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XP (XP) Competitors

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$15.34 -0.30 (-1.92%)
Closing price 06/5/2026 04:00 PM Eastern
Extended Trading
$15.21 -0.13 (-0.87%)
As of 06/5/2026 07:59 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

XP vs. STNE, CRCL, SYF, SOFI, and BNT

Should you buy XP stock or one of its competitors? MarketBeat compares XP with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with XP include StoneCo (STNE), Circle Internet Group (CRCL), Synchrony Financial (SYF), SoFi Technologies (SOFI), and Brookfield Wealth Solutions (BNT).

How does XP compare to StoneCo?

StoneCo (NASDAQ:STNE) and XP (NASDAQ:XP) are related mid-cap companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, earnings, valuation, risk, dividends, analyst recommendations, institutional ownership and media sentiment.

73.2% of StoneCo shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 11.3% of StoneCo shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

StoneCo presently has a consensus target price of $17.58, suggesting a potential upside of 69.07%. XP has a consensus target price of $22.75, suggesting a potential upside of 48.31%. Given StoneCo's stronger consensus rating and higher probable upside, equities analysts clearly believe StoneCo is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
StoneCo
0 Sell rating(s)
4 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.56
XP
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

XP has a net margin of 27.40% compared to StoneCo's net margin of 23.82%. XP's return on equity of 22.51% beat StoneCo's return on equity.

Company Net Margins Return on Equity Return on Assets
StoneCo23.82% 21.05% 4.17%
XP 27.40%22.51%1.34%

In the previous week, XP had 3 more articles in the media than StoneCo. MarketBeat recorded 3 mentions for XP and 0 mentions for StoneCo. XP's average media sentiment score of 0.82 beat StoneCo's score of 0.50 indicating that XP is being referred to more favorably in the news media.

Company Overall Sentiment
StoneCo Positive
XP Positive

StoneCo has a beta of 1.73, meaning that its share price is 73% more volatile than the broader market. Comparatively, XP has a beta of 1.11, meaning that its share price is 11% more volatile than the broader market.

XP has higher revenue and earnings than StoneCo. StoneCo is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
StoneCo$2.53B1.02$425.73M$2.504.16
XP$8.25B1.00$925.91M$1.818.48

Summary

StoneCo beats XP on 9 of the 16 factors compared between the two stocks.

How does XP compare to Circle Internet Group?

Circle Internet Group (NYSE:CRCL) and XP (NASDAQ:XP) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, institutional ownership, valuation, profitability and media sentiment.

Circle Internet Group currently has a consensus price target of $134.18, indicating a potential upside of 67.33%. XP has a consensus price target of $22.75, indicating a potential upside of 48.31%. Given Circle Internet Group's higher possible upside, equities research analysts clearly believe Circle Internet Group is more favorable than XP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Circle Internet Group
3 Sell rating(s)
11 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.36
XP
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

XP has higher revenue and earnings than Circle Internet Group. Circle Internet Group is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Circle Internet Group$2.75B7.26-$69.51M-$3.20N/A
XP$8.25B1.00$925.91M$1.818.48

59.2% of XP shares are owned by institutional investors. 10.9% of Circle Internet Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

XP has a net margin of 27.40% compared to Circle Internet Group's net margin of -2.76%. XP's return on equity of 22.51% beat Circle Internet Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Circle Internet Group-2.76% 2.89% 0.12%
XP 27.40%22.51%1.34%

In the previous week, Circle Internet Group had 7 more articles in the media than XP. MarketBeat recorded 10 mentions for Circle Internet Group and 3 mentions for XP. Circle Internet Group's average media sentiment score of 1.25 beat XP's score of 0.82 indicating that Circle Internet Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Circle Internet Group
7 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
XP
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

XP beats Circle Internet Group on 9 of the 16 factors compared between the two stocks.

How does XP compare to Synchrony Financial?

Synchrony Financial (NYSE:SYF) and XP (NASDAQ:XP) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, profitability, analyst recommendations, dividends, earnings, risk, valuation and institutional ownership.

96.5% of Synchrony Financial shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 0.4% of Synchrony Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Synchrony Financial has a beta of 1.33, indicating that its stock price is 33% more volatile than the broader market. Comparatively, XP has a beta of 1.11, indicating that its stock price is 11% more volatile than the broader market.

Synchrony Financial presently has a consensus target price of $86.05, suggesting a potential upside of 21.46%. XP has a consensus target price of $22.75, suggesting a potential upside of 48.31%. Given XP's higher probable upside, analysts clearly believe XP is more favorable than Synchrony Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Synchrony Financial
0 Sell rating(s)
8 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.67
XP
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Synchrony Financial had 11 more articles in the media than XP. MarketBeat recorded 14 mentions for Synchrony Financial and 3 mentions for XP. Synchrony Financial's average media sentiment score of 1.47 beat XP's score of 0.82 indicating that Synchrony Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Synchrony Financial
11 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
XP
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

XP has a net margin of 27.40% compared to Synchrony Financial's net margin of 15.80%. Synchrony Financial's return on equity of 23.41% beat XP's return on equity.

Company Net Margins Return on Equity Return on Assets
Synchrony Financial15.80% 23.41% 3.05%
XP 27.40%22.51%1.34%

Synchrony Financial has higher revenue and earnings than XP. Synchrony Financial is trading at a lower price-to-earnings ratio than XP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Synchrony Financial$22.60B1.05$3.55B$9.677.33
XP$8.25B1.00$925.91M$1.818.48

Synchrony Financial pays an annual dividend of $1.20 per share and has a dividend yield of 1.7%. XP pays an annual dividend of $0.40 per share and has a dividend yield of 2.6%. Synchrony Financial pays out 12.4% of its earnings in the form of a dividend. XP pays out 22.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial has increased its dividend for 4 consecutive years.

