EVERTEC (EVTC) Financials

$36.34 -0.73 (-1.97%)

Closing price 05/23/2025 03:59 PM Eastern

Extended Trading

$36.34 -0.01 (-0.01%)

As of 05/23/2025 05:11 PM Eastern

Annual Income Statements for EVERTEC

This table shows EVERTEC's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	113	80	239	161	104	103	86	55	75	85
Consolidated Net Income / (Loss)	115	80	239	161	105	104	87	55	75	85
Net Income / (Loss) Continuing Operations	115	80	239	161	105	104	87	55	75	85
Total Pre-Tax Income	120	85	268	182	124	117	99	60	83	82
Total Operating Income	166	136	157	197	141	145	125	86	107	103
Total Gross Profit	845	695	618	590	511	487	454	407	390	374
Total Revenue	845	695	618	590	511	487	454	407	390	374
Operating Revenue	845	695	618	590	511	487	454	407	390	374
Total Cost of Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Operating Expenses	680	559	461	393	369	343	329	321	282	270
Selling, General & Admin Expense	146	128	90	68	71	61	69	56	47	37
Depreciation Expense	128	94	79	75	72	68	63	64	60	65
Other Operating Expenses / (Income)	406	337	293	250	227	213	197	201	176	168
Total Other Income / (Expense), net	-46	-51	110	-15	-18	-28	-26	-26	-24	-21
Interest Expense	75	32	25	23	25	29	30	30	25	24
Interest & Investment Income	18	13	6.09	3.60	2.64	2.15	1.48	1.32	0.33	0.64
Other Income / (Expense), net	11	-32	129	4.40	4.90	-1.17	2.60	2.66	0.54	2.31
Income Tax Expense	4.85	5.48	29	21	19	13	13	4.78	8.27	-3.34
Net Income / (Loss) Attributable to Noncontrolling Interest	2.16	0.15	-0.14	0.01	0.42	0.23	0.30	0.37	0.09	0.00
Basic Earnings per Share	$1.75	$1.23	$3.48	$2.24	$1.45	$1.44	$1.19	$0.76	$1.01	$1.11
Weighted Average Basic Shares Outstanding	63.61M	65.45M	64.99M	71.97M	72.11M	72.00M	72.61M	72.48M	74.13M	77.07M
Diluted Earnings per Share	$1.73	$1.21	$3.45	$2.21	$1.43	$1.41	$1.16	$0.76	$1.01	$1.11
Weighted Average Diluted Shares Outstanding	63.61M	65.45M	64.99M	71.97M	72.11M	72.00M	72.61M	72.48M	74.13M	77.07M
Weighted Average Basic & Diluted Shares Outstanding	63.61M	65.45M	64.99M	71.97M	72.11M	72.00M	72.61M	72.48M	74.13M	77.07M
Cash Dividends to Common per Share	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.10	$0.30	$0.40	$0.40

This table shows EVERTEC's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	33	40	25	32	16	11	10	28	30	29	138
Consolidated Net Income / (Loss)	33	41	25	33	16	12	9.96	28	30	29	138
Net Income / (Loss) Continuing Operations	33	41	25	33	16	12	9.96	28	30	29	138
Total Pre-Tax Income	37	42	27	34	17	13	5.10	35	33	35	147
Total Operating Income	50	48	42	43	33	22	40	35	40	41	24
Total Gross Profit	229	216	212	212	205	195	173	167	160	162	146
Total Revenue	229	216	212	212	205	195	173	167	160	162	146
Operating Revenue	229	216	212	212	205	195	173	167	160	162	146
Total Cost of Revenue	0.00	-	0.00	0.00	0.00	-	0.00	0.00	0.00	-	0.00
Total Operating Expenses	179	168	170	169	173	173	134	132	120	121	122
Selling, General & Admin Expense	36	38	34	38	36	44	30	30	24	23	26
Depreciation Expense	28	27	34	33	34	30	22	22	19	20	20
Other Operating Expenses / (Income)	115	104	102	97	102	99	81	80	76	77	76
Total Other Income / (Expense), net	-12	-5.55	-15	-9.74	-16	-9.00	-34	-0.14	-7.21	-6.11	123
Interest Expense	17	17	19	19	20	15	5.71	5.64	5.64	6.53	6.76
Interest & Investment Income	5.33	4.09	4.80	4.31	4.43	4.50	3.12	3.58	2.29	1.69	1.50
Other Income / (Expense), net	-0.61	7.74	-0.72	4.66	-0.62	1.83	-32	1.92	-3.85	-1.27	128
Income Tax Expense	4.14	1.75	1.71	1.10	0.29	0.93	-4.86	6.59	2.82	6.07	9.05
Net Income / (Loss) Attributable to Noncontrolling Interest	0.39	0.61	0.52	0.62	0.41	0.33	-0.08	-0.11	0.01	-	-0.08
Basic Earnings per Share	$0.51	$0.61	$0.39	$0.50	$0.25	$0.18	$0.16	$0.43	$0.46	$0.39	$2.08
Weighted Average Basic Shares Outstanding	63.61M	63.61M	63.61M	63.98M	64.41M	65.45M	64.63M	64.63M	65.08M	64.99M	65.20M
Diluted Earnings per Share	$0.50	$0.62	$0.38	$0.49	$0.24	$0.17	$0.15	$0.43	$0.46	$0.39	$2.06
Weighted Average Diluted Shares Outstanding	63.61M	63.61M	63.61M	63.98M	64.41M	65.45M	64.63M	64.63M	65.08M	64.99M	65.20M
Weighted Average Basic & Diluted Shares Outstanding	63.61M	63.61M	63.61M	63.98M	64.41M	65.45M	64.63M	64.63M	65.08M	64.99M	65.20M
Cash Dividends to Common per Share	$0.05	-	$0.05	$0.05	$0.05	-	$0.05	$0.05	$0.05	-	$0.05

