Which has higher earnings and valuation, STNE or XP?

XP has higher revenue and earnings than StoneCo. StoneCo is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio StoneCo $2.53B 1.10 $425.73M $2.50 4.47 XP $3.30B 2.63 $925.91M $1.81 8.93

Is STNE or XP more profitable?

XP has a net margin of 27.40% compared to StoneCo's net margin of 23.82%. XP's return on equity of 22.51% beat StoneCo's return on equity. Company Net Margins Return on Equity Return on Assets StoneCo 23.82% 21.05% 4.17% XP 27.40% 22.51% 1.34%

Which has preferable valuation & earnings, SYF or XP?

Synchrony Financial has higher revenue and earnings than XP. Synchrony Financial is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Synchrony Financial $22.60B 1.13 $3.55B $9.67 7.88 XP $3.30B 2.63 $925.91M $1.81 8.93

Is SYF or XP more profitable?

XP has a net margin of 27.40% compared to Synchrony Financial's net margin of 15.80%. Synchrony Financial's return on equity of 23.41% beat XP's return on equity. Company Net Margins Return on Equity Return on Assets Synchrony Financial 15.80% 23.41% 3.05% XP 27.40% 22.51% 1.34%

Which has preferable earnings and valuation, XP or SOFI?

XP has higher earnings, but lower revenue than SoFi Technologies. XP is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio XP $3.30B 2.63 $925.91M $1.81 8.93 SoFi Technologies $3.61B 6.48 $481.32M $0.44 41.45

Is XP or SOFI more profitable?

XP has a net margin of 27.40% compared to SoFi Technologies' net margin of 14.65%. XP's return on equity of 22.51% beat SoFi Technologies' return on equity. Company Net Margins Return on Equity Return on Assets XP 27.40% 22.51% 1.34% SoFi Technologies 14.65% 6.25% 1.21%

Which has higher earnings & valuation, CRCL or XP?

XP has higher revenue and earnings than Circle Internet Group. Circle Internet Group is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Circle Internet Group $2.75B 5.84 -$69.51M -$3.20 N/A XP $3.30B 2.63 $925.91M $1.81 8.93

Do analysts recommend BNT or XP?

XP has a consensus price target of $23.33, indicating a potential upside of 44.39%. Given XP's stronger consensus rating and higher probable upside, analysts clearly believe XP is more favorable than Brookfield Wealth Solutions. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Brookfield Wealth Solutions 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 XP 0 Sell rating(s) 2 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.60

XP (XP) Competitors

$16.16 0.00 (0.00%)

Closing price 07/2/2026 04:00 PM Eastern

Extended Trading

$16.23 +0.07 (+0.43%)

As of 07/2/2026 07:58 PM Eastern

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XP vs. STNE, SYF, SOFI, CRCL, and BNT

Should you buy XP stock or one of its competitors? MarketBeat compares XP with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with XP include StoneCo (STNE), Synchrony Financial (SYF), SoFi Technologies (SOFI), Circle Internet Group (CRCL), and Brookfield Wealth Solutions (BNT).

How does XP compare to StoneCo?

StoneCo (NASDAQ:STNE) and XP (NASDAQ:XP) are related mid-cap companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, risk, earnings, profitability, dividends, valuation and analyst recommendations.

StoneCo presently has a consensus target price of $17.58, indicating a potential upside of 57.42%. XP has a consensus target price of $23.33, indicating a potential upside of 44.39%. Given StoneCo's higher probable upside, analysts plainly believe StoneCo is more favorable than XP.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
StoneCo	0 Sell rating(s)	4 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.56
XP	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

StoneCo has a beta of 1.73, indicating that its stock price is 73% more volatile than the broader market. Comparatively, XP has a beta of 1.1, indicating that its stock price is 10% more volatile than the broader market.

73.2% of StoneCo shares are owned by institutional investors. Comparatively, 59.2% of XP shares are owned by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, XP's average media sentiment score of 0.00 beat StoneCo's score of -0.50 indicating that XP is being referred to more favorably in the news media.

