Banco De Chile (BCH) Stock Price, News & Analysis

Company Overview

Banco de Chile (NYSE: BCH) is a leading full-service bank in Chile offering a broad spectrum of financial products and services to retail, corporate, and institutional clients. The institution operates through an extensive network of branches, ATMs, and digital channels, complemented by affiliate companies that deliver specialized banking, investment, and treasury solutions.

The bank’s core offerings include deposit accounts, consumer and commercial lending, credit cards, cash management, and trade finance. Through its subsidiaries, Banco de Chile also provides asset management, insurance products, leasing, and mutual funds. Corporate and institutional clients benefit from advisory services in mergers and acquisitions, structured financing for infrastructure projects, and comprehensive foreign exchange capabilities.

Founded in 1893, Banco de Chile is one of the oldest and most influential financial institutions in the country. Its shares are listed on both the Santiago Stock Exchange and the New York Stock Exchange. Major shareholders include Quiñenco S.A., the principal investment vehicle of the Luksic family, with Citigroup holding a significant minority stake. Over its history, the bank has played a pivotal role in Chile’s economic growth and development.

Headquartered in Santiago, Banco de Chile serves customers across all of Chile’s regions and maintains representative offices in New York and Brazil. The bank’s executive team is led by President and Chief Executive Officer Eduardo Ebensperger. Banco de Chile remains committed to digital transformation, sustainable finance initiatives, and the continual expansion of its product offerings to address evolving market needs.

Key Stats

• Today's Range: $29.92 to $31.02
• 50-Day Range: $27.37 to $30.98
• 52-Week Range: $22.06 to $31.84
• Volume: 292,803 shs
• Average Volume: 271,281 shs
• Market Capitalization: $15.14 billion
• P/E Ratio: 10.67
• Dividend Yield: 5.24%
• Price Target: $23.00
• Consensus Rating: Hold

Banco De Chile Stock Analysis - MarketRank™

Banco De Chile scored higher than 35% of companies evaluated by MarketBeat, and ranked 835th out of 959 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Banco De Chile has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Downside Risk

Banco De Chile has a consensus price target of $23.00, representing about 23.3% downside from its current price of $29.97.

Amount of Analyst Coverage

Banco De Chile has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.33%

Earnings Growth

Earnings for Banco De Chile are expected to grow by 4.33% in the coming year, from $2.31 to $2.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banco De Chile is 10.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.82.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banco De Chile is 10.67, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.73.

Price to Earnings Growth Ratio

Banco De Chile has a PEG Ratio of 2.29. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Banco De Chile has a P/B Ratio of 2.12. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.06% of the float of Banco De Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco De Chile has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco De Chile has recently increased by 42.91%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Banco De Chile is a leading dividend payer. It pays a dividend yield of 5.07%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Banco De Chile does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banco De Chile is 55.87%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banco De Chile will have a dividend payout ratio of 65.15% next year. This indicates that Banco De Chile will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.06% of the float of Banco De Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco De Chile has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco De Chile has recently increased by 42.91%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.57

News Sentiment

Banco De Chile has a news sentiment score of 0.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.06 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Banco De Chile this week, compared to 3 articles on an average week.

Search Interest

3 people have searched for BCH on MarketBeat in the last 30 days. This is an increase of 50% compared to the previous 30 days.

MarketBeat Follows

1 people have added Banco De Chile to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Banco De Chile insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.93% of the stock of Banco De Chile is held by insiders.

Percentage Held by Institutions

Only 1.24% of the stock of Banco De Chile is held by institutions.

BCH Stock Analysis - Frequently Asked Questions

How have BCH shares performed this year?

Banco De Chile's stock was trading at $22.68 on January 1st, 2025. Since then, BCH shares have increased by 32.2% and is now trading at $29.9740.

How were Banco De Chile's earnings last quarter?

Banco De Chile (NYSE:BCH) issued its earnings results on Thursday, July, 31st. The bank reported $0.64 earnings per share for the quarter, beating the consensus estimate of $0.63 by $0.01. The bank earned $801.11 million during the quarter, compared to analysts' expectations of $820.11 million. Banco De Chile had a trailing twelve-month return on equity of 23.00% and a net margin of 32.62%.
Read the conference call transcript.

When did Banco De Chile's stock split?

Shares of Banco De Chile split before market open on Friday, November 23rd 2018.The 3-1 split was announced on Tuesday, October 23rd 2018. The newly issued shares were issued to shareholders after the market closes on Wednesday, November 21st 2018. An investor that had 100 shares of stock prior to the split would have 300 shares after the split.

Who are Banco De Chile's major shareholders?

Banco De Chile's top institutional shareholders include Bessemer Group Inc. (0.09%), Itau Unibanco Holding S.A. (0.07%), Connor Clark & Lunn Investment Management Ltd. (0.07%) and Cubist Systematic Strategies LLC (0.04%).

How do I buy shares of Banco De Chile?

Shares of BCH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Banco De Chile own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Banco De Chile investors own include Meta Platforms (META), Taiwan Semiconductor Manufacturing (TSM), Advanced Micro Devices (AMD), PayPal (PYPL), Exxon Mobil (XOM), Grayscale Bitcoin Mini Trust ETF (BTC) and 3M (MMM).

Company Calendar

• Last Earnings: 7/31/2025
• Today: 9/13/2025
• Next Earnings (Estimated): 11/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NYSE:BCH
• CIK: 1161125
• Web: www.bancochile.com
• Phone: (622) 637-1111
• Fax: N/A
• Employees: 11,614
• Year Founded: 1893

Price Target and Rating

• Average Price Target for Banco De Chile: $23.00
• High Price Target: $23.00
• Low Price Target: $23.00
• Potential Upside/Downside: -23.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.81
• Trailing P/E Ratio: 10.67
• Forward P/E Ratio: 12.98
• P/E Growth: 2.29
• Net Income: $1.37 billion
• Net Margins: 32.62%
• Pretax Margin: 39.21%
• Return on Equity: 23.00%
• Return on Assets: 2.51%

Debt

• Debt-to-Equity Ratio: 2.09
• Current Ratio: 1.57
• Quick Ratio: 1.57

Sales & Book Value

• Annual Sales: $4.21 billion
• Price / Sales: 3.60
• Cash Flow: $2.53 per share
• Price / Cash Flow: 11.87
• Book Value: $14.17 per share
• Price / Book: 2.12

Miscellaneous

• Outstanding Shares: 505,080,000
• Free Float: 475,133,000
• Market Cap: $15.14 billion
• Optionable: Optionable
• Beta: 0.30