XP (XP) Stock Price, News & Analysis

Company Overview

XP Inc. provides financial products and services in Brazil. It offers securities brokerage, private pension plans, commercial, and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits; product structuring and capital markets services for corporate clients and issuers of fixed income products; advisory services for mass-affluent and institutional clients; and wealth management services for high-net-worth customers and institutional clients. The company also offers XP Educação, an online financial education portal that offers seminars, classes, and learning tools to help teach individuals on topics, such as basics of investing, techniques, and investment strategies, as well as insurance brokerage services. In addition, it operates XP Platform, an open product platform that provides clients to access investment products in the market, including equity and fixed income securities, mutual and hedge funds, structured products, life insurance, pension plans, real-estate investment funds, and others. The company was founded in 2001 and is based in São Paulo, Brazil.

Key Stats

• Today's Range: $15.75 to $15.98
• 50-Day Range: $14.94 to $17.30
• 52-Week Range: $14.80 to $23.13
• Volume: 375,116 shs
• Average Volume: 5.86 million shs
• Market Capitalization: $8.51 billion
• P/E Ratio: 8.79
• Dividend Yield: 2.53%
• Price Target: $23.33
• Consensus Rating: Moderate Buy

XP Stock Analysis - MarketRank™

XP scored higher than 98% of companies evaluated by MarketBeat, and ranked 41st out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

XP has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on no strong buy ratings, 3 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

XP has a consensus price target of $23.33, representing about 47.3% upside from its current price of $15.84.

Amount of Analyst Coverage

XP has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 15.17%

Earnings Growth

Earnings for XP are expected to grow by 15.17% in the coming year, from $2.11 to $2.43 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of XP is 8.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.57.

Price to Earnings Ratio vs. Sector

The P/E ratio of XP is 8.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.57.

Price to Earnings Growth Ratio

XP has a PEG Ratio of 0.45. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

XP has a P/B Ratio of 2.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.65% of the float of XP has been sold short.

Short Interest Ratio / Days to Cover

XP has a short interest ratio ("days to cover") of 5.98.

Change versus previous month

Short interest in XP has recently increased by 0.54%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

XP pays a meaningful dividend of 2.59%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

XP does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of XP is 22.10%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, XP will have a dividend payout ratio of 16.46% next year. This indicates that XP will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.1 / 5
• News Sentiment: 1.49

News Sentiment

XP has a news sentiment score of 1.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for XP this week, compared to 2 articles on an average week.

Search Interest

7 people have searched for XP on MarketBeat in the last 30 days. This is an increase of 600% compared to the previous 30 days.

MarketBeat Follows

Only 3 people have added XP to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, XP insiders have not sold or bought any company stock.

Percentage Held by Institutions

59.15% of the stock of XP is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 2/18/2025
• Record date for 6/18 Dividend: 6/10/2026
• Ex-Dividend for 6/18 Dividend: 6/10/2026
• Dividend Payable: 6/18/2026
• Today: 8/14/2026
• Next Earnings (Estimated): 8/17/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Capital Markets
• Sub-Industry: Investment Banking & Brokerage
• Current Symbol: NASDAQ:XP
• CIK: 1787425
• Web: www.xpinc.com
• Phone: 55 11 3075 0429
• Fax: N/A
• Employees: 8,069
• Year Founded: 2001

Price Target and Rating

• Average Price Target for XP: $23.33
• High Price Target: $25.00
• Low Price Target: $22.00
• Potential Upside/Downside: +46.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.81
• Trailing P/E Ratio: 8.79
• Forward P/E Ratio: 7.57
• P/E Growth: 0.45
• Net Income: $925.91 million
• Net Margins: 27.40%
• Pretax Margin: 28.76%
• Return on Equity: 22.51%
• Return on Assets: 1.34%

Debt

• Debt-to-Equity Ratio: 0.02
• Current Ratio: 6.66
• Quick Ratio: 6.66

Sales & Book Value

• Annual Sales: $3.30 billion
• Price / Sales: 2.60
• Cash Flow: $1.89 per share
• Price / Cash Flow: 8.47
• Book Value: $7.85 per share
• Price / Book: 2.03

Miscellaneous

• Outstanding Shares: 537,420,000
• Free Float: N/A
• Market Cap: $8.58 billion
• Optionable: Optionable
• Beta: 1.10