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XP (XP) Competitors

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$21.50 +0.33 (+1.56%)
Closing price 10/2/2026 04:00 PM Eastern
Extended Trading
$21.68 +0.18 (+0.85%)
As of 10/2/2026 07:56 PM Eastern
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XP vs. STNE, PAGS, RJF, NMR, and LPLA

Should you buy XP stock or one of its competitors? XP's main competitors and comparable companies include StoneCo (STNE), PagSeguro Digital (PAGS), Raymond James Financial (RJF), Nomura (NMR), and LPL Financial (LPLA). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "finance" sector.

How does XP compare to StoneCo?

XP (NASDAQ:XP) and StoneCo (NASDAQ:STNE) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, profitability, risk, media sentiment, valuation, earnings, institutional ownership and dividends.

59.2% of XP shares are owned by institutional investors. Comparatively, 73.2% of StoneCo shares are owned by institutional investors. 11.3% of StoneCo shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

XP currently has a consensus target price of $23.50, indicating a potential upside of 9.30%. StoneCo has a consensus target price of $14.30, indicating a potential upside of 49.74%. Given StoneCo's higher possible upside, analysts plainly believe StoneCo is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
XP
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
StoneCo
0 Sell rating(s)
6 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.40

XP has a beta of 1.01, suggesting that its share price is 1% more volatile than the broader market. Comparatively, StoneCo has a beta of 1.68, suggesting that its share price is 68% more volatile than the broader market.

In the previous week, StoneCo had 2 more articles in the media than XP. MarketBeat recorded 6 mentions for StoneCo and 4 mentions for XP. XP's average media sentiment score of 1.13 beat StoneCo's score of 0.13 indicating that XP is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
XP
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
StoneCo
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral

XP has higher revenue and earnings than StoneCo. StoneCo is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
XP$3.30B3.50$925.91M$1.9111.26
StoneCo$2.53B0.94$425.73M$2.483.85

XP has a net margin of 27.20% compared to StoneCo's net margin of 22.92%.

Company Net Margins Return on Equity Return on Assets
XP27.20% 22.19% 1.33%
StoneCo 22.92%22.19%4.10%

Summary

XP and StoneCo tied by winning 7 of the 14 factors compared between the two stocks.

How does XP compare to PagSeguro Digital?

XP (NASDAQ:XP) and PagSeguro Digital (NYSE:PAGS) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, risk, profitability, dividends, earnings, valuation, institutional ownership and media sentiment.

In the previous week, XP and XP both had 4 articles in the media. XP's average media sentiment score of 1.13 beat PagSeguro Digital's score of -0.25 indicating that XP is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
XP
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PagSeguro Digital
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

59.2% of XP shares are held by institutional investors. Comparatively, 45.9% of PagSeguro Digital shares are held by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

XP has a net margin of 27.20% compared to PagSeguro Digital's net margin of 10.46%. XP's return on equity of 22.19% beat PagSeguro Digital's return on equity.

Company Net Margins Return on Equity Return on Assets
XP27.20% 22.19% 1.33%
PagSeguro Digital 10.46%16.36%3.25%

XP has a beta of 1.01, meaning that its stock price is 1% more volatile than the broader market. Comparatively, PagSeguro Digital has a beta of 1.27, meaning that its stock price is 27% more volatile than the broader market.

XP presently has a consensus price target of $23.50, indicating a potential upside of 9.30%. PagSeguro Digital has a consensus price target of $10.73, indicating a potential upside of 19.33%. Given PagSeguro Digital's higher probable upside, analysts clearly believe PagSeguro Digital is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
XP
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
PagSeguro Digital
1 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.13

XP pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. PagSeguro Digital pays an annual dividend of $1.12 per share and has a dividend yield of 12.5%. XP pays out 20.9% of its earnings in the form of a dividend. PagSeguro Digital pays out 78.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

XP has higher earnings, but lower revenue than PagSeguro Digital. PagSeguro Digital is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
XP$3.30B3.50$925.91M$1.9111.26
PagSeguro Digital$3.65B0.69$379.40M$1.436.29

Summary

XP beats PagSeguro Digital on 11 of the 16 factors compared between the two stocks.

