WVS Financial (WVFC) Stock Price, News & Analysis

Company Overview

WVS Financial Corporation is a bank holding company that provides a range of commercial and consumer banking services through its wholly owned subsidiary. The company offers traditional deposit products, including checking, savings and money market accounts, as well as certificates of deposit. On the lending side, it extends residential mortgage loans, home equity lines and installment loans to meet the needs of individuals and families.

In addition to consumer products, WVS Financial Corporation delivers a suite of business banking services designed for small and medium-sized enterprises. These services include commercial real estate loans, equipment financing, working capital lines of credit and cash management solutions. The company also supports merchant services, electronic funds transfers and online banking capabilities to help businesses manage receivables and payables more efficiently.

Headquartered in Virginia, WVS Financial Corporation focuses on community banking in its local markets. While it maintains a conservative approach to growth and asset quality, the firm emphasizes personalized customer service and deep relationships with the communities it serves. Its leadership team brings together banking professionals with experience in regional credit management and retail banking operations.

Key Stats

• Today's Range: $12.20 to $12.20
• 50-Day Range: $12.10 to $12.53
• 52-Week Range: $12.01 to $15.40
• Volume: 200 shs
• Average Volume: 1,751 shs
• Market Capitalization: $23.11 million
• P/E Ratio: 12.45
• Dividend Yield: 3.28%
• Price Target: N/A
• Consensus Rating: N/A

WVS Financial Stock Analysis - MarketRank™

WVS Financial scored higher than 29% of companies evaluated by MarketBeat, and ranked 857th out of 959 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for WVS Financial.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of WVS Financial is 12.45, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.46.

Price to Earnings Ratio vs. Sector

The P/E ratio of WVS Financial is 12.45, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.60.

Price to Book Value per Share Ratio

WVS Financial has a P/B Ratio of 0.61. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.10% of the float of WVS Financial has been sold short.

Short Interest Ratio / Days to Cover

WVS Financial has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in WVS Financial has recently increased by 1,500.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

WVS Financial pays a meaningful dividend of 3.29%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

WVS Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of WVS Financial is 38.10%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.10% of the float of WVS Financial has been sold short.

Short Interest Ratio / Days to Cover

WVS Financial has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in WVS Financial has recently increased by 1,500.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.0 / 5
• News Sentiment: -0.14

News Sentiment

WVS Financial has a news sentiment score of -0.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.06 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for WVS Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, WVS Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.50% of the stock of WVS Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 6.31% of the stock of WVS Financial is held by institutions.

WVFC Stock Analysis - Frequently Asked Questions

How have WVFC shares performed this year?

WVS Financial's stock was trading at $13.00 at the start of the year. Since then, WVFC stock has decreased by 6.2% and is now trading at $12.20.

How were WVS Financial's earnings last quarter?

WVS Financial Corp. (NASDAQ:WVFC) released its earnings results on Tuesday, October, 29th. The bank reported $0.27 EPS for the quarter. The bank earned $4.10 million during the quarter. WVS Financial had a trailing twelve-month return on equity of 12.31% and a net margin of 9.50%.

How do I buy shares of WVS Financial?

Shares of WVFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of WVS Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that WVS Financial investors own include First Foundation (FFWM), New York Community Bancorp (NYCB), BCE (BCE), GE Aerospace (GE), Intuitive Surgical (ISRG) and M&T Bank (MTB).

Company Calendar

• Last Earnings: 10/29/2024
• Ex-Dividend for 8/21 Dividend: 8/11/2025
• Record date for 8/21 Dividend: 8/12/2025
• Dividend Payable: 8/21/2025
• Today: 9/12/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Savings institutions, except federal
• Sub-Industry: Banking
• Current Symbol: NASDAQ:WVFC
• CIK: 910679
• Web: www.wvsbank.com
• Phone: (412) 364-1911
• Fax: 412-364-4120
• Employees: 20
• Year Founded: 1993

Profitability

• EPS (Trailing Twelve Months): $1.05
• Trailing P/E Ratio: 12.45
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.38 million
• Net Margins: 9.50%
• Pretax Margin: 12.37%
• Return on Equity: 12.31%
• Return on Assets: 1.29%

Debt

• Debt-to-Equity Ratio: 3.20
• Current Ratio: 0.53
• Quick Ratio: 0.53

Sales & Book Value

• Annual Sales: $5.13 million
• Price / Sales: 4.50
• Cash Flow: $0.54 per share
• Price / Cash Flow: 22.45
• Book Value: $19.93 per share
• Price / Book: 0.61

Miscellaneous

• Outstanding Shares: 1,894,000
• Free Float: 1,638,000
• Market Cap: $23.11 million
• Optionable: Not Optionable
• Beta: 0.11