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NASDAQ:OPOF

Old Point Financial (OPOF) Stock Price, News & Analysis

Old Point Financial logo
$41.35 -0.49 (-1.17%)
As of 03:52 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Old Point Financial Stock (NASDAQ:OPOF)

Key Stats

Today's Range
$41.15
$41.50
50-Day Range
$39.25
$41.90
52-Week Range
$17.02
$42.67
Volume
3,913 shs
Average Volume
19,976 shs
Market Capitalization
$210.97 million
P/E Ratio
24.32
Dividend Yield
1.35%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Old Point Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
20th Percentile Overall Score

OPOF MarketRank™: 

Old Point Financial scored higher than 20% of companies evaluated by MarketBeat, and ranked 876th out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for Old Point Financial.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Old Point Financial is 24.32, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.70.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Old Point Financial is 24.32, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.44.

  • Price to Book Value per Share Ratio

    Old Point Financial has a P/B Ratio of 1.79. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Old Point Financial's valuation and earnings.
  • Percentage of Shares Shorted

    3.40% of the float of Old Point Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Old Point Financial has a short interest ratio ("days to cover") of 5.7.
  • Change versus previous month

    Short interest in Old Point Financial has recently increased by 1.70%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Old Point Financial pays a meaningful dividend of 1.34%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Old Point Financial does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Old Point Financial is 32.94%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about Old Point Financial's dividend.
  • Percentage of Shares Shorted

    3.40% of the float of Old Point Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Old Point Financial has a short interest ratio ("days to cover") of 5.7.
  • Change versus previous month

    Short interest in Old Point Financial has recently increased by 1.70%, indicating that investor sentiment is decreasing.
  • News Sentiment

    Old Point Financial has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.17 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Old Point Financial this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Old Point Financial insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    21.11% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Only 33.43% of the stock of Old Point Financial is held by institutions.

  • Read more about Old Point Financial's insider trading history.
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OPOF Stock News Headlines

What Steve Bannon revealed about Trump’s gold play
A Trump advisor just said 3 words that could reset the dollar. It’s a gold move nobody saw coming—and your IRA could be at risk. Here’s how to prepare.tc pixel
Old Point Releases Second Quarter 2025 Results
See More Headlines

OPOF Stock Analysis - Frequently Asked Questions

Old Point Financial's stock was trading at $26.06 at the beginning of 2025. Since then, OPOF stock has increased by 58.7% and is now trading at $41.35.

Old Point Financial Corporation (NASDAQ:OPOF) announced its earnings results on Wednesday, July, 30th. The bank reported $0.43 earnings per share for the quarter. The bank earned $15.43 million during the quarter. Old Point Financial had a trailing twelve-month return on equity of 8.16% and a net margin of 10.12%.

Old Point Financial's top institutional investors include OLD Point Trust & Financial Services N A (4.64%), Geode Capital Management LLC (1.91%), Skandinaviska Enskilda Banken AB publ (0.44%) and Bridgeway Capital Management LLC (0.39%). Insiders that own company stock include Pl Capital Advisors, Llc, Robert F Shuford Jr, John Cabot Ishon, Clark Rebekah Ellen Thacker, Joseph R Witt, Stephen Conway Adams, Sarah B Golden, Susan Ralston, Donald S Buckless, Michael A Glasser, A Eric Kauders Jr and Elizabeth S Wash.
View institutional ownership trends
.

Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Old Point Financial investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Meta Platforms (META), e.l.f. Beauty (ELF), Jabil (JBL) and Arista Networks (ANET).

Company Calendar

Record date for 6/30 Dividend
6/09/2025
Ex-Dividend for 6/30 Dividend
6/09/2025
Dividend Payable
6/30/2025
Last Earnings
7/30/2025
Today
8/28/2025
Next Earnings (Estimated)
10/23/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - SOUTHEAST
Sub-Industry
Banking
Current Symbol
NASDAQ:OPOF
CIK
740971
Employees
280
Year Founded
1923

Profitability

EPS (Trailing Twelve Months)
$1.70
Trailing P/E Ratio
24.61
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$9.51 million
Net Margins
10.12%
Pretax Margin
12.51%
Return on Equity
8.16%
Return on Assets
0.66%

Debt

Debt-to-Equity Ratio
0.34
Current Ratio
0.90
Quick Ratio
0.90

Sales & Book Value

Annual Sales
$85.82 million
Price / Sales
2.49
Cash Flow
$2.50 per share
Price / Cash Flow
16.76
Book Value
$23.15 per share
Price / Book
1.81

Miscellaneous

Outstanding Shares
5,100,000
Free Float
4,025,000
Market Cap
$213.38 million
Optionable
Not Optionable
Beta
-0.32

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This page (NASDAQ:OPOF) was last updated on 8/28/2025 by MarketBeat.com Staff
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