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XP (XP) Competitors

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$16.13 +0.35 (+2.22%)
Closing price 06/26/2026 04:00 PM Eastern
Extended Trading
$16.13 0.00 (0.00%)
As of 06/26/2026 07:25 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

XP vs. STNE, SYF, SOFI, CRCL, and BNT

Should you buy XP stock or one of its competitors? MarketBeat compares XP with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with XP include StoneCo (STNE), Synchrony Financial (SYF), SoFi Technologies (SOFI), Circle Internet Group (CRCL), and Brookfield Wealth Solutions (BNT).

How does XP compare to StoneCo?

StoneCo (NASDAQ:STNE) and XP (NASDAQ:XP) are related mid-cap companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, dividends, institutional ownership, profitability, earnings, media sentiment, analyst recommendations and risk.

StoneCo currently has a consensus price target of $17.58, suggesting a potential upside of 59.99%. XP has a consensus price target of $23.33, suggesting a potential upside of 44.66%. Given StoneCo's higher probable upside, equities analysts clearly believe StoneCo is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
StoneCo
0 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.56
XP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

XP has higher revenue and earnings than StoneCo. StoneCo is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
StoneCo$2.53B1.08$425.73M$2.504.40
XP$8.25B1.05$925.91M$1.818.91

In the previous week, StoneCo and StoneCo both had 2 articles in the media. StoneCo's average media sentiment score of 1.14 beat XP's score of 0.95 indicating that StoneCo is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
StoneCo
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
XP
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

StoneCo has a beta of 1.73, indicating that its stock price is 73% more volatile than the broader market. Comparatively, XP has a beta of 1.11, indicating that its stock price is 11% more volatile than the broader market.

XP has a net margin of 27.40% compared to StoneCo's net margin of 23.82%. XP's return on equity of 22.51% beat StoneCo's return on equity.

Company Net Margins Return on Equity Return on Assets
StoneCo23.82% 21.05% 4.17%
XP 27.40%22.51%1.34%

73.2% of StoneCo shares are owned by institutional investors. Comparatively, 59.2% of XP shares are owned by institutional investors. 11.3% of StoneCo shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

StoneCo beats XP on 9 of the 15 factors compared between the two stocks.

How does XP compare to Synchrony Financial?

XP (NASDAQ:XP) and Synchrony Financial (NYSE:SYF) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, earnings, risk, dividends, media sentiment, profitability, institutional ownership and valuation.

XP pays an annual dividend of $0.40 per share and has a dividend yield of 2.5%. Synchrony Financial pays an annual dividend of $1.20 per share and has a dividend yield of 1.5%. XP pays out 22.1% of its earnings in the form of a dividend. Synchrony Financial pays out 12.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial has raised its dividend for 4 consecutive years.

XP has a beta of 1.11, suggesting that its stock price is 11% more volatile than the broader market. Comparatively, Synchrony Financial has a beta of 1.33, suggesting that its stock price is 33% more volatile than the broader market.

XP presently has a consensus price target of $23.33, indicating a potential upside of 44.66%. Synchrony Financial has a consensus price target of $86.05, indicating a potential upside of 9.32%. Given XP's higher possible upside, analysts clearly believe XP is more favorable than Synchrony Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
XP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Synchrony Financial
0 Sell rating(s)
8 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.67

59.2% of XP shares are owned by institutional investors. Comparatively, 96.5% of Synchrony Financial shares are owned by institutional investors. 0.4% of Synchrony Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

XP has a net margin of 27.40% compared to Synchrony Financial's net margin of 15.80%. Synchrony Financial's return on equity of 23.41% beat XP's return on equity.

Company Net Margins Return on Equity Return on Assets
XP27.40% 22.51% 1.34%
Synchrony Financial 15.80%23.41%3.05%

In the previous week, Synchrony Financial had 7 more articles in the media than XP. MarketBeat recorded 9 mentions for Synchrony Financial and 2 mentions for XP. Synchrony Financial's average media sentiment score of 1.49 beat XP's score of 0.95 indicating that Synchrony Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
XP
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Synchrony Financial
7 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Synchrony Financial has higher revenue and earnings than XP. Synchrony Financial is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
XP$8.25B1.05$925.91M$1.818.91
Synchrony Financial$22.60B1.17$3.55B$9.678.14

Summary

Synchrony Financial beats XP on 16 of the 20 factors compared between the two stocks.

How does XP compare to SoFi Technologies?

SoFi Technologies (NASDAQ:SOFI) and XP (NASDAQ:XP) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, earnings, analyst recommendations, media sentiment, institutional ownership, dividends, valuation and risk.

SoFi Technologies has a beta of 2.14, suggesting that its share price is 114% more volatile than the broader market. Comparatively, XP has a beta of 1.11, suggesting that its share price is 11% more volatile than the broader market.

38.4% of SoFi Technologies shares are owned by institutional investors. Comparatively, 59.2% of XP shares are owned by institutional investors. 2.5% of SoFi Technologies shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

XP has a net margin of 27.40% compared to SoFi Technologies' net margin of 14.65%. XP's return on equity of 22.51% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies14.65% 6.25% 1.21%
XP 27.40%22.51%1.34%

XP has higher revenue and earnings than SoFi Technologies. XP is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$3.94B5.82$481.32M$0.4440.64
XP$8.25B1.05$925.91M$1.818.91

In the previous week, SoFi Technologies had 51 more articles in the media than XP. MarketBeat recorded 53 mentions for SoFi Technologies and 2 mentions for XP. XP's average media sentiment score of 0.95 beat SoFi Technologies' score of 0.82 indicating that XP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
29 Very Positive mention(s)
6 Positive mention(s)
14 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
XP
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SoFi Technologies presently has a consensus target price of $22.56, suggesting a potential upside of 26.15%. XP has a consensus target price of $23.33, suggesting a potential upside of 44.66%. Given XP's stronger consensus rating and higher probable upside, analysts plainly believe XP is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.19
XP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

Summary

XP beats SoFi Technologies on 10 of the 16 factors compared between the two stocks.

