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NYSE:DFS

Discover Financial Services (DFS) Stock Price, News & Analysis

Discover Financial Services logo

About Discover Financial Services Stock (NYSE:DFS)

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Key Stats

Today's Range
$198.70
$203.02
50-Day Range
$188.20
$204.08
52-Week Range
$122.37
$207.42
Volume
31.29 million shs
Average Volume
1.87 million shs
Market Capitalization
$49.77 billion
P/E Ratio
12.39
Dividend Yield
1.42%
Price Target
$198.90
Consensus Rating
Moderate Buy

Company Overview

Discover Financial Services Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
61st Percentile Overall Score

DFS MarketRank™: 

Discover Financial Services scored higher than 61% of companies evaluated by MarketBeat, and ranked 591st out of 956 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Discover Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.64, and is based on 5 buy ratings, 5 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Discover Financial Services is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Discover Financial Services has received no research coverage in the past 90 days.

  • Read more about Discover Financial Services' stock forecast and price target.
  • Earnings Growth

    Earnings for Discover Financial Services are expected to grow by 13.83% in the coming year, from $13.88 to $15.80 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Discover Financial Services is 12.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 281.43.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Discover Financial Services is 12.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.45.

  • Price to Earnings Growth Ratio

    Discover Financial Services has a PEG Ratio of 1.51. PEG Ratios above 1 indicate that a company could be overvalued.

  • Price to Book Value per Share Ratio

    Discover Financial Services has a P/B Ratio of 2.77. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Short Interest

    There is no current short interest data available for DFS.
  • Dividend Yield

    Discover Financial Services pays a meaningful dividend of 1.37%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Discover Financial Services has been increasing its dividend for 14 years.

  • Dividend Coverage

    The dividend payout ratio of Discover Financial Services is 14.65%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Discover Financial Services will have a dividend payout ratio of 17.72% next year. This indicates that Discover Financial Services will be able to sustain or increase its dividend.

  • Read more about Discover Financial Services' dividend.
  • Short Interest

    There is no current short interest data available for DFS.
    • Insider Buying vs. Insider Selling

      In the past three months, Discover Financial Services insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      Only 0.69% of the stock of Discover Financial Services is held by insiders.

    • Percentage Held by Institutions

      86.94% of the stock of Discover Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

    • Read more about Discover Financial Services' insider trading history.
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    DFS Stock News Headlines

    Warren Buffett Issues Cryptic Warning on U.S. Dollar
    Imagine a bull market so powerful, every single investor became a millionaire. Not by finding the next NVIDIA or Bitcoin, but by owning a simple index fund. It sounds impossible. Yet it happened – just a short time ago. Now a legendary figure says: "Brace yourselves. It's about to happen here, in America. But fair warning – it could be the worst thing that ever happens to you." This story has received little coverage in the press. But if history repeats, it could bump tens of millions of Americans into a 7-figure net worth practically overnight.tc pixel
    See More Headlines

    DFS Stock Analysis - Frequently Asked Questions

    Discover Financial Services (NYSE:DFS) posted its earnings results on Wednesday, April, 23rd. The financial services provider reported $4.25 earnings per share for the quarter, beating the consensus estimate of $3.33 by $0.92. The financial services provider earned $4.25 billion during the quarter, compared to the consensus estimate of $4.25 billion. Discover Financial Services had a trailing twelve-month return on equity of 26.18% and a net margin of 17.29%.
    Read the conference call transcript
    .

    Discover Financial Services subsidiaries include Home Loan Center, Student Loan Corporation, First National Bank Alaska, Diners Club International, DFS Corporate Services LLC, DFS GSD Corp., DFS International Inc., and more.

    Top institutional shareholders of Discover Financial Services include DekaBank Deutsche Girozentrale (0.02%), Osaic Holdings Inc. (0.01%), IFP Advisors Inc and Oliver Lagore Vanvalin Investment Group. Insiders that own company stock include Carlos Minetti, Michael H Moskow, Robert Andrew Eichfeld and John Greene.
    View institutional ownership trends
    .

    Based on aggregate information from My MarketBeat watchlists, some other companies that Discover Financial Services investors own include NVIDIA (NVDA), Chevron (CVX), Meta Platforms (META), Bristol Myers Squibb (BMY), Broadcom (AVGO), Salesforce (CRM) and Advanced Micro Devices (AMD).

    Company Calendar

    Last Earnings
    4/23/2025
    Today
    9/14/2025
    Fiscal Year End
    12/31/2025

    Industry, Sector and Symbol

    Stock Exchange
    NYSE
    Sector
    Finance
    Industry
    Personal credit institutions
    Sub-Industry
    Consumer Finance
    Current Symbol
    NYSE:DFS
    CIK
    1393612
    Employees
    20,200
    Year Founded
    1985

    Price Target and Rating

    High Price Target
    $239.00
    Low Price Target
    $129.00
    Potential Upside/Downside
    +0.6%
    Consensus Rating
    Moderate Buy
    Rating Score (0-4)
    2.64
    Research Coverage
    11 Analysts

    Profitability

    EPS (Trailing Twelve Months)
    $19.11
    Trailing P/E Ratio
    12.39
    Forward P/E Ratio
    14.25
    P/E Growth
    1.51
    Net Income
    $4.54 billion
    Net Margins
    17.29%
    Pretax Margin
    25.70%
    Return on Equity
    26.18%
    Return on Assets
    2.72%

    Debt

    Debt-to-Equity Ratio
    1.09
    Current Ratio
    1.09
    Quick Ratio
    1.03

    Sales & Book Value

    Annual Sales
    $18.00 billion
    Price / Sales
    2.76
    Cash Flow
    $11.59 per share
    Price / Cash Flow
    17.06
    Book Value
    $71.33 per share
    Price / Book
    2.77

    Miscellaneous

    Outstanding Shares
    251,653,000
    Free Float
    249,577,000
    Market Cap
    $49.77 billion
    Optionable
    Optionable
    Beta
    1.16

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    This page (NYSE:DFS) was last updated on 9/15/2025 by MarketBeat.com Staff
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