Company	Overall Sentiment
StoneCo	Negative
XP	Neutral

XP has a net margin of 27.40% compared to StoneCo's net margin of 23.82%. XP's return on equity of 22.51% beat StoneCo's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
StoneCo	23.82%	21.05%	4.17%
XP	27.40%	22.51%	1.34%

XP has higher revenue and earnings than StoneCo. StoneCo is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
StoneCo	$2.53B	1.10	$425.73M	$2.50	4.47
XP	$3.30B	2.63	$925.91M	$1.81	8.93

Summary

XP beats StoneCo on 8 of the 14 factors compared between the two stocks.

How does XP compare to Synchrony Financial?

Synchrony Financial (NYSE:SYF) and XP (NASDAQ:XP) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, valuation, media sentiment, analyst recommendations, earnings, institutional ownership and profitability.

96.5% of Synchrony Financial shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 0.4% of Synchrony Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

XP has a net margin of 27.40% compared to Synchrony Financial's net margin of 15.80%. Synchrony Financial's return on equity of 23.41% beat XP's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Synchrony Financial	15.80%	23.41%	3.05%
XP	27.40%	22.51%	1.34%

Synchrony Financial has higher revenue and earnings than XP. Synchrony Financial is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Synchrony Financial	$22.60B	1.13	$3.55B	$9.67	7.88
XP	$3.30B	2.63	$925.91M	$1.81	8.93

Synchrony Financial currently has a consensus target price of $86.47, indicating a potential upside of 13.48%. XP has a consensus target price of $23.33, indicating a potential upside of 44.39%. Given XP's higher probable upside, analysts plainly believe XP is more favorable than Synchrony Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Synchrony Financial	0 Sell rating(s)	8 Hold rating(s)	11 Buy rating(s)	1 Strong Buy rating(s)	2.65
XP	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Synchrony Financial pays an annual dividend of $1.20 per share and has a dividend yield of 1.6%. XP pays an annual dividend of $0.40 per share and has a dividend yield of 2.5%. Synchrony Financial pays out 12.4% of its earnings in the form of a dividend. XP pays out 22.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial has raised its dividend for 4 consecutive years.

Synchrony Financial has a beta of 1.32, suggesting that its stock price is 32% more volatile than the broader market. Comparatively, XP has a beta of 1.1, suggesting that its stock price is 10% more volatile than the broader market.

In the previous week, Synchrony Financial had 10 more articles in the media than XP. MarketBeat recorded 10 mentions for Synchrony Financial and 0 mentions for XP. Synchrony Financial's average media sentiment score of 1.50 beat XP's score of 0.00 indicating that Synchrony Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Synchrony Financial	Very Positive
XP	Neutral

Summary

Synchrony Financial beats XP on 15 of the 20 factors compared between the two stocks.

How does XP compare to SoFi Technologies?

XP (NASDAQ:XP) and SoFi Technologies (NASDAQ:SOFI) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, analyst recommendations, media sentiment, earnings, risk, dividends, profitability and institutional ownership.

In the previous week, SoFi Technologies had 43 more articles in the media than XP. MarketBeat recorded 43 mentions for SoFi Technologies and 0 mentions for XP. SoFi Technologies' average media sentiment score of 1.04 beat XP's score of 0.00 indicating that SoFi Technologies is being referred to more favorably in the news media.

Company	Overall Sentiment
XP	Neutral
SoFi Technologies	Positive

XP currently has a consensus price target of $23.33, suggesting a potential upside of 44.39%. SoFi Technologies has a consensus price target of $22.56, suggesting a potential upside of 23.66%. Given XP's stronger consensus rating and higher probable upside, analysts plainly believe XP is more favorable than SoFi Technologies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
XP	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
SoFi Technologies	3 Sell rating(s)	11 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.19

59.2% of XP shares are owned by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are owned by institutional investors. 2.5% of SoFi Technologies shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

XP has a beta of 1.1, meaning that its share price is 10% more volatile than the broader market. Comparatively, SoFi Technologies has a beta of 2.14, meaning that its share price is 114% more volatile than the broader market.

