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Southern States Bancshares (SSBK) Competitors

Southern States Bancshares logo
$36.37 0.00 (0.00%)
As of 07/1/2025

SSBK vs. BY, QCRH, GHLD, BFC, OBK, DEFT, LX, OBNK, FSUN, and FBMS

Should you be buying Southern States Bancshares stock or one of its competitors? The main competitors of Southern States Bancshares include Byline Bancorp (BY), QCR (QCRH), Guild (GHLD), Bank First National (BFC), Origin Bancorp (OBK), DeFi Technologies (DEFT), LexinFintech (LX), Origin Bancorp (OBNK), FirstSun Capital Bancorp (FSUN), and First Bancshares (FBMS). These companies are all part of the "banking" industry.

Southern States Bancshares vs. Its Competitors

Southern States Bancshares (NASDAQ:SSBK) and Byline Bancorp (NYSE:BY) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, dividends, valuation, earnings, profitability, risk, institutional ownership and media sentiment.

Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.0%. Byline Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.5%. Southern States Bancshares pays out 9.5% of its earnings in the form of a dividend. Byline Bancorp pays out 14.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Byline Bancorp has increased its dividend for 1 consecutive years. Byline Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Byline Bancorp had 5 more articles in the media than Southern States Bancshares. MarketBeat recorded 5 mentions for Byline Bancorp and 0 mentions for Southern States Bancshares. Byline Bancorp's average media sentiment score of 0.41 beat Southern States Bancshares' score of 0.00 indicating that Byline Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Southern States Bancshares Neutral
Byline Bancorp Neutral

Southern States Bancshares has a beta of 0.29, meaning that its stock price is 71% less volatile than the S&P 500. Comparatively, Byline Bancorp has a beta of 0.84, meaning that its stock price is 16% less volatile than the S&P 500.

58.7% of Southern States Bancshares shares are held by institutional investors. Comparatively, 67.7% of Byline Bancorp shares are held by institutional investors. 14.8% of Southern States Bancshares shares are held by insiders. Comparatively, 28.8% of Byline Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Byline Bancorp has higher revenue and earnings than Southern States Bancshares. Southern States Bancshares is trading at a lower price-to-earnings ratio than Byline Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern States Bancshares$177.17M2.04$34.87M$3.809.57
Byline Bancorp$624.78M2.00$120.76M$2.7010.04

Southern States Bancshares has a net margin of 20.39% compared to Byline Bancorp's net margin of 19.10%. Southern States Bancshares' return on equity of 14.38% beat Byline Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Southern States Bancshares20.39% 14.38% 1.39%
Byline Bancorp 19.10%11.00%1.25%

Southern States Bancshares presently has a consensus target price of $35.00, suggesting a potential downside of 3.77%. Byline Bancorp has a consensus target price of $33.25, suggesting a potential upside of 22.64%. Given Byline Bancorp's higher probable upside, analysts plainly believe Byline Bancorp is more favorable than Southern States Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern States Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Byline Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Byline Bancorp beats Southern States Bancshares on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SSBK vs. The Competition

MetricSouthern States BancsharesBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$361.15M$1.97B$12.24B$9.49B
Dividend Yield0.99%2.58%5.55%4.00%
P/E Ratio9.5712.3819.0819.95
Price / Sales2.042.5826.2482.68
Price / Cash9.2612.6721.6858.45
Price / Book1.281.212.295.82
Net Income$34.87M$154.64M$998.01M$258.42M
7 Day PerformanceN/A0.24%0.79%1.94%
1 Month Performance1.08%6.16%3.81%12.02%
1 Year Performance10.68%15.82%541.45%20.80%

Southern States Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SSBK
Southern States Bancshares
1.2116 of 5 stars
$36.37
flat
$35.00
-3.8%
N/A$361.15M$177.17M9.57200Upcoming Earnings
BY
Byline Bancorp
3.7467 of 5 stars
$28.29
+1.2%
$33.25
+17.5%
-4.0%$1.31B$624.78M10.481,027
QCRH
QCR
3.8694 of 5 stars
$73.96
+2.8%
$85.33
+15.4%
+4.5%$1.25B$597.39M11.121,013News Coverage
Earnings Report
GHLD
Guild
1.8138 of 5 stars
$19.82
+0.1%
$18.10
-8.7%
+37.3%$1.23B$1.05B28.725,270Analyst Downgrade
BFC
Bank First National
2.2287 of 5 stars
$123.13
+2.6%
$120.50
-2.1%
+41.4%$1.22B$226.09M18.08330Earnings Report
Dividend Announcement
Analyst Forecast
High Trading Volume
OBK
Origin Bancorp
3.4644 of 5 stars
$37.96
+1.8%
$42.20
+11.2%
+1.4%$1.18B$358.20M15.431,010News Coverage
Positive News
DEFT
DeFi Technologies
N/A$3.48
+14.9%
$6.25
+79.6%
N/A$1.17B$40.30M12.0020High Trading Volume
LX
LexinFintech
4.0035 of 5 stars
$6.84
-2.8%
$13.60
+98.8%
+321.6%$1.15B$1.95B6.454,667News Coverage
Buyback Announcement
OBNK
Origin Bancorp
1.3147 of 5 stars
$37.29
-1.3%
N/A+1.6%$1.15B$347.14M11.621,010
FSUN
FirstSun Capital Bancorp
2.4098 of 5 stars
$38.21
+2.1%
$46.00
+20.4%
+6.4%$1.06B$549.33M12.411,142Upcoming Earnings
High Trading Volume
FBMS
First Bancshares
N/A$33.75
+0.3%
$38.75
+14.8%
+12.5%$1.05B$276.99M13.83870High Trading Volume

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This page (NASDAQ:SSBK) was last updated on 7/24/2025 by MarketBeat.com Staff
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