Old Point Financial (OPOF) Competitors

Old Point Financial (NASDAQ:OPOF) and Bit Digital (NASDAQ:BTBT) are both small-cap banking companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, earnings, profitability, valuation, risk, institutional ownership and dividends.

Is OPOF or BTBT more profitable?

Old Point Financial has a net margin of 10.12% compared to Bit Digital's net margin of -52.86%. Old Point Financial's return on equity of 8.16% beat Bit Digital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Point Financial	10.12%	8.16%	0.66%
Bit Digital	-52.86%	-9.90%	-8.36%

Which has more risk and volatility, OPOF or BTBT?

Old Point Financial has a beta of -0.31, meaning that its share price is 131% less volatile than the S&P 500. Comparatively, Bit Digital has a beta of 4.77, meaning that its share price is 377% more volatile than the S&P 500.

Which has stronger earnings and valuation, OPOF or BTBT?

Bit Digital has higher revenue and earnings than Old Point Financial. Bit Digital is trading at a lower price-to-earnings ratio than Old Point Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Point Financial	$85.82M	2.50	$9.51M	$1.70	24.76
Bit Digital	$108.05M	8.75	$28.31M	-$0.31	-9.48

Does the media refer more to OPOF or BTBT?

In the previous week, Bit Digital had 5 more articles in the media than Old Point Financial. MarketBeat recorded 6 mentions for Bit Digital and 1 mentions for Old Point Financial. Old Point Financial's average media sentiment score of 1.89 beat Bit Digital's score of 1.10 indicating that Old Point Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Old Point Financial	Very Positive
Bit Digital	Positive

Do institutionals and insiders hold more shares of OPOF or BTBT?

33.4% of Old Point Financial shares are owned by institutional investors. Comparatively, 47.7% of Bit Digital shares are owned by institutional investors. 21.1% of Old Point Financial shares are owned by company insiders. Comparatively, 1.8% of Bit Digital shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Do analysts prefer OPOF or BTBT?

Bit Digital has a consensus price target of $6.33, suggesting a potential upside of 115.42%. Given Bit Digital's stronger consensus rating and higher possible upside, analysts clearly believe Bit Digital is more favorable than Old Point Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Old Point Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Bit Digital	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33

Summary

Bit Digital beats Old Point Financial on 10 of the 17 factors compared between the two stocks.