This table details how cash moves in and out of EVERTEC's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	-29	128	-70	65	90	44	26	0.34	19	-3.37
Net Cash From Operating Activities	260	211	220	228	199	180	173	146	168	162
Net Cash From Continuing Operating Activities	260	211	220	228	199	180	173	146	168	162
Net Income / (Loss) Continuing Operations	115	80	239	161	105	104	87	55	75	85
Consolidated Net Income / (Loss)	115	80	239	161	105	104	87	55	75	85
Depreciation Expense	128	94	79	75	72	68	63	64	60	65
Amortization Expense	12	8.56	8.35	7.74	7.86	9.15	4.32	5.13	4.33	3.33
Non-Cash Adjustments To Reconcile Net Income	35	35	-103	15	13	18	24	30	21	7.33
Changes in Operating Assets and Liabilities, net	-29	-5.79	-3.23	-31	2.10	-19	-5.40	-9.21	8.35	1.41
Net Cash From Investing Activities	-118	-508	-133	-84	-49	-65	-41	-76	-58	-53
Net Cash From Continuing Investing Activities	-118	-508	-133	-84	-49	-65	-41	-76	-58	-53
Purchase of Property, Plant & Equipment	-88	-85	-72	-67	-49	-23	-14	-11	-18	-21
Acquisitions	-36	-423	-55	-15	0.00	-42	-27	-65	-39	-26
Purchase of Investments	-0.93	-0.96	-0.25	-2.97	0.00	0.00	-	-	-	-
Sale of Property, Plant & Equipment	0.01	0.02	0.08	0.81	0.01	0.11	0.02	0.03	0.08	0.01
Sale and/or Maturity of Investments	7.10	1.05	1.02	0.00	0.00	-	-	-	-	-
Other Investing Activities, net	0.00	0.00	-7.26	0.00	0.00	-	-	-	-	-6.10
Net Cash From Financing Activities	-153	416	-153	-81	-63	-70	-105	-69	-91	-113
Net Cash From Continuing Financing Activities	-153	416	-153	-81	-63	-70	-105	-69	-91	-113
Repayment of Debt	-39	-193	-456	-34	-33	-15	-631	-38	-96	-27
Repurchase of Common Equity	-82	-36	-97	-24	-7.30	-32	-10	-7.67	-40	-55
Payment of Dividends	-13	-13	-14	-14	-14	-14	-7.27	-22	-30	-31
Issuance of Debt	0.00	651	415	0.00	0.00	-	545	0.00	76	0.00
Other Financing Activities, net	-19	7.14	-2.23	-8.79	-8.13	-8.85	-2.16	-1.59	-0.55	-0.31
Effect of Exchange Rate Changes	-18	8.44	-3.53	1.50	2.15	0.00	0.00	-	-	-

