Winchester Bancorp (WSBK) Stock Price, News & Analysis

Company Overview

Winchester Bancorp, Inc. is the bank holding company for The Winchester Bank, a community bank headquartered in Winchester, New Hampshire. Established in 1871, the company operates under a state charter and has a long-standing commitment to serving the financial needs of individuals, families and businesses across its regional footprint.

The company offers a comprehensive suite of banking products and services, including commercial and consumer lending, real-estate and construction financing, deposit accounts, cash management, and treasury services. Its product portfolio is designed to meet the diverse requirements of small and mid-sized enterprises, as well as retail customers seeking checking, savings, money market and certificate of deposit options.

Winchester Bancorp maintains a branch network concentrated in southeastern New Hampshire and portions of north-central Massachusetts. The bank has also invested in digital banking platforms, enabling clients to access online and mobile banking tools for account management, electronic payments, and remote deposit capture. This blend of community-level service and technological convenience underscores the company’s strategy of fostering local relationships while adapting to evolving customer preferences.

The organization is led by an executive team with deep roots in the region. Under the direction of its president and chief executive officer, Winchester Bancorp continues to focus on prudent risk management, community reinvestment and sustainable growth. Its board of directors comprises professionals with expertise in banking, real estate, public service and corporate governance, reflecting the company’s commitment to sound oversight and community development.

Key Stats

• Today's Range: $13.02 to $13.18
• 50-Day Range: $12.64 to $13.20
• 52-Week Range: $9.07 to $13.39
• Volume: 2,738 shs
• Average Volume: 5,977 shs
• Market Capitalization: $122.57 million
• P/E Ratio: 36.61
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Sell

Winchester Bancorp Stock Analysis - MarketRank™

Winchester Bancorp scored higher than 30% of companies evaluated by MarketBeat, and ranked 758th out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.7 / 5
• Analyst Rating: Sell

Consensus Rating

Winchester Bancorp has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Winchester Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Winchester Bancorp is 36.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 46.31.

Price to Earnings Ratio vs. Sector

The P/E ratio of Winchester Bancorp is 36.61, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.59.

Price to Book Value per Share Ratio

Winchester Bancorp has a P/B Ratio of 1.06. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.17% of the float of Winchester Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Winchester Bancorp has a short interest ratio ("days to cover") of 2.54, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Winchester Bancorp has recently decreased by 11.44%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Winchester Bancorp does not currently pay a dividend.

Dividend Growth

Winchester Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 3.7 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

4 insiders have purchased shares of Winchester Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $145,336.00 in company stock, which represents 0.1186% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Winchester Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $145,336.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

4.20% of the stock of Winchester Bancorp is held by insiders.

Percentage Held by Institutions

Winchester Bancorp has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 4/29/2026
• Today: 7/05/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:WSBK
• CIK: 2047235
• Web: N/A
• Phone: (781) 729-2130
• Fax: N/A
• Employees: 73
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.36
• Trailing P/E Ratio: 36.61
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$870 thousand
• Net Margins: 4.56%
• Pretax Margin: 5.39%
• Return on Equity: 1.93%
• Return on Assets: 0.22%

Debt

• Debt-to-Equity Ratio: 1.23
• Current Ratio: 1.14
• Quick Ratio: 1.14

Sales & Book Value

• Annual Sales: $44.51 million
• Price / Sales: 2.75
• Cash Flow: $0.21 per share
• Price / Cash Flow: 62.60
• Book Value: $12.41 per share
• Price / Book: 1.06

Miscellaneous

• Outstanding Shares: 9,300,000
• Free Float: 8,905,000
• Market Cap: $122.57 million
• Optionable: N/A
• Beta: -0.42