John Marshall Bancorp (JMSB) Stock Price, News & Analysis

Company Overview

John Marshall Bancorp, Inc. is a bank holding company headquartered in Wake Forest, North Carolina. Through its wholly owned subsidiary, John Marshall Bank, SB, the company provides community banking services in eastern North Carolina. Its operations are centered on relationship-driven banking, serving individuals, small businesses and middle-market customers across Wake and surrounding counties.

The company offers a range of deposit products, including checking and savings accounts, money market accounts and certificates of deposit. On the lending side, John Marshall Bancorp extends commercial real estate loans, construction and development financing, residential mortgage loans and consumer installment loans. Complementing its core offerings are treasury management services, online and mobile banking platforms, debit card facilities and an ATM network designed to meet the day-to-day cash management needs of its clients.

Founded to address the financial needs of the Wake Forest community, John Marshall Bank opened its doors in the late 2000s and has since expanded its branch network to include locations in Youngsville, Rolesville and nearby communities. The company emphasizes local decision-making and personalized service, with senior management and a board of directors largely drawn from the region it serves. Its community focus underpins a lending philosophy aimed at supporting economic growth and development within its primary market area.

Key Stats

• Today's Range: $19.39 to $20.00
• 50-Day Range: $18.61 to $21.24
• 52-Week Range: $13.81 to $26.52
• Volume: 8,742 shs
• Average Volume: 17,508 shs
• Market Capitalization: $281.13 million
• P/E Ratio: 14.86
• Dividend Yield: 1.52%
• Price Target: $22.00
• Consensus Rating: Moderate Buy

John Marshall Bancorp Stock Analysis - MarketRank™

John Marshall Bancorp scored higher than 52% of companies evaluated by MarketBeat, and ranked 663rd out of 945 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.6 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

John Marshall Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Upside Potential

John Marshall Bancorp has a consensus price target of $22.00, representing about 11.3% upside from its current price of $19.77.

Amount of Analyst Coverage

John Marshall Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of John Marshall Bancorp is 14.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 233.24.

Price to Earnings Ratio vs. Sector

The P/E ratio of John Marshall Bancorp is 14.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.00.

Price to Book Value per Share Ratio

John Marshall Bancorp has a P/B Ratio of 1.14. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.54% of the float of John Marshall Bancorp has been sold short.

Short Interest Ratio / Days to Cover

John Marshall Bancorp has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in John Marshall Bancorp has recently increased by 6.67%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

John Marshall Bancorp pays a meaningful dividend of 1.53%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

John Marshall Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of John Marshall Bancorp is 22.56%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.54% of the float of John Marshall Bancorp has been sold short.

Short Interest Ratio / Days to Cover

John Marshall Bancorp has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in John Marshall Bancorp has recently increased by 6.67%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.62

News Sentiment

John Marshall Bancorp has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for John Marshall Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, John Marshall Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $92,150.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

12.05% of the stock of John Marshall Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 39.09% of the stock of John Marshall Bancorp is held by institutions.

JMSB Stock Analysis - Frequently Asked Questions

How have JMSB shares performed this year?

John Marshall Bancorp's stock was trading at $20.08 on January 1st, 2025. Since then, JMSB stock has decreased by 1.5% and is now trading at $19.77.

How were John Marshall Bancorp's earnings last quarter?

John Marshall Bancorp, Inc. (NASDAQ:JMSB) posted its quarterly earnings results on Wednesday, July, 23rd. The company reported $0.36 EPS for the quarter, topping analysts' consensus estimates of $0.35 by $0.01. The business earned $15.43 million during the quarter, compared to the consensus estimate of $15.52 million. John Marshall Bancorp had a net margin of 16.68% and a trailing twelve-month return on equity of 7.60%.

Who are John Marshall Bancorp's major shareholders?

Top institutional shareholders of John Marshall Bancorp include Toth Financial Advisory Corp (2.75%). Insiders that own company stock include Jonathan Craig Kinney, Lim Nguonly, Kent Carstater and Andrew Peden.
View institutional ownership trends.

How do I buy shares of John Marshall Bancorp?

Shares of JMSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of John Marshall Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that John Marshall Bancorp investors own include NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Last Earnings: 7/23/2025
• Today: 10/15/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:JMSB
• CIK: 1710482
• Web: www.johnmarshallbank.com
• Phone: (703) 584-0840
• Fax: N/A
• Employees: 140
• Year Founded: N/A

Price Target and Rating

• Average Price Target for John Marshall Bancorp: $22.00
• High Price Target: $22.00
• Low Price Target: $22.00
• Potential Upside/Downside: +11.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.33
• Trailing P/E Ratio: 14.86
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $17.12 million
• Net Margins: 16.68%
• Pretax Margin: 21.34%
• Return on Equity: 7.60%
• Return on Assets: 0.84%

Debt

• Debt-to-Equity Ratio: 0.38
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $112.40 million
• Price / Sales: 2.50
• Cash Flow: $1.32 per share
• Price / Cash Flow: 15.03
• Book Value: $17.32 per share
• Price / Book: 1.14

Miscellaneous

• Outstanding Shares: 14,220,000
• Free Float: 12,506,000
• Market Cap: $281.13 million
• Optionable: Optionable
• Beta: 0.70