Texas Community Bancshares, Inc. is a bank holding company headquartered in Texarkana, Texas, providing financial services through its wholly owned subsidiary, Texas Community Bank. As a NASDAQ-traded entity (TCBS), it focuses on delivering community-oriented banking products and relationship-driven services to individuals, businesses, and local governments across its service area.
The company’s core business activities include commercial and industrial lending, agricultural financing, real estate mortgage lending, and consumer loans. In addition to its lending portfolio, Texas Community Bank offers a range of deposit products such as checking and savings accounts, money market accounts, certificates of deposit, and treasury management services. To support the evolving needs of its clients, the bank also provides online and mobile banking platforms, cash management tools, and merchant services.
Texas Community Bancshares operates a network of branch offices throughout Northeast Texas, East Texas, and select markets in Central and South Texas. This geographic footprint includes communities such as Texarkana, Longview, Tyler, Waco, and the Dallas–Fort Worth metroplex. The company emphasizes local decision-making and close engagement with customers to ensure that financial solutions are tailored to the specific economic drivers and growth opportunities within each region.
Originally chartered in the early 20th century, Texas Community Bank has expanded through organic growth and strategic acquisitions. The holding company was formed to support this growth trajectory and optimize capital deployment. Under the leadership of Chief Executive Officer John R. Wendt and a seasoned executive team, Texas Community Bancshares continues to pursue disciplined expansion while maintaining its commitment to community banking values and personalized customer service.
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