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About Old Point Financial (NASDAQ:OPOF)
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual, retail, and commercial customers. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction and real estate mortgage loans, such as residential 1-4 family mortgages, commercial real estate loans, second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company, through its other subsidiary, Old Point Trust & Financial Services, N.A., provides wealth management services, which include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services, and investment management services. As of December 31, 2017, it operated 18 branches in the Hampton Roads localities of Chesapeake, Hampton, Isle of Wight County, Newport News, Norfolk, Virginia Beach, Williamsburg/James City County, and York County. The company was founded in 1922 and is headquartered in Hampton, Virginia.
Industry, Sector and Symbol
Industry National commercial banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:OPOF
CUSIPN/A
Phone757-728-1200
Debt
Debt-to-Equity Ratio0.74
Current Ratio0.93
Quick Ratio0.92
Price-To-Earnings
Trailing P/E Ratio35.12
Forward P/E RatioN/A
P/E GrowthN/A
Sales & Book Value
Annual Sales$46.99 million
Price / Sales2.90
Cash Flow$1.6963 per share
Price / Cash15.74
Book Value$18.64 per share
Price / Book1.43
Profitability
EPS (Most Recent Fiscal Year)N/A
Net Income$-20,000.00
Net Margins-0.06%
Return on Equity3.99%
Return on Assets0.40%
Miscellaneous
Employees301
Outstanding Shares5,100,000
Old Point Financial (NASDAQ:OPOF) Frequently Asked Questions
What is Old Point Financial's stock symbol?
Old Point Financial trades on the NASDAQ under the ticker symbol "OPOF."
How often does Old Point Financial pay dividends? What is the dividend yield for Old Point Financial?
Old Point Financial announced a quarterly dividend on Thursday, May 10th. Stockholders of record on Thursday, May 31st will be paid a dividend of $0.11 per share on Friday, June 29th. This represents a $0.44 annualized dividend and a dividend yield of 1.65%. The ex-dividend date is Wednesday, May 30th. View Old Point Financial's Dividend History.
How were Old Point Financial's earnings last quarter?
Old Point Financial Co. (NASDAQ:OPOF) released its earnings results on Wednesday, November, 1st. The bank reported $0.15 EPS for the quarter. The bank had revenue of $11.09 million for the quarter. Old Point Financial had a negative net margin of 0.06% and a positive return on equity of 3.99%. View Old Point Financial's Earnings History.
When is Old Point Financial's next earnings date?
Who are some of Old Point Financial's key competitors?
Some companies that are related to Old Point Financial include Arrow Financial (AROW), Financial Institutions (FISI), First Bancshares (FBMS), Farmers Capital Bank (FFKT), Guaranty Bancshares (GNTY), Southern First Bancshares (SFST), Peoples Financial Services (PFIS), American National BankShares (AMNB), National Bankshares (NKSH), First Bancorp (FNLC), Cornerstone Bancshares (SMBK), Ames National (ATLO), Monroe Bank & Trust (MBTF), Shore Bancshares (SHBI) and MidSouth Bancorp (MSL).
Who are Old Point Financial's key executives?
Old Point Financial's management team includes the folowing people:
- Mr. Robert F. Shuford Sr., Chairman, Pres & CEO (Age 80)
- Mr. Joseph R. Witt, Sr. VP, Chief Bus. Devel. Officer & Director (Age 57)
- Mr. Robert F. Shuford Jr., Exec. VP & Director (Age 53)
- Mr. Eugene M. Jordan II, Sec. (Age 63)
- Mr. Jeffrey W. Farrar, CFO, Principal Accounting Officer & Sr. VP of Fin. (Age 57)
Has Old Point Financial been receiving favorable news coverage?
