This company has been marked as potentially delisted and may not be actively trading. NASDAQ:XP XP (XP) Stock Price, News & Analysis Add Compare Share Share Stock Analysis Stock AnalysisBuy This Stock About XP Stock (NASDAQ:XP) 30 days 90 days 365 days Advanced Chart Get XP alerts:Sign Up Key Stats Today's Range$11.61▼$11.9350-Day Range$36.71▼$44.7852-Week Range$10.82▼$20.64Volume6.44 million shsAverage Volume7.91 million shsMarket Capitalization$10.23 billionP/E Ratio11.95Dividend Yield3.41%Price Target$23.33Consensus RatingModerate Buy Company Overview XP Inc. provides financial products and services in Brazil. It offers securities brokerage, private pension plans, commercial, and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits; product structuring and capital markets services for corporate clients and issuers of fixed income products; advisory services for mass-affluent and institutional clients; and wealth management services for high-net-worth customers and institutional clients. The company also offers XP Educação, an online financial education portal that offers seminars, classes, and learning tools to help teach individuals on topics, such as basics of investing, techniques, and investment strategies, as well as insurance brokerage services. In addition, it operates XP Platform, an open product platform that provides clients to access investment products in the market, including equity and fixed income securities, mutual and hedge funds, structured products, life insurance, pension plans, real-estate investment funds, and others. The company was founded in 2001 and is based in São Paulo, Brazil. Read More XP Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks85th Percentile Overall ScoreXP MarketRank™: XP scored higher than 85% of companies evaluated by MarketBeat, and ranked 268th out of 956 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingModerate Buy Consensus RatingXP has received a consensus rating of Moderate Buy. The company's average rating score is 2.57, and is based on 4 buy ratings, 3 hold ratings, and no sell ratings.Upside PotentialXP has a consensus price target of $23.33, representing about 23.0% upside from its current price of $18.97.Amount of Analyst CoverageXP has only been the subject of 2 research reports in the past 90 days.Read more about XP's stock forecast and price target. Earnings and Valuation4.4 / 5Proj. Earnings Growth15.44% Earnings GrowthEarnings for XP are expected to grow by 15.44% in the coming year, from $1.36 to $1.57 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of XP is 11.95, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.79.Price to Earnings Ratio vs. SectorThe P/E ratio of XP is 11.95, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.34.Price to Earnings Growth RatioXP has a PEG Ratio of 0.89. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioXP has a P/B Ratio of 2.74. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted4.46% of the float of XP has been sold short.Short Interest Ratio / Days to CoverXP has a short interest ratio ("days to cover") of 4.Change versus previous monthShort interest in XP has recently decreased by 0.37%, indicating that investor sentiment is improving. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldXP pays a meaningful dividend of 3.44%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthXP does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of XP is 42.76%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, XP will have a dividend payout ratio of 41.40% next year. This indicates that XP will be able to sustain or increase its dividend.Read more about XP's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted4.46% of the float of XP has been sold short.Short Interest Ratio / Days to CoverXP has a short interest ratio ("days to cover") of 4.Change versus previous monthShort interest in XP has recently decreased by 0.37%, indicating that investor sentiment is improving. News and Social Media1.1 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for XP this week, compared to 1 article on an average week.Search Interest8 people have searched for XP on MarketBeat in the last 30 days. This is an increase of 60% compared to the previous 30 days.MarketBeat Follows2 people have added XP to their MarketBeat watchlist in the last 30 days. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, XP insiders have not sold or bought any company stock.Percentage Held by Institutions59.15% of the stock of XP is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about XP's insider trading history. Receive XP Stock News and Ratings via Email Sign-up to receive the latest news and ratings for XP and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. XP Stock News HeadlinesXP 2Q25 Was Challenging But Still Positive Given The ContextAugust 21, 2025 | seekingalpha.comXP Q2 Earnings: Efficiency Shines, Net Flows LagAugust 20, 2025 | seekingalpha.comA New Way to Double Your Retirement Income?Bloomberg reports that a new class of investments is “entering a golden era,” with yields fueling a retail boom. For retirees, that could mean a way to generate reliable monthly income—without the outdated 4% withdrawal rule, risky trading, or high-fee annuities. If you’re ready to stop worrying about money running out and start enjoying the freedom to cover expenses, treat loved ones, and live life on your terms, this