United Community Financial Corp. Company Profile (NASDAQ:UCFC)

About United Community Financial Corp. (NASDAQ:UCFC)

United Community Financial Corp. logoUnited Community Financial Corp. is financial services holding company. The Company's subsidiaries include The Home Savings and Loan Company of Youngstown, Ohio (Home Savings or the Bank), HSB Insurance, LLC and HSB Capital, LLC. The principal business of Home Savings is the origination of mortgage loans, including construction loans, on residential and nonresidential real estate located in Home Savings' primary market area. In addition to real estate lending, Home Savings originates commercial loans and various types of consumer loans. Funds for lending and other investment activities are obtained primarily from retail deposits. HSB Insurance, LLC is an insurance agency that offers a range of insurance products for business and residential customers, which include, auto, homeowners, life-health, commercial, surety bonds and aviation. HSB Capital, LLC provides mezzanine funding for customers. Mezzanine loans are offered to customers in United Community's market area.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Banks - NEC
  • Sub-Industry: N/A
  • Symbol: NASDAQ:UCFC
  • CUSIP: N/A
  • Web: www.ucfconline.com
Capitalization:
  • Market Cap: $464.34 million
  • Outstanding Shares: 49,715,000
Average Prices:
  • 50 Day Moving Avg: $8.54
  • 200 Day Moving Avg: $8.48
  • 52 Week Range: $6.41 - $9.50
P/E:
  • Trailing P/E Ratio: 22.25
  • Foreward P/E Ratio: 13.74
  • P/E Growth: 0.00
Sales & Book Value:
  • Annual Revenue: $91.25 million
  • Price / Sales: 5.09
  • Book Value: $5.74 per share
  • Price / Book: 1.63
Dividend:
  • Annual Dividend: $0.12
  • Dividend Yield: 1.7%
Profitability:
  • Net Margins: 18.95%
  • Return on Equity: 9.10%
  • Return on Assets: 1.03%
Debt:
  • Debt-to-Equity Ratio: 1.22%
  • Current Ratio: 1.02%
  • Quick Ratio: 0.98%
Misc:
  • Average Volume: 103,552 shs.
  • Beta: 0.54
  • Short Ratio: 1.96
 
Frequently Asked Questions for United Community Financial Corp. (NASDAQ:UCFC)

What is United Community Financial Corp.'s stock symbol?

United Community Financial Corp. trades on the NASDAQ under the ticker symbol "UCFC."

How often does United Community Financial Corp. pay dividends? What is the dividend yield for United Community Financial Corp.?

United Community Financial Corp. declared a quarterly dividend on Wednesday, July 19th. Stockholders of record on Friday, July 28th will be paid a dividend of $0.04 per share on Friday, August 11th. This represents a $0.16 dividend on an annualized basis and a dividend yield of 1.71%. The ex-dividend date is Wednesday, July 26th. This is a boost from United Community Financial Corp.'s previous quarterly dividend of $0.03. View United Community Financial Corp.'s Dividend History.

How were United Community Financial Corp.'s earnings last quarter?

United Community Financial Corp. (NASDAQ:UCFC) announced its quarterly earnings data on Thursday, July, 20th. The company reported $0.16 EPS for the quarter, topping analysts' consensus estimates of $0.14 by $0.02. The firm had revenue of $27.58 million for the quarter, compared to analysts' expectations of $26.20 million. United Community Financial Corp. had a return on equity of 9.10% and a net margin of 18.95%. View United Community Financial Corp.'s Earnings History.

Where is United Community Financial Corp.'s stock going? Where will United Community Financial Corp.'s stock price be in 2017?

3 equities research analysts have issued 12 month price targets for United Community Financial Corp.'s shares. Their forecasts range from $10.00 to $11.00. On average, they anticipate United Community Financial Corp.'s share price to reach $10.50 in the next year. View Analyst Ratings for United Community Financial Corp..

Who are some of United Community Financial Corp.'s key competitors?

Who are United Community Financial Corp.'s key executives?

