Old Point Financial (OPOF) Competitors $42.10 0.00 (0.00%) As of 09/2/2025 Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPOF vs. BTBT, ESQ, MCB, HBT, QD, EQBK, MCBS, NBBK, BFST, and BITFShould you be buying Old Point Financial stock or one of its competitors? The main competitors of Old Point Financial include Bit Digital (BTBT), Esquire Financial (ESQ), Metropolitan Bank (MCB), HBT Financial (HBT), Qudian (QD), Equity Bancshares (EQBK), MetroCity Bankshares (MCBS), NB Bancorp (NBBK), Business First Bancshares (BFST), and Bitfarms (BITF). These companies are all part of the "banking" industry. Old Point Financial vs. Its Competitors Bit Digital Esquire Financial Metropolitan Bank HBT Financial Qudian Equity Bancshares MetroCity Bankshares NB Bancorp Business First Bancshares Bitfarms Old Point Financial (NASDAQ:OPOF) and Bit Digital (NASDAQ:BTBT) are both small-cap banking companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, valuation, dividends, media sentiment, institutional ownership, profitability, earnings and risk. Do analysts recommend OPOF or BTBT? Bit Digital has a consensus price target of $6.33, suggesting a potential upside of 113.24%. Given Bit Digital's stronger consensus rating and higher possible upside, analysts clearly believe Bit Digital is more favorable than Old Point Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Old Point Financial 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Bit Digital 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 3.33 Which has better valuation & earnings, OPOF or BTBT? Bit Digital has higher revenue and earnings than Old Point Financial. Bit Digital is trading at a lower price-to-earnings ratio than Old Point Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOld Point Financial$85.82M2.50$9.51M$1.7024.76Bit Digital$108.05M8.84$28.31M-$0.31-9.58 Is OPOF or BTBT more profitable? Old Point Financial has a net margin of 10.12% compared to Bit Digital's net margin of -52.86%. Old Point Financial's return on equity of 8.16% beat Bit Digital's return on equity.Company Net Margins Return on Equity Return on Assets Old Point Financial10.12% 8.16% 0.66% Bit Digital -52.86%-9.90%-8.36% Do insiders and institutionals hold more shares of OPOF or BTBT? 33.4% of Old Point Financial shares are owned by institutional investors. Comparatively, 47.7% of Bit Digital shares are owned by institutional investors. 21.1% of Old Point Financial shares are owned by company insiders. Comparatively, 1.8% of Bit Digital shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth. Does the media favor OPOF or BTBT? In the previous week, Bit Digital had 8 more articles in the media than Old Point Financial. MarketBeat recorded 9 mentions for Bit Digital and 1 mentions for Old Point Financial. Old Point Financial's average media sentiment score of 1.89 beat Bit Digital's score of 0.78 indicating that Old Point Financial is being referred to more favorably in the media. Company Overall Sentiment Old Point Financial Very Positive Bit Digital Positive Which has more volatility and risk, OPOF or BTBT? Old Point Financial has a beta of -0.31, meaning that its share price is 131% less volatile than the S&P 500. Comparatively, Bit Digital has a beta of 4.77, meaning that its share price is 377% more volatile than the S&P 500. SummaryBit Digital beats Old Point Financial on 10 of the 17 factors compared between the two stocks. Get Old Point Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for OPOF and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPOF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPOF vs. The Competition Export to ExcelMetricOld Point FinancialBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$214.71M$2.03B$12.81B$10.13BDividend Yield1.33%2.58%5.40%4.60%P/E Ratio24.7611.90245.5925.93Price / Sales2.502.7730.89181.69Price / Cash16.8413.0022.3660.44Price / Book1.821.242.316.29Net Income$9.51M$156.23M$1.01B$270.77M7 Day PerformanceN/A-0.58%1.03%3.84%1 Month Performance0.53%2.24%2.37%4.85%1 Year Performance138.66%18.47%539.26%26.00% Old Point Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPOFOld Point Financial1.5145 of 5 stars$42.10flatN/AN/A$214.71M$85.82M24.76280BTBTBit Digital2.937 of 5 stars$2.64+2.5%$6.33+140.4%+6.5%$850.18M$108.05M-8.5310ESQEsquire Financial2.7277 of 5 stars$96.64-1.5%$100.50+4.0%+60.5%$824.32M$138.27M17.81110Positive NewsMCBMetropolitan Bank3.3762 of 5 stars$79.09-0.4%$82.67+4.5%+57.0%$824.07M$492.21M12.82240Positive NewsHBTHBT Financial4.4627 of 5 stars$26.08-1.5%$28.80+10.4%+17.8%$821.52M$287.27M10.78730News CoveragePositive NewsShort Interest ↑QDQudian1.688 of 5 stars$4.62+1.2%N/A+130.3%$776.82M$29.65M10.71940EQBKEquity Bancshares1.4152 of 5 stars$40.25-0.7%N/AN/A$773.61M$335.67M9.99700Short Interest ↑MCBSMetroCity Bankshares3.5753 of 5 stars$29.59-1.2%$34.00+14.9%-2.1%$755.60M$235.98M11.56220News CoveragePositive NewsNBBKNB Bancorp3.4858 of 5 stars$18.83-0.3%$20.00+6.2%+4.0%$748.37M$304.05M14.13342Positive NewsBFSTBusiness First Bancshares4.7768 of 5 stars$25.15+0.6%$30.75+22.3%-1.8%$744.00M$458.96M10.01750News CoveragePositive NewsShort Interest ↓BITFBitfarms2.2612 of 5 stars$1.33-1.1%$3.95+198.1%+9.3%$731.34M$192.88M-7.73110News CoverageAnalyst UpgradeOptions VolumeGap Up Related Companies and Tools Related Companies Bit Digital Competitors Esquire Financial Competitors Metropolitan Bank Competitors HBT Financial Competitors Qudian Competitors Equity Bancshares Competitors MetroCity Bankshares Competitors NB Bancorp Competitors Business First Bancshares Competitors Bitfarms Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPOF) was last updated on 9/13/2025 by MarketBeat.com Staff From Our PartnersWhy Trump’s “Smart Dollar” could rewrite the rulesMUST SEE: Donald Trump's Radical Overhaul of the U.S. Dollar Congress just approved President Trump's lates...Stansberry Research | SponsoredTrump's Law S.1582: $21T Dollar Revolution ComingDo you have money in any of these banks? 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