XP (XP) Competitors

$17.14 -0.08 (-0.46%)

Closing price 05/27/2026 04:00 PM Eastern

Extended Trading

$17.14 0.00 (0.00%)

As of 06:51 AM Eastern

XP vs. STNE, CRCL, SYF, SOFI, and BNT

Should you buy XP stock or one of its competitors? MarketBeat compares XP with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with XP include StoneCo (STNE), Circle Internet Group (CRCL), Synchrony Financial (SYF), SoFi Technologies (SOFI), and Brookfield Wealth Solutions (BNT).

How does XP compare to StoneCo?

XP (NASDAQ:XP) and StoneCo (NASDAQ:STNE) are related mid-cap companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, risk, earnings, media sentiment, profitability, valuation and dividends.

XP has a beta of 1.17, suggesting that its share price is 17% more volatile than the broader market. Comparatively, StoneCo has a beta of 1.73, suggesting that its share price is 73% more volatile than the broader market.

In the previous week, XP and XP both had 4 articles in the media. XP's average media sentiment score of 0.74 beat StoneCo's score of 0.25 indicating that XP is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
XP	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
StoneCo	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

59.2% of XP shares are owned by institutional investors. Comparatively, 73.2% of StoneCo shares are owned by institutional investors. 11.3% of StoneCo shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

XP currently has a consensus target price of $23.40, suggesting a potential upside of 36.52%. StoneCo has a consensus target price of $17.58, suggesting a potential upside of 54.92%. Given StoneCo's higher possible upside, analysts clearly believe StoneCo is more favorable than XP.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
XP	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57
StoneCo	0 Sell rating(s)	4 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.56

XP has a net margin of 27.40% compared to StoneCo's net margin of 23.82%. XP's return on equity of 22.51% beat StoneCo's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
XP	27.40%	22.51%	1.34%
StoneCo	23.82%	21.05%	4.17%

XP has higher revenue and earnings than StoneCo. StoneCo is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
XP	$3.30B	2.79	$925.91M	$1.81	9.47
StoneCo	$2.53B	1.11	$425.73M	$2.50	4.54

Summary

XP beats StoneCo on 8 of the 15 factors compared between the two stocks.

How does XP compare to Circle Internet Group?

XP (NASDAQ:XP) and Circle Internet Group (NYSE:CRCL) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, profitability, analyst recommendations, media sentiment, dividends, institutional ownership, valuation and risk.

In the previous week, Circle Internet Group had 6 more articles in the media than XP. MarketBeat recorded 10 mentions for Circle Internet Group and 4 mentions for XP. XP's average media sentiment score of 0.74 beat Circle Internet Group's score of 0.54 indicating that XP is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
XP	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Circle Internet Group	5 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive

XP currently has a consensus target price of $23.40, indicating a potential upside of 36.52%. Circle Internet Group has a consensus target price of $137.12, indicating a potential upside of 33.91%. Given XP's stronger consensus rating and higher possible upside, analysts clearly believe XP is more favorable than Circle Internet Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
XP	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57
Circle Internet Group	3 Sell rating(s)	11 Hold rating(s)	10 Buy rating(s)	1 Strong Buy rating(s)	2.36

59.2% of XP shares are owned by institutional investors. 10.9% of Circle Internet Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

XP has higher revenue and earnings than Circle Internet Group. Circle Internet Group is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
XP	$3.30B	2.79	$925.91M	$1.81	9.47
Circle Internet Group	$2.86B	8.89	-$69.51M	-$3.20	N/A

XP has a net margin of 27.40% compared to Circle Internet Group's net margin of -2.76%. XP's return on equity of 22.51% beat Circle Internet Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
XP	27.40%	22.51%	1.34%
Circle Internet Group	-2.76%	2.89%	0.12%

Summary

XP beats Circle Internet Group on 11 of the 16 factors compared between the two stocks.

How does XP compare to Synchrony Financial?

XP (NASDAQ:XP) and Synchrony Financial (NYSE:SYF) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, profitability, institutional ownership, earnings, risk, valuation, analyst recommendations and dividends.

Synchrony Financial has higher revenue and earnings than XP. Synchrony Financial is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
XP	$3.30B	2.79	$925.91M	$1.81	9.47
Synchrony Financial	$22.60B	1.07	$3.55B	$9.67	7.45

XP has a beta of 1.17, indicating that its share price is 17% more volatile than the broader market. Comparatively, Synchrony Financial has a beta of 1.37, indicating that its share price is 37% more volatile than the broader market.