United Community Financial Corp.'s management team includes the folowing people:

  • Gary M. Small, President, Chief Executive Officer, Director
  • Timothy W. Esson, Chief Financial Officer, Treasurer of UCFC; Executive Vice President, Chief Financial Officer and Treasurer of Home Savings
  • Jude J. Nohra CPA, General Counsel, Secretary
  • Matthew T. Garrity, Executive Vice President, Commercial Lending and Credit Administration
  • Richard J. Schiraldi CPA, Independent Non-Executive Chairman of the Board
  • Marty E. Adams, Director
  • Zahid Afzal, Director
  • Louis Michael Altman, Director
  • Patrick W. Bevack CPA, Outside Director

Who owns United Community Financial Corp. stock?

United Community Financial Corp.'s stock is owned by a variety of of institutional and retail investors. Top institutional shareholders include Beese Fulmer Investment Management Inc. (0.05%) and First Quadrant L P CA (0.03%). Company insiders that own United Community Financial Corp. stock include Ellen J Tressel, Gary M Small, Jude J Nohra, Marty E Adams, Matthew T Garrity, Richard J Schiraldi and Timothy Esson. View Institutional Ownership Trends for United Community Financial Corp..

Who sold United Community Financial Corp. stock? Who is selling United Community Financial Corp. stock?

United Community Financial Corp.'s stock was sold by a variety of institutional investors in the last quarter, including Beese Fulmer Investment Management Inc.. Company insiders that have sold United Community Financial Corp. stock in the last year include Gary M Small, Jude J Nohra, Matthew T Garrity and Timothy Esson. View Insider Buying and Selling for United Community Financial Corp..

Who bought United Community Financial Corp. stock? Who is buying United Community Financial Corp. stock?

United Community Financial Corp.'s stock was bought by a variety of institutional investors in the last quarter, including First Quadrant L P CA. Company insiders that have bought United Community Financial Corp. stock in the last two years include Ellen J Tressel, Gary M Small, Marty E Adams and Richard J Schiraldi. View Insider Buying and Selling for United Community Financial Corp..

How do I buy United Community Financial Corp. stock?

Shares of United Community Financial Corp. can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is United Community Financial Corp.'s stock price today?

One share of United Community Financial Corp. stock can currently be purchased for approximately $9.34.


MarketBeat Community Rating for United Community Financial Corp. (NASDAQ UCFC)
Community Ranking:  2.5 out of 5 (  )
Outperform Votes:  64 (Vote Outperform)
Underperform Votes:  65 (Vote Underperform)
Total Votes:  129
MarketBeat's community ratings are surveys of what our community members think about United Community Financial Corp. and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for United Community Financial Corp. (NASDAQ:UCFC) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 1 Sell Rating, 2 Buy Ratings
Consensus Rating:Hold (Score: 2.33)
Consensus Price Target: $10.50 (12.42% upside)

Analysts' Ratings History for United Community Financial Corp. (NASDAQ:UCFC)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
7/21/2017Keefe, Bruyette & WoodsReiterated RatingBuy$11.00LowView Rating Details
7/19/2017Boenning ScattergoodSet Price TargetBuy$10.00HighView Rating Details
12/15/2016KLR GroupDowngradeHold -> ReduceN/AView Rating Details
6/25/2016Seaport Global SecuritiesReiterated RatingBuy$22.00N/AView Rating Details
5/9/2016Raymond James Financial, Inc.UpgradeStrong-BuyN/AView Rating Details
12/17/2015SunTrust Banks, Inc.Reiterated RatingBuyN/AView Rating Details
(Data available from 7/25/2015 forward)

