NASDAQ:OPOF Old Point Financial - OPOF Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding Old Point Financial Co. Please log in to your account or sign up in order to add this asset to your watchlist. $23.76 -0.08 (-0.34%) (As of 01/31/2023 12:00 AM ET) Add Compare Share Share Today's Range$23.76▼$25.0950-Day Range$21.22▼$27.9552-Week Range$21.00▼$29.06Volume2,393 shsAverage Volume3,630 shsMarket Capitalization$119.04 millionP/E Ratio13.20Dividend Yield2.09%Price TargetN/A ProfileChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media Old Point Financial MarketRank™ ForecastAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.78% of Float Sold ShortDividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment1.09Based on 3 Articles This WeekInsider TradingAcquiring Shares$42,536 Bought Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.08 out of 5 starsFinance Sector593rd out of 897 stocksNational Commercial Banks Industry63rd out of 85 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Old Point Financial. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.78% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 6.7.Change versus previous monthShort interest in Old Point Financial has recently decreased by 1.80%, indicating that investor sentiment is improving. Previous Next 1.7 Dividend Strength Dividend YieldOld Point Financial pays a meaningful dividend of 2.09%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOld Point Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Old Point Financial is 28.89%. This payout ratio is at a healthy, sustainable level, below 75%. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for OPOF. Previous Next 2.8 News and Social Media Coverage News SentimentOld Point Financial has a news sentiment score of 1.09. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Old Point Financial this week, compared to 0 articles on an average week. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Old Point Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $42,536.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders16.18% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 32.37% of the stock of Old Point Financial is held by institutions. Previous Next 1.3 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Point Financial is 13.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 141.04.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Point Financial is 13.20, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 188.07.Price to Book Value per Share RatioOld Point Financial has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Old Point Financial (NASDAQ:OPOF) StockOld Point Financial Corp. operates as a bank holding company, which engages in the provision of banking services through its subsidiaries. It offers various consumer, mortgage, and business banking services, including loan, deposit, and cash management services. The company was founded on February 16, 1984 and is headquartered in Hampton, VA.Read More Receive OPOF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Point Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address OPOF Stock News HeadlinesJanuary 26, 2023 | finance.yahoo.comOld Point Releases Fourth Quarter and Full Year 2022 ResultsJanuary 16, 2023 | finance.yahoo.comInvestors in Old Point Financial (NASDAQ:OPOF) have unfortunately lost 9.3% over the last five yearsFebruary 1, 2023 | Investor Place Media (Ad)Cash Holders STILL Aren't Taking Steps to PrepareStocks are crashing... inflation is through the roof... multiple industries are getting hit hard... Americans are fearful of what might happen to their stock portfolios right now -- and who's to blame them? But former Wall Street money manager Louis Navellier says all it takes is being on the right side of this force driving the massive divide. Take action today and watch his exclusive presentation -- absolutely free of charge -- to see how you should be prepping for this phenomenon.January 15, 2023 | forbes.comOld Point FinancialDecember 20, 2022 | finance.yahoo.comOld Point Financial Corporation's (NASDAQ:OPOF) largest shareholders are individual investors with 43% ownership, hedge funds own 22%December 1, 2022 | msn.comOld Point Financial: Dividend InsightsNovember 22, 2022 | finance.yahoo.comOld Point Financial's (NASDAQ:OPOF) Dividend Will Be $0.13November 20, 2022 | finance.yahoo.comOld Point Financial Third Quarter 2022 Earnings: EPS: US$0.51 (vs US$0.36 in 3Q 2021)February 1, 2023 | Investor Place Media (Ad)Cash Holders STILL Aren't Taking Steps to PrepareStocks are crashing... inflation is through the roof... multiple industries are getting hit hard... Americans are fearful of what might happen to their stock portfolios right now -- and who's to blame them? But former Wall Street money manager Louis Navellier says all it takes is being on the right side of this force driving the massive divide. Take action today and watch his exclusive presentation -- absolutely free of charge -- to see how you should be prepping for this phenomenon.October 27, 2022 | finance.yahoo.comOld Point Releases Third Quarter 2022 ResultsOctober 11, 2022 | finance.yahoo.comWe Ran A Stock Scan For Earnings Growth And Old Point Financial (NASDAQ:OPOF) Passed With EaseSeptember 24, 2022 | reuters.comOld Point Financial CorpSeptember 20, 2022 | nasdaq.comHere's Why We Think Old Point Financial (NASDAQ:OPOF) Might Deserve Your Attention TodayAugust 21, 2022 | finance.yahoo.comOld Point Financial (NASDAQ:OPOF) Has Affirmed Its Dividend Of $0.13August 8, 2022 | finance.yahoo.comThe past five years for Old Point Financial (NASDAQ:OPOF) investors has not been profitableJuly 26, 2022 | finance.yahoo.comOld Point Releases Second Quarter 2022 ResultsJune 26, 2022 | finance.yahoo.comWhat Type Of Shareholders Make Up Old Point Financial Corporation's (NASDAQ:OPOF) Share Registry?May 27, 2022 | finance.yahoo.comHere's What We Like About Old Point Financial's (NASDAQ:OPOF) Upcoming DividendMay 4, 2022 | finance.yahoo.comWith EPS Growth And More, Old Point Financial (NASDAQ:OPOF) Is InterestingApril 29, 2022 | seekingalpha.comOld