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Southern States Bancshares (SSBK) Competitors

Southern States Bancshares logo
$34.71 -0.20 (-0.57%)
As of 06/12/2025 04:00 PM Eastern

SSBK vs. TFIN, CCB, VBTX, PGY, LOB, LX, BY, LC, OPFI, and BFC

Should you be buying Southern States Bancshares stock or one of its competitors? The main competitors of Southern States Bancshares include Triumph Financial (TFIN), Coastal Financial (CCB), Veritex (VBTX), Pagaya Technologies (PGY), Live Oak Bancshares (LOB), LexinFintech (LX), Byline Bancorp (BY), LendingClub (LC), OppFi (OPFI), and Bank First (BFC). These companies are all part of the "banking" industry.

Southern States Bancshares vs. Its Competitors

Triumph Financial (NASDAQ:TFIN) and Southern States Bancshares (NASDAQ:SSBK) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, institutional ownership, profitability, analyst recommendations, community ranking, risk, valuation, dividends and media sentiment.

91.1% of Triumph Financial shares are held by institutional investors. Comparatively, 58.7% of Southern States Bancshares shares are held by institutional investors. 5.6% of Triumph Financial shares are held by insiders. Comparatively, 14.8% of Southern States Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Triumph Financial presently has a consensus target price of $68.20, suggesting a potential upside of 15.24%. Southern States Bancshares has a consensus target price of $35.50, suggesting a potential upside of 2.28%. Given Triumph Financial's higher possible upside, research analysts plainly believe Triumph Financial is more favorable than Southern States Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Triumph Financial
1 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.80
Southern States Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Southern States Bancshares has lower revenue, but higher earnings than Triumph Financial. Southern States Bancshares is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Triumph Financial$415.91M3.33$16.09M$0.37159.95
Southern States Bancshares$103.52M3.33$34.87M$3.809.13

Southern States Bancshares has a net margin of 19.68% compared to Triumph Financial's net margin of 3.30%. Southern States Bancshares' return on equity of 15.04% beat Triumph Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Triumph Financial3.30% 1.93% 0.28%
Southern States Bancshares 19.68%15.04%1.38%

Southern States Bancshares received 13 more outperform votes than Triumph Financial when rated by MarketBeat users. Likewise, 50.00% of users gave Southern States Bancshares an outperform vote while only 6.06% of users gave Triumph Financial an outperform vote.

CompanyUnderperformOutperform
Triumph FinancialOutperform Votes
2
6.06%
Underperform Votes
31
93.94%
Southern States BancsharesOutperform Votes
15
50.00%
Underperform Votes
15
50.00%

Triumph Financial has a beta of 1.32, indicating that its stock price is 32% more volatile than the S&P 500. Comparatively, Southern States Bancshares has a beta of 0.28, indicating that its stock price is 72% less volatile than the S&P 500.

In the previous week, Southern States Bancshares had 2 more articles in the media than Triumph Financial. MarketBeat recorded 3 mentions for Southern States Bancshares and 1 mentions for Triumph Financial. Triumph Financial's average media sentiment score of 1.91 beat Southern States Bancshares' score of 1.17 indicating that Triumph Financial is being referred to more favorably in the media.

Company Overall Sentiment
Triumph Financial Very Positive
Southern States Bancshares Positive

Summary

Southern States Bancshares beats Triumph Financial on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SSBK vs. The Competition

MetricSouthern States BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$344.60M$3.32B$11.72B$8.62B
Dividend Yield1.07%3.77%5.66%4.17%
P/E Ratio9.4624.0323.0519.96
Price / Sales3.333.1226.86157.63
Price / Cash8.6610.6317.6034.64
Price / Book1.431.202.894.69
Net Income$34.87M$372.21M$1.04B$248.14M
7 Day Performance0.75%0.44%0.68%0.95%
1 Month Performance-5.16%-1.31%1.15%5.74%
1 Year Performance32.89%21.66%540.95%14.73%

Southern States Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SSBK
Southern States Bancshares
1.8814 of 5 stars
$34.71
-0.6%
$35.50
+2.3%
+31.0%$344.60M$103.52M9.46200News Coverage
Positive News
TFIN
Triumph Financial
1.9738 of 5 stars
$57.29
-0.8%
$68.20
+19.0%
-20.6%$1.34B$415.91M106.091,430Positive News
CCB
Coastal Financial
3.9019 of 5 stars
$87.43
-0.5%
$105.00
+20.1%
+96.0%$1.31B$436.55M26.90380Positive News
VBTX
Veritex
4.7795 of 5 stars
$23.98
-0.9%
$30.25
+26.1%
+24.3%$1.30B$435.91M12.30770Positive News
PGY
Pagaya Technologies
2.7774 of 5 stars
$16.72
+1.7%
$20.61
+23.3%
+38.7%$1.27B$1.05B-3.04800News Coverage
Analyst Forecast
Insider Trade
LOB
Live Oak Bancshares
4.7071 of 5 stars
$27.25
-0.7%
$42.25
+55.1%
-13.4%$1.24B$498.34M18.79960Positive News
LX
LexinFintech
4.1619 of 5 stars
$7.09
-2.2%
$13.60
+91.8%
+337.5%$1.19B$14.07B11.253,900Positive News
BY
Byline Bancorp
4.1929 of 5 stars
$25.67
-0.8%
$33.25
+29.5%
+11.8%$1.18B$405.32M9.30970Trending News
Insider Trade
LC
LendingClub
4.8554 of 5 stars
$10.07
+0.3%
$15.75
+56.5%
+26.8%$1.15B$824.03M22.371,580Analyst Forecast
Analyst Revision
OPFI
OppFi
1.5082 of 5 stars
$13.23
+4.4%
$13.33
+0.8%
+284.1%$1.15B$538.89M82.69570Positive News
Analyst Forecast
Insider Trade
BFC
Bank First
2.4885 of 5 stars
$114.94
-1.2%
$120.50
+4.8%
+41.8%$1.14B$159.80M17.68330Positive News
High Trading Volume

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This page (NASDAQ:SSBK) was last updated on 6/13/2025 by MarketBeat.com Staff
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