XP has a net margin of 27.40% compared to Synchrony Financial's net margin of 15.80%. Synchrony Financial's return on equity of 23.41% beat XP's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
XP	27.40%	22.51%	1.34%
Synchrony Financial	15.80%	23.41%	3.05%

XP presently has a consensus target price of $23.40, suggesting a potential upside of 36.52%. Synchrony Financial has a consensus target price of $86.05, suggesting a potential upside of 19.44%. Given XP's higher probable upside, analysts clearly believe XP is more favorable than Synchrony Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
XP	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57
Synchrony Financial	0 Sell rating(s)	8 Hold rating(s)	12 Buy rating(s)	1 Strong Buy rating(s)	2.67

XP pays an annual dividend of $0.18 per share and has a dividend yield of 1.1%. Synchrony Financial pays an annual dividend of $1.20 per share and has a dividend yield of 1.7%. XP pays out 9.9% of its earnings in the form of a dividend. Synchrony Financial pays out 12.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial has increased its dividend for 4 consecutive years. Synchrony Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Synchrony Financial had 8 more articles in the media than XP. MarketBeat recorded 12 mentions for Synchrony Financial and 4 mentions for XP. Synchrony Financial's average media sentiment score of 0.87 beat XP's score of 0.74 indicating that Synchrony Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
XP	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Synchrony Financial	7 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

59.2% of XP shares are owned by institutional investors. Comparatively, 96.5% of Synchrony Financial shares are owned by institutional investors. 0.4% of Synchrony Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Synchrony Financial beats XP on 15 of the 20 factors compared between the two stocks.

How does XP compare to SoFi Technologies?

SoFi Technologies (NASDAQ:SOFI) and XP (NASDAQ:XP) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, risk, dividends, earnings, institutional ownership, analyst recommendations, valuation and media sentiment.

SoFi Technologies has a beta of 2.12, meaning that its share price is 112% more volatile than the broader market. Comparatively, XP has a beta of 1.17, meaning that its share price is 17% more volatile than the broader market.

In the previous week, SoFi Technologies had 34 more articles in the media than XP. MarketBeat recorded 38 mentions for SoFi Technologies and 4 mentions for XP. SoFi Technologies' average media sentiment score of 0.80 beat XP's score of 0.74 indicating that SoFi Technologies is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SoFi Technologies	20 Very Positive mention(s)	5 Positive mention(s)	9 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive
XP	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

SoFi Technologies presently has a consensus target price of $22.56, indicating a potential upside of 39.49%. XP has a consensus target price of $23.40, indicating a potential upside of 36.52%. Given SoFi Technologies' higher probable upside, research analysts clearly believe SoFi Technologies is more favorable than XP.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SoFi Technologies	3 Sell rating(s)	11 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.19
XP	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57

38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 2.6% of SoFi Technologies shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

XP has lower revenue, but higher earnings than SoFi Technologies. XP is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SoFi Technologies	$3.61B	5.74	$481.32M	$0.44	36.75
XP	$3.30B	2.79	$925.91M	$1.81	9.47

XP has a net margin of 27.40% compared to SoFi Technologies' net margin of 14.65%. XP's return on equity of 22.51% beat SoFi Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SoFi Technologies	14.65%	6.25%	1.21%
XP	27.40%	22.51%	1.34%

Summary

SoFi Technologies beats XP on 9 of the 16 factors compared between the two stocks.

How does XP compare to Brookfield Wealth Solutions?

XP (NASDAQ:XP) and Brookfield Wealth Solutions (NYSE:BNT) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, dividends, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations.

XP presently has a consensus target price of $23.40, suggesting a potential upside of 36.52%. Given XP's stronger consensus rating and higher possible upside, equities analysts clearly believe XP is more favorable than Brookfield Wealth Solutions.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
XP	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57
Brookfield Wealth Solutions	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

59.2% of XP shares are owned by institutional investors. Comparatively, 20.3% of Brookfield Wealth Solutions shares are owned by institutional investors. 1.0% of Brookfield Wealth Solutions shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

XP has a beta of 1.17, suggesting that its stock price is 17% more volatile than the broader market. Comparatively, Brookfield Wealth Solutions has a beta of 1.51, suggesting that its stock price is 51% more volatile than the broader market.

In the previous week, XP had 4 more articles in the media than Brookfield Wealth Solutions. MarketBeat recorded 4 mentions for XP and 0 mentions for Brookfield Wealth Solutions. XP's average media sentiment score of 0.74 beat Brookfield Wealth Solutions' score of 0.00 indicating that XP is being referred to more favorably in the media.

Company	Overall Sentiment
XP	Positive
Brookfield Wealth Solutions	Neutral

XP has higher earnings, but lower revenue than Brookfield Wealth Solutions. XP is trading at a lower price-to-earnings ratio than Brookfield Wealth Solutions, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
XP	$3.30B	2.79	$925.91M	$1.81	9.47
Brookfield Wealth Solutions	$11.64B	1.33	$766M	$0.25	183.67

XP pays an annual dividend of $0.18 per share and has a dividend yield of 1.1%. Brookfield Wealth Solutions pays an annual dividend of $0.28 per share and has a dividend yield of 0.6%. XP pays out 9.9% of its earnings in the form of a dividend. Brookfield Wealth Solutions pays out 112.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. XP is clearly the better dividend stock, given its higher yield and lower payout ratio.

XP has a net margin of 27.40% compared to Brookfield Wealth Solutions' net margin of 0.16%. XP's return on equity of 22.51% beat Brookfield Wealth Solutions' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
XP	27.40%	22.51%	1.34%
Brookfield Wealth Solutions	0.16%	0.10%	0.01%

Summary

XP beats Brookfield Wealth Solutions on 14 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

XP vs. The Competition

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Metric	XP	FIN Industry	Finance Sector	NASDAQ Exchange
Market Cap	$9.25B	$7.07B	$13.65B	$12.48B
Dividend Yield	1.05%	5.79%	5.78%	5.25%
P/E Ratio	9.47	90.75	24.00	25.93
Price / Sales	2.79	12.00	148.02	104.27
Price / Cash	9.44	65.44	19.96	56.80
Price / Book	1.96	2.74	2.16	7.14
Net Income	$925.91M	$304.02M	$1.13B	$337.13M
7 Day Performance	-4.35%	0.80%	0.43%	2.16%
1 Month Performance	-11.05%	0.08%	0.27%	4.34%
1 Year Performance	-11.94%	18.50%	12.58%	37.22%

XP Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
XP XP	4.9434 of 5 stars	$17.14 -0.5%	$23.40 +36.5%	-10.9%	$9.25B	$3.30B	9.47	8,069	Buyback Announcement
STNE StoneCo	4.4258 of 5 stars	$10.23 +0.1%	$18.17 +77.7%	-15.6%	$2.54B	$2.53B	4.08	16,367	Analyst Forecast
CRCL Circle Internet Group	4.3085 of 5 stars	$113.11 +1.5%	$137.12 +21.2%	N/A	$27.93B	$2.86B	N/A	1,100	Analyst Forecast
SYF Synchrony Financial	4.8408 of 5 stars	$69.90 -1.6%	$86.32 +23.5%	+22.0%	$23.51B	$22.60B	7.23	20,000
SOFI SoFi Technologies	4.5287 of 5 stars	$15.20 -3.3%	$22.56 +48.4%	+20.8%	$19.50B	$3.61B	34.56	6,100	Trending News Analyst Downgrade

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This page (NASDAQ:XP) was last updated on 5/28/2026 by MarketBeat.com Staff.

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XP (XP) Competitors

XP vs. STNE, CRCL, SYF, SOFI, and BNT

How does XP compare to StoneCo?

Summary

How does XP compare to Circle Internet Group?

Summary

How does XP compare to Synchrony Financial?

Summary

How does XP compare to SoFi Technologies?

Summary

How does XP compare to Brookfield Wealth Solutions?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

XP vs. The Competition

XP Competitors List

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Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

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XP (XP) Competitors

XP vs. STNE, CRCL, SYF, SOFI, and BNT

How does XP compare to StoneCo?

Which has more volatility & risk, XP or STNE?

Does the media favor XP or STNE?

Do insiders and institutionals hold more shares of XP or STNE?

Do analysts prefer XP or STNE?

Is XP or STNE more profitable?

Which has preferable earnings & valuation, XP or STNE?

Summary

How does XP compare to Circle Internet Group?

Does the media refer more to XP or CRCL?

Do analysts recommend XP or CRCL?

Do insiders & institutionals believe in XP or CRCL?

Which has stronger valuation & earnings, XP or CRCL?

Is XP or CRCL more profitable?

Summary

How does XP compare to Synchrony Financial?

Which has preferable valuation & earnings, XP or SYF?

Which has more volatility & risk, XP or SYF?

Is XP or SYF more profitable?

Do analysts prefer XP or SYF?

Is XP or SYF a better dividend stock?

Does the media favor XP or SYF?

Do insiders & institutionals have more ownership in XP or SYF?

Summary

How does XP compare to SoFi Technologies?

Which has more volatility & risk, SOFI or XP?

Does the media refer more to SOFI or XP?

Do analysts rate SOFI or XP?

Do institutionals & insiders believe in SOFI or XP?

Which has preferable earnings and valuation, SOFI or XP?

Is SOFI or XP more profitable?

Summary

How does XP compare to Brookfield Wealth Solutions?

Do analysts rate XP or BNT?

Do insiders and institutionals hold more shares of XP or BNT?

Which has more risk and volatility, XP or BNT?

Does the media prefer XP or BNT?

Which has better earnings and valuation, XP or BNT?

Is XP or BNT a better dividend stock?

Is XP or BNT more profitable?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

XP vs. The Competition

XP Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools