Rhinebeck Bancorp (RBKB) Stock Price, News & Analysis

Company Overview

Rhinebeck Bancorp, Inc. is the holding company for Rhinebeck Bank, a community bank headquartered in Rhinebeck, New York. The bank provides banking and financial services to individuals, families, businesses and municipalities in the Hudson Valley region of New York.

Rhinebeck Bank offers deposit products, including checking, savings, money market and certificate of deposit accounts. Its lending activities include residential mortgages, home equity loans, commercial real estate financing, commercial and industrial loans, construction loans and consumer lending. The bank also provides online and mobile banking, treasury management and other customary banking services.

Rhinebeck Bank traces its history to 1864 and has historically focused on serving communities in the Hudson Valley, including areas of Dutchess, Ulster and surrounding counties. Rhinebeck Bancorp became a publicly traded company following the bank’s mutual-to-stock conversion and initial public offering in 2019. The company is led by President and Chief Executive Officer Michael J. Quinn.

Key Stats

• Today's Range: $12.66 to $12.84
• 50-Day Range: $11.89 to $17.65
• 52-Week Range: $6.72 to $13.23
• Volume: 71,355 shs
• Average Volume: 161,377 shs
• Market Capitalization: $198.47 million
• P/E Ratio: 17.82
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Buy

Rhinebeck Bancorp Stock Analysis - MarketRank™

Rhinebeck Bancorp scored higher than 62% of companies evaluated by MarketBeat, and ranked 505th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Rhinebeck Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Rhinebeck Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Rhinebeck Bancorp is 17.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.53.

Price to Earnings Ratio vs. Sector

The P/E ratio of Rhinebeck Bancorp is 17.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.58.

Price to Book Value per Share Ratio

Rhinebeck Bancorp has a P/B Ratio of 1.45. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.84% of the float of Rhinebeck Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Rhinebeck Bancorp has a short interest ratio ("days to cover") of 2.61, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Rhinebeck Bancorp has recently decreased by 8.05%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Rhinebeck Bancorp does not currently pay a dividend.

Dividend Growth

Rhinebeck Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: N/A

News Sentiment

Rhinebeck Bancorp has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Rhinebeck Bancorp this week, compared to 1 article on an average week.

Search Interest

1 people have searched for RBKB on MarketBeat in the last 30 days.

Company Ownership

• Score: 4.0 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

4 insiders have purchased shares of Rhinebeck Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $716,125.00 in company stock, which represents 0.3608% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Rhinebeck Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $716,125.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

3.00% of the stock of Rhinebeck Bancorp is held by insiders.

Percentage Held by Institutions

23.88% of the stock of Rhinebeck Bancorp is held by institutions.

Company Calendar

• Last Earnings: 7/23/2026
• Today: 9/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:RBKB
• CIK: 1751783
• Web: www.rhinebeckbank.com
• Phone: (845) 454-8555
• Fax: N/A
• Employees: 165
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.71
• Trailing P/E Ratio: 17.82
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $10.05 million
• Net Margins: 12.99%
• Pretax Margin: 16.46%
• Return on Equity: 7.20%
• Return on Assets: 0.73%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $75.84 million
• Price / Sales: 2.62
• Cash Flow: $0.71 per share
• Price / Cash Flow: 17.77
• Book Value: $8.78 per share
• Price / Book: 1.45

Miscellaneous

• Outstanding Shares: 15,640,000
• Free Float: 15,167,000
• Market Cap: $198.47 million
• Optionable: Not Optionable
• Beta: 0.16