Positive News SentimentPositive NewsNYSE:EARN Ellington Credit (EARN) Stock Price, News & Analysis $5.75 -0.03 (-0.52%) As of 06/30/2025 03:58 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Ellington Credit Stock (NYSE:EARN) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Ellington Credit alerts:Sign Up Key Stats Today's Range$5.71▼$5.7550-Day Range$5.30▼$5.7752-Week Range$4.33▼$7.20Volume343,825 shsAverage Volume532,018 shsMarket Capitalization$215.97 millionP/E RatioN/ADividend Yield16.70%Price Target$6.00Consensus RatingModerate Buy Company OverviewEllington Credit Company, a real estate investment trust, acquires, invests in, and manages residential mortgage-and real estate-related assets. It acquires and manages residential mortgage-backed securities (RMBS), including agency pools and agency collateralized mortgage obligations (CMOs); and non-agency RMBS, such as non-agency CMOs, such as investment grade and non-investment grade. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is based in Old Greenwich, Connecticut.Read More… Ellington Credit Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks40th Percentile Overall ScoreEARN MarketRank™: Ellington Credit scored higher than 40% of companies evaluated by MarketBeat, and ranked 714th out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.3 / 5Analyst RatingModerate Buy Consensus RatingEllington Credit has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.Amount of Analyst CoverageEllington Credit has only been the subject of 2 research reports in the past 90 days.Read more about Ellington Credit's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings Growth-3.42% Earnings GrowthEarnings for Ellington Credit are expected to decrease by -3.42% in the coming year, from $1.17 to $1.13 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Ellington Credit is -44.23, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Ellington Credit is -44.23, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioEllington Credit has a P/B Ratio of 0.87. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Ellington Credit's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.56% of the float of Ellington Credit has been sold short.Short Interest Ratio / Days to CoverEllington Credit has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Ellington Credit has recently decreased by 54.80%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipEllington Credit is a leading dividend payer. It pays a dividend yield of 16.61%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthEllington Credit does not have a long track record of dividend growth.Dividend SustainabilityBased on EPS estimates, Ellington Credit will have a dividend payout ratio of 84.96% in the coming year. This indicates that Ellington Credit may not be able to sustain their current dividend.Read more about Ellington Credit's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.56% of the float of Ellington Credit has been sold short.Short Interest Ratio / Days to CoverEllington Credit has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Ellington Credit has recently decreased by 54.80%, indicating that investor sentiment is improving significantly. News and Social Media3.1 / 5News SentimentN/A News SentimentEllington Credit has a news sentiment score of 1.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.87 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Ellington Credit this week, compared to 3 articles on an average week.Search InterestOnly 10 people have searched for EARN on MarketBeat in the last 30 days. This is a decrease of -47% compared to the previous 30 days.MarketBeat Follows2 people have added Ellington Credit to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Ellington Credit insiders have bought more of their company's stock than they have sold. Specifically, they have bought $37,840.