NASDAQ:ORRF Orrstown Financial Services - ORRF Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding Orrstown Financial Services, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. $24.07 -0.36 (-1.47%) (As of 01/27/2023 12:00 AM ET) Add Compare Share Share Today's Range$23.66▼$24.2450-Day Range$22.91▼$27.7552-Week Range$21.81▼$28.42Volume5,158 shsAverage Volume12,600 shsMarket Capitalization$257.07 millionP/E Ratio7.97Dividend Yield3.16%Price Target$28.00 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial MediaSustainability Orrstown Financial Services MarketRank™ ForecastAnalyst RatingModerate Buy2.50 Rating ScoreUpside/Downside16.3% Upside$28.00 Price TargetShort InterestHealthy0.53% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainability-0.45Upright™ Environmental ScoreNews Sentiment0.50Based on 6 Articles This WeekInsider TradingAcquiring Shares$42,420 Bought Last QuarterProj. Earnings Growth0.90%From $3.35 to $3.38 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.72 out of 5 starsFinance Sector153rd out of 900 stocksState Commercial Banks Industry35th out of 191 stocks 2.3 Analyst's Opinion Consensus RatingOrrstown Financial Services has received a consensus rating of Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $28.00, Orrstown Financial Services has a forecasted upside of 16.3% from its current price of $24.07.Amount of Analyst CoverageOrrstown Financial Services has only been the subject of 1 research reports in the past 90 days. Previous Next 4.0 Short Interest Percentage of Shares Shorted0.53% of the float of Orrstown Financial Services has been sold short.Short Interest Ratio / Days to CoverOrrstown Financial Services has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Orrstown Financial Services has recently decreased by 4.98%, indicating that investor sentiment is improving. Previous Next 2.5 Dividend Strength Dividend YieldOrrstown Financial Services pays a meaningful dividend of 3.16%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOrrstown Financial Services does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Orrstown Financial Services is 25.17%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Orrstown Financial Services will have a dividend payout ratio of 22.49% next year. This indicates that Orrstown Financial Services will be able to sustain or increase its dividend. Previous Next 3.4 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreOrrstown Financial Services has received a 40.13% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Retirement saving services", "Cash withdrawal services", "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", "Corporate debit cards", and "Home equity loans" products. See details.Environmental SustainabilityThe Environmental Impact score for Orrstown Financial Services is -0.45. Previous Next 3.1 News and Social Media Coverage News SentimentOrrstown Financial Services has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Orrstown Financial Services this week, compared to 0 articles on an average week.Search Interest2 people have searched for ORRF on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.MarketBeat Follows1 people have added Orrstown Financial Services to their MarketBeat watchlist in the last 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Orrstown Financial Services insiders have bought 533.61% more of their company's stock than they have sold. Specifically, they have bought $42,420.00 in company stock and sold $6,695.00 in company stock.Percentage Held by InsidersOnly 4.83% of the stock of Orrstown Financial Services is held by insiders.Percentage Held by Institutions43.39% of the stock of Orrstown Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 2.5 Earnings and Valuation Earnings GrowthEarnings for Orrstown Financial Services are expected to grow by 0.90% in the coming year, from $3.35 to $3.38 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Orrstown Financial Services is 7.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 122.39.Price to Earnings Ratio vs. SectorThe P/E ratio of Orrstown Financial Services is 7.97, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 183.27.Price to Book Value per Share RatioOrrstown Financial Services has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Orrstown Financial Services (NASDAQ:ORRF) StockOrrstown Financial Services, Inc. is a holding company, which engages in the provision of consumer and business financial services. It also offers commercial banking and trust business services which involves accepting demand, time and savings deposits, and granting loans. The company was founded on November 17, 1987 and is headquartered in Shippensburg, PA.Read More Receive ORRF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Orrstown Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address ORRF Stock News HeadlinesJanuary 24, 2023 | finance.yahoo.comOrrstown Financial Services, Inc. Reports Earnings for the Fourth Quarter 2022 and Full Year 2022 ResultsJanuary 24, 2023 | finance.yahoo.comOrrstown Financial Services, Inc. Reports Earnings for the Fourth Quarter 2022 and Full Year 2022 ResultsJanuary 29, 2023 | Porter & Company (Ad)The Next Big Crisis Is HereYou just can’t see it yet because it’s NOT a banking, financial, or economic crisis… it’s far worse and threatens every dollar in your retirement account.January 17, 2023 | finance.yahoo.comInvesting in Orrstown Financial Services (NASDAQ:ORRF) three years ago would have delivered you a 23% gainDecember 23, 2022 | msn.comOrrstown Financial to sell bank branch in Pennsylvania to Juniata Valley BankNovember 12, 2022 | bizjournals.comOrrstown Financial agrees to $15M settlement over 10-year-old transit lawsuitNovember 11, 2022 | finance.yahoo.comSEPTA, bank agree to $15M settlement over 10-year-old lawsuitOctober 18, 2022 | finance.yahoo.comOrrstown Financial Services, Inc. Reports Third Quarter 2022 ResultsJanuary 29, 2023 | Porter & Company (Ad)The Next Big Crisis Is HereYou just can’t see it yet because it’s NOT a banking, financial, or economic crisis… it’s far worse and threatens every dollar in your retirement account.September 28, 2022 | finance.yahoo.comOrrstown Financial Services, Inc. Announces Strategic Initiatives to Drive Long-Term Growth and Improve Operating EfficienciesSeptember 4, 2022 | finance.yahoo.comOrrstown Financial Services, Inc.'s (NASDAQ:ORRF) top owners are individual investors with 48% stake, while45% is held by institutionsJuly 27, 2022 | nasdaq.comOrrstown Financial Services (NASDAQ:ORRF) Will Pay A Dividend Of $0.19July 25, 2022 | finance.yahoo.comAnalysts Just Made A Huge Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) ForecastsJuly 23, 2022 | finance.yahoo.comOrrstown Financial Services (NASDAQ:ORRF) Is Paying Out A Dividend Of $0.19July 19, 2022 | apnews.comOrrstown: Q2 Earnings SnapshotJuly 19, 2022 | apnews.comOrrstown: Q2 Earnings SnapshotJuly 19, 2022 | finance.yahoo.comOrrstown Financial Services, Inc. Reports Second Quarter 2022 ResultsJuly 19, 2022 | finance.yahoo.comOrrstown Financial Services, Inc. Reports Second Quarter 2022 ResultsJuly 14, 2022 | finance.yahoo.comBank OZK (OZK) Expected to Beat Earnings Estimates: What to Know Ahead of Q2 ReleaseJuly 12, 2022 | finance.yahoo.comOrrstown Financial Services (ORRF) Expected to Beat Earnings Estimates: Can the Stock Move Higher?July 2, 2022 | uk.finance.yahoo.comOrrstown Financial Services, Inc. (ORRF)May 23, 2022 | finance.yahoo.comIs MainStreet Bank (MNSB) Stock Undervalued Right Now?May 4, 2022 | finance.yahoo.comInvestors in Orrstown Financial Services (NASDAQ:ORRF) have made a respectable return of 31% over the past five yearsApril 28, 2022 | seekingalpha.comOrrstown Financial goes ex dividend tomorrowApril 22, 2022 | finance.yahoo.comOrrstown (ORRF) Upgraded to Strong Buy: Here's What You Should KnowApril 19, 2022 | apnews.comOrrstown: Q1 Earnings SnapshotApril 19, 2022 | finance.yahoo.comOrrstown Financial Services, Inc. Reports First Quarter 2022 ResultsSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive ORRF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Orrstown Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address ORRF Company Calendar Last Earnings10/18/2021Ex-Dividend for 11/7 Dividend10/28/2022Dividend Payable11/07/2022Today1/29/2023Ex-Dividend for 2/14 Dividend2/06/2023Dividend Payable2/14/2023Next Earnings (Estimated)4/18/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:ORRF CUSIPN/A CIK826154 Webwww.orrstown.com Phone(717) 532-6114FaxN/AEmployees412Year Founded1919Price Target and Rating Average Stock Price Forecast$28.00 High Stock Price Forecast$28.00 Low Stock Price Forecast$28.00 Forecasted Upside/Downside+16.3%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$3.02 Trailing P/E Ratio7.97 Forward P/E Ratio7.19 P/E GrowthN/ANet Income$32.88 million Net Margins23.82% Pretax Margin18.08% Return on Equity14.71% Return on Assets1.22% Debt Debt-to-Equity Ratio0.15 Current Ratio0.85 Quick Ratio0.85 Sales & Book Value Annual Sales$135.61 million Price / Sales1.90 Cash Flow$3.37 per share Price / Cash Flow7.15 Book Value$24.24 per share Price / Book0.99Miscellaneous Outstanding Shares10,680,000Free Float10,162,000Market Cap$257.07 million OptionableNot Optionable Beta0.85 Social Links Key ExecutivesThomas R. QuinnPresident, Chief Executive Officer & DirectorAdam D. BonannoEVP, Chief Operations & Technology OfficerNeelesh KalaniChief Financial Officer & Executive Vice PresidentRobert G. CoradiSecretary, Chief Risk Officer & Executive VPWilliam ZieglerChief Credit Officer & Executive Vice PresidentKey CompetitorsBank7NASDAQ:BSVNCentral Valley Community BancorpNASDAQ:CVCYFirst Western FinancialNASDAQ:MYFWFirst BankNASDAQ:FRBAFVCBankcorpNASDAQ:FVCBView All CompetitorsInsiders & InstitutionsArlington Partners LLCBought 3,524 shares on 1/19/2023Ownership: 0.033%Meera R ModiBought 1,000 shares on 12/9/2022Total: $26,790.00 ($26.79/share)Bank of New York Mellon CorpBought 3,278 shares on 12/8/2022Ownership: 0.754%Meera R ModiBought 288 shares on 12/6/2022Total: $7,796.16 ($27.07/share)Meera R ModiBought 288 shares on 11/29/2022Total: $7,833.60 ($27.20/share)View All Insider TransactionsView All Institutional Transactions ORRF Stock - Frequently Asked Questions Should I buy or sell Orrstown Financial Services stock right now? 2 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Orrstown Financial Services in the last twelve months. There are currently 1 hold rating and 1 buy rating for the stock. The consensus among Wall Street research analysts is that investors should "buy" ORRF shares. View ORRF analyst ratings or view top-rated stocks. What is Orrstown Financial Services' stock price forecast for 2023? 