Shore Bancshares (SHBI) Stock Price, News & Analysis

Company Overview

Shore Bancshares, Inc. is the bank holding company for Shore United Bank, a community-oriented financial institution serving southern New Jersey and Delaware. Through its network of branch offices, Shore Bancshares provides a comprehensive suite of banking products and services to both retail and commercial customers. The company’s offerings include checking and savings accounts, certificates of deposit, and money market accounts designed to meet the everyday banking needs of individuals, families, and local businesses.

On the lending side, Shore Bancshares specializes in commercial real estate lending, small business loans, residential mortgages and home equity lines of credit. Its experienced lending team works closely with borrowers to structure financing solutions that support economic growth in the communities it serves. The bank also offers digital banking tools, such as online and mobile banking platforms, enabling customers to manage transactions, pay bills and access account information 24/7.

Founded in 1890, Shore Bancshares has built a reputation for personalized service and community involvement. Over more than a century of operations, the company has expanded its footprint while maintaining a strong focus on relationship-driven banking. The bank remains committed to supporting local organizations and civic initiatives, reinforcing its role as a financial partner in the region’s development.

Led by President and Chief Executive Officer John A. Forsyth, Shore Bancshares emphasizes sound risk management and disciplined growth. Under its current leadership team, the company continues to pursue strategic opportunities to enhance shareholder value while upholding its long-standing traditions of integrity, customer service and community engagement.

Key Stats

• Today's Range: $16.51 to $16.82
• 50-Day Range: $14.34 to $16.78
• 52-Week Range: $11.47 to $17.61
• Volume: 137,996 shs
• Average Volume: 138,916 shs
• Market Capitalization: $557.28 million
• P/E Ratio: 11.21
• Dividend Yield: 2.87%
• Price Target: $20.00
• Consensus Rating: Moderate Buy

Shore Bancshares Stock Analysis - MarketRank™

Shore Bancshares scored higher than 82% of companies evaluated by MarketBeat, and ranked 267th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Shore Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Shore Bancshares has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.47%

Earnings Growth

Earnings for Shore Bancshares are expected to grow by 14.47% in the coming year, from $1.59 to $1.82 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Shore Bancshares is 11.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of Shore Bancshares is 11.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.17.

Price to Book Value per Share Ratio

Shore Bancshares has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.17% of the float of Shore Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Shore Bancshares has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Shore Bancshares has recently decreased by 9.29%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Shore Bancshares pays a meaningful dividend of 2.93%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Shore Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Shore Bancshares is 32.21%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Shore Bancshares will have a dividend payout ratio of 26.37% next year. This indicates that Shore Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.17% of the float of Shore Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Shore Bancshares has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Shore Bancshares has recently decreased by 9.29%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.90

News Sentiment

Shore Bancshares has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Shore Bancshares this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for SHBI on MarketBeat in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Shore Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $89,468.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 8.69% of the stock of Shore Bancshares is held by insiders.

Percentage Held by Institutions

59.76% of the stock of Shore Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SHBI Stock Analysis - Frequently Asked Questions

How have SHBI shares performed this year?

Shore Bancshares' stock was trading at $15.85 on January 1st, 2025. Since then, SHBI shares have increased by 5.4% and is now trading at $16.70.

How were Shore Bancshares' earnings last quarter?

Shore Bancshares Inc (NASDAQ:SHBI) announced its earnings results on Tuesday, April, 29th. The bank reported $0.45 EPS for the quarter, topping the consensus estimate of $0.35 by $0.10. The bank earned $53.03 million during the quarter, compared to the consensus estimate of $50.78 million. Shore Bancshares had a trailing twelve-month return on equity of 10.44% and a net margin of 14.91%.

How do I buy shares of Shore Bancshares?

Shares of SHBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Shore Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Shore Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), ServiceNow (NOW), Advanced Micro Devices (AMD) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 4/29/2025
• Record date for 5/23 Dividend: 5/12/2025
• Ex-Dividend for 5/23 Dividend: 5/12/2025
• Dividend Payable: 5/23/2025
• Today: 7/18/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:SHBI
• CIK: 1035092
• Web: www.shoreunitedbank.com
• Phone: (410) 763-7800
• Fax: 410-820-7180
• Employees: 450
• Year Founded: 1876

Price Target and Rating

• Average Price Target for Shore Bancshares: $20.00
• High Price Target: $20.00
• Low Price Target: $20.00
• Potential Upside/Downside: +20.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.49
• Trailing P/E Ratio: 11.13
• Forward P/E Ratio: 10.42
• P/E Growth: N/A
• Net Income: $43.89 million
• Net Margins: 14.91%
• Pretax Margin: 20.00%
• Return on Equity: 10.44%
• Return on Assets: 0.93%

Debt

• Debt-to-Equity Ratio: 0.22
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $326.48 million
• Price / Sales: 1.69
• Cash Flow: $1.68 per share
• Price / Cash Flow: 9.86
• Book Value: $16.24 per share
• Price / Book: 1.02

Miscellaneous

• Outstanding Shares: 33,370,000
• Free Float: 30,474,000
• Market Cap: $553.11 million
• Optionable: Optionable
• Beta: 0.97