Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, working capital, and other commercial purpose loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; agribusiness loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory services through an office in Lancaster County, Pennsylvania. The company provides its banking and bank-related services through branches located in Berks, Cumberland, Dauphin, Franklin, Lancaster, and Perry counties of Pennsylvania, as well as Washington County, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is headquartered in Shippensburg, Pennsylvania.
Industry, Sector and Symbol
Industry State commercial banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:ORRF
CUSIPN/A
Phone717-532-6114
Debt
Debt-to-Equity Ratio0.59
Current Ratio0.77
Quick Ratio0.76
Price-To-Earnings
Trailing P/E Ratio20.50
Forward P/E Ratio17.19
P/E GrowthN/A
Sales & Book Value
Annual Sales$71.40 million
Price / Sales3.14
Cash Flow$2.1826 per share
Price / Cash12.21
Book Value$17.34 per share
Price / Book1.54
Profitability
EPS (Most Recent Fiscal Year)$1.30
Net Income$8.09 million
Net Margins12.91%
Return on Equity8.59%
Return on Assets0.80%
Miscellaneous
Employees338
Outstanding Shares8,410,000
Orrstown Financial Services (NASDAQ:ORRF) Frequently Asked Questions
What is Orrstown Financial Services' stock symbol?
Orrstown Financial Services trades on the NASDAQ under the ticker symbol "ORRF."
How often does Orrstown Financial Services pay dividends? What is the dividend yield for Orrstown Financial Services?
Orrstown Financial Services announced a quarterly dividend on Thursday, April 19th. Investors of record on Tuesday, April 24th will be paid a dividend of $0.13 per share on Wednesday, May 2nd. This represents a $0.52 annualized dividend and a dividend yield of 1.95%. The ex-dividend date of this dividend is Monday, April 23rd. This is a positive change from Orrstown Financial Services's previous quarterly dividend of $0.12. View Orrstown Financial Services' Dividend History.
How were Orrstown Financial Services' earnings last quarter?
Orrstown Financial Services, Inc. (NASDAQ:ORRF) announced its quarterly earnings results on Wednesday, April, 18th. The bank reported $0.44 earnings per share for the quarter, beating analysts' consensus estimates of $0.32 by $0.12. The bank earned $17.39 million during the quarter, compared to the consensus estimate of $16.04 million. Orrstown Financial Services had a net margin of 12.91% and a return on equity of 8.59%. View Orrstown Financial Services' Earnings History.
When is Orrstown Financial Services' next earnings date?
What price target have analysts set for ORRF?
3 brokerages have issued twelve-month target prices for Orrstown Financial Services' shares. Their predictions range from $28.00 to $28.00. On average, they expect Orrstown Financial Services' share price to reach $28.00 in the next year. View Analyst Ratings for Orrstown Financial Services.
Who are some of Orrstown Financial Services' key competitors?
Some companies that are related to Orrstown Financial Services include Preferred Bank (PFBC), Central Pacific Financial (CPF), TrustCo Bank Corp NY (TRST), German American Bancorp. (GABC), ConnectOne Bancorp (CNOB), Univest Co. of Pennsylvania (UVSP), Midland States Bancorp (MSBI), Great Southern Bancorp (GSBC), Horizon Bancorp (HBNC), Merchants Bancorp (MBIN), Veritex (VBTX), Flushing Financial (FFIC), Oritani Financial (ORIT), First Foundation (FFWM) and Tristate Capital (TSC).
Who are Orrstown Financial Services' key executives?
Orrstown Financial Services' management team includes the folowing people:
- Mr. Thomas Rodney Quinn Jr., Pres, CEO & Director (Age 59)
- Mr. David P. Boyle CPA, CPA, Exec. VP, CFO & Principal Accounting Officer (Age 54)
- Mr. Benjamin W. Wallace, Exec. VP and Chief Operations & Technology Officer (Age 35)
- Dr. Anthony F. Ceddia, Sec. of the Board & Director (Age 74)
- Mr. Adam L. Metz, Exec. VP & Chief Lending Officer (Age 46)
Has Orrstown Financial Services been receiving favorable news coverage?
Media headlines about ORRF stock have been trending somewhat positive on Thursday, Accern Sentiment Analysis reports. The research group scores the sentiment of media coverage by monitoring more than 20 million news and blog sources in real-time. Accern ranks coverage of public companies on a scale of negative one to positive one, with scores closest to one being the most favorable. Orrstown Financial Services earned a daily sentiment score of 0.10 on Accern's scale. They also assigned news headlines about the bank an impact score of 46.46 out of 100, indicating that recent media coverage is somewhat unlikely to have an impact on the company's share price in the next several days.
Who are Orrstown Financial Services' major shareholders?
Orrstown Financial Services' stock is owned by a variety of of institutional and retail investors. Top institutional shareholders include BlackRock Inc. (6.19%), Elizabeth Park Capital Advisors Ltd. (3.40%), EJF Capital LLC (1.50%), Dimensional Fund Advisors LP (1.01%), Wells Fargo & Company MN (0.87%) and Penn Capital Management Co. Inc. (0.28%). Company insiders that own Orrstown Financial Services stock include Andrea L Pugh, Anthony F Ceddia, Cindy Jeannette Joiner, David P Boyle, David Todd Hornberger, Eric Andrew Segal, Gregory A Rosenberry, Jeffrey W Coy, Joel R Zullinger and Thomas D Longenecker. View Institutional Ownership Trends for Orrstown Financial Services.
Which major investors are selling Orrstown Financial Services stock?
ORRF stock was sold by a variety of institutional investors in the last quarter, including Millennium Management LLC, Wells Fargo & Company MN, Penn Capital Management Co. Inc. and BlackRock Inc.. Company insiders that have sold Orrstown Financial Services company stock in the last year include Anthony F Ceddia and Joel R Zullinger. View Insider Buying and Selling for Orrstown Financial Services.
Which major investors are buying Orrstown Financial Services stock?
ORRF stock was bought by a variety of institutional investors in the last quarter, including EJF Capital LLC, Elizabeth Park Capital Advisors Ltd., Dimensional Fund Advisors LP, Stifel Financial Corp and O Shaughnessy Asset Management LLC. Company insiders that have bought Orrstown Financial Services stock in the last two years include Cindy Jeannette Joiner, David Todd Hornberger, Eric Andrew Segal and Thomas D Longenecker. View Insider Buying and Selling for Orrstown Financial Services.
How do I buy shares of Orrstown Financial Services?
Shares of ORRF can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Orrstown Financial Services' stock price today?
One share of ORRF stock can currently be purchased for approximately $26.65.
How big of a company is Orrstown Financial Services?
Orrstown Financial Services has a market capitalization of $221.66 million and generates $71.40 million in revenue each year. The bank earns $8.09 million in net income (profit) each year or $1.30 on an earnings per share basis. Orrstown Financial Services employs 338 workers across the globe.
How can I contact Orrstown Financial Services?
Orrstown Financial Services' mailing address is 77 EAST KING STREET P. O. BOX 250, SHIPPENSBURG PA, 17257. The bank can be reached via phone at 717-532-6114.
MarketBeat Community Rating for Orrstown Financial Services (ORRF)
MarketBeat's community ratings are surveys of what our community members think about Orrstown Financial Services and other stocks. Vote "Outperform" if you believe ORRF will outperform the S&P 500 over the long term. Vote "Underperform" if you believe ORRF will underperform the S&P 500 over the long term. You may vote once every thirty days.
