TFS Financial Corporation is the holding company of Third Federal Savings and Loan Association of Cleveland (Association). The Association is a savings and loan association. The Association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. The principal line of business of the Company is retail consumer banking, including mortgage lending, deposit gathering and other financial services. Its principal lending activity is the origination of fixed-rate and adjustable-rate, first mortgage loans to purchase or refinance residential real estate in its markets in Ohio, Florida and selected counties in Kentucky. It originates residential construction loans to individuals and originates home equity loans and lines of credit in Ohio and Florida. It offers various loans, including residential real estate mortgage loans, home equity loans and home equity lines of credit and construction loans.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Regional - Midwest Banks
- Sub-Industry: Thrifts & Mortgage Finance
- Symbol: NASDAQ:TFSL
- CUSIP: 87240R10
- Web: www.thirdfederal.com
- Market Cap: $4.51 billion
- Outstanding Shares: 277,542,000
- 50 Day Moving Avg: $16.51
- 200 Day Moving Avg: $17.62
- 52 Week Range: $15.93 - $19.89
Sales & Book Value:
- Trailing P/E Ratio: 54.13
- Foreward P/E Ratio: 52.39
- P/E Growth: 0.00
- Annual Revenue: $307.58 million
- Price / Sales: 14.65
- Book Value: $6.05 per share
- Price / Book: 2.68
- Annual Dividend: $0.50
- Dividend Yield: 3.1%
- Net Margins: 19.86%
- Return on Equity: 4.92%
- Return on Assets: 0.64%
- Debt-to-Equity Ratio: 1.83%
- Current Ratio: 1.47%
- Quick Ratio: 1.47%
- Average Volume: 176,234 shs.
- Beta: 0.56
- Short Ratio: 6.36
Frequently Asked Questions for TFS Financial (NASDAQ:TFSL)
What is TFS Financial's stock symbol?
TFS Financial trades on the NASDAQ under the ticker symbol "TFSL."
How often does TFS Financial pay dividends? What is the dividend yield for TFS Financial?
TFS Financial declared a quarterly dividend on Thursday, February 23rd. Stockholders of record on Monday, March 6th will be paid a dividend of $0.125 per share on Monday, March 20th. This represents a $0.50 annualized dividend and a dividend yield of 3.08%. The ex-dividend date is Thursday, March 2nd. View TFS Financial's Dividend History.
How were TFS Financial's earnings last quarter?
TFS Financial Co. (NASDAQ:TFSL) issued its quarterly earnings results on Friday, April, 28th. The company reported $0.08 EPS for the quarter, topping the consensus estimate of $0.07 by $0.01. The firm had revenue of $70.30 million for the quarter, compared to the consensus estimate of $68.57 million. TFS Financial had a net margin of 19.86% and a return on equity of 4.92%. The company's revenue for the quarter was up 3.7% compared to the same quarter last year. During the same quarter last year, the firm posted $0.07 EPS. View TFS Financial's Earnings History.
When will TFS Financial make its next earnings announcement?
Where is TFS Financial's stock going? Where will TFS Financial's stock price be in 2017?
1 brokerages have issued 12-month price objectives for TFS Financial's stock. Their predictions range from $19.00 to $19.00. On average, they expect TFS Financial's share price to reach $19.00 in the next year. View Analyst Ratings for TFS Financial.
Are investors shorting TFS Financial?
TFS Financial saw a increase in short interest in March. As of March 31st, there was short interest totalling 1,116,268 shares, an increase of 4.6% from the March 15th total of 1,066,896 shares. Based on an average trading volume of 237,568 shares, the short-interest ratio is currently 4.7 days.
Who are some of TFS Financial's key competitors?
Some companies that are related to TFS Financial include Commerce Bancshares (CBSH), PrivateBancorp (PVTB), Wintrust Financial Corp (WTFC), Associated Banc Corp (ASB), MB Financial (MBFI), Chemical Financial (CHFC), First Midwest Bancorp (FMBI), Community Bank System (CBU), Old National Bancorp (ONB), First Merchants (FRME), First Financial Bancorp (FFBC), 1st Source (SRCE), First Busey (BUSE), Lakeland Financial (LKFN), National Bank Holdings Corp (NBHC), MainSource Financial Group (MSFG), German American Bancorp. (GABC) and First Financial Corp (THFF).
Who owns TFS Financial stock?
TFS Financial's stock is owned by a number of of institutional and retail investors. Top institutional investors include Renaissance Technologies LLC (2.18%), Vanguard Group Inc. (1.93%), FMR LLC (0.76%), Stieven Capital Advisors L.P. (0.49%), Dimensional Fund Advisors LP (0.37%) and State Street Corp (0.30%). Company insiders that own TFS Financial stock include Anthony J Asher, Ben S Stefanski III, David S Huffman, Marc A Stefanski, Martin J Cohen, Paul J Huml, Robert A Fiala and Robert B Heisler Jr. View Institutional Ownership Trends for TFS Financial.
