Kentucky First Federal Bancorp is the bank holding company for Kentucky First Federal Savings & Loan Association, a community-oriented depository institution headquartered in Prestonsburg, Kentucky. The company focuses on providing a comprehensive range of banking services to individuals, families and small businesses across eastern Kentucky. Its mission centers on delivering personalized financial solutions and fostering economic growth within the region it serves.
The company’s core offerings include residential mortgage lending, commercial real estate financing, consumer installment and home equity loans, as well as traditional deposit products such as checking, savings and certificates of deposit. Kentucky First Federal Bancorp complements its lending activities with online and mobile banking platforms, enabling customers to manage accounts, pay bills and access funds remotely. Ancillary services include automated teller machines, cash management solutions and trust services designed for both retail and business clients.
Originally established in the early 20th century, Kentucky First Federal Bancorp has grown alongside the Appalachian communities of Floyd, Pike, Knott and surrounding counties. Over decades of operation, the company has expanded its branch network to bring banking services to underserved areas, reinforcing its commitment to community development. Through participation in regional housing and small-business initiatives, the company has supported local homeownership and entrepreneurship efforts.
The company is guided by a board of directors composed of local business and civic leaders, and its executive team is led by President and Chief Executive Officer Michael J. Gibson. Under this leadership, Kentucky First Federal Bancorp continues to emphasize prudent risk management, strong customer relationships and community engagement as pillars of its long-term strategy.
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