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 1.40% of the stock of Ellington Credit is held by insiders.Percentage Held by InstitutionsOnly 20.40% of the stock of Ellington Credit is held by institutions.Read more about Ellington Credit's insider trading history. Receive EARN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Ellington Credit and its competitors with MarketBeat's FREE daily newsletter. Email Address EARN Stock News HeadlinesIs 12% Too Good to Be True? Not for These Monthly Dividend PayersJune 13, 2025 | 247wallst.comEllington Residential Mortgage Declares June 2025 DividendJune 10, 2025 | tipranks.comTrump set to Boost Social Security Checks by 400%?If you collect—or plan to collect—Social Security, you need to see this. A new initiative tied to President Trump's Executive Order #14196 could not only save Social Security from collapse... ...but potentially increase benefits by up to 400%, according to legendary investor Louis Navellier. | InvestorPlace (Ad)Ellington Credit Company (EARN) Declares Consistent $0.08 DividendJune 9, 2025 | gurufocus.comEllington Credit Company declares $0.08 dividendJune 9, 2025 | seekingalpha.comEllington Credit Declares Monthly Common DividendJune 9, 2025 | gurufocus.comEllington Credit Declares Monthly Common Dividend | EARN Stock NewsJune 9, 2025 | gurufocus.comEllington Credit Declares Monthly Common DividendJune 9, 2025 | businesswire.comSee More Headlines EARN Stock Analysis - Frequently Asked Questions How have EARN shares performed this year? Ellington Credit's stock was trading at $6.62 at the start of the year. Since then, EARN stock has decreased by 13.1% and is now trading at $5.75. View the best growth stocks for 2025 here. How were Ellington Credit's earnings last quarter? Ellington Credit Company (NYSE:EARN) released its quarterly earnings data on Tuesday, May, 20th. The real estate investment trust reported $0.26 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.27 by $0.01. The real estate investment trust had revenue of $9.25 million for the quarter, compared to analysts' expectations of $10.35 million. Ellington Credit had a positive trailing twelve-month return on equity of 17.67% and a negative net margin of 21.82%. Read the conference call transcript. How do I buy shares of Ellington Credit? Shares of EARN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Ellington Credit own? Based on aggregate information from My MarketBeat watchlists, some other companies that Ellington Credit investors own include AGNC Investment (AGNC), Energy Transfer (ET), Oxford Lane Capital (OXLC), Orchid Island Capital (ORC), Ellington Financial (EFC), Cornerstone Total Return Fund (CRF) and Cornerstone Strategic Investment Fund (CLM). Company Calendar Last Earnings5/20/2025Record date for 6/30 Dividend5/30/2025Ex-Dividend for 6/30 Dividend5/30/2025Record date for 7/31 Dividend6/30/2025Ex-Dividend for 7/31 Dividend6/30/2025Dividend Payable6/30/2025Today7/01/2025Dividend Payable7/31/2025Next Earnings (Estimated)8/11/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry REIT - MTGE TRUST Sub-IndustryTrading Current SymbolNYSE:EARN CIK1560672 Webwww.earnreit.com Phone(203) 698-1200FaxN/AEmployees170Year FoundedN/APrice Target and Rating Average Stock Price Target$6.00 High Stock Price Target$6.50 Low Stock Price Target$5.50 Potential Upside/Downside+4.3%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)($0.13) Trailing P/E RatioN/A Forward P/E Ratio4.91 P/E GrowthN/ANet Income$6.59 million Net Margins-21.82% Pretax Margin14.23% Return on Equity17.67% Return on Assets3.74% Debt Debt-to-Equity RatioN/A Current Ratio0.14 Quick Ratio0.14 Sales & Book Value Annual Sales$15.07 million Price / Sales14.33 Cash Flow$1.07 per share Price / Cash Flow5.35 Book Value$6.64 per share Price / Book0.87Miscellaneous Outstanding Shares37,560,000Free Float37,033,000Market Cap$215.97 million OptionableOptionable Beta1.30 20 Stocks to Sell NowToday, we are inviting you to take a free peek at our proprietary, exclusive, and up-to-the-minute list of 20 stocks that Wall Street's top analysts hate.Many of these appear to have good fundamentals and might seem like okay investments, but something is wrong. Analysts smell something seriously rotten about these companies. These are true "Strong Sell" stocks.Get This Free Report This page (NYSE:EARN) was last updated on 7/1/2025 by MarketBeat.com Staff From Our PartnersHow to Collect Up To $5,917/mo From Trump’s Made In USA BoomHow to Collect Up To $5,917/mo From Trump's Made In USA Boom Thanks to President Trump's America-First poli...Investors Alley | SponsoredPost-Halving = Profit Season (Here’s How to Win It)It happens like clockwork. Every four years, the crypto market enters a new phase — and for those who know how...Crypto Swap Profits | SponsoredThe Trump Dump is starting; Get out of stocks now?The first 365 days of the Trump presidency… Will be the best time to get rich in American history.Paradigm Press | SponsoredEveryone’s watching Nvidia right now. 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