Medallion Financial (MFIN) Stock Price, News & Analysis

Company Overview

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.

Key Stats

• Today's Range: $9.49 to $9.98
• 50-Day Range: $8.76 to $9.87
• 52-Week Range: $7.21 to $10.50
• Volume: 55,771 shs
• Average Volume: 53,865 shs
• Market Capitalization: $227.29 million
• P/E Ratio: 6.11
• Dividend Yield: 4.91%
• Price Target: N/A
• Consensus Rating: N/A

Medallion Financial Stock Analysis - MarketRank™

Medallion Financial scored higher than 58% of companies evaluated by MarketBeat, and ranked 530th out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Medallion Financial.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 10.27%

Earnings Growth

Earnings for Medallion Financial are expected to grow by 10.27% in the coming year, from $1.46 to $1.61 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Medallion Financial is 6.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of Medallion Financial is 6.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.05.

Price to Book Value per Share Ratio

Medallion Financial has a P/B Ratio of 0.51. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.06% of the float of Medallion Financial has been sold short.

Short Interest Ratio / Days to Cover

Medallion Financial has a short interest ratio ("days to cover") of 21.5, which indicates bearish sentiment.

Change versus previous month

Short interest in Medallion Financial has recently increased by 3.78%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Medallion Financial is a leading dividend payer. It pays a dividend yield of 4.90%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Medallion Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Medallion Financial is 30.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Medallion Financial will have a dividend payout ratio of 29.81% next year. This indicates that Medallion Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.06% of the float of Medallion Financial has been sold short.

Short Interest Ratio / Days to Cover

Medallion Financial has a short interest ratio ("days to cover") of 21.5, which indicates bearish sentiment.

Change versus previous month

Short interest in Medallion Financial has recently increased by 3.78%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.3 / 5
• News Sentiment: 0.34

News Sentiment

Medallion Financial has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Medallion Financial this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for MFIN on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Medallion Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

24.60% of the stock of Medallion Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

40.56% of the stock of Medallion Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MFIN Stock Analysis - Frequently Asked Questions

How have MFIN shares performed this year?

Medallion Financial's stock was trading at $9.39 on January 1st, 2025. Since then, MFIN shares have increased by 4.2% and is now trading at $9.78.

How were Medallion Financial's earnings last quarter?

Medallion Financial Corp. (NASDAQ:MFIN) announced its quarterly earnings results on Wednesday, April, 30th. The credit services provider reported $0.50 earnings per share for the quarter, beating analysts' consensus estimates of $0.32 by $0.18. The credit services provider earned $75.43 million during the quarter, compared to analysts' expectations of $51.73 million. Medallion Financial had a net margin of 11.96% and a trailing twelve-month return on equity of 8.70%.
Read the conference call transcript.

Does Medallion Financial have any subsidiaries?

Medallion Financial subsidiaries include Freshstart Venture Capital Corp, Medallion Bank, Medallion Capital Inc, and Medallion Funding LLC.

How do I buy shares of Medallion Financial?

Shares of MFIN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Medallion Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Medallion Financial investors own include NVIDIA (NVDA), Meta Platforms (META), International Business Machines (IBM), Advanced Micro Devices (AMD), Tesla (TSLA), Alphabet (GOOG) and Broadcom (AVGO).

Company Calendar

• Last Earnings: 4/30/2025
• Record date for 5/30 Dividend: 5/15/2025
• Ex-Dividend for 5/30 Dividend: 5/15/2025
• Dividend Payable: 5/30/2025
• Today: 7/05/2025
• Next Earnings (Estimated): 7/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SBIC&COMMRL
• Sub-Industry: Asset Management & Custody Banks
• Current Symbol: NASDAQ:MFIN
• Previous Symbol: NASDAQ:TAXI
• CIK: 1000209
• Web: www.medallion.com
• Phone: (212) 328-2100
• Fax: 212-328-2121
• Employees: 140
• Year Founded: 1979

Profitability

• EPS (Trailing Twelve Months): $1.60
• Trailing P/E Ratio: 6.11
• Forward P/E Ratio: 6.70
• P/E Growth: N/A
• Net Income: $35.88 million
• Net Margins: 11.96%
• Pretax Margin: 20.62%
• Return on Equity: 8.70%
• Return on Assets: 1.33%

Debt

• Debt-to-Equity Ratio: 0.44
• Current Ratio: 1.18
• Quick Ratio: 1.12

Sales & Book Value

• Annual Sales: $302.03 million
• Price / Sales: 0.75
• Cash Flow: $2.22 per share
• Price / Cash Flow: 4.41
• Book Value: $19.03 per share
• Price / Book: 0.51

Miscellaneous

• Outstanding Shares: 23,240,000
• Free Float: 17,520,000
• Market Cap: $227.29 million
• Optionable: Optionable
• Beta: 1.33