Ohio Valley Banc (OVBC) Stock Price, News & Analysis

Company Overview

Ohio Valley Banc Corp (NASDAQ:OVBC) is a financial holding company headquartered in Marietta, Ohio, that provides a comprehensive range of banking, trust, and wealth management services through its primary subsidiary, The Ohio Valley Bank. The company’s core business centers on delivering community-oriented banking solutions, including deposit products, lending services, mortgage financing, and treasury management, to individuals, small to mid-sized businesses, and non-profit organizations.

The Ohio Valley Bank offers a variety of deposit accounts such as checking, savings, money market, and time deposits, complemented by online and mobile banking capabilities. On the lending side, the bank underwrites commercial real estate loans, agricultural lending, consumer installment loans, Small Business Administration (SBA) loans, and mortgage products. Additionally, the company provides trust and investment management services, retirement planning, insurance solutions, and brokerage services through its financial advisory division, catering to the diverse needs of its clients.

Operating across southeastern Ohio, northeastern and north-central West Virginia, and eastern Kentucky, Ohio Valley Banc Corp maintains a network of community banking offices that emphasize local decision-making and personalized customer service. The bank actively engages with the communities it serves, supporting economic development and relationship-driven banking by leveraging its regional expertise and strong local presence.

Founded as a mutual savings institution in the late 19th century and organized as a holding company in 1990, Ohio Valley Banc Corp has grown through strategic branch expansions and targeted acquisitions while maintaining its commitment to community banking. Under the leadership of President and Chief Executive Officer Bradley T. Davis, the company continues to focus on enhancing its technology offerings, diversifying its product portfolio, and fostering long-term client relationships in the tri-state region.

Key Stats

• Today's Range: $34.03 to $35.12
• 50-Day Range: $28.65 to $38.82
• 52-Week Range: $21.76 to $40.99
• Volume: 7,842 shs
• Average Volume: 10,140 shs
• Market Capitalization: $161.79 million
• P/E Ratio: 12.82
• Dividend Yield: 2.68%
• Price Target: N/A
• Consensus Rating: N/A

Ohio Valley Banc Stock Analysis - MarketRank™

Ohio Valley Banc scored higher than 44% of companies evaluated by MarketBeat, and ranked 679th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Ohio Valley Banc.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Ohio Valley Banc is 12.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ohio Valley Banc is 12.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.17.

Price to Book Value per Share Ratio

Ohio Valley Banc has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.42% of the float of Ohio Valley Banc has been sold short.

Short Interest Ratio / Days to Cover

Ohio Valley Banc has a short interest ratio ("days to cover") of 5.3.

Change versus previous month

Short interest in Ohio Valley Banc has recently increased by 492.21%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Ohio Valley Banc pays a meaningful dividend of 2.70%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ohio Valley Banc has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Ohio Valley Banc is 34.33%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: 3.4 / 5
• Environmental Score: -0.67

Percentage of Shares Shorted

2.42% of the float of Ohio Valley Banc has been sold short.

Short Interest Ratio / Days to Cover

Ohio Valley Banc has a short interest ratio ("days to cover") of 5.3.

Change versus previous month

Short interest in Ohio Valley Banc has recently increased by 492.21%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.58

News Sentiment

Ohio Valley Banc has a news sentiment score of 0.58. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.91 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Ohio Valley Banc this week, compared to 1 article on an average week.

Search Interest

1 people have searched for OVBC on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Ohio Valley Banc insiders have bought more of their company's stock than they have sold. Specifically, they have bought $4,504.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 7.13% of the stock of Ohio Valley Banc is held by insiders.

Percentage Held by Institutions

Only 22.06% of the stock of Ohio Valley Banc is held by institutions.

OVBC Stock Analysis - Frequently Asked Questions

How have OVBC shares performed this year?

Ohio Valley Banc's stock was trading at $24.21 at the beginning of the year. Since then, OVBC stock has increased by 41.9% and is now trading at $34.35.

How were Ohio Valley Banc's earnings last quarter?

Ohio Valley Banc Corp. (NASDAQ:OVBC) posted its quarterly earnings data on Friday, April, 25th. The bank reported $0.94 earnings per share for the quarter. The bank earned $16.79 million during the quarter. Ohio Valley Banc had a net margin of 13.86% and a trailing twelve-month return on equity of 8.35%.

Who are Ohio Valley Banc's major shareholders?

Ohio Valley Banc's top institutional investors include AA Financial Advisors LLC (0.14%). Insiders that own company stock include Anna P Barnitz, David W Thomas, Edward Bryant Roberts, Bryan F Stepp and Seth Isaac Michael.
View institutional ownership trends.

How do I buy shares of Ohio Valley Banc?

Shares of OVBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ohio Valley Banc own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ohio Valley Banc investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Arista Networks (ANET), CrowdStrike (CRWD), e.l.f. Beauty (ELF) and Jabil (JBL).

Company Calendar

• Last Earnings: 4/25/2025
• Record date for 5/10 Dividend: 4/25/2025
• Ex-Dividend for 5/10 Dividend: 4/25/2025
• Dividend Payable: 5/10/2025
• Today: 7/18/2025
• Record date for 8/10 Dividend: 7/25/2025
• Ex-Dividend for 8/10 Dividend: 7/25/2025
• Next Earnings (Estimated): 7/25/2025
• Dividend Payable: 8/10/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:OVBC
• CIK: 894671
• Web: www.ovbc.com
• Phone: (740) 446-2631
• Fax: 740-446-7688
• Employees: 260
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.68
• Trailing P/E Ratio: 12.98
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $11 million
• Net Margins: 13.86%
• Pretax Margin: 17.07%
• Return on Equity: 8.35%
• Return on Assets: 0.85%

Debt

• Debt-to-Equity Ratio: 0.30
• Current Ratio: 0.90
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $88.93 million
• Price / Sales: 1.83
• Cash Flow: $2.43 per share
• Price / Cash Flow: 14.22
• Book Value: $31.91 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 4,710,000
• Free Float: 4,375,000
• Market Cap: $163.05 million
• Optionable: Not Optionable
• Beta: 0.11