How does XP compare to Circle Internet Group?

Circle Internet Group (NYSE:CRCL) and XP (NASDAQ:XP) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, dividends, profitability, earnings, analyst recommendations, risk and valuation.

Circle Internet Group presently has a consensus target price of $134.18, suggesting a potential upside of 82.44%. XP has a consensus target price of $23.33, suggesting a potential upside of 44.66%. Given Circle Internet Group's higher possible upside, research analysts clearly believe Circle Internet Group is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Circle Internet Group
3 Sell rating(s)
11 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.36
XP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

XP has a net margin of 27.40% compared to Circle Internet Group's net margin of -2.76%. XP's return on equity of 22.51% beat Circle Internet Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Circle Internet Group-2.76% 2.89% 0.12%
XP 27.40%22.51%1.34%

In the previous week, Circle Internet Group had 8 more articles in the media than XP. MarketBeat recorded 10 mentions for Circle Internet Group and 2 mentions for XP. XP's average media sentiment score of 0.95 beat Circle Internet Group's score of 0.45 indicating that XP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Circle Internet Group
5 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
XP
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

XP has higher revenue and earnings than Circle Internet Group. Circle Internet Group is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Circle Internet Group$2.86B6.39-$69.51M-$3.20N/A
XP$8.25B1.05$925.91M$1.818.91

59.2% of XP shares are held by institutional investors. 10.9% of Circle Internet Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

XP beats Circle Internet Group on 10 of the 16 factors compared between the two stocks.

How does XP compare to Brookfield Wealth Solutions?

Brookfield Wealth Solutions (NYSE:BNT) and XP (NASDAQ:XP) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, earnings, risk, profitability, analyst recommendations, institutional ownership, media sentiment and dividends.

20.3% of Brookfield Wealth Solutions shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 1.0% of Brookfield Wealth Solutions shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Brookfield Wealth Solutions pays an annual dividend of $0.28 per share and has a dividend yield of 0.7%. XP pays an annual dividend of $0.40 per share and has a dividend yield of 2.5%. Brookfield Wealth Solutions pays out 112.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. XP pays out 22.1% of its earnings in the form of a dividend. XP is clearly the better dividend stock, given its higher yield and lower payout ratio.

Brookfield Wealth Solutions has a beta of 1.48, suggesting that its stock price is 48% more volatile than the broader market. Comparatively, XP has a beta of 1.11, suggesting that its stock price is 11% more volatile than the broader market.

XP has lower revenue, but higher earnings than Brookfield Wealth Solutions. XP is trading at a lower price-to-earnings ratio than Brookfield Wealth Solutions, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Brookfield Wealth Solutions$11.64B1.25$766M$0.25171.74
XP$8.25B1.05$925.91M$1.818.91

In the previous week, XP had 1 more articles in the media than Brookfield Wealth Solutions. MarketBeat recorded 2 mentions for XP and 1 mentions for Brookfield Wealth Solutions. Brookfield Wealth Solutions' average media sentiment score of 0.99 beat XP's score of 0.95 indicating that Brookfield Wealth Solutions is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Brookfield Wealth Solutions
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
XP
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

XP has a net margin of 27.40% compared to Brookfield Wealth Solutions' net margin of 0.16%. XP's return on equity of 22.51% beat Brookfield Wealth Solutions' return on equity.

Company Net Margins Return on Equity Return on Assets
Brookfield Wealth Solutions0.16% 0.10% 0.01%
XP 27.40%22.51%1.34%

XP has a consensus target price of $23.33, suggesting a potential upside of 44.66%. Given XP's stronger consensus rating and higher possible upside, analysts clearly believe XP is more favorable than Brookfield Wealth Solutions.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Brookfield Wealth Solutions
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
XP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

Summary

XP beats Brookfield Wealth Solutions on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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XP vs. The Competition

MetricXPFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$8.48B$7.07B$13.84B$12.22B
Dividend Yield2.57%5.05%5.72%6.13%
P/E Ratio8.9117.9820.4624.18
Price / Sales1.0510.90136.08114.69
Price / Cash8.6550.7719.2654.37
Price / Book2.053.362.266.36
Net Income$925.91M$305.88M$1.14B$337.99M
7 Day Performance5.42%-2.32%0.90%0.10%
1 Month Performance-5.89%-3.44%1.31%-0.11%
1 Year Performance-18.23%7.41%15.36%27.60%

XP Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
XP
XP
4.9618 of 5 stars
$16.13
+2.2%
$23.33
+44.7%
-16.7%$8.48B$8.25B8.918,069
STNE
StoneCo
4.7449 of 5 stars
$10.74
0.0%
$17.58
+63.8%
-26.5%$2.67B$13.62B4.3016,367
SYF
Synchrony Financial
4.8391 of 5 stars
$75.04
-0.9%
$86.05
+14.7%
+19.5%$25.26B$14.96B7.7620,000
SOFI
SoFi Technologies
4.1834 of 5 stars
$17.50
+2.3%
$22.56
+28.9%
+6.6%$22.45B$3.61B39.786,100
CRCL
Circle Internet Group
3.8398 of 5 stars
$76.63
-4.2%
$134.18
+75.1%
-65.6%$19.02B$2.75BN/A1,100

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This page (NASDAQ:XP) was last updated on 6/27/2026 by MarketBeat.com Staff.
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