OFS Credit (OCCI) Competitors

Saratoga Investment (NYSE:SAR) and OFS Credit (NASDAQ:OCCI) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, valuation, profitability, analyst recommendations, dividends, media sentiment, institutional ownership, community ranking and risk.

Does the media favor SAR or OCCI?

In the previous week, Saratoga Investment had 4 more articles in the media than OFS Credit. MarketBeat recorded 4 mentions for Saratoga Investment and 0 mentions for OFS Credit. Saratoga Investment's average media sentiment score of 0.89 beat OFS Credit's score of 0.00 indicating that Saratoga Investment is being referred to more favorably in the media.

Company	Overall Sentiment
Saratoga Investment	Positive
OFS Credit	Neutral

Which has more risk and volatility, SAR or OCCI?

Saratoga Investment has a beta of 0.68, indicating that its stock price is 32% less volatile than the S&P 500. Comparatively, OFS Credit has a beta of 0.78, indicating that its stock price is 22% less volatile than the S&P 500.

Do institutionals and insiders have more ownership in SAR or OCCI?

19.1% of Saratoga Investment shares are held by institutional investors. Comparatively, 23.8% of OFS Credit shares are held by institutional investors. 12.0% of Saratoga Investment shares are held by company insiders. Comparatively, 2.8% of OFS Credit shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Do analysts rate SAR or OCCI?

Saratoga Investment presently has a consensus target price of $24.25, suggesting a potential downside of 1.48%. Given Saratoga Investment's stronger consensus rating and higher possible upside, equities research analysts plainly believe Saratoga Investment is more favorable than OFS Credit.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Saratoga Investment	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
OFS Credit	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has preferable earnings & valuation, SAR or OCCI?

Saratoga Investment has higher revenue and earnings than OFS Credit. Saratoga Investment is trading at a lower price-to-earnings ratio than OFS Credit, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Saratoga Investment	$148.85M	2.54	$28.09M	$2.04	12.07
OFS Credit	$32.55M	2.92	$2.68M	$0.17	35.45

Is SAR or OCCI a better dividend stock?

Saratoga Investment pays an annual dividend of $3.00 per share and has a dividend yield of 12.2%. OFS Credit pays an annual dividend of $1.37 per share and has a dividend yield of 22.7%. Saratoga Investment pays out 147.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. OFS Credit pays out 805.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the MarketBeat Community prefer SAR or OCCI?

Saratoga Investment received 222 more outperform votes than OFS Credit when rated by MarketBeat users. However, 58.02% of users gave OFS Credit an outperform vote while only 57.36% of users gave Saratoga Investment an outperform vote.

Company	Underperform	Outperform
Saratoga Investment	Outperform Votes 269 57.36%	Underperform Votes 200 42.64%
OFS Credit	Outperform Votes 47 58.02%	Underperform Votes 34 41.98%

Is SAR or OCCI more profitable?

Saratoga Investment has a net margin of 18.87% compared to OFS Credit's net margin of 0.00%. Saratoga Investment's return on equity of 14.04% beat OFS Credit's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Saratoga Investment	18.87%	14.04%	4.40%
OFS Credit	N/A	N/A	N/A

Summary

Saratoga Investment beats OFS Credit on 13 of the 19 factors compared between the two stocks.