News stories about OPOF stock have trended somewhat positive recently, Accern Sentiment reports. The research group identifies negative and positive news coverage by analyzing more than 20 million blog and news sources in real-time. Accern ranks coverage of companies on a scale of -1 to 1, with scores closest to one being the most favorable. Old Point Financial earned a media sentiment score of 0.02 on Accern's scale. They also assigned news stories about the bank an impact score of 43.77 out of 100, indicating that recent news coverage is somewhat unlikely to have an effect on the company's share price in the next few days.
Who are Old Point Financial's major shareholders?
Old Point Financial's stock is owned by a variety of of institutional and retail investors. Top institutional investors include Dimensional Fund Advisors LP (0.25%) and Wells Fargo & Company MN (0.19%). Company insiders that own Old Point Financial stock include Clark Rebekah Ellen Thacker, Eugene M Jordan II, Michael A Glasser and William F Keefe. View Institutional Ownership Trends for Old Point Financial.
Which major investors are selling Old Point Financial stock?
Which major investors are buying Old Point Financial stock?
OPOF stock was acquired by a variety of institutional investors in the last quarter, including Dimensional Fund Advisors LP. Company insiders that have bought Old Point Financial stock in the last two years include Clark Rebekah Ellen Thacker, Michael A Glasser and William F Keefe. View Insider Buying and Selling for Old Point Financial.
How do I buy shares of Old Point Financial?
Shares of OPOF can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Old Point Financial's stock price today?
One share of OPOF stock can currently be purchased for approximately $26.70.
How big of a company is Old Point Financial?
Old Point Financial has a market capitalization of $137.77 million and generates $46.99 million in revenue each year. Old Point Financial employs 301 workers across the globe.
How can I contact Old Point Financial?
Old Point Financial's mailing address is 1 WEST MELLEN STREET, HAMPTON VA, 23663. The bank can be reached via phone at 757-728-1200 or via email at [email protected]
MarketBeat Community Rating for Old Point Financial (OPOF)
MarketBeat's community ratings are surveys of what our community members think about Old Point Financial and other stocks. Vote "Outperform" if you believe OPOF will outperform the S&P 500 over the long term. Vote "Underperform" if you believe OPOF will underperform the S&P 500 over the long term. You may vote once every thirty days.
Old Point Financial (NASDAQ:OPOF) Analyst Ratings History
| Date | Brokerage | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
(Data available from 5/24/2016 forward)
Old Point Financial (NASDAQ:OPOF) Earnings History and Estimates Chart
Old Point Financial (NASDAQ OPOF) Earnings History by Quarter
| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 7/26/2018 | | | | | | | N/A |  |
| 2/2/2018 | Q4 2017 | | $0.16 | | $11.11 million | View | N/A | |
| 11/1/2017 | Q3 2017 | | $0.15 | | $11.09 million | View | N/A | |
| 7/28/2017 | Q2 2017 | | $0.23 | | $11.48 million | View | N/A | |
| 4/28/2017 | Q1 2017 | | $0.19 | | $10.30 million | View | N/A | |
| 1/27/2017 | Q4 2016 | | $0.15 | | $10.14 million | View | N/A | |
| 11/3/2016 | Q3 2016 | | $0.27 | | $10.13 million | View | N/A | |
| 7/29/2016 | Q2 2016 | | $0.11 | | $10.14 million | View | N/A | |
| 4/27/2016 | Q1 | | $0.21 | | $10.31 million | View | N/A | |
| 3/11/2016 | Q4 2015 | | $0.06 | | $10.00 million | View | N/A | |
| 11/9/2015 | Q3 2015 | | $0.17 | | $9.92 million | View | N/A | |
| 8/10/2015 | Q2 2015 | | $0.26 | | $9.99 million | View | N/A | |
| 4/23/2015 | Q1 2015 | | $0.24 | | $9.61 million | View | N/A | |
| 3/30/2015 | Q4 2014 | | $0.27 | | $9.99 million | View | N/A | |
| 10/30/2014 | Q3 2014 | | $0.14 | | $9.77 million | View | N/A | |
| 8/12/2014 | Q2 2014 | | $0.22 | | $9.73 million | View | N/A | |
| 5/13/2014 | Q1 2014 | | $0.20 | | $9.60 million | View | N/A | |
| 3/28/2014 | Q4 2013 | | $0.04 | | $9.53 million | View | N/A | |
| 10/28/2013 | Q3 2013 | | $0.21 | | $9.32 million | View | N/A | |
| 7/16/2013 | Q2 2013 | | $0.21 | | $9.58 million | View | N/A | |
| 5/10/2013 | Q1 2013 | | $0.18 | | $9.49 million | View | N/A | |
| 1/23/2013 | Q4 2012 | | $0.28 | | | View | N/A | |
| 11/14/2012 | Q3 2012 | | $0.22 | | | View | N/A | |
| 7/30/2012 | Q2 2012 | | $0.13 | | | View | N/A | |
| 5/15/2012 | Q1 2012 | | $0.22 | | | View | N/A | |
| 1/31/2012 | Q4 2011 | $0.16 | $0.17 | | | View | N/A | |
| 10/25/2011 | Q3 2011 | $0.17 | $0.21 | | | View | N/A | |
| 2/11/2011 | Q4 2010 | | $0.09 | | | View | N/A | |
| 10/18/2010 | Q3 2010 | $0.21 | $0.21 | | | View | N/A | |
| 7/19/2010 | Q2 2010 | $0.15 | $0.20 | | | View | N/A | |
| 4/21/2010 | Q1 2010 | $0.17 | ($0.19) | | | View | N/A | |
| 1/25/2010 | Q4 2009 | $0.06 | $0.08 | | | View | N/A | |
| 10/20/2009 | Q3 2009 | $0.16 | $0.24 | | | View | N/A | |
| 10/16/2008 | Q3 2008 | | $0.40 | | | View | N/A | |
| 7/21/2008 | Q2 2008 | | $0.39 | | | View | N/A | |
| 4/16/2008 | Q1 2008 | | $0.40 | | | View | N/A | |
| 1/17/2008 | Q4 2007 | | $0.41 | | | View | N/A | |
(Earnings results data provided by Zacks Investment Research)
Old Point Financial (NASDAQ:OPOF) Dividend Information
Old Point Financial pays an annual dividend of $0.44 per share, with a dividend yield of 1.65%. OPOF's next quarterly dividend payment will be made on Friday, June 29.
| Next Dividend: | 6/29/2018 |
| Annual Dividend: | $0.44 |
| Dividend Yield: | 1.65% |
| Payout Ratio(s): | 25.94% (Based on Cash Flow)
N/A |
Old Point Financial (NASDAQ:OPOF) Dividend History by Quarter
| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 5/10/2018 | quarterly | $0.11 | 1.64% | 5/30/2018 | 5/31/2018 | 6/29/2018 |