may be exactly what you’ve been waiting for.September 15 at 2:00 AM | Investors Alley (Ad)XP Q2 Results Look Good, But Better Alternatives ExistAugust 19, 2025 | seekingalpha.comXP Inc. (XP) Q2 2025 Earnings Call TranscriptAugust 18, 2025 | seekingalpha.comXP Inc. Reports Second Quarter 2025 ResultsAugust 18, 2025 | businesswire.comXP Inc. Q1: Strong Results Support Rating UpgradeMay 23, 2025 | seekingalpha.comXP Investors Have Opportunity to Lead XP Inc. Securities Fraud LawsuitMay 21, 2025 | prnewswire.comSee More Headlines XP Stock Analysis - Frequently Asked Questions How were XP's earnings last quarter? XP Inc. (NASDAQ:XP) released its quarterly earnings results on Tuesday, February, 18th. The company reported $0.38 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.32 by $0.06. The firm earned $767.81 million during the quarter, compared to analyst estimates of $725.38 million. XP had a net margin of 27.31% and a trailing twelve-month return on equity of 22.92%. Read the conference call transcript. How will XP's stock buyback program work? XP's Board of Directors authorized a stock buyback program on Tuesday, May 20th 2025, which allows the company to repurchase $0 in shares, according to EventVestor. This allows the company to reacquire shares of its stock through open market purchases. Stock buyback programs are generally an indication that the company's board of directors believes its stock is undervalued. Does XP have any subsidiaries? The following companies are subsidiaries of XP: Banco XP S.A., Chamaleon Bravery – Unipessoal LDA, Infostocks Informações e Sistemas Ltda., Leadr Serviços Online Ltda., Sartus Capital LTD, Spiti Análise Ltda., Tecfinance Informática e Projetos de Sistemas Ltda., and more. When did XP IPO? XP (XP) raised $1.7 billion in an IPO on Wednesday, December 11th 2019. The company issued 72,500,000 shares at $22.00-$25.00 per share. Goldman Sachs, J.P. Morgan, Morgan Stanley, XP Investments and Itaú BBA served as the underwriters for the IPO and BofA Securities, Citigroup, Credit Suisse and UBS Investment Bank were co-managers. Who are XP's major shareholders? XP's top institutional investors include Dodge & Cox (6.38%), General Atlantic L.P. (4.75%), Arrowstreet Capital Limited Partnership (2.02%) and State Street Corp (1.80%). What other stocks do shareholders of XP own? Based on aggregate information from My MarketBeat watchlists, some other companies that XP investors own include American Water Works (AWK), Humana (HUM), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), Voyager Therapeutics (VYGR) and AU Optronics (AUOTY). Company Calendar Last Earnings2/18/2025Today9/15/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryN/A Current SymbolNASDAQ:XP CIKN/A Webwww.xpinc.com Phone55 11 3075 0429FaxN/AEmployees7,442Year Founded2001Price Target and Rating Average Price Target for XP$23.33 High Price Target$29.00 Low Price Target$19.00 Potential Upside/Downside+23.6%Consensus RatingModerate Buy Rating Score (0-4)2.57 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$1.52 Trailing P/E Ratio11.95 Forward P/E Ratio13.88 P/E Growth0.89Net Income$836.79 million Net Margins27.31% Pretax Margin28.20% Return on Equity22.92% Return on Assets1.40% Debt Debt-to-Equity Ratio0.13 Current Ratio7.43 Quick Ratio7.43 Sales & Book Value Annual Sales$3.17 billion Price / Sales3.20 Cash Flow$1.65 per share Price / Cash Flow11.44 Book Value$6.92 per share Price / Book2.73Miscellaneous Outstanding Shares537,420,000Free FloatN/AMarket Cap$10.14 billion OptionableOptionable Beta1.12 Social Links 10 Best Stocks to Own: Fall 2025Enter your email address and we'll send you MarketBeat's list of ten stocks that are set to soar in Fall 2025, despite the threat of tariffs and other economic uncertainty. These ten stocks are incredibly resilient and are likely to thrive in any economic environment.Get This Free Report This page (NASDAQ:XP) was last updated on 9/15/2025 by MarketBeat.com Staff From Our PartnersOut of 18,347 Cryptocurrencies... This is the ONLY OneThe Single Most Undervalued DeFi Protocol You've Never Heard Of If there's one cryptocurrency you should b...Crypto 101 Media | SponsoredHe Called Nvidia at $1.10. Now, He Says THIS Stock Will…The original Magnificent Seven returned 16,894%—turning $7K into $1.18 million. Now, the man who called Nvi...The Oxford Club | SponsoredWhy Trump’s “Smart Dollar” could rewrite the rulesMUST SEE: Donald Trump's Radical Overhaul of the U.S. Dollar Congress just approved President Trump's lates...Stansberry Research | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredForget AI Stocks — This Device Will REPLACE the MicrochipWhile everyone's chasing the same AI plays, George Gilder is focused on something completely different. He ...Banyan Hill Publishing | SponsoredTrump's Law S.1582: $21T Dollar Revolution ComingDo you have money in any of these banks? Chase. Bank of America. Citigroup. Wells Fargo. U.S. Bancorp. I...Brownstone Research | SponsoredGENIUS Act: The Plot to Seize Your Cash?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. B...Priority Gold | Sponsored“Fed Proof” Your Bank Account with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank ac...Weiss Ratings | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding XP Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share XP With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.