Territorial Bancorp (TBNK) Stock Price, News & Analysis

Company Overview

Territorial Bancorp, Inc. is a bank holding company headquartered in Honolulu, Hawaii, serving as the parent of Territorial Savings Bank. The company provides a full range of banking and financial services to individual, commercial, and institutional clients across the Hawaiian Islands. Through its branch network and digital platforms, Territorial Bancorp offers traditional banking solutions tailored to meet the needs of local communities and businesses.

Territorial Savings Bank’s product lineup includes checking and savings accounts, certificates of deposit, and money market accounts, as well as consumer and commercial lending products. On the lending side, the bank extends residential mortgage loans, home equity lines of credit, construction loans, small business loans, and commercial real estate financing. Complementing its core deposit and lending services, the company delivers online and mobile banking capabilities, treasury management, merchant services, and remote deposit capture to support the operational requirements of its customers.

With roots tracing back to the early 20th century, Territorial Bancorp has grown alongside Hawaii’s economy by maintaining a community-focused approach. The company operates branches on Oahu, Maui, the Big Island and Kauai, enabling it to serve a diverse geographic footprint while preserving a local banking ethos. Its history of conservative growth and relationship banking has positioned it as a stalwart institution within the islands’ financial landscape.

Territorial Bancorp is guided by an experienced leadership team and a board of directors comprised of seasoned executives and community leaders. The company emphasizes corporate governance, risk management and community engagement, supporting economic development in Hawaii through sponsorships and philanthropic initiatives. By combining local expertise with modern banking technologies, Territorial Bancorp continues to strengthen its role as a trusted financial partner for individuals and businesses throughout the state.

Key Stats

• Today's Range: $8.33 to $8.33
• 50-Day Range: $8.33 to $8.33
• 52-Week Range: $7.65 to $11.44
• Volume: N/A
• Average Volume: 21,867 shs
• Market Capitalization: $73.57 million
• P/E Ratio: N/A
• Dividend Yield: 0.48%
• Price Target: $11.27
• Consensus Rating: Hold

TBNK Stock Analysis - Frequently Asked Questions

How have TBNK shares performed this year?

Territorial Bancorp's stock was trading at $9.73 on January 1st, 2025. Since then, TBNK stock has decreased by 14.4% and is now trading at $8.33.

How were Territorial Bancorp's earnings last quarter?

Territorial Bancorp Inc. (NASDAQ:TBNK) announced its quarterly earnings results on Friday, January, 31st. The financial services provider reported ($0.20) earnings per share (EPS) for the quarter, missing the consensus estimate of ($0.02) by $0.18. Territorial Bancorp had a negative trailing twelve-month return on equity of 1.72% and a negative net margin of 5.74%.

How do I buy shares of Territorial Bancorp?

Shares of TBNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Territorial Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Territorial Bancorp investors own include Devon Energy (DVN), McDonald's (MCD), ARMOUR Residential REIT (ARR), The Herzfeld Caribbean Basin Fund (CUBA), Ford Motor (F), TFS Financial (TFSL) and Goodyear Tire & Rubber (GT).

Company Calendar

• Last Earnings: 1/31/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:TBNK
• CIK: 1447051
• Web: www.territorialsavings.net
• Phone: (808) 946-1400
• Fax: 808-951-1250
• Employees: 270
• Year Founded: 1921

Price Target and Rating

• Average Stock Price Target: $11.27
• High Stock Price Target: $11.27
• Low Stock Price Target: $11.27
• Potential Upside/Downside: +35.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.50)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$4.30 million
• Net Margins: -5.74%
• Pretax Margin: -4.45%
• Return on Equity: -1.72%
• Return on Assets: -0.20%

Debt

• Debt-to-Equity Ratio: 0.71
• Current Ratio: 0.84
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $34.30 million
• Price / Sales: 2.14
• Cash Flow: $0.95 per share
• Price / Cash Flow: 8.75
• Book Value: $28.45 per share
• Price / Book: 0.29

Miscellaneous

• Outstanding Shares: 8,832,000
• Free Float: 8,037,000
• Market Cap: $73.57 million
• Optionable: Optionable
• Beta: 0.59