Citigroup (C) Stock Price, News & Analysis

Company Overview

Citigroup Inc. is a leading global financial services organization that provides a broad range of banking, investment, and wealth management solutions. Headquartered in New York City, Citigroup was formed in 1998 through the merger of Citicorp and Travelers Group, creating one of the world’s largest diversified financial institutions. The company’s mission is to responsibly provide financial services that enable growth and economic progress around the globe, leveraging its deep industry expertise and extensive network.

Citigroup operates through two core segments: Global Consumer Banking and Institutional Clients Group. Global Consumer Banking offers retail banking, credit card services, personal loans, mortgages and small business banking to millions of customers. The Institutional Clients Group caters to corporations, governments, and institutional investors with services such as investment banking, treasury and trade solutions, markets and securities services, and corporate lending. Citigroup also provides wealth management and private banking solutions to high-net-worth individuals.

With a presence in over 160 countries, Citigroup serves diverse markets across North America, Latin America, Europe, the Middle East, Africa and Asia Pacific. This extensive geographic footprint enables the firm to facilitate cross-border transactions, support multinational clients, and capitalize on growth opportunities in emerging economies. Citigroup’s long-standing global network positions it to manage complex financial needs and deliver integrated solutions to clients wherever they operate.

Citigroup is led by CEO Jane Fraser, who in 2021 became the first woman to head a major U.S. bank. Under her leadership, the firm has placed renewed emphasis on risk management, digital innovation and environmental, social and governance (ESG) initiatives. The executive team includes experienced financial services professionals overseeing operations, technology, regulatory affairs and client relationship management, all focused on advancing Citigroup’s commitment to responsible growth and sustainable value creation.

Key Stats

• Today's Range: $92.74 to $93.80
• 50-Day Range: $73.09 to $93.44
• 52-Week Range: $53.51 to $93.80
• Volume: 16.59 million shs
• Average Volume: 14.70 million shs
• Market Capitalization: $174.52 billion
• P/E Ratio: 13.80
• Dividend Yield: 2.57%
• Price Target: $96.46
• Consensus Rating: Moderate Buy

Citigroup Stock Analysis - MarketRank™

Citigroup scored higher than 99% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Citigroup has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 10 buy ratings, 5 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Citigroup has been the subject of 14 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 5.0 / 5
• Proj. Earnings Growth: 25.50%

Earnings Growth

Earnings for Citigroup are expected to grow by 25.50% in the coming year, from $7.53 to $9.45 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Citigroup is 13.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Citigroup is 13.80, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 14.00.

Price to Earnings Growth Ratio

Citigroup has a PEG Ratio of 0.68. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Citigroup has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.70% of the float of Citigroup has been sold short.

Short Interest Ratio / Days to Cover

Citigroup has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citigroup has recently decreased by 1.65%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Citigroup pays a meaningful dividend of 2.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Citigroup has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Citigroup is 35.45%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Citigroup will have a dividend payout ratio of 25.40% next year. This indicates that Citigroup will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.6 / 5
• Environmental Score: -0.49

Percentage of Shares Shorted

1.70% of the float of Citigroup has been sold short.

Short Interest Ratio / Days to Cover

Citigroup has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citigroup has recently decreased by 1.65%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 0.75

News Sentiment

Citigroup has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 206 news articles for Citigroup this week, compared to 85 articles on an average week.

Search Interest

125 people have searched for C on MarketBeat in the last 30 days. This is an increase of 49% compared to the previous 30 days.

MarketBeat Follows

29 people have added Citigroup to their MarketBeat watchlist in the last 30 days. This is an increase of 53% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Citigroup insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $572,704.00 in company stock.

Percentage Held by Insiders

Only 0.08% of the stock of Citigroup is held by insiders.

Percentage Held by Institutions

71.72% of the stock of Citigroup is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

C Stock Analysis - Frequently Asked Questions

How have C shares performed this year?

Citigroup's stock was trading at $70.39 at the beginning of the year. Since then, C shares have increased by 32.7% and is now trading at $93.44.

How were Citigroup's earnings last quarter?

Citigroup Inc. (NYSE:C) released its earnings results on Tuesday, July, 15th. The company reported $1.96 earnings per share for the quarter, beating analysts' consensus estimates of $1.61 by $0.35. Citigroup's revenue was up 8.2% on a year-over-year basis.
Read the conference call transcript.

Is Citigroup buying back stock?

Citigroup's Board of Directors authorized a stock buyback program on Wednesday, January 15th 2025, which permits the company to repurchase $20,000,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 13.5% of its shares through open market purchases. Shares buyback programs are usually an indication that the company's board of directors believes its stock is undervalued.

Does Citigroup have any subsidiaries?

The following companies are subsidiaries of Citigroup: The BISYS Group, Automated Trading Desk, Quilter Cheviot, Koram Bank, Grupo Financiero Banamex S.A. de C.V., European American Bank, Acciones y Valores Banamex S.A. de C.V. Casa de Bolsa Integrante del Grupo Financiero Banamex, and more.

Who are Citigroup's major shareholders?

Top institutional investors of Citigroup include Greenhaven Associates Inc. (0.87%), Swedbank AB (0.58%), Assenagon Asset Management S.A. and Robeco Institutional Asset Management B.V. (0.17%). Insiders that own company stock include Andrew John Morton, Michael Whitaker, Anand Selvakesari, Mark Mason, Zdenek Turek, Sara Wechter, Titilope Cole, Citigroup Inc and John Cunningham Dugan.
View institutional ownership trends.

How do I buy shares of Citigroup?

Shares of C stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Citigroup own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Citigroup investors own include Salesforce (CRM), BlackRock (BLK), Chevron (CVX), Bank of America (BAC), Bristol Myers Squibb (BMY), Home Depot (HD) and Johnson & Johnson (JNJ).

Company Calendar

• Record date for 5/23 Dividend: 5/05/2025
• Ex-Dividend for 5/23 Dividend: 5/05/2025
• Dividend Payable: 5/23/2025
• Last Earnings: 7/15/2025
• Today: 7/20/2025
• Record date for 8/22 Dividend: 8/04/2025
• Ex-Dividend for 8/22 Dividend: 8/04/2025
• Dividend Payable: 8/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Financial Services
• Industry: Banks - Diversified
• Sub-Industry: Banking
• Current Symbol: NYSE:C
• CIK: 831001
• Web: www.citigroup.com
• Phone: +1 (212) 559-1000
• Fax: 212-793-3946
• Employees: 239,000
• Year Founded: 1812

Price Target and Rating

• Average Price Target for Citigroup: $96.46
• High Price Target: $123.00
• Low Price Target: $75.50
• Potential Upside/Downside: +3.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 15 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.77
• Trailing P/E Ratio: 13.80
• Forward P/E Ratio: 12.41
• P/E Growth: 0.68
• Net Income: $12.68 billion
• Net Margins: 8.44%
• Pretax Margin: 11.23%
• Return on Equity: 7.29%
• Return on Assets: 0.57%

Debt

• Debt-to-Equity Ratio: 1.61
• Current Ratio: 0.99
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $83.11 billion
• Price / Sales: 2.10
• Cash Flow: $8.98 per share
• Price / Cash Flow: 10.40
• Book Value: $105.89 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 1,867,734,000
• Free Float: 1,866,240,000
• Market Cap: $174.52 billion
• Optionable: Optionable
• Beta: 1.34