Origin Bancorp (OBK) Stock Price, News & Analysis

Company Overview

Origin Bancorp, Inc. (NYSE: OBK) is a bank holding company based in Atlanta, Georgia, and is the parent of Origin Bank, a full-service commercial banking franchise. The company provides a broad range of financial products and services to individuals, small and middle-market businesses, and institutional clients across the southeastern United States.

Through Origin Bank, the company offers a variety of deposit products, including checking and savings accounts, money market accounts, and certificates of deposit. On the lending side, Origin Bancorp extends credit through commercial real estate loans, construction and development financing, equipment loans, and residential mortgage lending. The bank also delivers complementary services such as treasury and cash management solutions, trust and wealth management services, and insurance products to support the financial needs of its clients.

Origin Bancorp has cultivated a regional presence with branch locations and lending offices serving communities in Louisiana, Mississippi, Texas, Alabama, and Florida. The company emphasizes local decision-making and community engagement, leveraging its understanding of regional markets—such as energy, agriculture, healthcare, and professional services—to tailor its offerings. Origin Bancorp’s leadership team is committed to sustainable growth built on strong credit discipline, technological innovation, and personalized client relationships.

Key Stats

• Today's Range: $33.70 to $34.37
• 50-Day Range: $32.32 to $39.04
• 52-Week Range: $28.80 to $41.17
• Volume: 108,583 shs
• Average Volume: 140,635 shs
• Market Capitalization: $1.07 billion
• P/E Ratio: 15.28
• Dividend Yield: 1.75%
• Price Target: $43.20
• Consensus Rating: Buy

Origin Bancorp Stock Analysis - MarketRank™

Origin Bancorp scored higher than 75% of companies evaluated by MarketBeat, and ranked 6th out of 22 stocks in the financial services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Buy

Consensus Rating

Origin Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Origin Bancorp has a consensus price target of $43.20, representing about 26.1% upside from its current price of $34.26.

Amount of Analyst Coverage

Origin Bancorp has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Origin Bancorp is 15.29, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.15.

Price to Earnings Ratio vs. Sector

The P/E ratio of Origin Bancorp is 15.29, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 31.02.

Price to Book Value per Share Ratio

Origin Bancorp has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.03% of the float of Origin Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Origin Bancorp has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Origin Bancorp has recently increased by 4.73%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Origin Bancorp pays a meaningful dividend of 1.77%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Origin Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Origin Bancorp is 26.79%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.03% of the float of Origin Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Origin Bancorp has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Origin Bancorp has recently increased by 4.73%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.65

News Sentiment

Origin Bancorp has a news sentiment score of 0.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.49 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Origin Bancorp this week, compared to 3 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Origin Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.39% of the stock of Origin Bancorp is held by insiders.

Percentage Held by Institutions

54.68% of the stock of Origin Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

OBK Stock Analysis - Frequently Asked Questions

How have OBK shares performed this year?

Origin Bancorp's stock was trading at $37.47 on January 1st, 2025. Since then, OBK shares have decreased by 8.6% and is now trading at $34.26.

How were Origin Bancorp's earnings last quarter?

Origin Bancorp, Inc. (NYSE:OBK) released its quarterly earnings data on Wednesday, April, 23rd. The company reported $1.17 earnings per share (EPS) for the quarter. The firm earned $59.94 million during the quarter. Origin Bancorp had a trailing twelve-month return on equity of 5.98% and a net margin of 11.98%.

Who are Origin Bancorp's major shareholders?

Top institutional shareholders of Origin Bancorp include Deprince Race & Zollo Inc. (0.23%), Voya Investment Management LLC (0.23%), Harbor Capital Advisors Inc. (0.04%) and CWM LLC (0.02%). Insiders that own company stock include Preston Moore and Jay Dyer.
View institutional ownership trends.

How do I buy shares of Origin Bancorp?

Shares of OBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 4/23/2025
• Record date for 8/29 Dividend: 8/15/2025
• Ex-Dividend for 8/29 Dividend: 8/15/2025
• Dividend Payable: 8/29/2025
• Today: 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Financial Services
• Industry: State Commercial Banks – Fed Reserve System
• Sub-Industry: Banking
• Current Symbol: NYSE:OBK
• Previous Symbol: NYSE:OBK
• CIK: 1516912
• Web: N/A
• Phone: (318) 242-7500
• Fax: N/A
• Employees: 1,031
• Year Founded: 1912

Price Target and Rating

• Average Price Target for Origin Bancorp: $43.20
• High Price Target: $45.00
• Low Price Target: $39.00
• Potential Upside/Downside: +26.1%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.24
• Trailing P/E Ratio: 15.29
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $76.49 million
• Net Margins: 11.98%
• Pretax Margin: 15.22%
• Return on Equity: 5.98%
• Return on Assets: 0.72%

Debt

• Debt-to-Equity Ratio: 0.18
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $619.96 million
• Price / Sales: 1.73
• Cash Flow: $3.24 per share
• Price / Cash Flow: 10.57
• Book Value: $36.74 per share
• Price / Book: 0.93

Miscellaneous

• Outstanding Shares: 31,230,000
• Free Float: 29,230,000
• Market Cap: $1.07 billion
• Optionable: N/A
• Beta: 0.79