Free Trial
NASDAQ:MSBI

Midland States Bancorp (MSBI) Stock Price, News & Analysis

Midland States Bancorp logo
$31.30 -0.43 (-1.34%)
As of 01:33 PM Eastern
This is a fair market value price provided by Massive. Learn more.

About Midland States Bancorp Stock (NASDAQ:MSBI)

Advanced

Key Stats

Today's Range
$30.99
▼
$31.58
50-Day Range
$31.60
▼
$34.25
52-Week Range
$15.06
▼
$35.10
Volume
27,136 shs
Average Volume
161,095 shs
Market Capitalization
$650.94 million
P/E Ratio
13.77
Dividend Yield
4.22%
Price Target
$32.50
Consensus Rating
Hold

Company Overview

Midland States Bancorp, Inc. is a financial holding company headquartered in Effingham, Illinois. Its principal subsidiary, Midland States Bank, provides banking and financial services to individuals, businesses and organizations, with a focus on community banking.

The bank offers deposit accounts, personal and business loans, mortgage lending, treasury management and other commercial banking services. It also provides wealth management services, including investment and trust services.

Midland States Bank traces its roots to 1881 and primarily serves customers in Illinois and Missouri. Through its banking and financial operations, Midland States Bancorp serves both local consumers and businesses with a range of lending, deposit and advisory needs.

AI Generated. May Contain Errors.

Midland States Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
54th Percentile Overall Score

MSBI MarketRank™: 
2.70969855832 of 5 stars

Midland States Bancorp scored higher than 54% of companies evaluated by MarketBeat, and ranked 623rd out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Midland States Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 6 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Midland States Bancorp is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Midland States Bancorp has only been the subject of 4 research reports in the past 90 days.

  • Read more about Midland States Bancorp's stock forecast and price target.
  • Earnings Growth

    Earnings for Midland States Bancorp are expected to grow by 0.29% in the coming year, from $3.44 to $3.45 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Midland States Bancorp is 13.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.43.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Midland States Bancorp is 13.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.48.

  • Price to Book Value per Share Ratio

    Midland States Bancorp has a P/B Ratio of 1.54. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Midland States Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    5.65% of the float of Midland States Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Midland States Bancorp has a short interest ratio ("days to cover") of 6.97.
  • Change versus previous month

    Short interest in Midland States Bancorp has recently increased by 2.48%, indicating that investor sentiment is decreasing.
  • Dividend Leadership

    Midland States Bancorp is a leading dividend payer. It pays a dividend yield of 4.11%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Midland States Bancorp has only been increasing its dividend for 1 years.

  • Dividend Coverage

    The dividend payout ratio of Midland States Bancorp is 58.15%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Midland States Bancorp will have a dividend payout ratio of 38.26% next year. This indicates that Midland States Bancorp will be able to sustain or increase its dividend.

  • Read more about Midland States Bancorp's dividend.
  • News Sentiment

    Midland States Bancorp has a news sentiment score of 0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 6 news articles for Midland States Bancorp this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Midland States Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $96,207.00 in company stock.

  • Percentage Held by Insiders

    8.57% of the stock of Midland States Bancorp is held by insiders.

  • Percentage Held by Institutions

    60.93% of the stock of Midland States Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Midland States Bancorp's insider trading history.
Receive MSBI Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for Midland States Bancorp and its competitors with MarketBeat's FREE daily newsletter.

SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

MSBI Stock News Headlines

Midland States Bancorp Deserves A Rare Double Upgrade
Midland States Bancorp: A Turnaround Still Worth Buying
My public warning after 55 years of watching the markets
Dr. Martin D. Weiss has publicly predicted six major American market crashes over his 55-year career, each warning issued before the crisis hit. Now the founder of Weiss Ratings, the only conflict-free rating agency in America, says he is watching a $3 trillion problem that could trigger a chain reaction across markets and banks.tc pixel
See More Headlines

MSBI Stock Analysis - Frequently Asked Questions

Midland States Bancorp's stock was trading at $21.17 at the beginning of 2026. Since then, MSBI shares have increased by 47.2% and is now trading at $31.1660.