| 2/20/2018 | quarterly | $0.11 | 1.7% | 2/27/2018 | 2/28/2018 | 3/30/2018 |
| 11/16/2017 | quarterly | $0.11 | 1.59% | 11/29/2017 | 11/30/2017 | 12/29/2017 |
| 8/11/2017 | quarterly | $0.11 | 1.42% | 8/29/2017 | 8/31/2017 | 9/29/2017 |
| 5/11/2017 | Quarterly | $0.11 | 1.41% | 5/26/2017 | 5/31/2017 | 6/30/2017 |
| 2/16/2017 | quarterly | $0.11 | 1.55% | 2/24/2017 | 2/28/2017 | 3/31/2017 |
| 11/11/2016 | quarterly | $0.10 | 1.95% | 11/28/2016 | 11/30/2016 | 12/30/2016 |
| 8/15/2016 | quarterly | $0.10 | 2.06% | 8/29/2016 | 8/31/2016 | 9/30/2016 |
| 5/16/2016 | quarterly | $0.10 | 2.13% | 5/26/2016 | 5/31/2016 | 6/30/2016 |
| 2/16/2016 | quarterly | $0.10 | 2.04% | 2/25/2016 | 2/29/2016 | 3/31/2016 |
| 11/13/2015 | Quarterly | $0.09 | | 11/25/2015 | 11/30/2015 | 12/31/2015 |
| 5/18/2015 | quarterly | $0.08 | 2.13% | 5/27/2015 | 5/29/2015 | 6/30/2015 |
| 2/13/2015 | quarterly | $0.08 | 2.13% | 2/25/2015 | 2/27/2015 | 3/31/2015 |
| 11/17/2014 | quarterly | $0.07 | 1.87% | 11/25/2014 | 11/28/2014 | 12/31/2014 |
| 8/15/2014 | quarterly | $0.07 | 1.87% | 8/27/2014 | 8/29/2014 | 9/30/2014 |
| 5/19/2014 | quarterly | $0.06 | 1.59% | 5/28/2014 | 5/30/2014 | 6/30/2014 |
| 2/14/2014 | quarterly | $0.06 | 1.55% | 2/26/2014 | 2/28/2014 | 3/31/2014 |
| 11/15/2013 | quarterly | $0.06 | 1.85% | 11/26/2013 | 11/29/2013 | 12/31/2013 |
| 8/19/2013 | quarterly | $0.06 | 1.83% | 8/28/2013 | 8/30/2013 | 9/30/2013 |
| 5/17/2013 | quarterly | $0.05 | 1.53% | 5/29/2013 | 5/31/2013 | 6/28/2013 |
| 2/15/2013 | quarterly | $0.05 | 1.61% | 2/26/2013 | 2/28/2013 | 3/29/2013 |
(Data available from 1/1/2013 forward)
Old Point Financial (NASDAQ OPOF) Insider Trading and Institutional Ownership History
Insider Ownership Percentage: 21.60%
Institutional Ownership Percentage: 36.14%
Old Point Financial (NASDAQ OPOF) Insider Trading History
| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Shares Held After Transaction | Details |
|---|
| 12/5/2017 | Eugene M Jordan II | EVP | Sell | 500 | $28.85 | $14,425.00 | 15,297 | |
| 8/30/2017 | Michael A Glasser | Director | Buy | 33 | $30.44 | $1,004.52 | 356 | |
| 6/7/2017 | Michael A Glasser | Director | Buy | 20 | $29.52 | $590.40 | 325 | |
| 5/17/2017 | Michael A Glasser | Director | Buy | 25 | $30.45 | $761.25 | 305 | |
| 3/3/2017 | Clark Rebekah Ellen Thacker | Director | Buy | 922 | $28.99 | $26,728.78 | 18,265 | |
| 2/2/2017 | William F Keefe | Director | Buy | 600 | $27.53 | $16,518.00 | 4,850 | |
| 12/7/2016 | William F Keefe | Director | Buy | 1,500 | $23.50 | $35,250.00 | 4,500 | |
| 8/3/2016 | William F Keefe | Director | Buy | 1,000 | $19.10 | $19,100.00 | 3,000 | |
| 5/6/2016 | Michael A Glasser | Director | Buy | 50 | $19.05 | $952.50 | 280 | |
| 4/29/2016 | Michael A Glasser | Director | Buy | 100 | $19.10 | $1,910.00 | 230 | |
| 2/29/2016 | Tom B Langley | Director | Buy | 1,100 | $18.78 | $20,658.00 | 2,675 | |