How does XP compare to Raymond James Financial?

Raymond James Financial (NYSE:RJF) and XP (NASDAQ:XP) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, institutional ownership, valuation, risk, analyst recommendations, media sentiment, earnings and dividends.

XP has a net margin of 27.20% compared to Raymond James Financial's net margin of 13.57%. XP's return on equity of 22.19% beat Raymond James Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Raymond James Financial13.57% 19.07% 2.64%
XP 27.20%22.19%1.33%

Raymond James Financial has a beta of 0.94, suggesting that its stock price is 6% less volatile than the broader market. Comparatively, XP has a beta of 1.01, suggesting that its stock price is 1% more volatile than the broader market.

83.8% of Raymond James Financial shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 0.6% of Raymond James Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Raymond James Financial pays an annual dividend of $2.16 per share and has a dividend yield of 1.4%. XP pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Raymond James Financial pays out 18.8% of its earnings in the form of a dividend. XP pays out 20.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Raymond James Financial has raised its dividend for 3 consecutive years.

In the previous week, Raymond James Financial had 4 more articles in the media than XP. MarketBeat recorded 8 mentions for Raymond James Financial and 4 mentions for XP. XP's average media sentiment score of 1.13 beat Raymond James Financial's score of 0.34 indicating that XP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Raymond James Financial
1 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
XP
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Raymond James Financial presently has a consensus target price of $180.85, indicating a potential upside of 14.34%. XP has a consensus target price of $23.50, indicating a potential upside of 9.30%. Given Raymond James Financial's higher probable upside, research analysts plainly believe Raymond James Financial is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Raymond James Financial
0 Sell rating(s)
10 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.33
XP
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67

Raymond James Financial has higher revenue and earnings than XP. XP is trading at a lower price-to-earnings ratio than Raymond James Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Raymond James Financial$15.91B1.91$2.14B$11.4713.79
XP$3.30B3.50$925.91M$1.9111.26

Summary

Raymond James Financial beats XP on 12 of the 19 factors compared between the two stocks.

How does XP compare to Nomura?

XP (NASDAQ:XP) and Nomura (NYSE:NMR) are both large-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, institutional ownership, dividends, analyst recommendations, valuation, media sentiment, profitability and earnings.

XP currently has a consensus price target of $23.50, suggesting a potential upside of 9.30%. Nomura has a consensus price target of $10.20, suggesting a potential upside of 4.88%. Given XP's higher possible upside, equities research analysts plainly believe XP is more favorable than Nomura.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
XP
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
Nomura
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

In the previous week, XP had 2 more articles in the media than Nomura. MarketBeat recorded 4 mentions for XP and 2 mentions for Nomura. XP's average media sentiment score of 1.13 beat Nomura's score of 0.31 indicating that XP is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
XP
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Nomura
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

XP has a net margin of 27.20% compared to Nomura's net margin of 8.09%. XP's return on equity of 22.19% beat Nomura's return on equity.

Company Net Margins Return on Equity Return on Assets
XP27.20% 22.19% 1.33%
Nomura 8.09%10.42%0.63%

XP pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Nomura pays an annual dividend of $0.24 per share and has a dividend yield of 2.5%. XP pays out 20.9% of its earnings in the form of a dividend. Nomura pays out 27.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

59.2% of XP shares are held by institutional investors. Comparatively, 15.1% of Nomura shares are held by institutional investors. 0.0% of Nomura shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Nomura has higher revenue and earnings than XP. XP is trading at a lower price-to-earnings ratio than Nomura, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
XP$3.30B3.50$925.91M$1.9111.26
Nomura$31.61B0.90$2.39B$0.8611.31

XP has a beta of 1.01, meaning that its share price is 1% more volatile than the broader market. Comparatively, Nomura has a beta of 0.74, meaning that its share price is 26% less volatile than the broader market.