This table details how cash moves in and out of EVERTEC's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	-7.03	-12	-2.61	-8.70	-6.14	128	-7.51	30	-23	-28	-67
Net Cash From Operating Activities	38	75	54	95	36	53	38	66	55	61	29
Net Cash From Continuing Operating Activities	38	75	54	95	36	53	38	66	55	61	29
Net Income / (Loss) Continuing Operations	33	41	25	33	16	12	9.96	28	30	29	138
Consolidated Net Income / (Loss)	33	41	25	33	16	12	9.96	28	30	29	138
Depreciation Expense	28	27	34	33	34	30	22	22	19	20	20
Amortization Expense	2.85	2.89	2.99	2.24	3.68	2.15	2.52	1.87	2.02	2.59	1.90
Non-Cash Adjustments To Reconcile Net Income	4.51	12	12	1.42	9.21	-20	37	6.28	12	3.36	-119
Changes in Operating Assets and Liabilities, net	-31	-6.99	-20	26	-28	29	-34	7.61	-8.80	6.06	-11
Net Cash From Investing Activities	-22	-53	-15	-28	-22	-402	-47	-22	-37	-27	-60
Net Cash From Continuing Investing Activities	-22	-53	-15	-28	-22	-402	-47	-22	-37	-27	-60
Purchase of Property, Plant & Equipment	-22	-19	-13	-34	-22	-34	-15	-22	-13	-27	-16
Purchase of Investments	-0.05	-0.79	-0.02	-	-0.11	27	-27	-	0.00	-	-
Net Cash From Financing Activities	-28	-22	-45	-69	-16	480	-11	-12	-41	-54	-41
Net Cash From Continuing Financing Activities	-28	-22	-45	-69	-16	480	-11	-12	-41	-54	-41
Repayment of Debt	-12	-10	-7.44	-89	68	-163	0.81	-5.19	-25	-445	-0.05
Repurchase of Common Equity	-5.17	-	-12	-	-70	-12	-7.81	-9.52	-6.27	-24	-37
Payment of Dividends	-3.18	-3.18	-3.20	-2.08	-4.42	-3.29	-3.23	-3.25	-3.25	-3.26	-3.34
Issuance of Debt	0.00	-	-	-	-	-	-	-	-	-	-
Other Financing Activities, net	-7.56	-8.91	-22	22	-9.76	7.93	-0.43	5.51	-5.87	3.46	-0.01
Effect of Exchange Rate Changes	5.20	-12	3.64	-6.47	-3.77	-2.28	13	-1.57	-0.28	-7.79	4.45

This table presents EVERTEC's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	1,858	2,060	1,132	1,145	1,073	1,012	927	903	886	864
Total Current Assets	529	561	389	436	359	276	216	169	158	135
Cash & Equivalents	274	296	185	266	203	111	70	50	52	29
Restricted Cash	25	23	18	20	18	20	17	9.94	8.11	12
Accounts Receivable	138	127	111	113	96	107	100	83	78	74
Prepaid Expenses	61	65	42	37	42	38	29	25	20	19
Other Current Assets	32	51	32	-	-	-	-	-	-	-
Plant, Property, & Equipment, net	62	62	56	49	44	44	37	38	39	34
Total Noncurrent Assets	1,266	1,434	684	657	670	692	674	696	688	695
Long-Term Investments	34	31	15	12	13	12	12	13	12	12
Goodwill	727	792	423	393	398	399	395	399	371	368
Intangible Assets	431	518	200	213	220	242	259	280	299	312
Noncurrent Deferred & Refundable Income Taxes	34	48	5.70	6.91	5.73	2.13	1.92	0.99	-	0.00
Other Noncurrent Operating Assets	39	46	40	31	34	35	5.30	3.56	6.11	2.35
Total Liabilities & Shareholders' Equity	1,858	2,060	1,132	1,145	1,073	1,012	927	903	886	864
Total Liabilities	1,338	1,425	657	674	730	740	712	755	777	765
Total Current Liabilities	280	298	208	153	153	144	137	147	129	103
Short-Term Debt	24	24	41	20	14	14	14	58	48	40
Accounts Payable	59	67	30	28	43	39	47	41	41	21
Accrued Expenses	125	129	81	75	58	58	57	38	34	37
Current Deferred Revenue	25	21	15	17	25	21	12	7.74	4.53	2.88
Current Deferred & Payable Income Tax Liabilities	8.98	3.40	9.41	7.13	6.57	6.30	6.65	1.41	1.76	1.35
Other Current Liabilities	38	54	33	5.58	5.83	5.77	0.00	-	-	-
Total Noncurrent Liabilities	1,059	1,127	449	522	577	596	575	608	648	663
Long-Term Debt	925	947	389	445	481	511	524	557	600	619
Noncurrent Deferred Revenue	55	42	34	36	31	28	26	23	17	11
Noncurrent Deferred & Payable Income Tax Liabilities	45	88	10	2.37	2.75	4.26	9.95	14	15	21
Other Noncurrent Operating Liabilities	34	50	15	38	62	52	15	13	16	12
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00	0.00	0.00
Redeemable Noncontrolling Interest	43	37	0.00	-	-	-	-	-	-	-
Total Equity & Noncontrolling Interests	476	598	475	470	342	272	216	148	108	98
Total Preferred & Common Equity	473	594	472	466	338	267	211	144	105	98
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	473	594	472	466	338	267	211	144	105	98
Common Stock	7.64	37	0.65	8.28	6.06	0.72	6.51	6.07	0.73	10
Retained Earnings	600	539	487	506	380	296	229	149	116	95
Accumulated Other Comprehensive Income / (Loss)	-135	18	-16	-48	-48	-30	-24	-11	-12	-7.58
Noncontrolling Interest	3.28	4.12	3.24	4.06	4.69	4.44	4.15	3.86	3.50	0.00