2 analysts have issued twelve-month price targets for Orrstown Financial Services' stock. Their ORRF share price forecasts range from $28.00 to $28.00. On average, they expect the company's stock price to reach $28.00 in the next year. This suggests a possible upside of 16.3% from the stock's current price. View analysts price targets for ORRF or view top-rated stocks among Wall Street analysts. How have ORRF shares performed in 2023? Orrstown Financial Services' stock was trading at $23.16 at the beginning of the year. Since then, ORRF stock has increased by 3.9% and is now trading at $24.07. View the best growth stocks for 2023 here. When is Orrstown Financial Services' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, April 18th 2023. View our ORRF earnings forecast. How were Orrstown Financial Services' earnings last quarter? Orrstown Financial Services, Inc. (NASDAQ:ORRF) issued its earnings results on Monday, October, 18th. The bank reported $0.65 earnings per share for the quarter, meeting the consensus estimate of $0.65. The bank earned $28.27 million during the quarter, compared to the consensus estimate of $26.79 million. Orrstown Financial Services had a trailing twelve-month return on equity of 14.71% and a net margin of 23.82%. How often does Orrstown Financial Services pay dividends? What is the dividend yield for Orrstown Financial Services? Orrstown Financial Services declared a quarterly dividend on Tuesday, January 24th. Shareholders of record on Tuesday, February 7th will be given a dividend of $0.20 per share on Tuesday, February 14th. This represents a $0.80 dividend on an annualized basis and a yield of 3.32%. The ex-dividend date is Monday, February 6th. This is a boost from the stock's previous quarterly dividend of $0.19. Read our dividend analysis for ORRF. Is Orrstown Financial Services a good dividend stock? Orrstown Financial Services (NASDAQ:ORRF) pays an annual dividend of $0.76 per share and currently has a dividend yield of 3.16%. The dividend payout ratio is 25.17%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, ORRF will have a dividend payout ratio of 22.49% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for ORRF. What is Thomas R. Quinn, Jr.'s approval rating as Orrstown Financial Services' CEO? 5 employees have rated Orrstown Financial Services Chief Executive Officer Thomas R. Quinn, Jr. on Glassdoor.com. Thomas R. Quinn, Jr. has an approval rating of 100% among the company's employees. This puts Thomas R. Quinn, Jr. in the top 10% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Orrstown Financial Services own? Based on aggregate information from My MarketBeat watchlists, some companies that other Orrstown Financial Services investors own include AbbVie (ABBV), Eastman Chemical (EMN), Enbridge (ENB), Huntington Bancshares (HBAN), Harley-Davidson (HOG), Las Vegas Sands (LVS), Altria Group (MO), Marathon Petroleum (MPC), Occidental Petroleum (OXY) and Pfizer (PFE). What is Orrstown Financial Services' stock symbol? Orrstown Financial Services trades on the NASDAQ under the ticker symbol "ORRF." Who are Orrstown Financial Services' major shareholders? Orrstown Financial Services' stock is owned by a variety of retail and institutional investors. Top institutional shareholders include Arlington Partners LLC (0.03%). Insiders that own company stock include Andrea L Pugh, Barbara E Brobst, Christopher D Holt, David Todd Hornberger, Floyd E Stoner, Glenn W Snoke, Joel R Zullinger, Joel R Zullinger, Mark K Keller, Matthew Dyckman, Meera R Modi, Robert G Coradi, Robert J Fignar, Thomas D Longenecker, Thomas R Brugger and Thomas R Quinn Jr. View institutional ownership trends. How do I buy shares of Orrstown Financial Services? Shares of ORRF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Orrstown Financial Services' stock price today? One share of ORRF stock can currently be purchased for approximately $24.07. How much money does Orrstown Financial Services make? Orrstown Financial Services (NASDAQ:ORRF) has a market capitalization of $257.07 million and generates $135.61 million in revenue each year. The bank earns $32.88 million in net income (profit) each year or $3.02 on an earnings per share basis. How many employees does Orrstown Financial Services have? The company employs 412 workers across the globe. How can I contact Orrstown Financial Services? Orrstown Financial Services' mailing address is 77 EAST KING STREET P. O. BOX 250, SHIPPENSBURG PA, 17257. The official website for the company is www.orrstown.com. The bank can be reached via phone at (717) 532-6114 or via email at ir@orrstown.com. This page (NASDAQ:ORRF) was last updated on 1/29/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. 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