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XP (XP) Competitors

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$16.69 -0.14 (-0.83%)
Closing price 07/24/2026 04:00 PM Eastern
Extended Trading
$16.68 -0.01 (-0.03%)
As of 07/24/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

XP vs. STNE, SYF, SOFI, CRCL, and BNT

Should you buy XP stock or one of its competitors? MarketBeat compares XP with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with XP include StoneCo (STNE), Synchrony Financial (SYF), SoFi Technologies (SOFI), Circle Internet Group (CRCL), and Brookfield Wealth Solutions (BNT).

How does XP compare to StoneCo?

StoneCo (NASDAQ:STNE) and XP (NASDAQ:XP) are related mid-cap companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, analyst recommendations, earnings, profitability, media sentiment and dividends.

StoneCo has a beta of 1.73, meaning that its stock price is 73% more volatile than the broader market. Comparatively, XP has a beta of 1.1, meaning that its stock price is 10% more volatile than the broader market.

XP has higher revenue and earnings than StoneCo. StoneCo is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
StoneCo$2.53B1.06$425.73M$2.504.30
XP$3.30B2.72$925.91M$1.819.22

StoneCo presently has a consensus target price of $14.59, suggesting a potential upside of 35.55%. XP has a consensus target price of $23.33, suggesting a potential upside of 39.80%. Given XP's stronger consensus rating and higher possible upside, analysts clearly believe XP is more favorable than StoneCo.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
StoneCo
0 Sell rating(s)
6 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.40
XP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

XP has a net margin of 27.40% compared to StoneCo's net margin of 23.82%. XP's return on equity of 22.51% beat StoneCo's return on equity.

Company Net Margins Return on Equity Return on Assets
StoneCo23.82% 21.05% 4.17%
XP 27.40%22.51%1.34%

In the previous week, XP had 5 more articles in the media than StoneCo. MarketBeat recorded 10 mentions for XP and 5 mentions for StoneCo. XP's average media sentiment score of 1.62 beat StoneCo's score of 1.27 indicating that XP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
StoneCo
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
XP
8 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

73.2% of StoneCo shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 11.3% of StoneCo shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

XP beats StoneCo on 10 of the 16 factors compared between the two stocks.

How does XP compare to Synchrony Financial?

Synchrony Financial (NYSE:SYF) and XP (NASDAQ:XP) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, earnings, valuation, profitability, risk, media sentiment and dividends.

Synchrony Financial has a beta of 1.32, suggesting that its stock price is 32% more volatile than the broader market. Comparatively, XP has a beta of 1.1, suggesting that its stock price is 10% more volatile than the broader market.

Synchrony Financial has higher revenue and earnings than XP. Synchrony Financial is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Synchrony Financial$22.60B1.08$3.55B$9.767.47
XP$3.30B2.72$925.91M$1.819.22

Synchrony Financial presently has a consensus target price of $86.89, indicating a potential upside of 19.24%. XP has a consensus target price of $23.33, indicating a potential upside of 39.80%. Given XP's higher possible upside, analysts clearly believe XP is more favorable than Synchrony Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Synchrony Financial
0 Sell rating(s)
8 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.60
XP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

XP has a net margin of 27.40% compared to Synchrony Financial's net margin of 15.44%. Synchrony Financial's return on equity of 23.09% beat XP's return on equity.

Company Net Margins Return on Equity Return on Assets
Synchrony Financial15.44% 23.09% 2.98%
XP 27.40%22.51%1.34%

In the previous week, Synchrony Financial had 34 more articles in the media than XP. MarketBeat recorded 44 mentions for Synchrony Financial and 10 mentions for XP. XP's average media sentiment score of 1.62 beat Synchrony Financial's score of 0.88 indicating that XP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Synchrony Financial
23 Very Positive mention(s)
4 Positive mention(s)
8 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Positive
XP
8 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

96.5% of Synchrony Financial shares are owned by institutional investors. Comparatively, 59.2% of XP shares are owned by institutional investors. 0.4% of Synchrony Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Synchrony Financial pays an annual dividend of $1.20 per share and has a dividend yield of 1.6%. XP pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. Synchrony Financial pays out 12.3% of its earnings in the form of a dividend. XP pays out 22.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial has raised its dividend for 4 consecutive years.

Summary

Synchrony Financial beats XP on 12 of the 18 factors compared between the two stocks.

How does XP compare to SoFi Technologies?

SoFi Technologies (NASDAQ:SOFI) and XP (NASDAQ:XP) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, risk, analyst recommendations, valuation, institutional ownership, profitability and media sentiment.

In the previous week, SoFi Technologies had 30 more articles in the media than XP. MarketBeat recorded 40 mentions for SoFi Technologies and 10 mentions for XP. XP's average media sentiment score of 1.62 beat SoFi Technologies' score of 0.91 indicating that XP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
23 Very Positive mention(s)
4 Positive mention(s)
8 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive
XP
8 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

SoFi Technologies has a beta of 2.14, indicating that its stock price is 114% more volatile than the broader market. Comparatively, XP has a beta of 1.1, indicating that its stock price is 10% more volatile than the broader market.

XP has lower revenue, but higher earnings than SoFi Technologies. XP is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$3.61B5.84$481.32M$0.4437.41
XP$3.30B2.72$925.91M$1.819.22

SoFi Technologies presently has a consensus price target of $22.83, suggesting a potential upside of 38.72%. XP has a consensus price target of $23.33, suggesting a potential upside of 39.80%. Given XP's stronger consensus rating and higher possible upside, analysts clearly believe XP is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.19
XP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

XP has a net margin of 27.40% compared to SoFi Technologies' net margin of 14.65%. XP's return on equity of 22.51% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies14.65% 6.25% 1.21%
XP 27.40%22.51%1.34%

38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 2.5% of SoFi Technologies shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

XP beats SoFi Technologies on 9 of the 16 factors compared between the two stocks.

