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Chicago Atlantic Real Estate Finance (REFI) Stock Price, News & Analysis

Chicago Atlantic Real Estate Finance logo
$12.45 -0.26 (-2.05%)
Closing price 10/16/2025 04:00 PM Eastern
Extended Trading
$12.76 +0.31 (+2.49%)
As of 05:33 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Chicago Atlantic Real Estate Finance Stock (NASDAQ:REFI)

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Key Stats

Today's Range
$12.40
$12.78
50-Day Range
$12.13
$14.42
52-Week Range
$12.00
$16.29
Volume
148,038 shs
Average Volume
167,414 shs
Market Capitalization
$262.45 million
P/E Ratio
6.80
Dividend Yield
15.10%
Price Target
$20.00
Consensus Rating
Moderate Buy

Company Overview

Chicago Atlantic Real Estate Finance Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
79th Percentile Overall Score

REFI MarketRank™: 

Chicago Atlantic Real Estate Finance scored higher than 79% of companies evaluated by MarketBeat, and ranked 250th out of 945 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Chicago Atlantic Real Estate Finance has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

  • Upside Potential

    Chicago Atlantic Real Estate Finance has a consensus price target of $20.00, representing about 60.6% upside from its current price of $12.45.

  • Amount of Analyst Coverage

    Chicago Atlantic Real Estate Finance has only been the subject of 2 research reports in the past 90 days.

  • Read more about Chicago Atlantic Real Estate Finance's stock forecast and price target.
  • Earnings Growth

    Earnings for Chicago Atlantic Real Estate Finance are expected to grow by 2.11% in the coming year, from $1.90 to $1.94 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Chicago Atlantic Real Estate Finance is 6.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 233.47.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Chicago Atlantic Real Estate Finance is 6.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 32.68.

  • Price to Book Value per Share Ratio

    Chicago Atlantic Real Estate Finance has a P/B Ratio of 0.79. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Chicago Atlantic Real Estate Finance's valuation and earnings.
  • Percentage of Shares Shorted

    4.04% of the float of Chicago Atlantic Real Estate Finance has been sold short.
  • Short Interest Ratio / Days to Cover

    Chicago Atlantic Real Estate Finance has a short interest ratio ("days to cover") of 5.6.
  • Change versus previous month

    Short interest in Chicago Atlantic Real Estate Finance has recently increased by 80.82%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    Chicago Atlantic Real Estate Finance is a leading dividend payer. It pays a dividend yield of 14.79%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Chicago Atlantic Real Estate Finance has only been increasing its dividend for 1 years.

  • Dividend Coverage

    The dividend payout ratio of Chicago Atlantic Real Estate Finance is 102.73%. Payout ratios above 75% are not desirable because they may not be sustainable.

  • Dividend Sustainability

    Based on EPS estimates, Chicago Atlantic Real Estate Finance will have a dividend payout ratio of 96.91% in the coming year. This indicates that Chicago Atlantic Real Estate Finance may not be able to sustain their current dividend.

  • Read more about Chicago Atlantic Real Estate Finance's dividend.
  • Percentage of Shares Shorted

    4.04% of the float of Chicago Atlantic Real Estate Finance has been sold short.
  • Short Interest Ratio / Days to Cover

    Chicago Atlantic Real Estate Finance has a short interest ratio ("days to cover") of 5.6.
  • Change versus previous month

    Short interest in Chicago Atlantic Real Estate Finance has recently increased by 80.82%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Chicago Atlantic Real Estate Finance has a news sentiment score of 1.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 10 news articles for Chicago Atlantic Real Estate Finance this week, compared to 2 articles on an average week.
  • Search Interest

    8 people have searched for REFI on MarketBeat in the last 30 days. This is an increase of 167% compared to the previous 30 days.
  • MarketBeat Follows

    5 people have added Chicago Atlantic Real Estate Finance to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Chicago Atlantic Real Estate Finance insiders have bought more of their company's stock than they have sold. Specifically, they have bought $641,414.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    Only 8.30% of the stock of Chicago Atlantic Real Estate Finance is held by insiders.

  • Percentage Held by Institutions

    Only 25.48% of the stock of Chicago Atlantic Real Estate Finance is held by institutions.

  • Read more about Chicago Atlantic Real Estate Finance's insider trading history.
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REFI Stock Analysis - Frequently Asked Questions

Chicago Atlantic Real Estate Finance's stock was trading at $15.42 at the start of the year. Since then, REFI shares have decreased by 19.3% and is now trading at $12.45.

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) issued its quarterly earnings data on Thursday, November, 7th. The company reported $0.52 earnings per share for the quarter, beating the consensus estimate of $0.51 by $0.01. The company had revenue of $14.46 million for the quarter, compared to analyst estimates of $14.84 million. Chicago Atlantic Real Estate Finance had a net margin of 67.95% and a trailing twelve-month return on equity of 12.32%.
Read the conference call transcript
.

Chicago Atlantic Real Estate Finance (REFI) raised $106 million in an initial public offering on Wednesday, December 8th 2021. The company issued 6,250,000 shares at $16.00-$18.00 per share.

Top institutional investors of Chicago Atlantic Real Estate Finance include Doliver Advisors LP (0.49%) and CWM LLC (0.01%). Insiders that own company stock include John Mazarakis, Anthony Cappell, David Kite, Jason D Papastavrou, Phillip Silverman and Brandon Konigsberg.
View institutional ownership trends
.

Shares of REFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Chicago Atlantic Real Estate Finance investors own include NVIDIA (NVDA), Tesla (TSLA), Meta Platforms (META), Advanced Micro Devices (AMD), Home Depot (HD), JPMorgan Chase & Co. (JPM) and Walmart (WMT).

Company Calendar

Last Earnings
11/07/2024
Record date for 10/15 Dividend
9/30/2025
Ex-Dividend for 10/15 Dividend
9/30/2025
Dividend Payable
10/15/2025
Today
10/17/2025
Next Earnings (Estimated)
11/06/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
FIN - MISC SVCS
Sub-Industry
Trading
Current Symbol
NASDAQ:REFI
CIK
1867949
Fax
N/A
Employees
N/A
Year Founded
N/A

Price Target and Rating

High Price Target
$20.00
Low Price Target
$20.00
Potential Upside/Downside
+60.6%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.50
Research Coverage
4 Analysts

Profitability

EPS (Trailing Twelve Months)
$1.83
Trailing P/E Ratio
6.80
Forward P/E Ratio
6.55
P/E Growth
N/A
Net Income
$37.04 million
Net Margins
67.95%
Pretax Margin
67.95%
Return on Equity
12.32%
Return on Assets
9.03%

Debt

Debt-to-Equity Ratio
N/A
Current Ratio
N/A
Quick Ratio
N/A

Sales & Book Value

Annual Sales
$54.95 million
Price / Sales
4.78
Cash Flow
$1.77 per share
Price / Cash Flow
7.03
Book Value
$15.73 per share
Price / Book
0.79

Miscellaneous

Outstanding Shares
21,080,000
Free Float
19,326,000
Market Cap
$262.45 million
Optionable
Optionable
Beta
0.21
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This page (NASDAQ:REFI) was last updated on 10/17/2025 by MarketBeat.com Staff
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