This table presents EVERTEC's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	1,918	1,895	1,890	1,996	1,221	1,172	1,137	1,121
Total Current Assets	555	534	531	563	402	394	368	397
Cash & Equivalents	266	275	258	294	178	192	174	225
Restricted Cash	24	26	24	24	21	19	19	19
Short-Term Investments	0.82	1.73	-	-	-	-	-	2.20
Accounts Receivable	159	131	122	141	116	109	128	112
Prepaid Expenses	72	64	61	62	53	43	48	41
Other Current Assets	34	37	65	42	35	30	-	-
Plant, Property, & Equipment, net	64	0.00	66	61	57	58	57	50
Total Noncurrent Assets	1,297	1,360	1,292	1,371	760	718	710	672
Long-Term Investments	31	29	28	33	46	17	16	14
Goodwill	753	751	742	778	434	438	434	418
Intangible Assets	437	443	452	490	220	214	214	196
Noncurrent Deferred & Refundable Income Taxes	39	33	24	20	18	8.26	7.93	5.41
Other Noncurrent Operating Assets	38	104	47	50	41	40	38	38
Total Liabilities & Shareholders' Equity	1,918	1,895	1,890	1,996	1,221	1,172	1,137	1,121
Total Liabilities	1,332	1,349	1,364	1,445	685	633	626	666
Total Current Liabilities	280	270	291	354	249	199	183	179
Short-Term Debt	24	24	24	104	27	21	21	29
Accounts Payable	69	54	60	67	52	50	48	33
Accrued Expenses	112	119	114	117	91	80	80	83
Current Deferred & Payable Income Tax Liabilities	14	5.67	4.22	0.00	0.96	0.17	9.24	11
Other Current Liabilities	61	68	69	48	63	30	5.80	6.01
Total Noncurrent Liabilities	1,053	1,079	1,073	1,090	436	435	443	487
Long-Term Debt	920	931	936	942	375	380	385	427
Noncurrent Deferred & Payable Income Tax Liabilities	45	45	46	54	11	9.41	10	8.00
Other Noncurrent Operating Liabilities	88	103	37	43	17	12	15	17
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Redeemable Noncontrolling Interest	40	40	38	41	-	-	-	-
Total Equity & Noncontrolling Interests	545	506	487	511	536	538	511	455
Total Preferred & Common Equity	542	503	483	507	532	535	508	452
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	542	503	483	507	532	535	508	452
Common Stock	4.96	5.72	11	0.64	5.05	0.65	0.65	0.66
Retained Earnings	629	563	541	513	531	529	508	481
Accumulated Other Comprehensive Income / (Loss)	-92	-66	-69	-5.92	-3.35	4.52	-0.45	-30
Noncontrolling Interest	3.00	3.55	3.65	3.98	3.94	3.61	3.37	3.45

