SSBK vs. CIFR, VBTX, LC, LOB, TFIN, OPFI, BTDR, BY, GHLD, and LX
Should you be buying Southern States Bancshares stock or one of its competitors? The main competitors of Southern States Bancshares include Cipher Mining (CIFR), Veritex (VBTX), LendingClub (LC), Live Oak Bancshares (LOB), Triumph Financial (TFIN), OppFi (OPFI), Bitdeer Technologies Group (BTDR), Byline Bancorp (BY), Guild (GHLD), and LexinFintech (LX). These companies are all part of the "banking" industry.
Southern States Bancshares vs. Its Competitors
Southern States Bancshares (NASDAQ:SSBK) and Cipher Mining (NASDAQ:CIFR) are both banking companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, earnings, media sentiment, institutional ownership, analyst recommendations, profitability, dividends and risk.
Southern States Bancshares has higher revenue and earnings than Cipher Mining. Cipher Mining is trading at a lower price-to-earnings ratio than Southern States Bancshares, indicating that it is currently the more affordable of the two stocks.
58.7% of Southern States Bancshares shares are held by institutional investors. Comparatively, 12.3% of Cipher Mining shares are held by institutional investors. 14.8% of Southern States Bancshares shares are held by company insiders. Comparatively, 2.9% of Cipher Mining shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Southern States Bancshares presently has a consensus target price of $35.50, indicating a potential downside of 2.39%. Cipher Mining has a consensus target price of $7.63, indicating a potential upside of 25.93%. Given Cipher Mining's stronger consensus rating and higher possible upside, analysts clearly believe Cipher Mining is more favorable than Southern States Bancshares.
In the previous week, Cipher Mining had 8 more articles in the media than Southern States Bancshares. MarketBeat recorded 11 mentions for Cipher Mining and 3 mentions for Southern States Bancshares. Cipher Mining's average media sentiment score of 0.62 beat Southern States Bancshares' score of 0.00 indicating that Cipher Mining is being referred to more favorably in the news media.
Southern States Bancshares has a net margin of 20.39% compared to Cipher Mining's net margin of -81.21%. Southern States Bancshares' return on equity of 14.38% beat Cipher Mining's return on equity.
Southern States Bancshares has a beta of 0.29, indicating that its stock price is 71% less volatile than the S&P 500. Comparatively, Cipher Mining has a beta of 2.72, indicating that its stock price is 172% more volatile than the S&P 500.
Summary
Southern States Bancshares beats Cipher Mining on 9 of the 17 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding SSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Southern States Bancshares Competitors List
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This page (NASDAQ:SSBK) was last updated on 7/3/2025 by MarketBeat.com Staff
