NASDAQ:REFI Chicago Atlantic Real Estate Finance (REFI) Stock Price, News & Analysis $14.24 +0.11 (+0.78%) Closing price 04:00 PM EasternExtended Trading$14.28 +0.04 (+0.25%) As of 04:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Chicago Atlantic Real Estate Finance Stock (NASDAQ:REFI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get REFI alerts:Sign Up Key Stats Today's Range$14.13▼$14.2850-Day Range$12.90▼$14.4952-Week Range$12.76▼$16.29Volume55,779 shsAverage Volume126,668 shsMarket Capitalization$300.18 millionP/E Ratio7.78Dividend Yield13.20%Price Target$20.00Consensus RatingHold Company Overview Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. The company engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. Its portfolio primarily includes offers senior loans to state-licensed operators in the cannabis industry. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is headquartered in Chicago, Illinois. Read More Chicago Atlantic Real Estate Finance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks61st Percentile Overall ScoreREFI MarketRank™: Chicago Atlantic Real Estate Finance scored higher than 61% of companies evaluated by MarketBeat, and ranked 536th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.2 / 5Analyst RatingHold Consensus RatingChicago Atlantic Real Estate Finance has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 2 buy ratings, no hold ratings, and 1 sell rating.Amount of Analyst CoverageChicago Atlantic Real Estate Finance has only been the subject of 1 research reports in the past 90 days.Read more about Chicago Atlantic Real Estate Finance's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth2.11% Earnings GrowthEarnings for Chicago Atlantic Real Estate Finance are expected to grow by 2.11% in the coming year, from $1.90 to $1.94 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Chicago Atlantic Real Estate Finance is 7.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 56.02.Price to Earnings Ratio vs. SectorThe P/E ratio of Chicago Atlantic Real Estate Finance is 7.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 225.86.Price to Book Value per Share RatioChicago Atlantic Real Estate Finance has a P/B Ratio of 0.97. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Chicago Atlantic Real Estate Finance's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted2.58% of the float of Chicago Atlantic Real Estate Finance has been sold short.Short Interest Ratio / Days to CoverChicago Atlantic Real Estate Finance has a short interest ratio ("days to cover") of 4.8.Change versus previous monthShort interest in Chicago Atlantic Real Estate Finance has recently increased by 6.79%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipChicago Atlantic Real Estate Finance is a leading dividend payer. It pays a dividend yield of 13.15%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthChicago Atlantic Real Estate Finance has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Chicago Atlantic Real Estate Finance is 102.73%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on EPS estimates, Chicago Atlantic Real Estate Finance will have a dividend payout ratio of 96.91% in the coming year. This indicates that Chicago Atlantic Real Estate Finance may not be able to sustain their current dividend.Read more about Chicago Atlantic Real Estate Finance's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.58% of the float of Chicago Atlantic Real Estate Finance has been sold short.Short Interest Ratio / Days to CoverChicago Atlantic Real Estate Finance has a short interest ratio ("days to cover") of 4.8.Change versus previous monthShort interest in Chicago Atlantic Real Estate Finance has recently increased by 6.79%, indicating that investor sentiment is decreasing significantly. News and Social Media2.0 / 5News Sentiment0.65 News SentimentChicago Atlantic Real Estate Finance has a news sentiment score of 0.