United Bancshares, Inc. (NASDAQ: UBOH) is the bank holding company for Union Bank & Trust Co., a community-focused financial institution headquartered in Hamilton, Ohio. The company traces its roots to the mid-19th century, originally chartered in 1865, and established its bank holding structure in the early 1980s to support growth and diversification. Over its multi-decade history, United Bancshares has maintained a strong emphasis on delivering personalized financial solutions tailored to the needs of local businesses, agriculture, and households in the region.
Through its Union Bank subsidiary, United Bancshares operates a network of branches spanning western and central Ohio, including counties such as Mercer, Auglaize, Darke, Shelby, Logan and Miami. This regional footprint allows the company to serve both urban and rural communities, providing convenient access to banking services in towns ranging from small villages to midsize cities. The bank’s local decision-making process is designed to foster close relationships with customers and to support economic development in its core markets.
United Bancshares offers a comprehensive suite of products and services across retail and commercial banking. Key offerings include checking and savings accounts, business and agricultural lending, residential mortgage financing, cash management, and online and mobile banking platforms. In addition, the company provides trust and wealth management services through its wholly owned trust subsidiary, as well as insurance and investment products via strategic partnerships. These diversified capabilities enable United Bancshares to address the full spectrum of financial needs for individuals and enterprises alike.
The company is led by President and Chief Executive Officer Jason E. Hines, who brings decades of banking experience and deep community ties to the role. He is supported by a seasoned leadership team that includes executives overseeing finance, risk management, operations and customer service. United Bancshares’ board of directors comprises business and civic leaders committed to the bank’s mission of responsible growth, community engagement and sound governance. Together, management and the board strive to uphold the company’s long-standing reputation for stability, integrity and customer-centric service.
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