Earnings

Earnings History for United Community Financial Corp. (NASDAQ:UCFC)
Earnings by Quarter for United Community Financial Corp. (NASDAQ:UCFC)
Earnings History by Quarter for United Community Financial Corp. (NASDAQ UCFC)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
7/20/2017Q2 2017$0.14$0.16$26.20 million$27.58 millionViewN/AView Earnings Details
1/24/2017Q416$0.11$0.12$22.28 million$21.97 millionViewN/AView Earnings Details
10/18/2016Q316$0.11$0.11$21.44 million$21.76 millionViewN/AView Earnings Details
7/19/2016Q216$0.10$0.11$21.28 million$21.11 millionViewN/AView Earnings Details
4/19/2016Q116$0.10$0.07$20.63 million$19.53 millionViewN/AView Earnings Details
1/26/2016Q415$0.09$0.09$20.17 million$19.94 millionViewListenView Earnings Details
10/20/2015Q315$0.08$0.09$20.05 million$19.17 millionViewListenView Earnings Details
7/21/2015Q215$0.08$0.08$14.20 million$19.13 millionViewListenView Earnings Details
4/21/2015Q115$0.06$0.07$17.14 million$18.00 millionViewN/AView Earnings Details
1/27/2015$0.08$0.06$17.40 million$16.26 millionViewN/AView Earnings Details
10/22/2014Q3$0.03$0.06$16.90 millionViewN/AView Earnings Details
11/8/2013Q3 13$0.03ViewN/AView Earnings Details
11/13/2012Q312($0.82)ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for United Community Financial Corp. (NASDAQ:UCFC)
2017 EPS Consensus Estimate: $0.56
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20171$0.12$0.12$0.12
Q2 20171$0.14$0.14$0.14
Q3 20171$0.15$0.15$0.15
Q4 20171$0.15$0.15$0.15
(Data provided by Zacks Investment Research)

Dividends

Current Dividend Information for United Community Financial Corp. (NASDAQ:UCFC)
Next Dividend:8/11/2017
Annual Dividend:$0.12
Dividend Yield:1.28%
Payout Ratio:29.27% (Trailing 12 Months of Earnings)
21.05% (Based on This Year's Estimates)
17.65% (Based on Next Year's Estimates)
Dividend Payments by Quarter for United Community Financial Corp. (NASDAQ:UCFC)