Who sold TFS Financial stock? Who is selling TFS Financial stock?
TFS Financial's stock was sold by a variety of institutional investors in the last quarter, including Kennedy Capital Management Inc., Wells Fargo & Company MN, Sei Investments Co., Victory Capital Management Inc., Goldman Sachs Group Inc., Martingale Asset Management L P, Credit Suisse AG and Geode Capital Management LLC. Company insiders that have sold TFS Financial stock in the last year include Anthony J Asher, David S Huffman, Marc A Stefanski, Martin J Cohen, Paul J Huml and Robert A Fiala. View Insider Buying and Selling for TFS Financial.
Who bought TFS Financial stock? Who is buying TFS Financial stock?
TFS Financial's stock was purchased by a variety of institutional investors in the last quarter, including Vanguard Group Inc., Citadel Advisors LLC, FMR LLC, First Trust Advisors LP, Renaissance Technologies LLC, Teachers Advisors LLC, Bank of New York Mellon Corp and Karp Capital Management Corp. View Insider Buying and Selling for TFS Financial.
How do I buy TFS Financial stock?
Shares of TFS Financial can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
How much does a share of TFS Financial stock cost?
One share of TFS Financial stock can currently be purchased for approximately $16.24.
Consensus Ratings for TFS Financial (NASDAQ:TFSL) (?) The ratings breakdown includes the most recent rating from each analyst that has rated the stock within the last twelve months. The ratings score is a calculation of the average number of sell, hold, buy and strong buy ratings (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). The consensus price target is a mean average of the most recent price target set by each analyst that has set a price target for the stock in the last twelve months.
|Ratings Breakdown: ||1 Hold Rating|
|Consensus Rating:||Hold (Score: 2.00)|
|Consensus Price Target: ||$19.00 (17.00% upside)|
Analysts' Ratings History for TFS Financial (NASDAQ:TFSL)
(Data available from 5/24/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|8/19/2016||Piper Jaffray Companies||Downgrade||Overweight -> Neutral||$19.00||N/A|
|7/9/2015||Keefe, Bruyette & Woods||Initiated Coverage||Market Perform||$16.00||N/A|
Earnings History for TFS Financial (NASDAQ:TFSL)Earnings History by Quarter for TFS Financial (NASDAQ:TFSL)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|7/26/2017|| || || || || || || || |
|4/28/2017||Q2 2017||$0.07||$0.08||$68.57 million||$70.30 million||View||N/A|
|1/30/2017||Q1 2017||$0.07||$0.07||$67.20 million||$73.60 million||View||N/A|
|10/27/2016||Q4||$0.07||$0.08||$67.98 million||$67.63 million||View||N/A|
|7/28/2016||Q3||$0.07||$0.07||$69.28 million||$73.50 million||View||N/A|
|4/28/2016||Q2||$0.06||$0.07||$68.33 million||$74.46 million||View||N/A|
|1/28/2016||Q1||$0.06||$0.06||$70.46 million||$73.76 million||View||N/A|
|10/30/2015||Q4||$0.06||$0.08||$68.03 million||$74.27 million||View||N/A|
|4/30/2015||Q2||$0.06||$0.05||$73.94 million||$73.32 million||View||N/A|
|1/29/2015||Q115||$0.06||$0.06||$68.83 million||$67.14 million||View||N/A|
|10/29/2014||Q414||$0.06||$0.05||$68.53 million||$66.73 million||View||N/A|
|7/30/2014||Q3 14||$0.06||$0.06||$75.06 million||$73.58 million||View||N/A|
|4/24/2014||$0.05||$0.05||$73.51 million||$74.57 million||View||N/A|
Earnings Estimates for TFS Financial (NASDAQ:TFSL)
Current Year EPS Consensus Estimate: $0.30 EPS
Next Year EPS Consensus Estimate: $0.31 EPS
Current Dividend Information for TFS Financial (NASDAQ:TFSL)
|Most Recent Dividend:||3/20/2017|
|Payout Ratio:||172.42% (Trailing 12 Months of Earnings) |
166.67% (Based on This Year's Estimates)
