NB Bancorp (NBBK) Stock Price, News & Analysis

Company Overview

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in Massachusetts, eastern Connecticut, southern New Hampshire, and Rhode Island. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily, one- to four-family residential real estate, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, municipal bonds, and corporate bonds. The company was founded in 1892 and is based in Needham, Massachusetts.

Key Stats

• Today's Range: $18.81 to $19.13
• 50-Day Range: $16.27 to $19.26
• 52-Week Range: $15.09 to $21.05
• Volume: 103,615 shs
• Average Volume: 188,832 shs
• Market Capitalization: $752.79 million
• P/E Ratio: 14.21
• Dividend Yield: 1.48%
• Price Target: $20.00
• Consensus Rating: Buy

NB Bancorp Stock Analysis - MarketRank™

NB Bancorp scored higher than 56% of companies evaluated by MarketBeat, and ranked 603rd out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

NB Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

NB Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 22.30%

Earnings Growth

Earnings for NB Bancorp are expected to grow by 22.30% in the coming year, from $1.39 to $1.70 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of NB Bancorp is 14.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.74.

Price to Earnings Ratio vs. Sector

The P/E ratio of NB Bancorp is 14.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.44.

Price to Book Value per Share Ratio

NB Bancorp has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.87% of the float of NB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

NB Bancorp has a short interest ratio ("days to cover") of 7.

Change versus previous month

Short interest in NB Bancorp has recently increased by 2.11%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

NB Bancorp pays a meaningful dividend of 1.47%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

NB Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of NB Bancorp is 21.05%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, NB Bancorp will have a dividend payout ratio of 16.47% next year. This indicates that NB Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.87% of the float of NB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

NB Bancorp has a short interest ratio ("days to cover") of 7.

Change versus previous month

Short interest in NB Bancorp has recently increased by 2.11%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.71

News Sentiment

NB Bancorp has a news sentiment score of 1.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.18 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for NB Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, NB Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $25,485.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 1.90% of the stock of NB Bancorp is held by insiders.

NBBK Stock Analysis - Frequently Asked Questions

How have NBBK shares performed this year?

NB Bancorp's stock was trading at $18.06 on January 1st, 2025. Since then, NBBK stock has increased by 4.7% and is now trading at $18.90.

How were NB Bancorp's earnings last quarter?

NB Bancorp, Inc. (NASDAQ:NBBK) issued its quarterly earnings results on Wednesday, July, 23rd. The company reported $0.40 EPS for the quarter, topping the consensus estimate of $0.35 by $0.05. The firm had revenue of $51.19 million for the quarter. NB Bancorp had a net margin of 15.86% and a trailing twelve-month return on equity of 7.37%.

When did NB Bancorp IPO?

NB Bancorp (NBBK) raised $356 million in an IPO on Thursday, December 28th 2023. The company issued 35,650,000 shares at $10.00 per share.

Who are NB Bancorp's major shareholders?

NB Bancorp's top institutional shareholders include Pertento Partners LLP (5.21%), Geode Capital Management LLC (2.18%), Marshall Wace LLP (0.78%) and Panagora Asset Management Inc. (0.56%). Insiders that own company stock include Francis Orfanello, Joseph P Campanelli, Hope Pascucci, Paul A Evangelista, Salvatore J Rinaldi, Joseph R Nolan Jr, Jean-Pierre Lapointe, Muhammad Raza and Angela Jackson.
View institutional ownership trends.

How do I buy shares of NB Bancorp?

Shares of NBBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of NB Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that NB Bancorp investors own include Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), NVIDIA (NVDA), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Last Earnings: 7/23/2025
• Record date for 8/20 Dividend: 8/06/2025
• Ex-Dividend for 8/20 Dividend: 8/06/2025
• Dividend Payable: 8/20/2025
• Today: 8/29/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:NBBK
• Previous Symbol: NASDAQ:NBBK
• CIK: 1979330
• Web: www.needhambank.com
• Phone: 781-444-2100
• Fax: N/A
• Employees: 342
• Year Founded: N/A

Price Target and Rating

• Average Price Target for NB Bancorp: $20.00
• High Price Target: $20.00
• Low Price Target: $20.00
• Potential Upside/Downside: +5.8%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.33
• Trailing P/E Ratio: 14.21
• Forward P/E Ratio: 13.60
• P/E Growth: N/A
• Net Income: $42.15 million
• Net Margins: 15.86%
• Pretax Margin: 21.97%
• Return on Equity: 7.37%
• Return on Assets: 1.07%

Debt

• Debt-to-Equity Ratio: 0.17
• Current Ratio: 1.10
• Quick Ratio: 1.10

Sales & Book Value

• Annual Sales: $304.05 million
• Price / Sales: 2.48
• Cash Flow: $1.11 per share
• Price / Cash Flow: 17.10
• Book Value: $18.51 per share
• Price / Book: 1.02

Miscellaneous

• Outstanding Shares: 39,830,000
• Free Float: 39,069,000
• Market Cap: $752.79 million
• Optionable: Optionable
• Beta: 0.44