	$60,414.59
2/6/2014	Douglas Irvine Smith	Director	Buy	5,700	$17.59	$100,263.00
1/30/2014	Jeffrey Newgard	EVP	Buy	5,482	$18.24	$99,991.68
12/10/2013	Jay Iseman	EVP	Sell	18,000	$20.73	$373,140.00
12/3/2013	Godfrey Evans	EVP	Sell	20,000	$20.76	$415,200.00
11/25/2013	Mark Mason	CEO	Sell	89,000	$20.33	$1,809,370.00
11/4/2013	Douglas Irvine Smith	Director	Buy	5,000	$18.74	$93,700.00
10/31/2013	David Ederer	Director	Buy	1,285	$19.00	$24,415.00
9/11/2013	Paulette Lemon	Director	Sell	11,000	$19.90	$218,900.00
9/6/2013	Pamela J Taylor	SVP	Sell	2,800	$19.84	$55,552.00
8/29/2013	Rose Marie David	EVP	Sell	5,000	$20.11	$100,550.00
8/23/2013	Richard W H Bennion	Director	Sell	10,000	$20.24	$202,400.00
8/8/2013	Godfrey B Evans	EVP	Sell	5,380	$20.87	$112,280.60
5/30/2013	Bruce W Williams	Director	Sell	12,500	$22.84	$285,500.00
5/8/2013	Bruce W Williams	Director	Sell	12,500	$24.14	$301,750.00
5/6/2013	Scott M Boggs	Director	Buy	2,000	$22.37	$44,740.00
5/3/2013	George Kirk	Director	Buy	1,000	$21.78	$21,780.00
2/15/2013	David A Ederer	Director	Buy	2,000	$25.98	$51,960.00
9/14/2012	Bruce W Williams	Director	Sell	32,926	$35.22	$1,159,653.72
9/12/2012	Patricia A Leach	EVP	Sell	9,600	$34.87	$334,752.00
8/23/2012	Bruce W Williams	Director	Sell	36,480	$35.00	$1,276,800.00

(Data available from 1/1/2013 forward)

Headline Trends for HomeStreet (NASDAQ:HMST) Latest Headlines for HomeStreet (NASDAQ:HMST)

Source:

