Avidia Bancorp (AVBC) Stock Price, News & Analysis

Company Overview

Avidia Bancorp, Inc. is the bank holding company for Avidia Bank, a community-focused financial institution headquartered in Hudson, Massachusetts. Through Avidia Bank, the company provides banking and financial services to individuals, families, businesses and nonprofit organizations.

Avidia Bank offers deposit products such as checking, savings, money market and certificate accounts, along with residential mortgages, home equity loans, consumer credit and commercial lending. Its business banking services include commercial real estate financing, business loans, cash management and other treasury services. The bank also provides online and mobile banking, investment and wealth management services, and related financial solutions.

The bank traces its roots to Hudson Savings Bank, which was established in 1869, and primarily serves communities in central Massachusetts, including portions of Middlesex and Worcester counties. Its operations are focused on relationship-based community banking through local branches and digital channels.

Key Stats

• Today's Range: $21.31 to $21.72
• 50-Day Range: $21.24 to $22.53
• 52-Week Range: $14.31 to $22.90
• Volume: 140,145 shs
• Average Volume: 165,254 shs
• Market Capitalization: $431.55 million
• P/E Ratio: 22.75
• Dividend Yield: 1.11%
• Price Target: N/A
• Consensus Rating: Reduce

Avidia Bancorp Stock Analysis - MarketRank™

Avidia Bancorp scored higher than 52% of companies evaluated by MarketBeat, and ranked 603rd out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Reduce

Consensus Rating

Avidia Bancorp has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and 1 sell rating.

Amount of Analyst Coverage

Avidia Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 2.78%

Earnings Growth

Earnings for Avidia Bancorp are expected to grow by 2.78% in the coming year, from $1.44 to $1.48 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Avidia Bancorp is 22.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.83.

Price to Earnings Ratio vs. Sector

The P/E ratio of Avidia Bancorp is 22.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.66.

Price to Book Value per Share Ratio

Avidia Bancorp has a P/B Ratio of 1.14. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.50% of the float of Avidia Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Avidia Bancorp has a short interest ratio ("days to cover") of 2.59, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Avidia Bancorp has recently decreased by 2.84%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Avidia Bancorp pays a meaningful dividend of 1.11%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Avidia Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Avidia Bancorp is 25.26%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Avidia Bancorp will have a dividend payout ratio of 16.22% next year. This indicates that Avidia Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.8 / 5
• News Sentiment: N/A

News Sentiment

Avidia Bancorp has a news sentiment score of -0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Avidia Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 3.7 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

4 insiders have purchased shares of Avidia Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $359,062.00 in company stock, which represents 0.0832% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Avidia Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $359,062.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

3.40% of the stock of Avidia Bancorp is held by insiders.

Percentage Held by Institutions

Avidia Bancorp has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 7/27/2026
• Record date for 8/27 Dividend: 8/18/2026
• Ex-Dividend for 8/27 Dividend: 8/18/2026
• Dividend Payable: 8/27/2026
• Today: 10/01/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:AVBC
• CIK: 2058758
• Web: www.avidiabank.com
• Phone: (800) 508-2265
• Fax: N/A
• Employees: 241
• Year Founded: 2007

Profitability

• EPS (Trailing Twelve Months): $0.95
• Trailing P/E Ratio: 22.75
• Forward P/E Ratio: 15.01
• P/E Growth: N/A
• Net Income: -$3.29 million
• Net Margins: 11.51%
• Pretax Margin: 15.34%
• Return on Equity: 4.62%
• Return on Assets: 0.63%

Debt

• Debt-to-Equity Ratio: 0.48
• Current Ratio: 1.05
• Quick Ratio: 1.05

Sales & Book Value

• Annual Sales: $147.61 million
• Price / Sales: 2.92
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $18.88 per share
• Price / Book: 1.14

Miscellaneous

• Outstanding Shares: 19,970,000
• Free Float: 19,291,000
• Market Cap: $431.55 million
• Optionable: N/A
• Beta: -0.43