Dividend History by Quarter for United Community Financial Corp. (NASDAQ UCFC)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
7/19/2017quarterly$0.041.8%7/26/20177/28/20178/11/2017
4/26/2017Quarterly$0.031.38%5/4/20175/8/20175/19/2017
1/25/2017quarterly$0.031.35%2/8/20172/10/20172/22/2017
10/19/2016Quarterly$0.0310/27/201610/31/201611/14/2016
7/19/2016Quarterly$0.037/28/20168/1/20168/12/2016
4/19/2016Quarterly$0.034/29/20165/3/20165/13/2016
1/26/2016Quarterly$0.032/4/20162/8/20162/19/2016
10/20/2015Quarterly$0.0310/29/201511/2/201511/13/2015
7/28/2015$0.038/5/20158/7/20158/18/2015
4/22/2015quarterly$0.010.73%4/29/20155/1/20155/15/2015
1/28/2015quarterly$0.010.77%2/4/20152/6/20152/17/2015
10/22/2014quarterly$0.010.85%10/30/201411/3/201411/14/2014
7/22/2014quarterly$0.010.92%7/30/20148/1/20148/15/2014
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for United Community Financial Corp. (NASDAQ:UCFC)
Insider Ownership Percentage: 3.56%
Institutional Ownership Percentage: 58.62%
Insider Trades by Quarter for United Community Financial Corp. (NASDAQ:UCFC)
Institutional Ownership by Quarter for United Community Financial Corp. (NASDAQ:UCFC)
Insider Trades by Quarter for United Community Financial Corp. (NASDAQ:UCFC)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
6/30/2017Jude J NohraGeneral CounselSell12,218$8.37$102,264.66View SEC Filing  
6/30/2017Timothy EssonCFOSell3,000$8.35$25,050.00View SEC Filing  
6/28/2017Marty E AdamsDirectorBuy404,000$8.00$3,232,000.00View SEC Filing  
6/9/2017Timothy EssonCFOSell2,500$8.67$21,675.00View SEC Filing  
3/31/2017Timothy EssonCFOSell4,000$8.48$33,920.00View SEC Filing  
3/13/2017Richard J SchiraldiDirectorBuy5,000$8.50$42,500.00View SEC Filing  
3/1/2017Jude J NohraGeneral CounselSell4,500$8.78$39,510.00View SEC Filing  
12/5/2016Matthew T GarrityEVPSell30,000$8.33$249,900.00View SEC Filing  
11/9/2016Ellen J TresselDirectorBuy4,000$7.65$30,600.00View SEC Filing  
10/31/2016Gary M SmallCEOSell12,000$7.36$88,320.00View SEC Filing  
9/30/2016Richard J SchiraldiDirectorBuy800$7.04$5,632.00View SEC Filing  
9/14/2016Gary M SmallCEOSell5,500$6.91$38,005.00View SEC Filing  
6/30/2016Gary M SmallCEOSell10,000$5.94$59,400.00View SEC Filing  
2/4/2016Richard J SchiraldiDirectorBuy3,500$5.74$20,090.00View SEC Filing  
12/29/2015Jude J NohraGeneral CounselSell4,700$6.18$29,046.00View SEC Filing  
12/28/2015Gary M SmallCEOBuy2,000$6.10$12,200.00View SEC Filing  
8/31/2015Richard J SchiraldiDirectorBuy6,000$4.99$29,940.00View SEC Filing  
7/31/2015Richard J SchiraldiDirectorBuy10,000$5.15$51,500.00View SEC Filing  
5/19/2014Timothy EssonCFOBuy4,884$3.44$16,800.96View SEC Filing  
5/9/2014Richard J SchiraldiDirectorBuy10,000$3.38$33,800.00View SEC Filing  
5/7/2014Zahid AfzalDirectorBuy3,309$3.35$11,085.15View SEC Filing  
5/6/2014Zahid AfzalDirectorBuy31,893$3.35$106,841.55View SEC Filing  
5/2/2014Zahid AfzalDirectorBuy4,600$3.38$15,548.00View SEC Filing  
5/1/2014Marty E AdamsDirectorBuy30,000$3.38$101,400.00View SEC Filing  
3/25/2014Jude J NohraGeneral CounselBuy7,370$4.05$29,848.50View SEC Filing  
8/16/2013Jude J NohraGeneral CounselSell37,500$4.00$150,000.00View SEC Filing  
5/17/2013Timothy EssonCFOSell1,752$3.74$6,552.48View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for United Community Financial Corp. (NASDAQ:UCFC)
Latest Headlines for United Community Financial Corp. (NASDAQ:UCFC)
Source:
DateHeadline
thestreet.com logoEx-Div Reminder For United Community Financial (UCFC)
www.thestreet.com - July 25 at 8:01 AM
americanbankingnews.com logoUnited Community Financial Corp. (UCFC) Given a $10.00 Price Target by Boenning Scattergood Analysts
www.americanbankingnews.com - July 23 at 3:49 PM
finance.yahoo.com logoUnited Community Financial Corp. to Present at KBW 2017 Community Bank Investor Conference
