Sandy Spring Bancorp, Inc., through its principal subsidiary Sandy Spring Bank, is a Maryland-based bank holding company offering a full suite of commercial and consumer banking services. The company provides deposit products including checking, savings and money market accounts, along with certificates of deposit and individual retirement accounts. On the lending side, Sandy Spring Bancorp extends commercial real estate, construction, and equipment financing to small and middle‐market businesses, as well as residential mortgages, home equity lines of credit, and consumer loans to individuals.
In addition to traditional banking activities, Sandy Spring Bancorp delivers treasury management and electronic banking services designed to help businesses optimize cash flow and manage receivables and payables. The company’s wealth management division offers financial planning, investment advisory, trust and estate services tailored to high‐net‐worth clients and institutions. By leveraging its regional footprint, Sandy Spring Bancorp integrates personalized relationship banking with digital platforms to meet evolving customer expectations.
Founded in 1868, Sandy Spring Bank has a long history of community engagement and local decision‐making. Headquartered in Olney, Maryland, the bank operates branch networks across suburban Washington, D.C., and into Northern Virginia and Pennsylvania. The company emphasizes community reinvestment through targeted lending programs, charitable partnerships, and support for affordable housing and small business development in the markets it serves.
Leadership at Sandy Spring Bancorp is guided by J. Gary Scott, who has served as president and chief executive officer since 2011, supported by an executive team with deep expertise in banking, risk management and strategic growth. Under this stewardship, the company pursues an asset‐light, relationship‐focused strategy, balancing organic growth with disciplined acquisitions to extend its market presence while maintaining strong underwriting standards.
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