Avidia Bancorp (AVBC) Stock Price, News & Analysis

Company Overview

Avidia Bancorp is the bank holding company for Avidia Bank, a community-focused financial institution headquartered in Hudson, Massachusetts. Through its banking subsidiary, the company offers a range of commercial and retail banking services designed to meet the needs of individuals, families and small- to mid-sized businesses in the communities it serves.

Core products and services include personal and business deposit accounts, consumer and commercial lending, residential mortgage and home equity financing, and cash management and payment solutions for businesses. Avidia Bancorp also provides online and mobile banking platforms to support day-to-day account access, digital payments and remote deposit capabilities. The company’s lending portfolio generally comprises residential mortgages, commercial real estate loans and commercial business loans tailored to local customers.

As a regional community bank, Avidia Bancorp emphasizes relationship-based banking and local decision-making, positioning itself to serve MetroWest, central and other local Massachusetts markets through a network of branches and business banking teams. The firm focuses on serving the deposit, credit and treasury needs of its community clients while supporting local economic activity through lending and financial services.

Key Stats

• Today's Range: $21.81 to $22.27
• 50-Day Range: $19.41 to $22.44
• 52-Week Range: $14.31 to $22.90
• Volume: 205,128 shs
• Average Volume: 136,553 shs
• Market Capitalization: $445.84 million
• P/E Ratio: 23.37
• Dividend Yield: 0.90%
• Price Target: N/A
• Consensus Rating: Moderate Buy

Avidia Bancorp Stock Analysis - MarketRank™

Avidia Bancorp scored higher than 47% of companies evaluated by MarketBeat, and ranked 642nd out of 860 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Avidia Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 strong buy rating, no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Avidia Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 2.78%

Earnings Growth

Earnings for Avidia Bancorp are expected to grow by 2.78% in the coming year, from $1.44 to $1.48 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Avidia Bancorp is 23.37, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.91.

Price to Earnings Ratio vs. Sector

The P/E ratio of Avidia Bancorp is 23.37, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.34.

Price to Book Value per Share Ratio

Avidia Bancorp has a P/B Ratio of 1.18. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.85% of the float of Avidia Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Avidia Bancorp has a short interest ratio ("days to cover") of 4.91.

Change versus previous month

Short interest in Avidia Bancorp has recently increased by 18.64%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Avidia Bancorp has a dividend yield of 0.91%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Avidia Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Avidia Bancorp is 21.05%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Avidia Bancorp will have a dividend payout ratio of 13.51% next year. This indicates that Avidia Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: N/A

News Sentiment

Avidia Bancorp has a news sentiment score of 0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Avidia Bancorp this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for AVBC on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Avidia Bancorp to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 3.6 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

4 insiders have purchased shares of Avidia Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $107,009.00 in company stock, which represents 0.0240% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Avidia Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $107,009.00 in company stock and sold $0.00 in company stock.

Percentage Held by Institutions

Avidia Bancorp has minimal institutional ownership at this time.

Company Calendar

• Record date for 5/28 Dividend: 5/19/2026
• Ex-Dividend for 5/28 Dividend: 5/19/2026
• Dividend Payable: 5/28/2026
• Last Earnings: 7/27/2026
• Today: 8/15/2026
• Record date for 8/27 Dividend: 8/18/2026
• Ex-Dividend for 8/27 Dividend: 8/18/2026
• Dividend Payable: 8/27/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:AVBC
• CIK: 2058758
• Web: www.avidiabank.com
• Phone: (800) 508-2265
• Fax: N/A
• Employees: N/A
• Year Founded: 2007

Profitability

• EPS (Trailing Twelve Months): $0.95
• Trailing P/E Ratio: 23.37
• Forward P/E Ratio: 15.42
• P/E Growth: N/A
• Net Income: -$3.29 million
• Net Margins: 11.51%
• Pretax Margin: 12.60%
• Return on Equity: 4.65%
• Return on Assets: 0.63%

Debt

• Debt-to-Equity Ratio: 0.61
• Current Ratio: 1.08
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $147.61 million
• Price / Sales: 3.02
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $18.88 per share
• Price / Book: 1.18

Miscellaneous

• Outstanding Shares: 20,080,000
• Free Float: N/A
• Market Cap: $445.84 million
• Optionable: N/A
• Beta: N/A