Southern States Bancshares (SSBK) Competitors $36.37 0.00 (0.00%) As of 07/1/2025 Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock SSBK vs. BY, QCRH, GHLD, BFC, OBK, DEFT, LX, OBNK, FSUN, and FBMSShould you be buying Southern States Bancshares stock or one of its competitors? The main competitors of Southern States Bancshares include Byline Bancorp (BY), QCR (QCRH), Guild (GHLD), Bank First National (BFC), Origin Bancorp (OBK), DeFi Technologies (DEFT), LexinFintech (LX), Origin Bancorp (OBNK), FirstSun Capital Bancorp (FSUN), and First Bancshares (FBMS). These companies are all part of the "banking" industry. Southern States Bancshares vs. Its Competitors Byline Bancorp QCR Guild Bank First National Origin Bancorp DeFi Technologies LexinFintech Origin Bancorp FirstSun Capital Bancorp First Bancshares Southern States Bancshares (NASDAQ:SSBK) and Byline Bancorp (NYSE:BY) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, dividends, valuation, earnings, profitability, risk, institutional ownership and media sentiment. Is SSBK or BY a better dividend stock? Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.0%. Byline Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.5%. Southern States Bancshares pays out 9.5% of its earnings in the form of a dividend. Byline Bancorp pays out 14.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Byline Bancorp has increased its dividend for 1 consecutive years. Byline Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Does the media prefer SSBK or BY? In the previous week, Byline Bancorp had 5 more articles in the media than Southern States Bancshares. MarketBeat recorded 5 mentions for Byline Bancorp and 0 mentions for Southern States Bancshares. Byline Bancorp's average media sentiment score of 0.41 beat Southern States Bancshares' score of 0.00 indicating that Byline Bancorp is being referred to more favorably in the news media. Company Overall Sentiment Southern States Bancshares Neutral Byline Bancorp Neutral Which has more risk and volatility, SSBK or BY? Southern States Bancshares has a beta of 0.29, meaning that its stock price is 71% less volatile than the S&P 500. Comparatively, Byline Bancorp has a beta of 0.84, meaning that its stock price is 16% less volatile than the S&P 500. Do institutionals & insiders hold more shares of SSBK or BY? 58.7% of Southern States Bancshares shares are held by institutional investors. Comparatively, 67.7% of Byline Bancorp shares are held by institutional investors. 14.8% of Southern States Bancshares shares are held by insiders. Comparatively, 28.8% of Byline Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth. Which has better valuation & earnings, SSBK or BY? Byline Bancorp has higher revenue and earnings than Southern States Bancshares. Southern States Bancshares is trading at a lower price-to-earnings ratio than Byline Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSouthern States Bancshares$177.17M2.04$34.87M$3.809.57Byline Bancorp$624.78M2.00$120.76M$2.7010.04 Is SSBK or BY more profitable? Southern States Bancshares has a net margin of 20.39% compared to Byline Bancorp's net margin of 19.10%. Southern States Bancshares' return on equity of 14.38% beat Byline Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Southern States Bancshares20.39% 14.38% 1.39% Byline Bancorp 19.10%11.00%1.25% Do analysts prefer SSBK or BY? Southern States Bancshares presently has a consensus target price of $35.00, suggesting a potential downside of 3.77%. Byline Bancorp has a consensus target price of $33.25, suggesting a potential upside of 22.64%. Given Byline Bancorp's higher probable upside, analysts plainly believe Byline Bancorp is more favorable than Southern States Bancshares.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Southern States Bancshares 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50Byline Bancorp 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50 SummaryByline Bancorp beats Southern States Bancshares on 12 of the 18 factors compared between the two stocks. Get Southern States Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for SSBK and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding SSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart SSBK vs. The Competition Export to ExcelMetricSouthern States BancsharesBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$361.15M$1.97B$12.24B$9.49BDividend Yield0.99%2.58%5.55%4.00%P/E Ratio9.5712.3819.0819.95Price / Sales2.042.5826.2482.68Price / Cash9.2612.6721.6858.45Price / Book1.281.212.295.82Net Income$34.87M$154.64M$998.01M$258.42M7 Day PerformanceN/A0.24%0.79%1.94%1 Month Performance1.08%6.16%3.81%12.02%1 Year Performance10.68%15.82%541.45%20.80% Southern States Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)SSBKSouthern States Bancshares1.2116 of 5 stars$36.37flat$35.00-3.8%N/A$361.15M$177.17M9.57200Upcoming EarningsBYByline Bancorp3.7467 of 5 stars$28.29+1.2%$33.25+17.5%-4.0%$1.31B$624.78M10.481,027QCRHQCR3.8694 of 5 stars$73.96+2.8%$85.33+15.4%+4.5%$1.25B$597.39M11.121,013News CoverageEarnings ReportGHLDGuild1.8138 of 5 stars$19.82+0.1%$18.10-8.7%+37.3%$1.23B$1.05B28.725,270Analyst DowngradeBFCBank First National2.2287 of 5 stars$123.13+2.6%$120.50-2.1%+41.4%$1.22B$226.09M18.08330Earnings ReportDividend AnnouncementAnalyst ForecastHigh Trading VolumeOBKOrigin Bancorp3.4644 of 5 stars$37.96+1.8%$42.20+11.2%+1.4%$1.18B$358.20M15.431,010News CoveragePositive NewsDEFTDeFi TechnologiesN/A$3.48+14.9%$6.25+79.6%N/A$1.17B$40.30M12.0020High Trading VolumeLXLexinFintech4.0035 of 5 stars$6.84-2.8%$13.60+98.8%+321.6%$1.15B$1.95B6.454,667News CoverageBuyback AnnouncementOBNKOrigin Bancorp1.3147 of 5 stars$37.29-1.3%N/A+1.6%$1.15B$347.14M11.621,010FSUNFirstSun Capital Bancorp2.4098 of 5 stars$38.21+2.1%$46.00+20.4%+6.4%$1.06B$549.33M12.411,142Upcoming EarningsHigh Trading VolumeFBMSFirst BancsharesN/A$33.75+0.3%$38.75+14.8%+12.5%$1.05B$276.99M13.83870High Trading Volume Related Companies and Tools Related Companies BY Alternatives QCRH Alternatives GHLD Alternatives BFC Alternatives OBK Alternatives DEFT Alternatives LX Alternatives OBNK Alternatives FSUN Alternatives FBMS Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:SSBK) was last updated on 7/24/2025 by MarketBeat.com Staff From Our PartnersElon Just Fired the IRS Agents Targeting Your SavingsElon Musk just fired 6,700 IRS agents — and exposed a war on your retirement. 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