Presurance (PRHI) Stock Price, News & Analysis

Company Overview

Conifer Holdings, Inc., an insurance holding company, engages in the sale of property and casualty insurance products. It offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, liquor liability, automobile, and homeowners and dwelling policies. It serves the commercial insurance needs of owner-operated businesses in the markets, such as hospitality, which includes restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors comprising plumbers, painters, carpenters, electricians, and other independent contractors; and security service providers, including companies that provide security guard services, security alarm products and services, and private investigative services. The company also offers specialty homeowners insurance products, such as low- value dwelling insurance tailored for owners of lower valued homes in Illinois, Indiana, Louisiana, and Texas; and wholesale agency services comprising commercial and personal lines insurance products for its insurance company subsidiaries, as well as third party insurers. Conifer Holdings, Inc. markets and sells its insurance products through a network of approximately 4,600 independent agents in 50 states in the United States. The company was incorporated in 2009 and is headquartered in Birmingham, Michigan.

Key Stats

• Today's Range: $4.62 to $4.94
• 50-Day Range: $4.13 to $5.80
• 52-Week Range: $3.36 to $19.81
• Volume: 17,156 shs
• Average Volume: 27,540 shs
• Market Capitalization: $17.81 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $7.00
• Consensus Rating: Sell

Presurance Stock Analysis - MarketRank™

Presurance scored higher than 61% of companies evaluated by MarketBeat, and ranked 43rd out of 93 stocks in the financial services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Sell

Consensus Rating

Presurance has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

Upside Potential

Presurance has a consensus price target of $7.00, representing about 47.4% upside from its current price of $4.75.

Amount of Analyst Coverage

Presurance has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Presurance is -0.49, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Presurance is -0.49, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Presurance has a P/B Ratio of 0.39. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.10% of the float of Presurance has been sold short.

Short Interest Ratio / Days to Cover

Presurance has a short interest ratio ("days to cover") of 0.67, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Presurance has recently increased by 92.52%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Presurance does not currently pay a dividend.

Dividend Growth

Presurance does not have a long track record of dividend growth.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 4.7 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of Presurance in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $90,389.00 in company stock, which represents 0.5074% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Presurance insiders have bought more of their company's stock than they have sold. Specifically, they have bought $90,389.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

73.30% of the stock of Presurance is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

34.88% of the stock of Presurance is held by institutions.

Company Calendar

• Last Earnings: 3/27/2026
• Today: 6/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Financial Services
• Industry: Fire, Marine & Casualty Insurance
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:PRHI
• CIK: 1502292
• Web: N/A
• Phone: (248) 559-0840
• Fax: 248-559-0870
• Employees: 150
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Presurance: $7.00
• High Price Target: $7.00
• Low Price Target: $7.00
• Potential Upside/Downside: +47.4%
• Consensus Rating: Sell
• Rating Score (0-4): 1.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): ($9.73)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$18.44 million
• Net Margins: -41.92%
• Pretax Margin: -41.65%
• Return on Equity: -104.13%
• Return on Assets: -8.74%

Debt

• Debt-to-Equity Ratio: 0.49
• Current Ratio: 0.73
• Quick Ratio: 0.73

Sales & Book Value

• Annual Sales: $43.30 million
• Price / Sales: 0.41
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $12.33 per share
• Price / Book: 0.39

Miscellaneous

• Outstanding Shares: 3,750,000
• Free Float: 1,000,000
• Market Cap: $17.81 million
• Optionable: N/A
• Beta: 1.10