How does XP compare to Circle Internet Group?

Circle Internet Group (NYSE:CRCL) and XP (NASDAQ:XP) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, earnings, risk, profitability, media sentiment, valuation and dividends.

In the previous week, XP had 1 more articles in the media than Circle Internet Group. MarketBeat recorded 10 mentions for XP and 9 mentions for Circle Internet Group. XP's average media sentiment score of 1.62 beat Circle Internet Group's score of 0.76 indicating that XP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Circle Internet Group
7 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
XP
8 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Circle Internet Group presently has a consensus target price of $113.25, indicating a potential upside of 81.26%. XP has a consensus target price of $23.33, indicating a potential upside of 39.80%. Given Circle Internet Group's higher probable upside, equities research analysts plainly believe Circle Internet Group is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Circle Internet Group
3 Sell rating(s)
13 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.28
XP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

XP has higher revenue and earnings than Circle Internet Group. Circle Internet Group is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Circle Internet Group$2.75B5.65-$69.51M-$3.20N/A
XP$3.30B2.72$925.91M$1.819.22

59.2% of XP shares are owned by institutional investors. 10.9% of Circle Internet Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

XP has a net margin of 27.40% compared to Circle Internet Group's net margin of -2.76%. XP's return on equity of 22.51% beat Circle Internet Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Circle Internet Group-2.76% 2.89% 0.12%
XP 27.40%22.51%1.34%

Summary

XP beats Circle Internet Group on 11 of the 16 factors compared between the two stocks.

How does XP compare to Brookfield Wealth Solutions?

XP (NASDAQ:XP) and Brookfield Wealth Solutions (NYSE:BNT) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, analyst recommendations, institutional ownership, profitability and media sentiment.

XP pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. Brookfield Wealth Solutions pays an annual dividend of $0.28 per share and has a dividend yield of 0.7%. XP pays out 22.1% of its earnings in the form of a dividend. Brookfield Wealth Solutions pays out 112.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. XP is clearly the better dividend stock, given its higher yield and lower payout ratio.

XP has a beta of 1.1, meaning that its share price is 10% more volatile than the broader market. Comparatively, Brookfield Wealth Solutions has a beta of 1.49, meaning that its share price is 49% more volatile than the broader market.

XP has higher earnings, but lower revenue than Brookfield Wealth Solutions. XP is trading at a lower price-to-earnings ratio than Brookfield Wealth Solutions, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
XP$3.30B2.72$925.91M$1.819.22
Brookfield Wealth Solutions$11.64B1.24$766M$0.25170.14

59.2% of XP shares are held by institutional investors. Comparatively, 20.3% of Brookfield Wealth Solutions shares are held by institutional investors. 1.0% of Brookfield Wealth Solutions shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

XP has a net margin of 27.40% compared to Brookfield Wealth Solutions' net margin of 0.16%. XP's return on equity of 22.51% beat Brookfield Wealth Solutions' return on equity.

Company Net Margins Return on Equity Return on Assets
XP27.40% 22.51% 1.34%
Brookfield Wealth Solutions 0.16%0.10%0.01%

In the previous week, XP had 8 more articles in the media than Brookfield Wealth Solutions. MarketBeat recorded 10 mentions for XP and 2 mentions for Brookfield Wealth Solutions. Brookfield Wealth Solutions' average media sentiment score of 1.90 beat XP's score of 1.62 indicating that Brookfield Wealth Solutions is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
XP
8 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Brookfield Wealth Solutions
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

XP currently has a consensus target price of $23.33, suggesting a potential upside of 39.80%. Given XP's stronger consensus rating and higher probable upside, research analysts clearly believe XP is more favorable than Brookfield Wealth Solutions.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
XP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Brookfield Wealth Solutions
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

XP beats Brookfield Wealth Solutions on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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XP vs. The Competition

MetricXPFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$8.97B$7.15B$14.47B$12.20B
Dividend Yield2.40%5.11%5.71%9.41%
P/E Ratio9.2217.2020.6623.63
Price / Sales2.7211.3644.69111.98
Price / Cash9.1548.8319.2758.78
Price / Book2.133.262.256.01
Net Income$925.91M$308.48M$1.14B$331.99M
7 Day Performance0.12%-1.02%-0.48%-0.63%
1 Month Performance3.47%-4.13%0.41%-3.04%
1 Year Performance0.88%-6.51%12.27%13.30%

XP Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
XP
XP
4.9876 of 5 stars
$16.69
-0.8%
$23.33
+39.8%
+0.9%$8.97B$3.30B9.228,069
STNE
StoneCo
4.5335 of 5 stars
$11.30
+1.6%
$14.92
+32.0%
-19.6%$2.81B$2.53B4.5216,367
SYF
Synchrony Financial
4.7189 of 5 stars
$72.38
-1.4%
$87.32
+20.6%
0.0%$24.35B$14.96B7.4920,000
SOFI
SoFi Technologies
4.4902 of 5 stars
$17.32
+1.8%
$22.78
+31.5%
-22.4%$22.21B$3.61B39.356,100
CRCL
Circle Internet Group
3.6922 of 5 stars
$70.37
+7.5%
$113.25
+60.9%
-67.6%$17.52B$2.75BN/A1,100

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This page (NASDAQ:XP) was last updated on 7/26/2026 by MarketBeat.com Staff.
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