| 2/22/2016 | Joseph R Witt | EVP | Buy | 40 | $18.81 | $752.40 | 8,510 | |
| 11/13/2014 | Louis G Morris | EVP | Buy | 1,500 | $15.22 | $22,830.00 | | |
| 9/2/2014 | Louis G Morris | EVP | Buy | 1,103 | $15.58 | $17,184.74 | | |
| 5/13/2014 | Joseph R Witt | EVP | Buy | 1,250 | $15.01 | $18,762.50 | | |
| 8/9/2013 | Robert L Riddle | Director | Sell | 1,200 | $13.01 | $15,612.00 | | |
| 8/8/2013 | Robert L Riddle | Director | Sell | 2,900 | $13.07 | $37,903.00 | | |
| 5/22/2013 | Joseph R Witt | EVP | Buy | 1,000 | $12.80 | $12,800.00 | | |
| 10/31/2012 | James Reade Chisman | Director | Buy | 1,400 | $11.17 | $15,638.00 | | |
(Data available from 1/1/2013 forward)
Old Point Financial (NASDAQ OPOF) News Headlines
| Source: |
|
| Date | Headline |
|---|
 | Old Point Announces Successful Conversion of Citizens National Bank
finance.yahoo.com - May 22 at 9:57 AM |
 | Old Point Financial Co. (OPOF) to Issue $0.11 Quarterly Dividend
www.americanbankingnews.com - May 10 at 6:01 PM |
 | Old Point Financial Corp (OPOF) Declares $0.11 Quarterly Dividend; 1.6% Yield
www.streetinsider.com - May 10 at 10:37 AM |
| Old Point Financial Corporation Declares Second Quarter Dividend
finance.yahoo.com - May 10 at 10:37 AM |
| Old Point Releases First Quarter 2018 Results
finance.yahoo.com - April 27 at 10:52 AM |
| Old Point Financial: 1Q Earnings Snapshot
finance.yahoo.com - April 27 at 10:52 AM |
| Old Point Completes Acquisition of Citizens National Bank
finance.yahoo.com - April 2 at 10:44 AM |
| Old Point Financial (OPOF) Stock Rating Lowered by TheStreet
www.americanbankingnews.com - March 25 at 11:20 AM |
 | Financial Advisors Get Qualified Leads From SmartAsset
www.forbes.com - March 14 at 11:50 AM |
| Is Buying Old Point Financial Corporation (NASDAQ:OPOF) For Its Upcoming $0.11 Dividend A Good Choice?
finance.yahoo.com - February 23 at 10:22 AM |
| Old Point Financial Co. (OPOF) Plans $0.11 Quarterly Dividend
www.americanbankingnews.com - February 20 at 5:08 PM |
| Old Point Financial Corp (OPOF) Declares $0.11 Quarterly Dividend; 1.7% Yield
www.streetinsider.com - February 18 at 9:42 AM |
 | One company will now handle close to half of all student-loan payments
www.marketwatch.com - February 9 at 6:07 PM |
 | Goldman Sachs is trying to build the ultimate financial destination for the masses
www.businessinsider.com - February 8 at 4:57 PM |
 | This crypto-millionaire bought a Lamborghini for $115 thanks to bitcoin
www.cnbc.com - February 8 at 9:31 AM |
| How Fast-Growing Financial Companies Are Leveraging Marketing Efforts
www.forbes.com - February 2 at 5:16 PM |
| Old Point Financial reports 4Q loss
finance.yahoo.com - February 2 at 5:16 PM |
| Old Point Releases Fourth Quarter and Full Year 2017 Results
finance.yahoo.com - February 2 at 5:16 PM |
 | Britain’s Handsy Old Boys’ Club
www.nytimes.com - January 26 at 5:01 PM |
| Should You Be Concerned About Old Point Financial Corporation’s (NASDAQ:OPOF) Liquidity?