Point Financial GAAP EPS of $0.39, revenue of $13.16MApril 28, 2022 | finance.yahoo.comOld Point Releases First Quarter 2022 ResultsMarch 21, 2022 | finance.yahoo.comSARAH BOYCE GOLDEN APPOINTED TO OLD POINT BOARD OF DIRECTORSMarch 1, 2022 | finance.yahoo.comOld Point Financial's (NASDAQ:OPOF) investors will be pleased with their 18% return over the last yearFebruary 17, 2022 | seekingalpha.comOld Point Financial declares $0.13 dividendJanuary 27, 2022 | seekingalpha.comOld Point Financial GAAP EPS of $0.32, revenue of $13.26MJanuary 27, 2022 | finance.yahoo.comOld Point Releases Fourth Quarter and Full Year 2021 ResultsDecember 28, 2021 | finance.yahoo.comWhat Percentage Of Old Point Financial Corporation (NASDAQ:OPOF) Shares Do Insiders Own?See More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive OPOF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Point Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address OPOF Company Calendar Last Earnings7/27/2020Ex-Dividend for 12/30 Dividend12/06/2022Dividend Payable12/30/2022Today1/31/2023Next Earnings (Estimated)4/27/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry National commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:OPOF CUSIPN/A CIK740971 Webwww.oldpoint.com Phone(757) 728-1200Fax757-728-1279Employees273Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.80 Trailing P/E Ratio13.20 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.11 million Net Margins14.80% Pretax Margin15.93% Return on Equity9.02% Return on Assets0.69% Debt Debt-to-Equity RatioN/A Current Ratio0.84 Quick Ratio0.84 Sales & Book Value Annual Sales$61.55 million Price / Sales1.93 Cash Flow$2.18 per share Price / Cash Flow10.92 Book Value$23.03 per share Price / Book1.03Miscellaneous Outstanding Shares5,010,000Free Float4,203,000Market Cap$119.04 million OptionableNot Optionable Beta0.33 Key ExecutivesRobert F. ShufordChairman, President & Chief Executive OfficerElizabeth T. BealeSVP-Finance, Chief Financial & Accounting OfficerLaura WrightMarketing Director & Vice PresidentJoseph R. WittDirector & Executive VP-Financial ServicesThomas L. HotchkissChief Credit OfficerKey CompetitorsLandmark BancorpNASDAQ:LARKFirst UnitedNASDAQ:FUNCUnited Security BancsharesNASDAQ:UBFOCF BanksharesNASDAQ:CFBKEmclaire FinancialNASDAQ:EMCFView All CompetitorsInsiders & InstitutionsElizabeth S WashBought 480 shares on 12/13/2022Total: $11,654.40 ($24.28/share)Stephen Conway AdamsBought 300 shares on 12/5/2022Total: $6,525.00 ($21.75/share)A Eric Kauders JrBought 750 shares on 11/30/2022Total: $16,560.00 ($22.08/share)Susan RalstonBought 300 shares on 11/25/2022Total: $6,960.00 ($23.20/share)BlackRock Inc.Bought 28,642 shares on 11/15/2022Ownership: 0.758%View All Insider TransactionsView All Institutional Transactions OPOF Stock - Frequently Asked Questions How have OPOF shares performed in 2023? Old Point Financial's stock was trading at $27.00 at the beginning of the year. Since then, OPOF shares have decreased by 9.3% and is now trading at $24.50. View the best growth stocks for 2023 here. When is Old Point Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, April 27th 2023. View our OPOF earnings forecast. How were Old Point Financial's earnings last quarter? Old Point Financial Co. (NASDAQ:OPOF) released its earnings results on Monday, July, 27th. The bank reported $0.48 EPS for the quarter. The bank had revenue of $12.43 million for the quarter. Old Point Financial had a net margin of 14.80% and a trailing twelve-month return on equity of 9.02%. How often does Old Point Financial pay dividends? What is the dividend yield for Old Point Financial? Old Point Financial announced a quarterly dividend on Thursday, November 17th. Shareholders of record on Wednesday, December 7th will be paid a dividend of $0.13 per share on Friday, December 30th. This represents a $0.52 annualized dividend and a dividend yield of 2.12%. The ex-dividend date of this dividend is Tuesday, December 6th. Read our dividend analysis for OPOF. Is Old Point Financial a good dividend stock? Old Point Financial (NASDAQ:OPOF) pays an annual dividend of $0.52 per share and currently has a dividend yield of 2.09%. The dividend payout ratio is 28.89%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for OPOF. What is Robert F. Shuford Sr.'s approval rating as Old Point Financial's CEO? 6 employees have rated Old Point Financial Chief Executive Officer Robert F. Shuford Sr. on Glassdoor.com. Robert F. Shuford Sr. has an approval rating of 100% among the company's employees. This puts Robert F. Shuford Sr. in the top 10% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Old Point Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other Old Point Financial investors own include Main Street Capital (MAIN), Boeing (BA), General Motors (GM), NVIDIA (NVDA), Overstock.com (OSTK), Pure Storage (PSTG), QUALCOMM (QCOM), Riot Blockchain (RIOT), CalAmp (CAMP) and Delphi Technologies (DLPH). What is Old Point Financial's stock symbol? Old Point Financial trades on the NASDAQ under the ticker symbol "OPOF." How do I buy shares of Old Point Financial? Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Old Point Financial's stock price today? One share of OPOF stock can currently be purchased for approximately $24.50. How much money does Old Point Financial make? Old Point Financial (NASDAQ:OPOF) has a market capitalization of $122.75 million and generates $61.55 million in revenue each year. The bank earns $9.11 million in net income (profit) each year or $1.80 on an earnings per share basis. How many employees does Old Point Financial have? The company employs 273 workers across the globe. How can I contact Old Point Financial? Old Point Financial's mailing address is 101 EAST QUEEN STREET, HAMPTON VA, 23669. The official website for the company is www.oldpoint.com. The bank can be reached via phone at (757) 728-1200, via email at lwright@oldpoint.com, or via fax at 757-728-1279. This page (NASDAQ:OPOF) was last updated on 2/1/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. 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