DFS vs. COF, SLM, CACC, NNI, ECPG, WRLD, EZPW, PRAA, GDOT, and RM
Should you be buying Discover Financial Services stock or one of its competitors? The main competitors of Discover Financial Services include Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), Nelnet (NNI), Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), and Regional Management (RM). These companies are all part of the "consumer finance" industry.
Discover Financial Services vs.
Discover Financial Services (NYSE:DFS) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, risk, analyst recommendations, community ranking, dividends, earnings, profitability, valuation and institutional ownership.
Capital One Financial received 10 more outperform votes than Discover Financial Services when rated by MarketBeat users. However, 72.13% of users gave Discover Financial Services an outperform vote while only 64.47% of users gave Capital One Financial an outperform vote.
Capital One Financial has higher revenue and earnings than Discover Financial Services. Discover Financial Services is trading at a lower price-to-earnings ratio than Capital One Financial, indicating that it is currently the more affordable of the two stocks.
Discover Financial Services presently has a consensus price target of $191.64, indicating a potential downside of 3.09%. Capital One Financial has a consensus price target of $207.73, indicating a potential upside of 6.04%. Given Capital One Financial's stronger consensus rating and higher possible upside, analysts plainly believe Capital One Financial is more favorable than Discover Financial Services.
Discover Financial Services pays an annual dividend of $2.80 per share and has a dividend yield of 1.4%. Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.2%. Discover Financial Services pays out 14.7% of its earnings in the form of a dividend. Capital One Financial pays out 20.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Discover Financial Services has increased its dividend for 14 consecutive years. Discover Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
In the previous week, Capital One Financial had 36 more articles in the media than Discover Financial Services. MarketBeat recorded 78 mentions for Capital One Financial and 42 mentions for Discover Financial Services. Discover Financial Services' average media sentiment score of 1.18 beat Capital One Financial's score of 0.58 indicating that Discover Financial Services is being referred to more favorably in the media.
Discover Financial Services has a beta of 1.16, indicating that its share price is 16% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.13, indicating that its share price is 13% more volatile than the S&P 500.
Discover Financial Services has a net margin of 17.29% compared to Capital One Financial's net margin of 9.46%. Discover Financial Services' return on equity of 26.18% beat Capital One Financial's return on equity.
86.9% of Discover Financial Services shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 0.7% of Discover Financial Services shares are owned by insiders. Comparatively, 1.3% of Capital One Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.
Summary
Discover Financial Services and Capital One Financial tied by winning 11 of the 22 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Discover Financial Services Competitors List
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This page (NYSE:DFS) was last updated on 5/21/2025 by MarketBeat.com Staff
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