finance.yahoo.com - July 22 at 10:05 AM
americanbankingnews.com logoUnited Community Financial Corp. (NASDAQ:UCFC) Rating Increased to Buy at Zacks Investment Research
www.americanbankingnews.com - July 22 at 7:12 AM
americanbankingnews.com logoKeefe, Bruyette & Woods Reiterates "Buy" Rating for United Community Financial Corp. (NASDAQ:UCFC)
www.americanbankingnews.com - July 21 at 1:44 PM
americanbankingnews.com logoUnited Community Financial Corp. (UCFC) Posts Earnings Results, Beats Estimates By $0.02 EPS
www.americanbankingnews.com - July 21 at 10:22 AM
americanbankingnews.com logoResearch Analysts Issue Forecasts for United Community Financial Corp.'s FY2017 Earnings (UCFC)
www.americanbankingnews.com - July 21 at 9:46 AM
seekingalpha.com logoUnited Community Financial's (UCFC) CEO Gary Small on Q2 2017 Results - Earnings Call Transcript
seekingalpha.com - July 20 at 9:14 AM
finance.yahoo.com logoEdited Transcript of UCFC earnings conference call or presentation 19-Jul-17 2:00pm GMT
finance.yahoo.com - July 20 at 9:14 AM
americanbankingnews.com logoUnited Community Financial Corp. (NASDAQ:UCFC) & Sierra Bancorp (BSRR) Critical Survey
www.americanbankingnews.com - July 19 at 10:10 PM
americanbankingnews.com logoUnited Community Financial Corp. (UCFC) Raises Dividend to $0.04 Per Share
www.americanbankingnews.com - July 19 at 4:20 PM
finance.yahoo.com logoUCFC Announces Record Second Quarter Earnings and Increases Dividend
finance.yahoo.com - July 19 at 8:44 AM
finance.yahoo.com logoUnited Community Financial posts 2Q profit
finance.yahoo.com - July 19 at 8:44 AM
finance.yahoo.com logoInvestor Network: United Community Financial Corp. to Host Earnings Call
finance.yahoo.com - July 19 at 8:44 AM
americanbankingnews.com logoUnited Community Financial Corp. (NASDAQ:UCFC) to Release Earnings on Monday
www.americanbankingnews.com - July 13 at 9:22 PM
finance.yahoo.com logoUnited Community Financial Corp. breached its 50 day moving average in a Bullish Manner : UCFC-US : July 4, 2017
finance.yahoo.com - July 5 at 11:00 AM
finance.yahoo.com logoUnited Community Financial Corp. Announces Second Quarter Earnings Conference Call
finance.yahoo.com - July 5 at 11:00 AM
americanbankingnews.com logoUnited Community Financial Corp. (UCFC) CFO Timothy Esson Sells 3,000 Shares
www.americanbankingnews.com - July 5 at 10:32 AM
americanbankingnews.com logoJude J. Nohra Sells 12,218 Shares of United Community Financial Corp. (UCFC) Stock
www.americanbankingnews.com - July 3 at 1:20 PM
finance.yahoo.com logoETFs with exposure to United Community Financial Corp. : June 30, 2017
finance.yahoo.com - July 1 at 8:37 AM
americanbankingnews.com logoUnited Community Financial Corp (UCFC) Director Acquires $3,232,000.00 in Stock
www.americanbankingnews.com - June 29 at 7:47 PM
finance.yahoo.com logoUnited Community Financial Corp. breached its 50 day moving average in a Bearish Manner : UCFC-US : June 22, 2017
finance.yahoo.com - June 22 at 2:23 PM
finance.yahoo.com logoETFs with exposure to United Community Financial Corp. : June 20, 2017
finance.yahoo.com - June 21 at 6:22 AM
finance.yahoo.com logoUnited Community Financial Corp. :UCFC-US: Earnings Analysis: Q1, 2017 By the Numbers : June 19, 2017
finance.yahoo.com - June 20 at 8:53 AM
finance.yahoo.com logoUnited Community Financial Corp. – Value Analysis (NASDAQ:UCFC) : June 12, 2017
finance.yahoo.com - June 12 at 7:52 PM
americanbankingnews.com logoInsider Selling: United Community Financial Corp. (UCFC) CFO Sells 2,500 Shares of Stock
www.americanbankingnews.com - June 12 at 10:32 AM
finance.yahoo.com logoUnited Community Financial Corp. breached its 50 day moving average in a Bullish Manner : UCFC-US : June 9, 2017
