Middlefield Banc (MBCN) Competitors

MoneyLion (NYSE:ML) and Middlefield Banc (NASDAQ:MBCN) are both small-cap banking companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, earnings, institutional ownership, profitability, valuation, analyst recommendations, risk and dividends.

Is ML or MBCN more profitable?

Middlefield Banc has a net margin of 14.78% compared to MoneyLion's net margin of 0.64%. Middlefield Banc's return on equity of 7.69% beat MoneyLion's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MoneyLion	0.64%	1.18%	0.61%
Middlefield Banc	14.78%	7.69%	0.87%

Which has stronger earnings & valuation, ML or MBCN?

Middlefield Banc has lower revenue, but higher earnings than MoneyLion. Middlefield Banc is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MoneyLion	$545.91M	1.78	-$45.24M	$0.75	114.53
Middlefield Banc	$108.47M	2.31	$15.52M	$2.01	15.43

Does the media favor ML or MBCN?

In the previous week, Middlefield Banc had 2 more articles in the media than MoneyLion. MarketBeat recorded 2 mentions for Middlefield Banc and 0 mentions for MoneyLion. Middlefield Banc's average media sentiment score of 0.94 beat MoneyLion's score of 0.00 indicating that Middlefield Banc is being referred to more favorably in the news media.

Company	Overall Sentiment
MoneyLion	Neutral
Middlefield Banc	Positive

Do insiders & institutionals hold more shares of ML or MBCN?

31.4% of MoneyLion shares are held by institutional investors. Comparatively, 31.7% of Middlefield Banc shares are held by institutional investors. 11.9% of MoneyLion shares are held by company insiders. Comparatively, 4.1% of Middlefield Banc shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Which has more risk and volatility, ML or MBCN?

MoneyLion has a beta of 2.94, indicating that its stock price is 194% more volatile than the S&P 500. Comparatively, Middlefield Banc has a beta of 0.41, indicating that its stock price is 59% less volatile than the S&P 500.

Do analysts rate ML or MBCN?

MoneyLion presently has a consensus target price of $90.40, suggesting a potential upside of 5.24%. Middlefield Banc has a consensus target price of $28.50, suggesting a potential downside of 8.09%. Given MoneyLion's stronger consensus rating and higher possible upside, equities analysts clearly believe MoneyLion is more favorable than Middlefield Banc.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MoneyLion	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	2 Strong Buy rating(s)	2.86
Middlefield Banc	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

Middlefield Banc beats MoneyLion on 9 of the 17 factors compared between the two stocks.