NASDAQ:SHFS SHF (SHFS) Stock Price, News & Analysis $0.62 -0.08 (-11.10%) Closing price 10/7/2026 04:00 PM EasternExtended Trading$0.55 -0.08 (-12.44%) As of 04:39 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC Filings About SHF Stock (NASDAQ:SHFS) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get SHF alerts:Sign Up Key Stats Today's Range$0.55▼$0.6650-Day Range$0.62▼$2.3652-Week Range$0.55▼$61.56Volume781,048 shsAverage Volume270,247 shsMarket Capitalization$336.10 thousandP/E RatioN/ADividend YieldN/APrice TargetN/AConsensus RatingSell Company Overview SHF Holdings, Inc., doing business as Safe Harbor Financial, provides banking and financial services to businesses operating in the regulated cannabis industry. The company offers deposit accounts, cash management, electronic payment and treasury services, and other financial solutions designed to address the specialized compliance and operational needs of cannabis-related businesses. Safe Harbor Financial also provides lending products, including loans for qualifying cannabis businesses and related enterprises. Its services are intended to support operators, ancillary businesses, real estate owners, and other participants in state-legal cannabis markets that may have limited access to traditional financial institutions. The company was established in Colorado and developed its business serving cannabis companies in jurisdictions where commercial cannabis activity is legal under state law. Safe Harbor Financial became a publicly traded company in 2022 through a business combination and is associated with founder and longtime cannabis-banking executive Sundie Seefried. Its operations remain focused on serving regulated cannabis markets in the United States.AI Generated. May Contain Errors. Read More SHF Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks11th Percentile Overall ScoreSHFS MarketRank™: SHF scored higher than 11% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion0.7 / 5Analyst RatingSell Consensus RatingSHF has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.Amount of Analyst CoverageSHF has only been the subject of 1 research reports in the past 90 days.Read more about SHF's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of SHF is -0.05, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of SHF is -0.05, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioSHF has a P/B Ratio of 0.03. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about SHF's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.65% of the float of SHF has been sold short.Short Interest Ratio / Days to CoverSHF has a short interest ratio ("days to cover") of 0.12, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in SHF has recently increased by 270.55%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldSHF does not currently pay a dividend.Dividend GrowthSHF does not have a long track record of dividend growth. News and Social Media2.0 / 5News Sentiment0.14 News SentimentSHF has a news sentiment score of 0.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.57 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for SHF this week, compared to 1 article on an average week. Company Ownership0.6 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, SHF insiders have not sold or bought any company stock.Percentage Held by Insiders5.80% of the stock of SHF is held by insiders.Percentage Held by Institutions29.19% of the stock of SHF is held by institutions.Read more about SHF's insider trading history. Receive SHFS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for SHF and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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SHFS Stock News HeadlinesAnalyzing Chime Financial (NASDAQ:CHYM) & SHF (NASDAQ:SHFS)October 7 at 4:45 AM | americanbankingnews.comSafe Harbor Announces Preliminary Third Quarter 2026 Deposit ResultsOctober 6 at 8:30 AM | globenewswire.comThese gold assets are priced for $1,800 gold [it's over $4,000]Gold's major miners are generating record free cash flow, with margins as high as 75 percent even after gold's pullback from highs above 4000 an ounce. Yet top junior mining assets remain priced as if gold were still stuck near 1800 an ounce, a gap analyst Garrett Goggin calls the Golden Anomaly. With record cash on hand, majors may soon be forced to buy juniors to secure future production. | Golden Portfolio (Ad)Head-To-Head Review: Nayax (NASDAQ:NYAX) & SHF (NASDAQ:SHFS)October 5 at 10:14 AM | americanbankingnews.comNorthern Lights Acquisition (NASDAQ:NLIT) Stock Price Up 3.5% - Here's WhyOctober 2, 2026 | americanbankingnews.comSHF Holdings Implements 1-for-12 Reverse Stock SplitOctober 1, 2026 | tipranks.comSafe Harbor Financial Announces the Implementation of a Reverse Stock SplitSeptember 28, 2026 | globenewswire.comSafe Harbor Institutional Named Top Business Solutions Company at 2026 PBC Cannabis Banking ConferenceSeptember 16, 2026 | globenewswire.comSee More Headlines SHFS Stock Analysis - Frequently Asked Questions How have SHFS shares performed this year? SHF's stock was trading at $12.72 on January 1st, 2026. Since then, SHFS stock has decreased by 95.1% and is now trading at $0.6224. How were SHF's earnings last quarter? SHF Holdings, Inc. (NASDAQ:SHFS) announced its earnings results on Friday, August, 7th. The company reported ($0.36) earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $12.00 by $12.36. The business had revenue of $1.93 million for the quarter, compared to the consensus estimate of $2.83 billion. SHF had a negative net margin of 47.33% and a negative trailing twelve-month return on equity of 90.25%. When did SHF's stock split? SHF's stock reverse split on the morning of Wednesday, September 30th 2026.A 1-12 reverse split was announced. The number of shares owned by shareholders was adjusted after the closing bell on Tuesday, September 29th 2026. An investor that had 100 shares of stock prior to the reverse split would have 8 shares after the split. How do I buy shares of SHF? Shares of SHFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of SHF own? Based on aggregate information from My MarketBeat watchlists, some other companies that SHF investors own include Broadcom (AVGO), NVIDIA (NVDA), Jabil (JBL), Arista Networks (ANET), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE). Company Calendar Last Earnings8/07/2026Today10/07/2026Next Earnings (Estimated)11/17/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (11m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 SHFS's financial health is in the Red zone, according to TradeSmith. SHFS has been in this zone for over 11 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Financial Services Sub-IndustrySpecialized Finance Current SymbolNASDAQ:SHFS Previous SymbolNASDAQ:NLIT CIK1854963 Webshfinancial.org Phone303-431-3435FaxN/AEmployees3Year FoundedN/AProfitability EPS (Trailing Twelve Months)($0.99) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income-$2.16 million Net Margins-47.33% Pretax Margin-47.33% Return on Equity-90.25% Return on Assets-41.71% Debt Debt-to-Equity RatioN/A Current Ratio1.76 Quick Ratio1.76 Sales & Book Value Annual Sales$7.67 million Price / Sales0.04 Cash FlowN/A Price / Cash FlowN/A Book Value$23.09 per share Price / Book0.03Miscellaneous Outstanding Shares540,000Free Float507,000Market Cap$336.10 thousand OptionableNot Optionable Beta0.87 10 Stocks Powering The Next AI Boom The AI boom is creating opportunities across semiconductors, cloud computing, enterprise software, infrastructure, cybersecurity, and automation. Inside this report, you’ll find 10 companies positioned to benefit as artificial intelligence moves from hype to real-world deployment and becomes a core growth driver for corporate America.Get This Free Report This page (NASDAQ:SHFS) was last updated on 10/8/2026 by MarketBeat.com Staff. From Our PartnersChina ATTACK on American Dollar set for 11/12/2026A former Wall Street Journal personal finance expert warns China may be setting the stage for a major move aga...International Living | SponsoredHere’s Why Trump Won’t End The Iran WarTrump has called an Iran deal close 38 times since the war began, yet the fighting keeps flaring back up. 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