finance.yahoo.com - June 10 at 1:15 AM
americanbankingnews.com logoZacks Investment Research Lowers United Community Financial Corp (UCFC) to Hold
www.americanbankingnews.com - May 12 at 11:56 PM
finance.yahoo.com logoUnited Community Financial Corp. breached its 50 day moving average in a Bearish Manner : UCFC-US : May 10, 2017
finance.yahoo.com - May 10 at 10:04 AM
finance.yahoo.com logoUnited Community Financial Corp. : UCFC-US: Dividend Analysis : May 08th, 2017 (record date) : By the numbers : May 4, 2017
finance.yahoo.com - May 5 at 2:35 AM
seekingalpha.com logoUnited Community Financial goes ex-dividend tomorrow
seekingalpha.com - May 3 at 10:03 AM
americanbankingnews.com logoUnited Community Financial Corp (UCFC) Earning Favorable Media Coverage, Analysis Shows
www.americanbankingnews.com - May 2 at 4:44 PM
americanbankingnews.com logoUnited Community Financial Corp (UCFC) Lifted to Buy at Zacks Investment Research
www.americanbankingnews.com - May 2 at 11:00 AM
americanbankingnews.com logoBoenning Scattergood Research Analysts Raise Earnings Estimates for United Community Financial Corp (UCFC)
www.americanbankingnews.com - May 1 at 7:21 AM
americanbankingnews.com logoFavorable News Coverage Somewhat Unlikely to Impact United Community Financial Corp (UCFC) Stock Price
www.americanbankingnews.com - April 28 at 2:34 PM
americanbankingnews.com logoUnited Community Financial Corp Announces Quarterly Dividend of $0.03 (ucfc)
www.americanbankingnews.com - April 27 at 2:02 PM
finance.yahoo.com logoEdited Transcript of UCFC earnings conference call or presentation 26-Apr-17 2:00pm GMT
finance.yahoo.com - April 27 at 11:01 AM
reuters.com logoBRIEF-UCFC announces Q1 earnings per share $0.032
www.reuters.com - April 25 at 7:21 PM
seekingalpha.com logoUnited Community Financial misses by $0.01, misses on net interest income
seekingalpha.com - April 25 at 7:21 PM
marketbeat.com logoUnited Community Financial posts 1Q profit
marketbeat.com - April 25 at 5:28 PM
americanbankingnews.com logoUnited Community Financial Corp (UCFC) Given Daily News Impact Score of 0.13
www.americanbankingnews.com - April 25 at 4:30 PM
finance.yahoo.com logoUnited Community Financial Corp. breached its 50 day moving average in a Bullish Manner : UCFC-US : April 25, 2017
finance.yahoo.com - April 25 at 9:02 AM
americanbankingnews.com logoUnited Community Financial Corp (UCFC) Given Average Rating of "Buy" by Analysts
www.americanbankingnews.com - April 24 at 10:08 AM
americanbankingnews.com logoUnited Community Financial Corp (UCFC) Scheduled to Post Earnings on Tuesday
www.americanbankingnews.com - April 23 at 7:22 AM
americanbankingnews.com logoUnited Community Financial Corp (UCFC) Getting Favorable News Coverage, Study Finds
www.americanbankingnews.com - April 22 at 12:55 PM
americanbankingnews.com logoUnited Community Financial Corp (UCFC) Receiving Somewhat Positive News Coverage, Study Finds
www.americanbankingnews.com - April 19 at 9:42 AM
americanbankingnews.com logoUnited Community Financial Corp (UCFC) Short Interest Update
www.americanbankingnews.com - April 17 at 4:00 PM
americanbankingnews.com logoBrokerages Set United Community Financial Corp (UCFC) Price Target at $12.50
www.americanbankingnews.com - April 4 at 8:59 AM
finance.yahoo.com logoUnited Community Financial Corp. Announces First Quarter Earnings Conference Call
finance.yahoo.com - March 30 at 7:21 AM
americanbankingnews.com logoUnited Community Financial Corp (UCFC) Receives Consensus Recommendation of "Buy" from Analysts
www.americanbankingnews.com - March 28 at 12:59 PM

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Chart

United Community Financial Corp. (UCFC) Chart for Tuesday, July, 25, 2017

This page was last updated on 7/25/2017 by MarketBeat.com Staff