Summary

XP beats Nomura on 12 of the 19 factors compared between the two stocks.

How does XP compare to LPL Financial?

LPL Financial (NASDAQ:LPLA) and XP (NASDAQ:XP) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, media sentiment, dividends, profitability, earnings, analyst recommendations, valuation and institutional ownership.

LPL Financial has a beta of 0.53, indicating that its share price is 47% less volatile than the broader market. Comparatively, XP has a beta of 1.01, indicating that its share price is 1% more volatile than the broader market.

LPL Financial currently has a consensus target price of $403.79, indicating a potential upside of 27.60%. XP has a consensus target price of $23.50, indicating a potential upside of 9.30%. Given LPL Financial's stronger consensus rating and higher probable upside, research analysts clearly believe LPL Financial is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
LPL Financial
0 Sell rating(s)
4 Hold rating(s)
13 Buy rating(s)
0 Strong Buy rating(s)
2.76
XP
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67

95.7% of LPL Financial shares are owned by institutional investors. Comparatively, 59.2% of XP shares are owned by institutional investors. 0.6% of LPL Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

LPL Financial pays an annual dividend of $1.20 per share and has a dividend yield of 0.4%. XP pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. LPL Financial pays out 9.6% of its earnings in the form of a dividend. XP pays out 20.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, LPL Financial had 4 more articles in the media than XP. MarketBeat recorded 8 mentions for LPL Financial and 4 mentions for XP. XP's average media sentiment score of 1.13 beat LPL Financial's score of 0.30 indicating that XP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
LPL Financial
1 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
XP
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

XP has lower revenue, but higher earnings than LPL Financial. XP is trading at a lower price-to-earnings ratio than LPL Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
LPL Financial$16.99B1.47$863.02M$12.5425.23
XP$3.30B3.50$925.91M$1.9111.26

XP has a net margin of 27.20% compared to LPL Financial's net margin of 5.13%. LPL Financial's return on equity of 32.20% beat XP's return on equity.

Company Net Margins Return on Equity Return on Assets
LPL Financial5.13% 32.20% 9.35%
XP 27.20%22.19%1.33%

Summary

LPL Financial beats XP on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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XP vs. The Competition

MetricXPCapital Markets IndustryFinance SectorNASDAQ Exchange
Market Cap$11.55B$5.17B$13.12B$13.28B
Dividend Yield1.86%7.57%6.03%17.33%
P/E Ratio11.2629.4324.5126.04
Price / Sales3.501,219.28501.33111.05
Price / Cash11.7947.7545.5152.62
Price / Book2.743.492.706.31
Net Income$925.91M$417.69M$1.32B$362.16M
7 Day Performance4.83%-0.70%-1.04%-1.66%
1 Month Performance8.26%-2.69%-3.20%-4.68%
1 Year Performance23.60%9.09%10.47%1.57%

XP Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
XP
XP
4.9244 of 5 stars
$21.50
+1.6%
$23.50
+9.3%
+23.6%$11.55B$3.30B11.268,069
STNE
StoneCo
4.3837 of 5 stars
$9.80
+0.9%
$14.30
+46.0%
-46.9%$2.44B$2.53B3.9516,367
PAGS
PagSeguro Digital
4.6115 of 5 stars
$9.31
-1.7%
$10.98
+18.0%
-3.8%$2.60B$3.65B6.509,772
RJF
Raymond James Financial
4.5765 of 5 stars
$160.08
-3.1%
$181.58
+13.4%
-5.1%$30.74B$15.91B13.9319,500
NMR
Nomura
2.9394 of 5 stars
$9.98
-1.6%
$10.20
+2.3%
+35.2%$29.27B$31.61B11.6028,677

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This page (NASDAQ:XP) was last updated on 10/4/2026 by MarketBeat.com Staff.
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