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Old Point Financial (OPOF) Competitors

Old Point Financial logo
$42.10 0.00 (0.00%)
As of 09/2/2025

OPOF vs. BTBT, ESQ, MCB, HBT, QD, EQBK, MCBS, NBBK, BFST, and BITF

Should you be buying Old Point Financial stock or one of its competitors? The main competitors of Old Point Financial include Bit Digital (BTBT), Esquire Financial (ESQ), Metropolitan Bank (MCB), HBT Financial (HBT), Qudian (QD), Equity Bancshares (EQBK), MetroCity Bankshares (MCBS), NB Bancorp (NBBK), Business First Bancshares (BFST), and Bitfarms (BITF). These companies are all part of the "banking" industry.

Old Point Financial vs. Its Competitors

Old Point Financial (NASDAQ:OPOF) and Bit Digital (NASDAQ:BTBT) are both small-cap banking companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, valuation, dividends, media sentiment, institutional ownership, profitability, earnings and risk.

Bit Digital has a consensus price target of $6.33, suggesting a potential upside of 113.24%. Given Bit Digital's stronger consensus rating and higher possible upside, analysts clearly believe Bit Digital is more favorable than Old Point Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Point Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Bit Digital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.33

Bit Digital has higher revenue and earnings than Old Point Financial. Bit Digital is trading at a lower price-to-earnings ratio than Old Point Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Point Financial$85.82M2.50$9.51M$1.7024.76
Bit Digital$108.05M8.84$28.31M-$0.31-9.58

Old Point Financial has a net margin of 10.12% compared to Bit Digital's net margin of -52.86%. Old Point Financial's return on equity of 8.16% beat Bit Digital's return on equity.

Company Net Margins Return on Equity Return on Assets
Old Point Financial10.12% 8.16% 0.66%
Bit Digital -52.86%-9.90%-8.36%

33.4% of Old Point Financial shares are owned by institutional investors. Comparatively, 47.7% of Bit Digital shares are owned by institutional investors. 21.1% of Old Point Financial shares are owned by company insiders. Comparatively, 1.8% of Bit Digital shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

In the previous week, Bit Digital had 8 more articles in the media than Old Point Financial. MarketBeat recorded 9 mentions for Bit Digital and 1 mentions for Old Point Financial. Old Point Financial's average media sentiment score of 1.89 beat Bit Digital's score of 0.78 indicating that Old Point Financial is being referred to more favorably in the media.

Company Overall Sentiment
Old Point Financial Very Positive
Bit Digital Positive

Old Point Financial has a beta of -0.31, meaning that its share price is 131% less volatile than the S&P 500. Comparatively, Bit Digital has a beta of 4.77, meaning that its share price is 377% more volatile than the S&P 500.

Summary

Bit Digital beats Old Point Financial on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPOF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPOF vs. The Competition

MetricOld Point FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$214.71M$2.03B$12.81B$10.13B
Dividend Yield1.33%2.58%5.40%4.60%
P/E Ratio24.7611.90245.5925.93
Price / Sales2.502.7730.89181.69
Price / Cash16.8413.0022.3660.44
Price / Book1.821.242.316.29
Net Income$9.51M$156.23M$1.01B$270.77M
7 Day PerformanceN/A-0.58%1.03%3.84%
1 Month Performance0.53%2.24%2.37%4.85%
1 Year Performance138.66%18.47%539.26%26.00%

Old Point Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPOF
Old Point Financial
1.5145 of 5 stars
$42.10
flat
N/AN/A$214.71M$85.82M24.76280
BTBT
Bit Digital
2.937 of 5 stars
$2.64
+2.5%
$6.33
+140.4%
+6.5%$850.18M$108.05M-8.5310
ESQ
Esquire Financial
2.7277 of 5 stars
$96.64
-1.5%
$100.50
+4.0%
+60.5%$824.32M$138.27M17.81110Positive News
MCB
Metropolitan Bank
3.3762 of 5 stars
$79.09
-0.4%
$82.67
+4.5%
+57.0%$824.07M$492.21M12.82240Positive News
HBT
HBT Financial
4.4627 of 5 stars
$26.08
-1.5%
$28.80
+10.4%
+17.8%$821.52M$287.27M10.78730News Coverage
Positive News
Short Interest ↑
QD
Qudian
1.688 of 5 stars
$4.62
+1.2%
N/A+130.3%$776.82M$29.65M10.71940
EQBK
Equity Bancshares
1.4152 of 5 stars
$40.25
-0.7%
N/AN/A$773.61M$335.67M9.99700Short Interest ↑
MCBS
MetroCity Bankshares
3.5753 of 5 stars
$29.59
-1.2%
$34.00
+14.9%
-2.1%$755.60M$235.98M11.56220News Coverage
Positive News
NBBK
NB Bancorp
3.4858 of 5 stars
$18.83
-0.3%
$20.00
+6.2%
+4.0%$748.37M$304.05M14.13342Positive News
BFST
Business First Bancshares
4.7768 of 5 stars
$25.15
+0.6%
$30.75
+22.3%
-1.8%$744.00M$458.96M10.01750News Coverage
Positive News
Short Interest ↓
BITF
Bitfarms
2.2612 of 5 stars
$1.33
-1.1%
$3.95
+198.1%
+9.3%$731.34M$192.88M-7.73110News Coverage
Analyst Upgrade
Options Volume
Gap Up

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This page (NASDAQ:OPOF) was last updated on 9/13/2025 by MarketBeat.com Staff
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