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XP (XP) Competitors

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$19.57 +0.67 (+3.54%)
Closing price 05/6/2026 04:00 PM Eastern
Extended Trading
$19.58 +0.00 (+0.03%)
As of 05/6/2026 05:57 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

XP vs. STNE, IX, CRCL, SYF, and SOFI

Should you be buying XP stock or one of its competitors? The main competitors of XP include StoneCo (STNE), Orix Corp Ads (IX), Circle Internet Group (CRCL), Synchrony Financial (SYF), and SoFi Technologies (SOFI).

How does XP compare to StoneCo?

XP (NASDAQ:XP) and StoneCo (NASDAQ:STNE) are related companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, valuation, media sentiment, earnings, analyst recommendations and dividends.

XP currently has a consensus price target of $22.86, indicating a potential upside of 16.80%. StoneCo has a consensus price target of $20.00, indicating a potential upside of 75.90%. Given StoneCo's higher probable upside, analysts plainly believe StoneCo is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
XP
0 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.56
StoneCo
0 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.56

XP has a net margin of 27.51% compared to StoneCo's net margin of 15.38%. XP's return on equity of 23.08% beat StoneCo's return on equity.

Company Net Margins Return on Equity Return on Assets
XP27.51% 23.08% 1.37%
StoneCo 15.38%21.55%4.30%

59.2% of XP shares are held by institutional investors. Comparatively, 73.2% of StoneCo shares are held by institutional investors. 11.3% of StoneCo shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

XP has higher revenue and earnings than StoneCo. StoneCo is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
XP$3.30B3.19$925.91M$1.7311.31
StoneCo$2.53B1.12$425.73M$1.537.43

XP has a beta of 1.17, meaning that its share price is 17% more volatile than the S&P 500. Comparatively, StoneCo has a beta of 1.73, meaning that its share price is 73% more volatile than the S&P 500.

In the previous week, XP had 1 more articles in the media than StoneCo. MarketBeat recorded 7 mentions for XP and 6 mentions for StoneCo. XP's average media sentiment score of 1.66 beat StoneCo's score of 0.53 indicating that XP is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
XP
7 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
StoneCo
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

XP beats StoneCo on 9 of the 14 factors compared between the two stocks.

How does XP compare to Orix Corp Ads?

XP (NASDAQ:XP) and Orix Corp Ads (NYSE:IX) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, dividends, earnings, valuation, institutional ownership, profitability, analyst recommendations and media sentiment.

In the previous week, XP had 6 more articles in the media than Orix Corp Ads. MarketBeat recorded 7 mentions for XP and 1 mentions for Orix Corp Ads. XP's average media sentiment score of 1.66 beat Orix Corp Ads' score of 0.67 indicating that XP is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
XP
7 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Orix Corp Ads
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

XP currently has a consensus price target of $22.86, suggesting a potential upside of 16.80%. Given XP's higher probable upside, research analysts clearly believe XP is more favorable than Orix Corp Ads.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
XP
0 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.56
Orix Corp Ads
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

XP pays an annual dividend of $0.18 per share and has a dividend yield of 0.9%. Orix Corp Ads pays an annual dividend of $0.91 per share and has a dividend yield of 2.7%. XP pays out 10.4% of its earnings in the form of a dividend. Orix Corp Ads pays out 32.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

XP has a net margin of 27.51% compared to Orix Corp Ads' net margin of 15.04%. XP's return on equity of 23.08% beat Orix Corp Ads' return on equity.

Company Net Margins Return on Equity Return on Assets
XP27.51% 23.08% 1.37%
Orix Corp Ads 15.04%10.69%2.70%

XP has a beta of 1.17, meaning that its stock price is 17% more volatile than the S&P 500. Comparatively, Orix Corp Ads has a beta of 0.84, meaning that its stock price is 16% less volatile than the S&P 500.

Orix Corp Ads has higher revenue and earnings than XP. XP is trading at a lower price-to-earnings ratio than Orix Corp Ads, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
XP$3.30B3.19$925.91M$1.7311.31
Orix Corp Ads$18.88B2.01$2.32B$2.7912.23

59.2% of XP shares are held by institutional investors. Comparatively, 1.7% of Orix Corp Ads shares are held by institutional investors. 0.1% of Orix Corp Ads shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

XP beats Orix Corp Ads on 10 of the 18 factors compared between the two stocks.

How does XP compare to Circle Internet Group?

XP (NASDAQ:XP) and Circle Internet Group (NYSE:CRCL) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, dividends, earnings, valuation, institutional ownership, profitability, analyst recommendations and media sentiment.

59.2% of XP shares are owned by institutional investors. 10.9% of Circle Internet Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

XP has higher revenue and earnings than Circle Internet Group. Circle Internet Group is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
XP$3.30B3.19$925.91M$1.7311.31
Circle Internet Group$2.75B10.93-$69.51M-$1.86N/A

XP currently has a consensus price target of $22.86, suggesting a potential upside of 16.80%. Circle Internet Group has a consensus price target of $129.06, suggesting a potential upside of 6.13%. Given XP's stronger consensus rating and higher probable upside, research analysts clearly believe XP is more favorable than Circle Internet Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
XP
0 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.56
Circle Internet Group
3 Sell rating(s)
11 Hold rating(s)
9 Buy rating(s)
1 Strong Buy rating(s)
2.33

XP has a net margin of 27.51% compared to Circle Internet Group's net margin of 0.00%. XP's return on equity of 23.08% beat Circle Internet Group's return on equity.

Company Net Margins Return on Equity Return on Assets
XP27.51% 23.08% 1.37%
Circle Internet Group N/A N/A N/A

In the previous week, Circle Internet Group had 27 more articles in the media than XP. MarketBeat recorded 34 mentions for Circle Internet Group and 7 mentions for XP. XP's average media sentiment score of 1.66 beat Circle Internet Group's score of 0.40 indicating that XP is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
XP
7 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Circle Internet Group
19 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

XP beats Circle Internet Group on 11 of the 16 factors compared between the two stocks.

How does XP compare to Synchrony Financial?

Synchrony Financial (NYSE:SYF) and XP (NASDAQ:XP) are both large-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, valuation, earnings, analyst recommendations, profitability, risk and dividends.

Synchrony Financial has higher revenue and earnings than XP. Synchrony Financial is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Synchrony Financial$22.60B1.12$3.55B$9.677.76
XP$3.30B3.19$925.91M$1.7311.31

96.5% of Synchrony Financial shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 0.3% of Synchrony Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

XP has a net margin of 27.51% compared to Synchrony Financial's net margin of 15.80%. Synchrony Financial's return on equity of 23.41% beat XP's return on equity.

Company Net Margins Return on Equity Return on Assets
Synchrony Financial15.80% 23.41% 3.05%
XP 27.51%23.08%1.37%

Synchrony Financial presently has a consensus price target of $86.32, suggesting a potential upside of 15.01%. XP has a consensus price target of $22.86, suggesting a potential upside of 16.80%. Given XP's higher possible upside, analysts clearly believe XP is more favorable than Synchrony Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Synchrony Financial
0 Sell rating(s)
7 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.70
XP
0 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.56

Synchrony Financial pays an annual dividend of $1.20 per share and has a dividend yield of 1.6%. XP pays an annual dividend of $0.18 per share and has a dividend yield of 0.9%. Synchrony Financial pays out 12.4% of its earnings in the form of a dividend. XP pays out 10.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial has raised its dividend for 4 consecutive years. Synchrony Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Synchrony Financial has a beta of 1.37, suggesting that its share price is 37% more volatile than the S&P 500. Comparatively, XP has a beta of 1.17, suggesting that its share price is 17% more volatile than the S&P 500.

In the previous week, Synchrony Financial had 18 more articles in the media than XP. MarketBeat recorded 25 mentions for Synchrony Financial and 7 mentions for XP. XP's average media sentiment score of 1.66 beat Synchrony Financial's score of 0.70 indicating that XP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Synchrony Financial
10 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
XP
7 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

Synchrony Financial beats XP on 14 of the 20 factors compared between the two stocks.

How does XP compare to SoFi Technologies?

SoFi Technologies (NASDAQ:SOFI) and XP (NASDAQ:XP) are both large-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, profitability, earnings, media sentiment, risk, analyst recommendations, institutional ownership and dividends.

XP has lower revenue, but higher earnings than SoFi Technologies. XP is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$3.61B5.75$481.32M$0.4437.05
XP$3.30B3.19$925.91M$1.7311.31

XP has a net margin of 27.51% compared to SoFi Technologies' net margin of 14.65%. XP's return on equity of 23.08% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies14.65% 6.63% 1.26%
XP 27.51%23.08%1.37%

In the previous week, SoFi Technologies had 46 more articles in the media than XP. MarketBeat recorded 53 mentions for SoFi Technologies and 7 mentions for XP. XP's average media sentiment score of 1.66 beat SoFi Technologies' score of 0.46 indicating that XP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
25 Very Positive mention(s)
4 Positive mention(s)
9 Neutral mention(s)
8 Negative mention(s)
3 Very Negative mention(s)
Neutral
XP
7 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

SoFi Technologies currently has a consensus price target of $22.72, suggesting a potential upside of 39.40%. XP has a consensus price target of $22.86, suggesting a potential upside of 16.80%. Given SoFi Technologies' higher possible upside, equities analysts clearly believe SoFi Technologies is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.19
XP
0 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.56

SoFi Technologies has a beta of 2.12, meaning that its stock price is 112% more volatile than the S&P 500. Comparatively, XP has a beta of 1.17, meaning that its stock price is 17% more volatile than the S&P 500.

38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 2.6% of SoFi Technologies shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

SoFi Technologies and XP tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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XP vs. The Competition

MetricXPFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$10.16B$7.05B$13.42B$11.90B
Dividend Yield0.95%5.63%5.78%5.26%
P/E Ratio11.3185.3123.1627.34
Price / Sales3.1911.52187.8680.38
Price / Cash10.3668.8320.2154.56
Price / Book2.493.492.226.79
Net Income$925.91M$300.98M$1.11B$332.68M
7 Day Performance2.14%3.04%0.99%2.55%
1 Month Performance5.25%12.89%4.88%9.36%
1 Year Performance23.67%29.88%14.98%45.22%

XP Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
XP
XP
4.739 of 5 stars
$19.57
+3.5%
$22.86
+16.8%
+23.9%$10.16B$3.30B11.317,442
STNE
StoneCo
4.7111 of 5 stars
$10.97
+1.2%
$20.00
+82.4%
-14.5%$2.73B$13.40B7.1716,793
IX
Orix Corp Ads
2.6905 of 5 stars
$33.24
+1.2%
N/A+68.6%$36.92B$18.88B11.9233,982
CRCL
Circle Internet Group
2.3815 of 5 stars
$114.27
-4.4%
$129.06
+12.9%
N/A$28.27B$2.75BN/A1,100
SYF
Synchrony Financial
4.6107 of 5 stars
$73.95
-0.4%
$86.32
+16.7%
+40.3%$24.93B$14.96B7.6520,000

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This page (NASDAQ:XP) was last updated on 5/7/2026 by MarketBeat.com Staff.
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