XP has a net margin of 27.40% compared to SoFi Technologies' net margin of 14.65%. XP's return on equity of 22.51% beat SoFi Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
XP	27.40%	22.51%	1.34%
SoFi Technologies	14.65%	6.25%	1.21%

XP has higher earnings, but lower revenue than SoFi Technologies. XP is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
XP	$3.30B	2.63	$925.91M	$1.81	8.93
SoFi Technologies	$3.61B	6.48	$481.32M	$0.44	41.45

Summary

XP and SoFi Technologies tied by winning 8 of the 16 factors compared between the two stocks.

How does XP compare to Circle Internet Group?

Circle Internet Group (NYSE:CRCL) and XP (NASDAQ:XP) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, media sentiment, analyst recommendations, earnings, institutional ownership, valuation, profitability and risk.

In the previous week, Circle Internet Group had 26 more articles in the media than XP. MarketBeat recorded 26 mentions for Circle Internet Group and 0 mentions for XP. Circle Internet Group's average media sentiment score of 0.17 beat XP's score of 0.00 indicating that Circle Internet Group is being referred to more favorably in the media.

Company	Overall Sentiment
Circle Internet Group	Neutral
XP	Neutral

59.2% of XP shares are held by institutional investors. 10.9% of Circle Internet Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

XP has higher revenue and earnings than Circle Internet Group. Circle Internet Group is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Circle Internet Group	$2.75B	5.84	-$69.51M	-$3.20	N/A
XP	$3.30B	2.63	$925.91M	$1.81	8.93

XP has a net margin of 27.40% compared to Circle Internet Group's net margin of -2.76%. XP's return on equity of 22.51% beat Circle Internet Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Circle Internet Group	-2.76%	2.89%	0.12%
XP	27.40%	22.51%	1.34%

Circle Internet Group currently has a consensus target price of $117.38, indicating a potential upside of 81.82%. XP has a consensus target price of $23.33, indicating a potential upside of 44.39%. Given Circle Internet Group's higher possible upside, research analysts plainly believe Circle Internet Group is more favorable than XP.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Circle Internet Group	2 Sell rating(s)	13 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.33
XP	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Summary

XP beats Circle Internet Group on 9 of the 16 factors compared between the two stocks.

How does XP compare to Brookfield Wealth Solutions?

Brookfield Wealth Solutions (NYSE:BNT) and XP (NASDAQ:XP) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, earnings, institutional ownership, profitability, media sentiment, risk and dividends.

20.3% of Brookfield Wealth Solutions shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 1.0% of Brookfield Wealth Solutions shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

XP has a consensus price target of $23.33, indicating a potential upside of 44.39%. Given XP's stronger consensus rating and higher probable upside, analysts clearly believe XP is more favorable than Brookfield Wealth Solutions.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Brookfield Wealth Solutions	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
XP	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Brookfield Wealth Solutions has a beta of 1.49, meaning that its stock price is 49% more volatile than the broader market. Comparatively, XP has a beta of 1.1, meaning that its stock price is 10% more volatile than the broader market.

In the previous week, Brookfield Wealth Solutions' average media sentiment score of 0.00 equaled XP'saverage media sentiment score.

Company	Overall Sentiment
Brookfield Wealth Solutions	Neutral
XP	Neutral

Brookfield Wealth Solutions pays an annual dividend of $0.28 per share and has a dividend yield of 0.6%. XP pays an annual dividend of $0.40 per share and has a dividend yield of 2.5%. Brookfield Wealth Solutions pays out 112.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. XP pays out 22.1% of its earnings in the form of a dividend. XP is clearly the better dividend stock, given its higher yield and lower payout ratio.

XP has lower revenue, but higher earnings than Brookfield Wealth Solutions. XP is trading at a lower price-to-earnings ratio than Brookfield Wealth Solutions, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Brookfield Wealth Solutions	$11.64B	1.26	$766M	$0.25	173.58
XP	$3.30B	2.63	$925.91M	$1.81	8.93

XP has a net margin of 27.40% compared to Brookfield Wealth Solutions' net margin of 0.16%. XP's return on equity of 22.51% beat Brookfield Wealth Solutions' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Brookfield Wealth Solutions	0.16%	0.10%	0.01%
XP	27.40%	22.51%	1.34%

Summary

XP beats Brookfield Wealth Solutions on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

XP vs. The Competition

Export

Metric	XP	FIN Industry	Finance Sector	NASDAQ Exchange
Market Cap	$8.68B	$7.21B	$14.10B	$12.47B
Dividend Yield	2.48%	4.98%	5.67%	6.52%
P/E Ratio	8.93	17.38	20.59	24.69
Price / Sales	2.63	10.53	43.05	98.72
Price / Cash	8.86	50.14	19.45	49.23
Price / Book	2.06	3.25	2.26	6.49
Net Income	$925.91M	$303.38M	$1.14B	$336.25M
7 Day Performance	-0.92%	0.79%	0.64%	0.37%
1 Month Performance	5.35%	-0.24%	2.41%	3.92%
1 Year Performance	-18.73%	-2.68%	12.00%	23.89%

XP Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
XP XP	4.7778 of 5 stars	$16.16 flat	$23.33 +44.4%	-18.7%	$8.68B	$3.30B	8.93	8,069
STNE StoneCo	4.4809 of 5 stars	$10.89 0.0%	$17.58 +61.5%	-30.8%	$2.71B	$2.53B	4.35	16,367
SYF Synchrony Financial	4.8957 of 5 stars	$76.46 -2.4%	$86.05 +12.5%	+8.5%	$25.75B	$22.60B	7.92	20,000	Positive News
SOFI SoFi Technologies	4.5093 of 5 stars	$18.13 -0.4%	$22.56 +24.4%	-1.6%	$23.25B	$3.94B	41.20	6,100	Positive News Gap Up
CRCL Circle Internet Group	3.9647 of 5 stars	$64.08 -15.6%	$134.18 +109.4%	-65.8%	$15.85B	$2.86B	N/A	1,100	Trending News Analyst Upgrade Insider Trade

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This page (NASDAQ:XP) was last updated on 7/6/2026 by MarketBeat.com Staff.

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XP (XP) Competitors

XP vs. STNE, SYF, SOFI, CRCL, and BNT

How does XP compare to StoneCo?

Summary

How does XP compare to Synchrony Financial?

Summary

How does XP compare to SoFi Technologies?

Summary

How does XP compare to Circle Internet Group?

Summary

How does XP compare to Brookfield Wealth Solutions?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

XP vs. The Competition

XP Competitors List

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Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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XP (XP) Competitors

XP vs. STNE, SYF, SOFI, CRCL, and BNT

How does XP compare to StoneCo?

Do analysts rate STNE or XP?

Which has more volatility & risk, STNE or XP?

Do insiders & institutionals have more ownership in STNE or XP?

Does the media favor STNE or XP?

Is STNE or XP more profitable?

Which has higher earnings and valuation, STNE or XP?

Summary

How does XP compare to Synchrony Financial?

Do institutionals and insiders hold more shares of SYF or XP?

Is SYF or XP more profitable?

Which has preferable valuation & earnings, SYF or XP?

Do analysts rate SYF or XP?

Is SYF or XP a better dividend stock?

Which has more volatility & risk, SYF or XP?

Does the media favor SYF or XP?

Summary

How does XP compare to SoFi Technologies?

Does the media prefer XP or SOFI?

Do analysts recommend XP or SOFI?

Do insiders & institutionals hold more shares of XP or SOFI?

Which has more risk & volatility, XP or SOFI?

Is XP or SOFI more profitable?

Which has preferable earnings and valuation, XP or SOFI?

Summary

How does XP compare to Circle Internet Group?

Does the media prefer CRCL or XP?

Do insiders and institutionals hold more shares of CRCL or XP?

Which has higher earnings & valuation, CRCL or XP?

Is CRCL or XP more profitable?

Do analysts recommend CRCL or XP?

Summary

How does XP compare to Brookfield Wealth Solutions?

Do institutionals and insiders hold more shares of BNT or XP?

Do analysts recommend BNT or XP?

Which has more volatility and risk, BNT or XP?

Does the media prefer BNT or XP?

Is BNT or XP a better dividend stock?

Which has stronger valuation & earnings, BNT or XP?

Is BNT or XP more profitable?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

XP vs. The Competition

XP Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools