Old Point Financial (OPOF) Competitors $39.40 -1.00 (-2.48%) Closing price 04:00 PM EasternExtended Trading$39.44 +0.04 (+0.09%) As of 04:21 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPOF vs. CFB, OSBC, AMTB, HBT, ESQ, MCBS, BFST, NBBK, NBN, and MCBShould you be buying Old Point Financial stock or one of its competitors? The main competitors of Old Point Financial include CrossFirst Bankshares (CFB), Old Second Bancorp (OSBC), Amerant Bancorp (AMTB), HBT Financial (HBT), Esquire Financial (ESQ), MetroCity Bankshares (MCBS), Business First Bancshares (BFST), NB Bancorp (NBBK), Northeast Bank (NBN), and Metropolitan Bank (MCB). These companies are all part of the "banking" industry. Old Point Financial vs. CrossFirst Bankshares Old Second Bancorp Amerant Bancorp HBT Financial Esquire Financial MetroCity Bankshares Business First Bancshares NB Bancorp Northeast Bank Metropolitan Bank Old Point Financial (NASDAQ:OPOF) and CrossFirst Bankshares (NASDAQ:CFB) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, profitability, analyst recommendations, risk, valuation, institutional ownership, community ranking, earnings and media sentiment. Does the media refer more to OPOF or CFB? In the previous week, Old Point Financial's average media sentiment score of 0.00 equaled CrossFirst Bankshares'average media sentiment score. Company Overall Sentiment Old Point Financial Neutral CrossFirst Bankshares Neutral Do institutionals & insiders have more ownership in OPOF or CFB? 33.4% of Old Point Financial shares are owned by institutional investors. Comparatively, 56.3% of CrossFirst Bankshares shares are owned by institutional investors. 21.1% of Old Point Financial shares are owned by insiders. Comparatively, 9.3% of CrossFirst Bankshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth. Which has more risk and volatility, OPOF or CFB? Old Point Financial has a beta of -0.33, meaning that its stock price is 133% less volatile than the S&P 500. Comparatively, CrossFirst Bankshares has a beta of 1.07, meaning that its stock price is 7% more volatile than the S&P 500. Do analysts recommend OPOF or CFB? CrossFirst Bankshares has a consensus price target of $19.33, indicating a potential upside of 20.91%. Given CrossFirst Bankshares' stronger consensus rating and higher probable upside, analysts clearly believe CrossFirst Bankshares is more favorable than Old Point Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Old Point Financial 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00CrossFirst Bankshares 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 3.00 Which has higher earnings and valuation, OPOF or CFB? CrossFirst Bankshares has higher revenue and earnings than Old Point Financial. CrossFirst Bankshares is trading at a lower price-to-earnings ratio than Old Point Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOld Point Financial$62.72M3.21$9.51M$1.9620.10CrossFirst Bankshares$261.78M3.01$78.55M$1.5610.25 Does the MarketBeat Community prefer OPOF or CFB? Old Point Financial received 144 more outperform votes than CrossFirst Bankshares when rated by MarketBeat users. However, 50.00% of users gave CrossFirst Bankshares an outperform vote while only 49.42% of users gave Old Point Financial an outperform vote. CompanyUnderperformOutperformOld Point FinancialOutperform Votes17149.42% Underperform Votes17550.58% CrossFirst BanksharesOutperform Votes2750.00% Underperform Votes2750.00% Is OPOF or CFB more profitable? CrossFirst Bankshares has a net margin of 15.18% compared to Old Point Financial's net margin of 11.08%. CrossFirst Bankshares' return on equity of 11.06% beat Old Point Financial's return on equity.Company Net Margins Return on Equity Return on Assets Old Point Financial11.08% 8.56% 0.66% CrossFirst Bankshares 15.18%11.06%1.08% SummaryCrossFirst Bankshares beats Old Point Financial on 11 of the 16 factors compared between the two stocks. Get Old Point Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for OPOF and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPOF vs. The Competition Export to ExcelMetricOld Point FinancialNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$201.14M$23.00B$11.47B$8.39BDividend Yield1.38%3.41%5.44%4.11%P/E Ratio20.9612.8022.4219.71Price / Sales3.212.8927.62120.59Price / Cash13.5111.1617.6234.62Price / Book1.861.192.774.50Net Income$9.51M$2.17B$1.03B$248.22M7 Day Performance-1.55%-2.37%-0.23%0.56%1 Month Performance1.84%6.23%6.11%13.17%1 Year Performance160.07%18.79%536.61%7.30% Old Point Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPOFOld Point Financial1.9899 of 5 stars$39.40-2.5%N/A+169.2%$201.14M$62.72M20.96280CFBCrossFirst BanksharesN/A$15.99flat$19.33+20.9%N/A$788.55M$261.78M10.25460OSBCOld Second Bancorp3.3792 of 5 stars$17.09+3.0%$20.10+17.6%+12.9%$769.85M$282.62M9.14890Positive NewsGap UpAMTBAmerant Bancorp3.1993 of 5 stars$18.01+1.1%$24.60+36.6%-24.9%$754.81M$317.91M-31.59680News CoverageGap UpHBTHBT Financial2.7385 of 5 stars$23.88+1.4%$25.80+8.0%+22.4%$752.10M$228.13M10.57730ESQEsquire Financial1.9174 of 5 stars$88.94-1.0%$92.50+4.0%+84.7%$749.94M$129.33M17.24110Positive NewsMCBSMetroCity Bankshares3.2141 of 5 stars$29.31+2.5%$34.00+16.0%+10.0%$744.56M$143.02M11.68220Positive NewsBFSTBusiness First Bancshares4.1276 of 5 stars$24.72+3.2%$31.00+25.4%+10.3%$734.06M$287.57M10.94750Positive NewsNBBKNB Bancorp3.7967 of 5 stars$17.78+2.0%$22.00+23.7%+7.8%$729.32M$177.98M16.62342Positive NewsGap UpNBNNortheast Bank3.4653 of 5 stars$87.35+3.3%$97.50+11.6%+36.5%$716.79M$170.62M10.17180Positive NewsMCBMetropolitan Bank2.6168 of 5 stars$67.12+2.9%$78.13+16.4%+47.3%$715.48M$280.79M11.34240 Related Companies and Tools Related Companies CrossFirst Bankshares Competitors Old Second Bancorp Competitors Amerant Bancorp Competitors HBT Financial Competitors Esquire Financial Competitors MetroCity Bankshares Competitors Business First Bancshares Competitors NB Bancorp Competitors Northeast Bank Competitors Metropolitan Bank Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPOF) was last updated on 5/22/2025 by MarketBeat.com Staff From Our PartnersBuffett’s $325 Billion Cash Problem — Solved by Gold?A bombshell announcement is just weeks away — and it could send shockwaves through the gold market. 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