NASDAQ:OPOF Old Point Financial (OPOF) Stock Price, News & Analysis $40.02 -0.30 (-0.74%) Closing price 08/7/2025 04:00 PM EasternExtended Trading$40.19 +0.17 (+0.43%) As of 08/7/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Old Point Financial Stock (NASDAQ:OPOF) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Old Point Financial alerts:Sign Up Key Stats Today's Range$40.00▼$40.5550-Day Range$38.86▼$41.3652-Week Range$17.02▼$41.61Volume48,885 shsAverage Volume13,035 shsMarket Capitalization$204.50 millionP/E Ratio23.54Dividend Yield1.40%Price TargetN/AConsensus RatingN/A Company Overview Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans. In addition, it offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products, wealth management, and cash management services. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia. Read More Old Point Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks32nd Percentile Overall ScoreOPOF MarketRank™: Old Point Financial scored higher than 32% of companies evaluated by MarketBeat, and ranked 783rd out of 918 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Old Point Financial. Earnings and Valuation0.6 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Point Financial is 23.54, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.78.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Point Financial is 23.54, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.86.Price to Book Value per Share RatioOld Point Financial has a P/B Ratio of 1.78. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Old Point Financial's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.34% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 5.7.Change versus previous monthShort interest in Old Point Financial has recently decreased by 15.34%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldOld Point Financial pays a meaningful dividend of 1.39%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOld Point Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Old Point Financial is 32.94%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Old Point Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted3.34% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 5.7.Change versus previous monthShort interest in Old Point Financial has recently decreased by 15.34%, indicating that investor sentiment is improving significantly. News and Social Media1.9 / 5News Sentiment0.35 News SentimentOld Point Financial has a news sentiment score of 0.35. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.75 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Old Point Financial this week, compared to 1 article on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Old Point Financial insiders have not sold or bought any company stock.Percentage Held by Insiders21.11% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 33.43% of the stock of Old Point Financial is held by institutions.Read more about Old Point Financial's insider trading history. Receive OPOF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Point Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address OPOF Stock News HeadlinesOld Point Financial (NASDAQ:OPOF) Cut to Sell at Wall Street ZenAugust 5 at 2:01 AM | americanbankingnews.comOld Point Financial Corporation: Old Point Releases Second Quarter 2025 ResultsAugust 1, 2025 | finanznachrichten.deElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... Again Back in 2018, when Jeff Brown told everyone to buy Tesla… The "experts" said Elon was finished and Tesla was headed for bankruptcy. Now they're saying the same thing, but Jeff has uncovered Tesla's next breakthrough. | Brownstone Research (Ad)Old Point Releases Second Quarter 2025 ResultsJuly 30, 2025 | prnewswire.comOld Point Announces Shareholder Approval for MergerJuly 2, 2025 | prnewswire.comOld Point Financial Corp. (OPOF) Stock Price Today - WSJJuly 1, 2025 | wsj.comOld Point Financial Corporation (OPOF) stock price, news, quote & history – Yahoo FinanceJune 26, 2025 | nz.finance.yahoo.comOld Point Financial Corporation Announces Quarterly DividendMay 27, 2025 | prnewswire.comSee More Headlines OPOF Stock Analysis - Frequently Asked Questions How have OPOF shares performed this year? Old Point Financial's stock was trading at $26.06 at the beginning of 2025. Since then, OPOF shares have increased by 53.6% and is now trading at $40.02. How were Old Point Financial's earnings last quarter? Old Point Financial Corporation (NASDAQ:OPOF) announced its quarterly earnings data on Wednesday, July, 30th. The bank reported $0.43 earnings per share for the quarter. The bank earned $15.43 million during the quarter. Old Point Financial had a trailing twelve-month return on equity of 8.20% and a net margin of 10.12%. Who are Old Point Financial's major shareholders? Top institutional investors of Old Point Financial include OLD Point Trust & Financial Services N A (4.64%), Mcrae Capital Management Inc. (0.12%), Bay Capital Advisors LLC (0.12%) and Gratus Wealth Advisors LLC (0.10%). Insiders that own company stock include Pl Capital Advisors, Llc, Robert F Shuford Jr, John Cabot Ishon, Clark Rebekah Ellen Thacker, Joseph R Witt, Stephen Conway Adams, Sarah B Golden, Susan Ralston, Donald S Buckless, Michael A Glasser, A Eric Kauders Jr and Elizabeth S Wash. View institutional ownership trends. How do I buy shares of Old Point Financial? Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Old Point Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Old Point Financial investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Meta Platforms (META), e.l.f. Beauty (ELF), Jabil (JBL) and Arista Networks (ANET). Company Calendar Record date for 6/30 Dividend6/09/2025Ex-Dividend for 6/30 Dividend6/09/2025Dividend Payable6/30/2025Last Earnings7/30/2025Today8/08/2025Next Earnings (Estimated)10/23/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryBanking Current SymbolNASDAQ:OPOF CIK740971 Webwww.oldpoint.com Phone(757) 728-1200Fax757-728-1279Employees280Year FoundedN/AProfitability EPS (Trailing Twelve Months)$1.70 Trailing P/E Ratio23.54 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.51 million Net Margins10.12% Pretax Margin14.03% Return on Equity8.20% Return on Assets0.65% Debt Debt-to-Equity Ratio0.34 Current Ratio0.90 Quick Ratio0.90 Sales & Book Value Annual Sales$85.82 million Price / Sales2.38 Cash Flow$2.48 per share Price / Cash Flow16.13 Book Value$22.44 per share Price / Book1.78Miscellaneous Outstanding Shares5,110,000Free Float4,027,000Market Cap$204.50 million OptionableNot Optionable Beta-0.32 Social Links 7 Energy Stocks to Buy and Hold ForeverWith the proliferation of data centers and electric vehicles, the electric grid will only get more strained. 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