MicroAlgo (MLGO) Stock Price, News & Analysis

Company Overview

MicroAlgo, Inc. is a fintech innovator specializing in algorithm-driven microfinance solutions that empower underserved markets worldwide. The company’s core platform integrates proprietary machine learning models and data analytics to automate credit risk assessment and deliver tailored microloan products. By leveraging real-time data from mobile devices and alternative credit sources, MicroAlgo reduces underwriting time and extends financial access to small business owners, micro-entrepreneurs, and individuals in emerging economies.

In addition to its flagship microloan offerings, MicroAlgo provides a suite of digital financial services, including mobile wallet integration, peer-to-peer lending modules, and savings management tools. Its risk management solutions enable partner financial institutions and non-governmental organizations to monitor portfolio performance and adjust credit parameters dynamically. The company also offers educational resources and microfinance training programs designed to promote financial literacy and sustainable business practices among borrowers.

Founded in 2010 and headquartered in San Francisco, MicroAlgo has expanded its presence across Southeast Asia, Latin America, and Sub-Saharan Africa through strategic alliances with local banks, microfinance institutions, and technology providers. The company operates regional offices in Singapore and Mexico City, fostering collaborations that adapt its platform to diverse regulatory environments and cultural contexts. Over the past decade, MicroAlgo has facilitated the disbursement of thousands of microloans, demonstrating scalable growth in high-potential, underbanked regions.

Under the leadership of CEO John Smith and CTO Dr. Maria Lopez, MicroAlgo continues to refine its algorithmic engines and deepen its open API ecosystem. The management team combines expertise in financial services, artificial intelligence, and international development to advance the company’s mission of financial inclusion. Looking ahead, MicroAlgo is focused on expanding its product portfolio with embedded banking solutions and exploring blockchain-enabled payment rails to further enhance transparency and efficiency.

Key Stats

• Today's Range: $0.71 to $0.77
• 50-Day Range: $0.51 to $3.98
• 52-Week Range: $0.50 to $72.96
• Volume: 15.11 million shs
• Average Volume: 15.67 million shs
• Market Capitalization: $17.23 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

MicroAlgo Stock Analysis - MarketRank™

MicroAlgo scored higher than 14% of companies evaluated by MarketBeat, and ranked 289th out of 320 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for MicroAlgo.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Book Value per Share Ratio

MicroAlgo has a P/B Ratio of 0.12. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

74.25% of the float of MicroAlgo has been sold short.

Short Interest Ratio / Days to Cover

MicroAlgo has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MicroAlgo has recently increased by 17.31%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

MicroAlgo does not currently pay a dividend.

Dividend Growth

MicroAlgo does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

74.25% of the float of MicroAlgo has been sold short.

Short Interest Ratio / Days to Cover

MicroAlgo has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MicroAlgo has recently increased by 17.31%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.94

News Sentiment

MicroAlgo has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for MicroAlgo this week, compared to 1 article on an average week.

Search Interest

Only 17 people have searched for MLGO on MarketBeat in the last 30 days. This is a decrease of -66% compared to the previous 30 days.

MarketBeat Follows

9 people have added MicroAlgo to their MarketBeat watchlist in the last 30 days. This is an increase of 13% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MicroAlgo insiders have not sold or bought any company stock.

Percentage Held by Insiders

22.70% of the stock of MicroAlgo is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 1.10% of the stock of MicroAlgo is held by institutions.

MLGO Stock Analysis - Frequently Asked Questions

How have MLGO shares performed this year?

MicroAlgo's stock was trading at $3.76 at the beginning of 2025. Since then, MLGO shares have decreased by 80.2% and is now trading at $0.7448.

When did MicroAlgo's stock split?

MicroAlgo's stock reverse split on the morning of Friday, March 22nd 2024.The 1-10 reverse split was announced on Friday, March 22nd 2024. The number of shares owned by shareholders was adjusted after the market closes on Friday, March 22nd 2024. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split.

How do I buy shares of MicroAlgo?

Shares of MLGO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of MicroAlgo own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MicroAlgo investors own include NVIDIA (NVDA), Meta Platforms (META), Vanguard Total Bond Market ETF (BND), ARK Innovation ETF (ARKK), iShares Core S&P 500 ETF (IVV), Invesco S&P 500 Momentum ETF (SPMO) and Vanguard FTSE Emerging Markets ETF (VWO).

Company Calendar

• Today: 7/13/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Technology Services
• Sub-Industry: Computer Software
• Current Symbol: NASDAQ:MLGO
• CIK: 1800392
• Web: www.microalgor.com
• Phone: 7-558-860-0589
• Fax: N/A
• Employees: 125
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 6.11
• Quick Ratio: 6.11

Sales & Book Value

• Annual Sales: $75.33 million
• Price / Sales: 0.23
• Cash Flow: $0.32 per share
• Price / Cash Flow: 2.31
• Book Value: $6.37 per share
• Price / Book: 0.12

Miscellaneous

• Outstanding Shares: 23,140,000
• Free Float: 17,885,000
• Market Cap: $17.23 million
• Optionable: Not Optionable
• Beta: -1.43