NYSE:EARN Ellington Credit (EARN) Stock Price, News & Analysis $5.88 +0.03 (+0.43%) Closing price 08/28/2025 03:58 PM EasternExtended Trading$5.80 -0.08 (-1.36%) As of 09:05 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Ellington Credit Stock (NYSE:EARN) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Ellington Credit alerts:Sign Up Key Stats Today's Range$5.84▼$5.8950-Day Range$5.60▼$6.0452-Week Range$4.32▼$7.11Volume305,346 shsAverage Volume392,053 shsMarket Capitalization$220.67 millionP/E Ratio32.64Dividend Yield16.34%Price Target$6.13Consensus RatingModerate Buy Company Overview Ellington Credit Company, a real estate investment trust, acquires, invests in, and manages residential mortgage-and real estate-related assets. It acquires and manages residential mortgage-backed securities (RMBS), including agency pools and agency collateralized mortgage obligations (CMOs); and non-agency RMBS, such as non-agency CMOs, such as investment grade and non-investment grade. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is based in Old Greenwich, Connecticut. Read More Ellington Credit Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks19th Percentile Overall ScoreEARN MarketRank™: Ellington Credit scored higher than 19% of companies evaluated by MarketBeat, and ranked 881st out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.3 / 5Analyst RatingModerate Buy Consensus RatingEllington Credit has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.Amount of Analyst CoverageEllington Credit has only been the subject of 1 research reports in the past 90 days.Read more about Ellington Credit's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings Growth-3.42% Earnings GrowthEarnings for Ellington Credit are expected to decrease by -3.42% in the coming year, from $1.17 to $1.13 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Ellington Credit is 32.64, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 28.78.Price to Earnings Ratio vs. SectorThe P/E ratio of Ellington Credit is 32.64, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.44.Price to Book Value per Share RatioEllington Credit has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Ellington Credit's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.96% of the float of Ellington Credit has been sold short.Short Interest Ratio / Days to CoverEllington Credit has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Ellington Credit has recently increased by 55.99%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipEllington Credit is a leading dividend payer. It pays a dividend yield of 16.41%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthEllington Credit does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Ellington Credit is 533.33%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on EPS estimates, Ellington Credit will have a dividend payout ratio of 84.96% in the coming year. This indicates that Ellington Credit may not be able to sustain their current dividend.Read more about Ellington Credit's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.96% of the float of Ellington Credit has been sold short.Short Interest Ratio / Days to CoverEllington Credit has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Ellington Credit has recently increased by 55.99%, indicating that investor sentiment is decreasing significantly. News and Social Media2.4 / 5News Sentiment0.37 News SentimentEllington Credit has a news sentiment score of 0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.18 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Ellington Credit this week, compared to 3 articles on an average week.Search Interest24 people have searched for EARN on MarketBeat in the last 30 days. This is an increase of 140% compared to the previous 30 days.MarketBeat Follows6 people have added Ellington Credit to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Ellington Credit insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 1.40% of the stock of Ellington Credit is held by insiders.Percentage Held by InstitutionsOnly 20.40% of the stock of Ellington Credit is held by institutions.Read more about Ellington Credit's insider trading history. Receive EARN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Ellington Credit and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. EARN Stock News HeadlinesWall Street Zen Downgrades Ellington Credit (NYSE:EARN) to SellAugust 24, 2025 | americanbankingnews.comEllington Credit Company (NYSE:EARN) Q2 2025 Earnings Call TranscriptAugust 21, 2025 | msn.comMan Who Called Nvidia at $1.10 Says Buy This Now...In 2004, one man called Nvidia before just about anyone knew it existed. Now, this same guy says a new company could become the next to soar like Nvidia.August 29 at 2:00 AM | The Oxford Club (Ad)Ellington Credit: High Yield, Speculative CLO FundAugust 21, 2025 | seekingalpha.comEllington Credit Company (EARN) Q2 2025 Earnings Call TranscriptAugust 20, 2025 | seekingalpha.comEllington Residential Mortgage Reports Strong Q1 2025 ResultsAugust 19, 2025 | msn.comEllington Credit Company Announces Financial Results for the First Fiscal Quarter Ended June ...August 19, 2025 | gurufocus.comEllington Credit Company (EARN) Reports Q2 Performance BoostAugust 19, 2025 | gurufocus.comSee More Headlines EARN Stock Analysis - Frequently Asked Questions How have EARN shares performed this year? Ellington Credit's stock was trading at $6.62 at the beginning of 2025. Since then, EARN stock has decreased by 11.3% and is now trading at $5.8750. How were Ellington Credit's earnings last quarter? Ellington Credit Company (NYSE:EARN) released its earnings results on Tuesday, August, 19th. The real estate investment trust reported $0.18 earnings per share for the quarter, missing the consensus estimate of $0.20 by $0.02. The real estate investment trust earned $9.87 million during the quarter, compared to analyst estimates of $12.15 million. Ellington Credit had a net margin of 19.24% and a trailing twelve-month return on equity of 15.90%. Read the conference call transcript. Who are Ellington Credit's major shareholders? Top institutional investors of Ellington Credit include Delphi Financial Group Inc. (1.62%), Clear Harbor Asset Management LLC (0.93%), Jane Street Group LLC (0.36%) and Envestnet Asset Management Inc. (0.19%). View institutional ownership trends. How do I buy shares of Ellington Credit? Shares of EARN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Ellington Credit own? Based on aggregate information from My MarketBeat watchlists, some other companies that Ellington Credit investors own include AGNC Investment (AGNC), Energy Transfer (ET), Oxford Lane Capital (OXLC), Orchid Island Capital (ORC), Ellington Financial (EFC), Cornerstone Total Return Fund (CRF) and Cornerstone Strategic Investment Fund (CLM). Company Calendar Record date for 8/29 Dividend7/31/2025Ex-Dividend for 8/29 Dividend7/31/2025Last Earnings8/19/2025Today8/29/2025Record date for 9/30 Dividend8/29/2025Ex-Dividend for 9/30 Dividend8/29/2025Dividend Payable8/29/2025Dividend Payable9/30/2025Next Earnings (Estimated)11/11/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry REIT - MTGE TRUST Sub-IndustryTrading Current SymbolNYSE:EARN CIK1560672 Webwww.earnreit.com Phone(203) 698-1200FaxN/AEmployees170Year Founded2012Price Target and Rating Average Price Target for Ellington Credit$6.13 High Price Target$6.50 Low Price Target$5.75 Potential Upside/Downside+4.3%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$0.18 Trailing P/E Ratio32.64 Forward P/E Ratio5.02 P/E GrowthN/ANet Income$6.59 million Net Margins19.24% Pretax Margin14.23% Return on Equity15.90% Return on Assets3.89% Debt Debt-to-Equity RatioN/A Current Ratio0.14 Quick Ratio0.14 Sales & Book Value Annual Sales$15.07 million Price / Sales14.64 Cash Flow$1.09 per share Price / Cash Flow5.41 Book Value$6.64 per share Price / Book0.88Miscellaneous Outstanding Shares37,560,000Free Float37,033,000Market Cap$220.67 million OptionableOptionable Beta1.29 The Next 7 Blockbuster Stocks for Growth InvestorsWondering what the next stocks will be that hit it big, with solid fundamentals? 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