Veritex (VBTX) Stock Price, News & Analysis

Company Overview

Veritex Holdings, Inc. (NASDAQ: VBTX) is a bank holding company headquartered in Addison, Texas. Through its wholly owned subsidiary, Veritex Community Bank, the company offers a full suite of commercial banking services tailored to businesses, professionals and entrepreneurs. Veritex specializes in relationship-driven lending, deposit products and treasury management solutions designed to support the growth and operational needs of its clients.

The company’s core lending activities include commercial real estate financing, commercial and industrial loans, owner-occupied real estate loans and construction financing. In addition, Veritex provides residential mortgage services, small-business administration lending and consumer banking products. Its treasury management services feature online cash management, merchant card services and mobile and online banking platforms that help clients streamline their payment and receivables processes.

Veritex operates a network of branches and loan production offices across key Texas markets, including the Dallas-Fort Worth Metroplex, Houston, Austin and San Antonio. Since its inception, the bank has pursued a measured growth strategy, expanding its footprint organically and through selective acquisitions of community banks that align with its service-oriented culture and financial discipline.

Founded in 2016 by a team of veteran Texas bankers, Veritex is led by Chairman and Chief Executive Officer Marshall M. Snider, Jr. and President and Chief Operating Officer Keith Cargill. The leadership team combines deep industry experience with local market knowledge to maintain a community bank ethos while leveraging the scale and capabilities of a regional financial institution.

Key Stats

• Today's Range: $33.66 to $34.15
• 50-Day Range: $25.37 to $34.36
• 52-Week Range: $20.37 to $34.56
• Volume: 472,627 shs
• Average Volume: 574,271 shs
• Market Capitalization: $1.87 billion
• P/E Ratio: 16.22
• Dividend Yield: 2.58%
• Price Target: $33.25
• Consensus Rating: Moderate Buy

Veritex Stock Analysis - MarketRank™

Veritex scored higher than 88% of companies evaluated by MarketBeat, and ranked 108th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Veritex has received a consensus rating of Moderate Buy. The company's average rating score is 2.63, and is based on 5 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Veritex has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.41%

Earnings Growth

Earnings for Veritex are expected to grow by 8.41% in the coming year, from $2.26 to $2.45 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Veritex is 16.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.01.

Price to Earnings Ratio vs. Sector

The P/E ratio of Veritex is 16.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.13.

Price to Book Value per Share Ratio

Veritex has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.81% of the outstanding shares of Veritex have been sold short.

Short Interest Ratio / Days to Cover

Veritex has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Veritex has recently increased by 28.33%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Veritex pays a meaningful dividend of 2.56%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Veritex has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Veritex is 41.90%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Veritex will have a dividend payout ratio of 35.92% next year. This indicates that Veritex will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.3 / 5
• Environmental Score: -0.70

Percentage of Shares Shorted

2.81% of the outstanding shares of Veritex have been sold short.

Short Interest Ratio / Days to Cover

Veritex has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Veritex has recently increased by 28.33%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 1.56

News Sentiment

Veritex has a news sentiment score of 1.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.24 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Veritex this week, compared to 5 articles on an average week.

Search Interest

Only 1 people have searched for VBTX on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Veritex insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $10,361,627.00 in company stock.

Percentage Held by Insiders

Only 4.30% of the stock of Veritex is held by insiders.

Percentage Held by Institutions

88.31% of the stock of Veritex is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

VBTX Stock Analysis - Frequently Asked Questions

How have VBTX shares performed this year?

Veritex's stock was trading at $27.16 at the start of the year. Since then, VBTX stock has increased by 24.7% and is now trading at $33.8550.

How were Veritex's earnings last quarter?

Veritex Holdings, Inc. (NASDAQ:VBTX) released its quarterly earnings data on Friday, July, 18th. The financial services provider reported $0.56 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.54 by $0.02. The financial services provider earned $109.83 million during the quarter, compared to the consensus estimate of $110.91 million. Veritex had a net margin of 14.83% and a trailing twelve-month return on equity of 7.55%.

Who are Veritex's major shareholders?

Veritex's top institutional investors include State Street Corp (4.48%), Geode Capital Management LLC (2.44%), LSV Asset Management (1.55%) and American Century Companies Inc. (1.37%). Insiders that own company stock include C Malcolm Holland III, Terry Earley, Lavonda Renfro, Angela Harper, Arcilia Acosta, John Sughrue, Pat S Bolin, Gregory B Morrison, Cara Mcdaniel, Fallon William and Gordon Huddleston.
View institutional ownership trends.

How do I buy shares of Veritex?

Shares of VBTX stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Veritex own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Veritex investors own include Waste Connections (WCN), American Water Works (AWK), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), The RMR Group (RMR), Voyager Therapeutics (VYGR) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Last Earnings: 7/18/2025
• Record date for 8/21 Dividend: 8/07/2025
• Ex-Dividend for 8/21 Dividend: 8/07/2025
• Dividend Payable: 8/21/2025
• Today: 9/02/2025
• Next Earnings (Estimated): 10/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:VBTX
• CIK: 1501570
• Web: www.veritexbank.com
• Phone: (972) 349-6200
• Fax: N/A
• Employees: 770
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Veritex: $33.25
• High Price Target: $39.00
• Low Price Target: $28.00
• Potential Upside/Downside: -3.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.63
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.10
• Trailing P/E Ratio: 16.36
• Forward P/E Ratio: 15.20
• P/E Growth: N/A
• Net Income: $107.24 million
• Net Margins: 14.83%
• Pretax Margin: 19.10%
• Return on Equity: 7.55%
• Return on Assets: 0.96%

Debt

• Debt-to-Equity Ratio: 0.20
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $797.62 million
• Price / Sales: 2.36
• Cash Flow: $2.47 per share
• Price / Cash Flow: 13.93
• Book Value: $29.39 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 54,740,000
• Free Float: 52,391,000
• Market Cap: $1.88 billion
• Optionable: Optionable
• Beta: 1.08