Midland States Bancorp, Inc. (NASDAQ:MSBI) released its earnings results on Thursday, October, 22nd. The financial services provider reported $0.95 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.89 by $0.06. The financial services provider earned $86.14 million during the quarter, compared to the consensus estimate of $83.77 million. Midland States Bancorp had a net margin of 12.80% and a trailing twelve-month return on equity of 17.13%.

Midland States Bancorp's board initiated a stock buyback plan on Wednesday, May 6th 2026, which permits the company to repurchase $45 million in shares, according to EventVestor. This means that the company could repurchase up to 8% of its stock through open market purchases. Stock buyback plans are typically an indication that the company's board of directors believes its shares are undervalued.

Midland States Bancorp (MSBI) raised $84 million in an initial public offering on Tuesday, May 24th 2016. The company issued 3,638,755 shares at $22.00-$24.00 per share. Sandler O'Neill + Partners and Keefe, Bruyette & Woods (A Stifel Company) acted as the underwriters for the IPO and D. A. Davidson and Stephens were co-managers.

Midland States Bancorp's top institutional shareholders include State Street Corp (3.37%), Russell Investments Group Ltd. (0.29%), Ieq Capital LLC (0.20%) and Midland Wealth Advisors LLC (0.14%). Insiders that own company stock include Jeffrey G Ludwig, Jeremy Andrew Jameson, Douglas J Tucker, Daniel Edward Casey, Jeffrey M Mcdonnell, Kyle Owen Mooney, Donald J Spring, Travis Franklin and Gerald Joseph Carlson.
View institutional ownership trends
.

Shares of MSBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Midland States Bancorp investors own include Alphabet (GOOG), Silicon Motion Technology (SIMO), Capital City Bank Group (CCBG), Boeing (BA), Elevance Health (ELV), Ford Motor (F) and Advanced Micro Devices (AMD).

Company Calendar

Record date for 8/21 Dividend
8/14/2026
Ex-Dividend for 8/21 Dividend
8/14/2026
Dividend Payable
8/21/2026
Last Earnings
10/22/2026
Today
11/13/2026
Record date for 11/20 Dividend
11/13/2026
Ex-Dividend for 11/20 Dividend
11/13/2026
Dividend Payable
11/20/2026
Fiscal Year End
12/31/2026
Next Earnings (Estimated)
1/28/2027

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:MSBI
CIK
1466026
Employees
861
Year Founded
1881

Price Target and Rating

High Price Target
$37.00
Low Price Target
$25.50
Potential Upside/Downside
+4.3%
Consensus Rating
Hold
Rating Score (0-4)
2.00
Research Coverage
6 Analysts

Profitability

EPS (Trailing Twelve Months)
$2.27
Trailing P/E Ratio
13.73
Forward P/E Ratio
9.04
P/E Growth
N/A
Net Income
-$124.28 million
Net Margins
12.80%
Pretax Margin
16.70%
Return on Equity
17.13%
Return on Assets
1.15%

Debt

Debt-to-Equity Ratio
1.03
Current Ratio
0.74
Quick Ratio
0.74

Sales & Book Value

Annual Sales
$476.05 million
Price / Sales
1.36
Cash Flow
$8.96 per share
Price / Cash Flow
3.48
Book Value
$20.23 per share
Price / Book
1.54

Miscellaneous

Outstanding Shares
20,800,000
Free Float
19,019,000
Market Cap
$648.44 million
Optionable
Optionable
Beta
0.66

Social Links

10 Stocks Powering The Next AI Boom  Cover

The AI boom is creating opportunities across semiconductors, cloud computing, enterprise software, infrastructure, cybersecurity, and automation.

Inside this report, you’ll find 10 companies positioned to benefit as artificial intelligence moves from hype to real-world deployment and becomes a core growth driver for corporate America.

Get This Free Report

This page (NASDAQ:MSBI) was last updated on 11/13/2026 by MarketBeat.com Staff.
From Our Partners