Old Point Financial (OPOF) Competitors $40.12 -0.08 (-0.20%) Closing price 07/2/2025 04:00 PM EasternExtended Trading$40.17 +0.05 (+0.14%) As of 07/2/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPOF vs. CFB, ATLC, ESQ, OSBC, HBT, XYF, AMTB, EQBK, MCB, and BFSTShould you be buying Old Point Financial stock or one of its competitors? The main competitors of Old Point Financial include CrossFirst Bankshares (CFB), Atlanticus (ATLC), Esquire Financial (ESQ), Old Second Bancorp (OSBC), HBT Financial (HBT), X Financial (XYF), Amerant Bancorp (AMTB), Equity Bancshares (EQBK), Metropolitan Bank (MCB), and Business First Bancshares (BFST). These companies are all part of the "banking" industry. Old Point Financial vs. Its Competitors CrossFirst Bankshares Atlanticus Esquire Financial Old Second Bancorp HBT Financial X Financial Amerant Bancorp Equity Bancshares Metropolitan Bank Business First Bancshares CrossFirst Bankshares (NASDAQ:CFB) and Old Point Financial (NASDAQ:OPOF) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, media sentiment, profitability, earnings, institutional ownership and dividends. Which has more risk and volatility, CFB or OPOF? CrossFirst Bankshares has a beta of 1.07, meaning that its share price is 7% more volatile than the S&P 500. Comparatively, Old Point Financial has a beta of -0.31, meaning that its share price is 131% less volatile than the S&P 500. Which has preferable valuation and earnings, CFB or OPOF? CrossFirst Bankshares has higher revenue and earnings than Old Point Financial. CrossFirst Bankshares is trading at a lower price-to-earnings ratio than Old Point Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCrossFirst Bankshares$261.78M3.01$78.55M$1.5610.25Old Point Financial$85.82M2.39$9.51M$1.9620.47 Does the media favor CFB or OPOF? In the previous week, Old Point Financial had 2 more articles in the media than CrossFirst Bankshares. MarketBeat recorded 3 mentions for Old Point Financial and 1 mentions for CrossFirst Bankshares. Old Point Financial's average media sentiment score of 0.73 beat CrossFirst Bankshares' score of 0.00 indicating that Old Point Financial is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment CrossFirst Bankshares 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Old Point Financial 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do institutionals & insiders hold more shares of CFB or OPOF? 56.3% of CrossFirst Bankshares shares are owned by institutional investors. Comparatively, 33.4% of Old Point Financial shares are owned by institutional investors. 9.3% of CrossFirst Bankshares shares are owned by insiders. Comparatively, 21.1% of Old Point Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term. Is CFB or OPOF more profitable? CrossFirst Bankshares has a net margin of 15.18% compared to Old Point Financial's net margin of 11.52%. CrossFirst Bankshares' return on equity of 11.06% beat Old Point Financial's return on equity.Company Net Margins Return on Equity Return on Assets CrossFirst Bankshares15.18% 11.06% 1.08% Old Point Financial 11.52%8.58%0.68% Do analysts recommend CFB or OPOF? CrossFirst Bankshares currently has a consensus price target of $19.33, suggesting a potential upside of 20.91%. Given CrossFirst Bankshares' stronger consensus rating and higher possible upside, research analysts clearly believe CrossFirst Bankshares is more favorable than Old Point Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score CrossFirst Bankshares 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 3.00Old Point Financial 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 SummaryCrossFirst Bankshares beats Old Point Financial on 11 of the 16 factors compared between the two stocks. Get Old Point Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for OPOF and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPOF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPOF vs. The Competition Export to ExcelMetricOld Point FinancialBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$205.22M$1.95B$12.03B$8.87BDividend Yield1.39%2.67%5.58%4.10%P/E Ratio20.4712.3619.9519.90Price / Sales2.392.3125.54113.66Price / Cash16.0812.2221.3456.90Price / Book1.791.212.265.38Net Income$9.51M$154.64M$1.00B$248.50M7 Day Performance1.13%3.33%1.75%2.06%1 Month Performance2.85%6.22%3.79%4.86%1 Year Performance167.32%28.04%540.42%20.24% Old Point Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPOFOld Point Financial1.3544 of 5 stars$40.12-0.2%N/A+173.7%$205.22M$85.82M20.47280Positive NewsHigh Trading VolumeCFBCrossFirst Bankshares0.9459 of 5 stars$15.99flat$19.33+20.9%N/A$788.55M$261.78M10.25460News CoverageATLCAtlanticus2.2938 of 5 stars$50.67-0.6%$62.60+23.5%+89.1%$770.83M$1.31B9.80330Positive NewsESQEsquire Financial2.4572 of 5 stars$93.73+5.0%$92.50-1.3%+104.0%$755.61M$138.27M17.72110High Trading VolumeOSBCOld Second Bancorp2.1655 of 5 stars$17.19+2.9%$20.10+16.9%+24.3%$752.89M$341.72M9.39890News CoverageAnalyst ForecastAnalyst RevisionHBTHBT Financial2.6589 of 5 stars$24.48+3.6%$25.80+5.4%+29.6%$744.24M$287.27M10.29730News CoverageAnalyst RevisionXYFX Financial2.9878 of 5 stars$16.86-2.0%N/A+345.4%$718.61M$804.43M3.51420Positive NewsGap UpAMTBAmerant Bancorp3.4166 of 5 stars$17.27+3.5%$24.60+42.4%-16.0%$698.13M$317.91M-30.31680EQBKEquity Bancshares4.2576 of 5 stars$39.76+3.4%$46.60+17.2%+21.7%$696.36M$225.03M9.99700Ex-DividendAnalyst RevisionMCBMetropolitan Bank2.5743 of 5 stars$67.02+3.2%$77.00+14.9%+69.7%$692.37M$492.21M11.34240Positive NewsBFSTBusiness First Bancshares3.8918 of 5 stars$23.85+2.7%$31.00+30.0%+20.1%$689.52M$458.96M9.81750News CoveragePositive NewsAnalyst Revision Related Companies and Tools Related Companies CrossFirst Bankshares Competitors Atlanticus Competitors Esquire Financial Competitors Old Second Bancorp Competitors HBT Financial Competitors X Financial Competitors Amerant Bancorp Competitors Equity Bancshares Competitors Metropolitan Bank Competitors Business First Bancshares Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPOF) was last updated on 7/3/2025 by MarketBeat.com Staff From Our PartnersHere's the last trade you should make before heading out for the weekend tomorrow.Make this one trade at 2:59 PM on Friday afternoon, and you'll thank me on Monday morning.Timothy Sykes | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredTrump’s New Order Could Boost Social Security Benefits by 400%If you collect—or plan to collect—Social Security, you need to see this. 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