161.29% (Based on Next Year's Estimates)
Dividend History by Quarter for TFS Financial (NASDAQ:TFSL)
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Insider Trading and Institutional Ownership History for TFS Financial (NASDAQ:TFSL)
Insider Ownership Percentage: 1.39%Insider Trades by Quarter for TFS Financial (NASDAQ:TFSL)
Institutional Ownership Percentage: 11.59%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|5/16/2017||Anthony J Asher||Director||Sell||22,000||$16.42||$361,240.00|| |
|12/14/2016||Marc A Stefanski||Chairman||Sell||7,600||$19.31||$146,756.00|| |
|12/12/2016||Martin J Cohen||Director||Sell||1,700||$19.85||$33,745.00|| |
|12/12/2016||Paul J Huml||COO||Sell||1,326||$19.65||$26,055.90|| |
|11/22/2016||David S Huffman||CFO||Sell||2,290||$18.69||$42,800.10|| |
|11/11/2016||Robert A Fiala||Director||Sell||20,000||$18.30||$366,000.00|| |
|9/2/2016||Anthony J Asher||Director||Sell||200||$18.11||$3,622.00|| |
|8/8/2016||David S Huffman||CFO||Sell||6,119||$18.43||$112,773.17|| |
|8/4/2016||Marc A Stefanski||Chairman||Sell||55,676||$18.08||$1,006,622.08|| |
|5/28/2016||Paul J Huml||COO||Sell||2,739||$18.37||$50,315.43|| |
|5/25/2016||Paul J Huml||COO||Sell||6,119||$18.40||$112,589.60|| |
|5/19/2016||David S Huffman||CFO||Sell||13,501||$18.00||$243,018.00|| |
|5/17/2016||Marc A Stefanski||CEO||Sell||55,957||$17.86||$999,392.02|| |
|3/14/2016||David S Huffman||CFO||Sell||9,080||$17.05||$154,814.00|| |
|2/12/2016||Marc A. Stefanski||CEO||Sell||38,489||$16.34||$628,910.26|| |
|12/10/2015||Marc A. Stefanski||CEO||Sell||5,477||$18.51||$101,379.27|| |
|12/3/2015||Marc A. Stefanski||CEO||Sell||6,884||$18.95||$130,451.80|| |
|11/9/2015||David S. Huffman||CFO||Sell||10,138||$18.32||$185,728.16|| |
|11/6/2015||Anthony J Asher||Director||Sell||10,000||$18.21||$182,100.00|| |
|11/5/2015||Marc A. Stefanski||CEO||Sell||128,063||$18.03||$2,308,975.89|| |
|9/3/2015||Marc A. Stefanski||CEO||Sell||38,819||$16.71||$648,665.49|| |
|8/20/2015||David S. Huffman||CFO||Sell||26,728||$17.14||$458,117.92|| |
|8/18/2015||Robert B Heisler Jr||Director||Sell||5,000||$17.63||$88,150.00|| |
|5/28/2015||Ben S Stefanski III||Director||Sell||10,000||$14.85||$148,500.00|| |
|5/6/2015||Marc A Stefanski||CEO||Sell||42,177||$14.51||$611,988.27|| |
|11/5/2014||Terence C Paulett||Insider||Sell||11,053||$14.88||$164,468.64|| |
|6/3/2014||Robert B Heisler Jr||Director||Sell||7,000||$13.35||$93,450.00|| |
|6/2/2014||Ben S Stefanski III||Director||Sell||4,000||$13.40||$53,600.00|| |
|6/2/2014||Terence C Paulett||Insider||Sell||7,187||$13.37||$96,090.19|| |
|5/1/2014||Marc Stefanski||CEO||Sell||40,000||$13.34||$533,600.00|| |
|3/3/2014||Marc Stefanski||CEO||Sell||10,000||$11.73||$117,300.00|| |
|2/3/2014||Marc Stefanski||CEO||Sell||10,000||$11.47||$114,700.00|| |
|1/2/2014||Marc Stefanski||CEO||Sell||10,000||$12.00||$120,000.00|| |
|12/2/2013||Marc Stefanski||CEO||Sell||10,000||$11.63||$116,300.00|| |
|11/4/2013||Marc A Stefanski||CEO||Sell||10,000||$10.30||$103,000.00|| |
|9/16/2013||Marc A Stefanski||CEO||Sell||10,000||$11.62||$116,200.00|| |
|9/3/2013||Marc A Stefanski||CEO||Sell||10,000||$10.95||$109,500.00|| |
|8/15/2013||Marc A Stefanski||CEO||Sell||10,000||$11.14||$111,400.00|| |
|8/5/2013||Robert B Heisler Jr||Director||Sell||6,000||$12.35||$74,100.00|| |
|8/1/2013||Marc A Stefanski||CEO||Sell||10,500||$11.96||$125,580.00|| |
|6/3/2013||Ben S Stefanski III||Director||Sell||3,000||$10.94||$32,820.00|| |
|6/3/2013||Marc A Stefanski||CEO||Sell||10,500||$10.93||$114,765.00|| |
Headline Trends for TFS Financial (NASDAQ:TFSL)
Latest Headlines for TFS Financial (NASDAQ:TFSL)
TFS Financial (TFSL) Chart for Wednesday, May, 24, 2017