Upstart (UPST) Earnings Date, Estimates & Call Transcripts $64.09 +0.26 (+0.41%) Closing price 04:00 PM EasternExtended Trading$64.06 -0.03 (-0.05%) As of 07:59 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Earnings Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock Upstart Earnings Summary Upstart posted Q2 2025 earnings on August 5, 2025, reporting an EPS of $0.36, which topped the consensus estimate of $0.27 by $0.09. Quarterly revenue rose 101.6% year-over-year to $257.29 million, above analysts' expectations of $225.35 million. With a trailing EPS of -$0.08, Upstart's earnings are expected to grow next year, from ($0.03) to $0.93 per share. Latest Q2 Earnings DateAug. 5EstimatedConsensus EPS (Aug. 5) $0.27 Actual EPS (Aug. 5) $0.36 Beat By $0.09 Actual Revenue (Aug. 5) $257.29MQ2 2025 Earnings ResourcesQ2 2025 Earnings ReportConference Call Transcript & Audio Press Release (8-K) Quarterly Report (10-Q) Slide DeckSlide DeckFull Screen Slide DeckPowered by Get Upstart Earnings Alerts Want to stay updated on the latest earnings announcements and upcoming reports? Sign up for Earnings360's daily newsletter to receive timely earnings updates on Upstart and other key companies, straight to your inbox. Enter your email to sign up for newsletter Sign Up Skip Charts & View Estimated and Actual Earnings DataUPST Earnings Estimates and Actuals by QuarterEarnings Estimates and Acutals by Quarter Chart DescriptionThe chart below shows up to four years of a company's earnings history. The dark blue line represents the company's actual earnings per share. The light blue area represents the range of Wall Street analysts' earnings estimates for each quarter.UPST Estimated and Actual Revenue by QuarterEstimated Revenue and Actual Revenue by Quarter Chart DescriptionThe chart below shows up to four years of a company's revenue history. The dark blue line represents the company's actual revenue. The light blue line represents the company's estimated revenue based on the consensus of Wall Street analysts for each quarter. Upstart Analyst EPS EstimatesQuarterNumber of EstimatesLow EstimateHigh EstimateAverage EstimateRevenue EstimateCompany Revenue GuidanceQ1 20251-$0.29-$0.29-$0.29$184.6 M$200.0 M - $200.0 MQ2 20251-$0.27-$0.27-$0.27$226.3 M$225.0 M - $225.0 MQ3 20251-$0.09-$0.09-$0.09$267.5 M$280.0 M - $280.0 MQ4 20251$0.09$0.09$0.09 FY 2025 4 -$0.56 -$0.56 -$0.56 Q1 20261-$0.17-$0.17-$0.17Q2 20261-$0.10-$0.10-$0.10 Upstart Earnings History by Quarter Custom Range 3 Months 6 Months Year-to-Date 1 Year 2 Years 3 Years 5 Years 10 Years Time Frame Start Date End Date Export to Excel DateQuarterConsensus EstimateReported EPSBeat/MissGAAP EPSRevenue EstimateActual RevenueDetails8/5/2025Q2 2025$0.27$0.36+$0.09$0.05$225.35M$257.29M5/6/2025Q1 2025$0.19$0.30+$0.11-$0.03$201.08M$213.37M2/11/2025Q4 2024-$0.04-$0.02+$0.02-$0.03$182.00M-11/7/2024Q3 2024-$0.1440-$0.45 -$0.3060-$0.83$149.94M$162.14M8/6/2024Q2 2024-$0.39-$0.17+$0.22-$0.52$124.55M$127.63M5/7/2024Q1 2024-$0.80-$0.74+$0.06-$0.74$124.82M$127.79M2/13/2024Q4 2023-$0.56-$0.51+$0.05-$0.52$135.28M$140.31M11/7/2023Q3 2023-$0.44-$0.48 -$0.04-$0.48$139.69M$134.56M Upstart Earnings - Frequently Asked Questions When did Upstart announce their last quarterly earnings? Upstart (NASDAQ:UPST) last announced its quarterly earning data on Tuesday, August 5, 2025. Learn more on UPST's earnings history. What guidance has Upstart issued on next quarter's earnings? Upstart issued an update on its third quarter 2025 earnings guidance on Tuesday, August, 5th. The company issued revenue guidance of $280.0 million-$280.0 million, compared to the consensus revenue estimate of $267.5 million. Did Upstart beat their earnings estimates last quarter? In the previous quarter, Upstart (NASDAQ:UPST) reported $0.36 earnings per share (EPS) to beat the analysts' consensus estimate of $0.27 by $0.09. Learn more on analysts' earnings estimate vs. UPST's actual earnings. How can I listen to Upstart's earnings conference call? The conference call for Upstart's latest earnings report can be listened to online. Listen to Conference Call How can I read Upstart's conference call transcript? The conference call transcript for Upstart's latest earnings report can be read online. Read Transcript How much revenue does Upstart generate each year? Upstart (NASDAQ:UPST) has a recorded annual revenue of $636.53 million. How much profit does Upstart generate each year? Upstart (NASDAQ:UPST) has a recorded net income of -$128.58 million. UPST has generated -$0.08 earnings per share over the last four quarters. What is Upstart's EPS forecast for next year? Upstart's earnings are expected to grow from ($0.03) per share to $0.93 per share in the next year. More Earnings Resources from MarketBeat Related Companies AFRM Earnings SOFI Earnings FICO Earnings LC Earnings LMND Earnings SHG Earnings CFG Earnings BAP Earnings BCH Earnings WF Earnings Earnings Tools Today's Earnings Tomorrow's Earnings Next Week's Earnings Upcoming Earnings Calls Earnings Newsletter Earnings Call Transcripts Earnings Beats & Misses Corporate Guidance Earnings Screener Earnings By Country U.S. Earnings Reports Canadian Earnings Reports U.K. Earnings Reports Latest Articles Green Dot's 30% Rally: Turnaround Takes Off on Explosive EarningsElbit Systems Jumps on Record Earnings and a $1.6B ContractBrinker Serves Up Earnings Beat, Sidesteps Cost PressuresWhy BigBear.ai Stock's Dip on Earnings Can Be an Opportunity CrowdStrike Faces Valuation Test Before Key Earnings ReportPost-Earnings, How Does D-Wave Stack Up Against Quantum Rivals?Why SoundHound AI's Earnings Show the Stock Can Move Higher This page (NASDAQ:UPST) was last updated on 8/15/2025 by MarketBeat.com Staff From Our PartnersTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger ...Porter & Company | SponsoredAlex’s “Next Magnificent Seven” stocksThe original “Magnificent Seven” turned $7K into $1.18 million. 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