Date	Headline
	HomeStreet, Inc. (HMST) Scheduled to Post Earnings on Monday www.americanbankingnews.com - October 16 at 5:26 AM
	HomeStreet Bank Announces Cardless Cash Feature for Fast, Secure and Convenient ATM Transactions finance.yahoo.com - October 12 at 11:19 PM
	HomeStreet Inc Expected to Post Q1 2018 Earnings of $0.35 Per Share (HMST) www.americanbankingnews.com - October 12 at 11:38 AM
	Research Analysts Offer Predictions for HomeStreet, Inc.'s Q3 2017 Earnings (HMST) www.americanbankingnews.com - October 11 at 6:52 AM
	HomeStreet, Inc. (HMST) Given Consensus Rating of "Hold" by Brokerages www.americanbankingnews.com - October 8 at 6:50 AM
	Q2 2018 EPS Estimates for HomeStreet, Inc. Raised by FIG Partners (HMST) www.americanbankingnews.com - October 6 at 11:30 AM
	Miss HomeStreet to Host Rally Celebrating 2017 National Championship Win finance.yahoo.com - October 5 at 7:53 PM
	HomeStreet, Inc. Forecasted to Earn Q1 2018 Earnings of $0.54 Per Share (HMST) www.americanbankingnews.com - October 5 at 10:40 AM
	Q4 2017 EPS Estimates for HomeStreet, Inc. (HMST) Cut by FIG Partners www.americanbankingnews.com - October 5 at 9:36 AM
	HomeStreet, Inc. (HMST) Cut to Sell at Zacks Investment Research www.americanbankingnews.com - October 4 at 11:10 PM
	DA Davidson Analysts Cut Earnings Estimates for HomeStreet, Inc. (HMST) www.americanbankingnews.com - October 4 at 8:00 AM
	HomeStreet (HMST) versus The Competition Financial Review www.americanbankingnews.com - October 3 at 12:30 PM
	Comparing HomeStreet (HMST) and The Competition www.americanbankingnews.com - October 3 at 4:28 AM
	HomeStreet Announces Restructuring of Mortgage Banking Segment finance.yahoo.com - October 2 at 6:34 PM
	HomeStreet, Inc. Schedules Third Quarter 2017 Earnings Call for Tuesday, October 24, 2017 finance.yahoo.com - September 26 at 4:12 PM
	HomeStreet, Inc. breached its 50 day moving average in a Bullish Manner : HMST-US : September 25, 2017 finance.yahoo.com - September 25 at 10:10 AM
	ETFs with exposure to HomeStreet, Inc. : September 20, 2017 finance.yahoo.com - September 20 at 8:13 PM
	HomeStreet, Inc. :HMST-US: Earnings Analysis: Q2, 2017 By the Numbers : September 19, 2017 finance.yahoo.com - September 19 at 7:32 PM
	HomeStreet Bank Completes Purchase of El Cajon Branch finance.yahoo.com - September 18 at 7:00 PM
	Miss HomeStreet Hydroplane Takes Home the 2017 National Championship finance.yahoo.com - September 17 at 11:42 PM
	Brokerages Anticipate HomeStreet, Inc. (HMST) Will Post Quarterly Sales of $131.31 Million www.americanbankingnews.com - September 15 at 5:40 AM
	HomeStreet, Inc. breached its 50 day moving average in a Bearish Manner : HMST-US : September 14, 2017 finance.yahoo.com - September 14 at 8:17 PM
	HomeStreet, Inc. (HMST) Given Consensus Recommendation of "Hold" by Analysts www.americanbankingnews.com - September 13 at 6:38 AM
	HomeStreet, Inc. Names Mark Ruh as Chief Financial Officer finance.yahoo.com - September 12 at 11:26 PM
	$131.31 Million in Sales Expected for HomeStreet, Inc. (HMST) This Quarter www.americanbankingnews.com - August 28 at 6:38 AM
	Miss HomeStreet Hydroplane Wins 2017 Gold Cup in Detroit finance.yahoo.com - August 27 at 11:30 PM
	Analysts Expect HomeStreet, Inc. (NASDAQ:HMST) Will Announce Quarterly Sales of $131.31 Million www.americanbankingnews.com - August 9 at 7:10 AM
	Miss HomeStreet Hydroplane Wins 2017 Seafair Cup in Seattle finance.yahoo.com - August 6 at 11:09 PM
	HomeStreet, Inc. – Value Analysis (NASDAQ:HMST) : August 1, 2017 finance.yahoo.com - August 1 at 8:04 PM
	Miss HomeStreet Hydroplane Comes in 3rd at the 2017 HAPO Columbia Cup finance.yahoo.com - July 30 at 11:07 PM
	Brokers Offer Predictions for HomeStreet, Inc.'s Q3 2017 Earnings (NASDAQ:HMST) www.americanbankingnews.com - July 28 at 11:26 AM
	DA Davidson Research Analysts Lower Earnings Estimates for HomeStreet, Inc. (HMST) www.americanbankingnews.com - July 28 at 11:26 AM
	FBR & Co Comments on HomeStreet, Inc.'s Q3 2017 Earnings (NASDAQ:HMST) www.americanbankingnews.com - July 27 at 8:54 AM
	FIG Partners Research Analysts Cut Earnings Estimates for HomeStreet, Inc. (HMST) www.americanbankingnews.com - July 27 at 8:54 AM
	HomeStreet, Inc. (HMST) Given Market Perform Rating at FIG Partners www.americanbankingnews.com - July 27 at 8:51 AM
	FY2017 EPS Estimates for HomeStreet, Inc. (HMST) Decreased by Analyst www.americanbankingnews.com - July 26 at 11:35 AM
	Edited Transcript of HMST earnings conference call or presentation 25-Jul-17 5:00pm GMT finance.yahoo.com - July 26 at 5:53 AM
	HomeStreet's (HMST) CEO Mark Mason on Q2 2017 Results - Earnings Call Transcript seekingalpha.com - July 25 at 7:50 PM
	Investor Network: HomeStreet, Inc. to Host Earnings Call finance.yahoo.com - July 25 at 7:50 PM
	HomeStreet, Inc. (HMST) Receives Average Rating of "Hold" from Brokerages www.americanbankingnews.com - July 25 at 8:43 AM
	HomeStreet misses Street 2Q forecasts finance.yahoo.com - July 24 at 10:48 PM
	HomeStreet, Inc. (NASDAQ:HMST) Releases Quarterly Earnings Results, Misses Expectations By $0.18 EPS www.americanbankingnews.com - July 24 at 9:14 PM
	HomeStreet, Inc. (HMST) Expected to Announce Quarterly Sales of $143.41 Million www.americanbankingnews.com - July 20 at 11:13 AM
	HomeStreet, Inc. breached its 50 day moving average in a Bearish Manner : HMST-US : July 18, 2017 finance.yahoo.com - July 18 at 9:46 PM
	HomeStreet, Inc. (NASDAQ:HMST) Receives "Buy" Rating from Keefe, Bruyette & Woods www.americanbankingnews.com - July 15 at 1:40 PM
	FY2017 EPS Estimates for HomeStreet, Inc. Decreased by FBR & Co (HMST) www.americanbankingnews.com - July 12 at 10:21 AM
	Q2 2017 EPS Estimates for HomeStreet, Inc. Cut by Analyst (HMST) www.americanbankingnews.com - July 11 at 8:18 AM
	HomeStreet (HMST) Appoints Mark Ruh as Interim CFO www.streetinsider.com - April 7 at 10:16 AM
	HOMESTREET, INC. Files SEC form 8-K, Change in Directors or Principal Officers biz.yahoo.com - March 29 at 10:48 AM
	HomeStreet Inc. Announces Departure of Chief Financial Officer www.businesswire.com - March 28 at 10:20 PM