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.18 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Chicago Atlantic Real Estate Finance this week, compared to 2 articles on an average week.MarketBeat FollowsOnly 1 people have added Chicago Atlantic Real Estate Finance to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Chicago Atlantic Real Estate Finance insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 8.30% of the stock of Chicago Atlantic Real Estate Finance is held by insiders.Percentage Held by InstitutionsOnly 25.48% of the stock of Chicago Atlantic Real Estate Finance is held by institutions.Read more about Chicago Atlantic Real Estate Finance's insider trading history. Receive REFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Chicago Atlantic Real Estate Finance and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. REFI Stock News HeadlinesPeter Sack - REFI | Chicago Atlantic Real Estate Finance Inc. - Wall ...August 21, 2025 | wsj.comChicago Atlantic’s Earnings Call Highlights Growth and ChallengesAugust 13, 2025 | msn.comREVEALED FREE: Our top 3 stocks to own in 2025 and beyondEvery time Weiss Ratings flashed green like this, the average gain on each and every stock has been 303% (including the losers!).August 29 at 2:00 AM | Weiss Ratings (Ad)Chicago Atlantic Extends Credit Facility Maturity DateAugust 10, 2025 | theglobeandmail.comChicago Atlantic Real Estate Finance, Inc. (REFI) Q2 2025 Earnings Call TranscriptAugust 8, 2025 | seekingalpha.comChicago Atlantic Real Estate Finance Reports Stable Q2 2025 EarningsAugust 8, 2025 | tipranks.comChicago Atlantic (REFI) Q2 EPS Beats 9%August 7, 2025 | fool.comChicago Atlantic Real Estate Finance Inc REFI - MorningstarJuly 18, 2025 | morningstar.comMSee More Headlines REFI Stock Analysis - Frequently Asked Questions How have REFI shares performed this year? Chicago Atlantic Real Estate Finance's stock was trading at $15.42 at the beginning of the year. Since then, REFI stock has decreased by 7.7% and is now trading at $14.24. How were Chicago Atlantic Real Estate Finance's earnings last quarter? Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) announced its quarterly earnings results on Wednesday, August, 9th. The company reported $0.54 earnings per share for the quarter, missing the consensus estimate of $0.64 by $0.10. The business earned $14.66 million during the quarter, compared to analyst estimates of $15.78 million. Chicago Atlantic Real Estate Finance had a net margin of 67.95% and a trailing twelve-month return on equity of 12.32%. Read the conference call transcript. When did Chicago Atlantic Real Estate Finance IPO? Chicago Atlantic Real Estate Finance (REFI) raised $106 million in an initial public offering (IPO) on Wednesday, December 8th 2021. The company issued 6,250,000 shares at $16.00-$18.00 per share. Who are Chicago Atlantic Real Estate Finance's major shareholders? Chicago Atlantic Real Estate Finance's top institutional shareholders include Fielder Capital Group LLC (3.68%), Corient Private Wealth LLC (1.12%), Sage Mountain Advisors LLC (0.78%) and Connor Clark & Lunn Investment Management Ltd. (0.46%). Insiders that own company stock include John Mazarakis, Anthony Cappell and Phillip Silverman. View institutional ownership trends. How do I buy shares of Chicago Atlantic Real Estate Finance? Shares of REFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Chicago Atlantic Real Estate Finance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Chicago Atlantic Real Estate Finance investors own include NVIDIA (NVDA), Tesla (TSLA), Meta Platforms (META), Advanced Micro Devices (AMD), Home Depot (HD), JPMorgan Chase & Co. (JPM) and Walmart (WMT). Company Calendar Last Earnings8/09/2023Record date for 7/15 Dividend6/30/2025Ex-Dividend for 7/15 Dividend6/30/2025Dividend Payable7/15/2025Today8/29/2025Next Earnings (Estimated)11/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryTrading Current SymbolNASDAQ:REFI CIK1867949 Webwww.chicagoatlanticcredit.com Phone312-809-7002FaxN/AEmployeesN/AYear FoundedN/APrice Target and Rating Average Price Target for Chicago Atlantic Real Estate Finance$20.00 High Price Target$20.00 Low Price Target$20.00 Potential Upside/Downside+40.4%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$1.83 Trailing P/E Ratio7.78 Forward P/E Ratio7.50 P/E GrowthN/ANet Income$37.04 million Net Margins67.95% Pretax Margin67.95% Return on Equity12.32% Return on Assets9.03% Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$54.95 million Price / Sales5.46 Cash Flow$1.80 per share Price / Cash Flow7.90 Book Value$14.71 per share Price / Book0.97Miscellaneous Outstanding Shares21,080,000Free Float19,326,000Market Cap$300.28 million OptionableOptionable Beta0.23 The 10 Best AI Stocks to Own in 2025Wondering where to start (or end) with AI stocks? 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