Summary

Synchrony Financial beats XP on 16 of the 20 factors compared between the two stocks.

How does XP compare to SoFi Technologies?

XP (NASDAQ:XP) and SoFi Technologies (NASDAQ:SOFI) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their profitability, institutional ownership, risk, valuation, analyst recommendations, media sentiment, dividends and earnings.

In the previous week, SoFi Technologies had 40 more articles in the media than XP. MarketBeat recorded 43 mentions for SoFi Technologies and 3 mentions for XP. XP's average media sentiment score of 0.82 beat SoFi Technologies' score of 0.82 indicating that XP is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
XP
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SoFi Technologies
23 Very Positive mention(s)
7 Positive mention(s)
5 Neutral mention(s)
6 Negative mention(s)
2 Very Negative mention(s)
Positive

XP has a net margin of 27.40% compared to SoFi Technologies' net margin of 14.65%. XP's return on equity of 22.51% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
XP27.40% 22.51% 1.34%
SoFi Technologies 14.65%6.25%1.21%

XP has higher revenue and earnings than SoFi Technologies. XP is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
XP$8.25B1.00$925.91M$1.818.48
SoFi Technologies$3.61B5.69$481.32M$0.4436.43

XP has a beta of 1.11, meaning that its stock price is 11% more volatile than the broader market. Comparatively, SoFi Technologies has a beta of 2.14, meaning that its stock price is 114% more volatile than the broader market.

XP currently has a consensus target price of $22.75, suggesting a potential upside of 48.31%. SoFi Technologies has a consensus target price of $22.56, suggesting a potential upside of 40.71%. Given XP's stronger consensus rating and higher possible upside, equities analysts plainly believe XP is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
XP
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.19

59.2% of XP shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 2.6% of SoFi Technologies shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

XP beats SoFi Technologies on 10 of the 16 factors compared between the two stocks.

How does XP compare to Brookfield Wealth Solutions?

Brookfield Wealth Solutions (NYSE:BNT) and XP (NASDAQ:XP) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, analyst recommendations, profitability, earnings, risk, institutional ownership, dividends and valuation.

In the previous week, Brookfield Wealth Solutions and Brookfield Wealth Solutions both had 3 articles in the media. Brookfield Wealth Solutions' average media sentiment score of 1.02 beat XP's score of 0.82 indicating that Brookfield Wealth Solutions is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Brookfield Wealth Solutions
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
XP
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Brookfield Wealth Solutions has a beta of 1.48, indicating that its share price is 48% more volatile than the broader market. Comparatively, XP has a beta of 1.11, indicating that its share price is 11% more volatile than the broader market.

XP has a net margin of 27.40% compared to Brookfield Wealth Solutions' net margin of 0.16%. XP's return on equity of 22.51% beat Brookfield Wealth Solutions' return on equity.

Company Net Margins Return on Equity Return on Assets
Brookfield Wealth Solutions0.16% 0.10% 0.01%
XP 27.40%22.51%1.34%

XP has a consensus price target of $22.75, indicating a potential upside of 48.31%. Given XP's stronger consensus rating and higher possible upside, analysts clearly believe XP is more favorable than Brookfield Wealth Solutions.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Brookfield Wealth Solutions
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
XP
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

XP has lower revenue, but higher earnings than Brookfield Wealth Solutions. XP is trading at a lower price-to-earnings ratio than Brookfield Wealth Solutions, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Brookfield Wealth Solutions$11.64B1.30$766M$0.25178.65
XP$8.25B1.00$925.91M$1.818.48

20.3% of Brookfield Wealth Solutions shares are held by institutional investors. Comparatively, 59.2% of XP shares are held by institutional investors. 1.0% of Brookfield Wealth Solutions shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Brookfield Wealth Solutions pays an annual dividend of $0.28 per share and has a dividend yield of 0.6%. XP pays an annual dividend of $0.40 per share and has a dividend yield of 2.6%. Brookfield Wealth Solutions pays out 112.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. XP pays out 22.1% of its earnings in the form of a dividend. XP is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

XP beats Brookfield Wealth Solutions on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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XP vs. The Competition

MetricXPFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$8.41B$7.03B$13.63B$12.46B
Dividend Yield1.15%5.79%5.77%5.34%
P/E Ratio8.4817.6119.9123.64
Price / Sales1.0011.27137.93112.93
Price / Cash8.5860.0319.5457.17
Price / Book1.953.282.186.37
Net Income$925.91M$306.51M$1.13B$337.36M
7 Day Performance-7.98%-3.76%-0.25%-2.38%
1 Month Performance-21.61%-6.89%-0.82%-0.57%
1 Year Performance-22.19%6.71%10.61%25.53%

XP Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
XP
XP
4.8995 of 5 stars
$15.34
-1.9%
$22.75
+48.3%
-22.4%$8.41B$8.25B8.488,069
STNE
StoneCo
4.168 of 5 stars
$11.20
-4.2%
$17.58
+57.1%
-24.7%$2.85B$13.62B4.5216,367
CRCL
Circle Internet Group
4.355 of 5 stars
$103.04
-1.7%
$137.12
+33.1%
N/A$28.09B$2.75BN/A1,100
SYF
Synchrony Financial
4.89 of 5 stars
$71.31
+0.6%
$86.05
+20.7%
+23.3%$24.03B$14.96B7.2820,000
SOFI
SoFi Technologies
4.4075 of 5 stars
$17.87
-3.8%
$22.56
+26.3%
+17.3%$23.37B$3.61B41.276,100

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This page (NASDAQ:XP) was last updated on 6/6/2026 by MarketBeat.com Staff.
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