finance.yahoo.com - January 25 at 8:30 AM |
| Old Point Financial (OPOF) Scheduled to Post Quarterly Earnings on Thursday
www.americanbankingnews.com - January 18 at 2:30 AM |
| Hasselblad X1D Is Rated The World's Finest Camera
www.forbes.com - January 13 at 10:05 AM |
 | The Iranian people are pro-American, unlike their government
www.foxnews.com - January 6 at 10:11 AM |
| 36-year-old retiree: This is the secret to getting rich
www.cnbc.com - January 4 at 4:42 PM |
 | Spotify's Non-IPO Really Is Novel
www.bloomberg.com - January 4 at 10:08 AM |
| ETFs with exposure to Old Point Financial Corp. : December 21, 2017
finance.yahoo.com - December 21 at 4:44 PM |
 | The millennials voting for Catalan independence
www.cnn.com - December 19 at 10:16 AM |
| Old Point Financial Corp. :OPOF-US: Earnings Analysis: Q3, 2017 By the Numbers : December 19, 2017
finance.yahoo.com - December 19 at 10:16 AM |
| Eugene M. Jordan II Sells 500 Shares of Old Point Financial Co. (OPOF) Stock
www.americanbankingnews.com - December 7 at 6:46 PM |
| Old Point Financial Corp. : OPOF-US: Dividend Analysis : November 30th, 2017 (record date) : By the numbers : November 30, 2017
finance.yahoo.com - November 30 at 4:38 PM |
| In The Startup World, Mentorship Drives Greater Success
www.forbes.com - November 29 at 4:58 PM |
 | Scientists discover new optimism in fight against Alzheimer’s
www.ft.com - November 29 at 10:19 AM |
| Old Point Financial Corporation (OPOF) Lowered to "Hold" at ValuEngine
www.americanbankingnews.com - November 25 at 6:06 AM |
 | Mid-Afternoon Market Update: Dow Drops 75 Points; Cleantech Solutions International Shares Spike Higher
feeds.benzinga.com - November 22 at 3:13 PM |
| Old Point Financial Corporation Declares Quarterly Dividend of $0.11 (OPOF)
www.americanbankingnews.com - November 16 at 6:40 PM |
| Old Point Financial Corporation (OPOF) Releases Quarterly Earnings Results
www.americanbankingnews.com - November 2 at 5:19 PM |
| Old Point Releases Third Quarter 2017 Results
finance.yahoo.com - November 2 at 7:18 AM |
| Old Point Financial posts 3Q profit
finance.yahoo.com - November 2 at 7:18 AM |
 | BRIEF-Old Point Financial to acquire Citizens National Bank for about $7.9 mln
www.reuters.com - October 31 at 7:28 AM |
| Old Point Financial Corp (OPOF) to Acquire Citizens National Bank
www.streetinsider.com - October 31 at 7:28 AM |
| Old Point Financial Corporation to Acquire Citizens National Bank
finance.yahoo.com - October 31 at 7:28 AM |
| ETFs with exposure to Old Point Financial Corp. : October 27, 2017
finance.yahoo.com - October 28 at 11:38 AM |
| ETFs with exposure to Old Point Financial Corp. : October 16, 2017
finance.yahoo.com - October 17 at 5:30 AM |
| Old Point Financial Corp. :OPOF-US: Earnings Analysis: Q2, 2017 By the Numbers : September 26, 2017
finance.yahoo.com - October 2 at 8:44 PM |
| ETFs with exposure to Old Point Financial Corp. : October 2, 2017
finance.yahoo.com - October 2 at 8:44 PM |
| Form 4 OLD POINT FINANCIAL CORP For: Sep 26 Filed by: LANGLEY TOM B
www.streetinsider.com - September 29 at 5:37 PM |
| Old Point Financial Corp. : OPOF-US: Dividend Analysis : August 31st, 2017 (record date) : By the numbers : September 22, 2017
finance.yahoo.com - September 23 at 9:09 AM |
| Old Point Financial Corporation (OPOF) Announces Quarterly Dividend of $0.11
www.americanbankingnews.com - August 11 at 5:50 PM |
| Old Point Financial Corp (OPOF) Declares $0.11 Quarterly Dividend; 1.4% Yield
www.streetinsider.com - August 11 at 7:18 AM |
| Old Point Financial Corporation Declares Third Quarter Dividend
finance.yahoo.com - August 11 at 7:18 AM |
Old Point Financial (NASDAQ:OPOF) SEC Filings
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Old Point Financial (NASDAQ:OPOF) Income Statement, Balance Sheet and Cash Flow Statement
Old Point Financial (NASDAQ OPOF) Stock Chart for Thursday, May, 24, 2018
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