This table displays calculated financial ratios and metrics derived from EVERTEC's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	21.70%	12.34%	4.85%	15.51%	4.76%	7.38%	11.48%	4.53%	4.28%	3.25%
EBITDA Growth	53.31%	-44.75%	31.64%	25.72%	2.32%	13.04%	23.40%	-7.85%	-1.37%	3.28%
EBIT Growth	69.63%	-63.64%	42.62%	37.34%	2.06%	12.22%	43.94%	-17.60%	1.91%	6.34%
NOPAT Growth	24.75%	-9.22%	-19.46%	45.60%	-6.80%	17.58%	37.84%	-17.89%	-10.27%	25.82%
Net Income Growth	43.70%	-66.56%	48.23%	53.69%	1.11%	19.79%	56.21%	-26.23%	-12.01%	29.05%
EPS Growth	42.98%	-64.93%	56.11%	54.55%	1.42%	21.55%	52.63%	-24.75%	-9.01%	32.14%
Operating Cash Flow Growth	23.14%	-3.96%	-3.73%	14.73%	10.64%	4.18%	18.48%	-13.25%	3.47%	16.16%
Free Cash Flow Firm Growth	163.02%	-593.57%	-37.80%	-14.80%	30.22%	-10.00%	99.79%	-38.50%	-15.06%	-12.81%
Invested Capital Growth	-9.58%	83.33%	7.99%	4.97%	-7.60%	-0.25%	-5.11%	1.01%	-2.99%	-4.20%
Revenue Q/Q Growth	2.64%	4.96%	1.07%	3.70%	1.39%	1.87%	36.49%	-20.50%	1.62%	0.41%
EBITDA Q/Q Growth	10.37%	-3.16%	-2.69%	4.30%	2.46%	4.62%	2.36%	0.49%	-2.13%	3.93%
EBIT Q/Q Growth	22.23%	-13.35%	-4.11%	5.55%	5.23%	3.44%	4.31%	-0.17%	-3.69%	8.02%
NOPAT Q/Q Growth	19.34%	-8.96%	-6.09%	5.00%	4.10%	4.26%	14.99%	-12.29%	-4.07%	11.53%
Net Income Q/Q Growth	33.59%	-17.46%	-4.97%	5.79%	7.51%	4.85%	19.82%	-15.40%	-7.30%	14.55%
EPS Q/Q Growth	35.16%	-15.38%	-4.70%	5.24%	8.33%	5.22%	17.17%	-13.64%	-6.48%	14.43%
Operating Cash Flow Q/Q Growth	3.65%	-5.14%	3.94%	-9.99%	20.70%	-0.28%	4.19%	-4.02%	3.29%	1.29%
Free Cash Flow Firm Q/Q Growth	180.91%	-544.98%	-23.50%	-20.51%	29.89%	-5.57%	4.47%	11.86%	-17.17%	-4.20%
Invested Capital Q/Q Growth	-2.97%	81.52%	5.17%	2.45%	-4.79%	0.60%	-1.36%	-2.42%	0.25%	-2.57%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
EBITDA Margin	37.42%	29.71%	60.40%	48.10%	44.20%	45.26%	42.99%	38.84%	44.05%	46.57%
Operating Margin	19.59%	19.60%	25.45%	33.32%	27.69%	29.65%	27.57%	21.14%	27.51%	27.67%
EBIT Margin	20.90%	15.00%	46.33%	34.06%	28.65%	29.41%	28.14%	21.80%	27.65%	28.29%
Profit (Net Income) Margin	13.58%	11.50%	38.63%	27.32%	20.54%	21.28%	19.07%	13.61%	19.29%	22.86%
Tax Burden Percent	95.95%	93.58%	89.18%	88.68%	84.66%	88.88%	87.30%	92.06%	90.08%	104.07%
Interest Burden Percent	67.69%	81.92%	93.48%	90.44%	84.66%	81.40%	77.64%	67.84%	77.44%	77.64%
Effective Tax Rate	4.05%	6.42%	10.82%	11.32%	15.34%	11.12%	12.70%	7.94%	9.92%	-4.07%
Return on Invested Capital (ROIC)	13.31%	13.14%	21.30%	28.16%	19.04%	19.63%	16.24%	11.54%	13.91%	14.94%
ROIC Less NNEP Spread (ROIC-NNEP)	6.15%	1.67%	74.08%	21.98%	14.42%	13.61%	11.62%	7.27%	10.29%	11.38%
Return on Net Nonoperating Assets (RNNOA)	6.58%	1.25%	29.26%	11.49%	15.11%	22.94%	31.38%	31.73%	58.89%	73.51%
Return on Equity (ROE)	19.88%	14.39%	50.55%	39.66%	34.15%	42.57%	47.62%	43.27%	72.80%	88.45%
Cash Return on Invested Capital (CROIC)	23.36%	-45.68%	13.61%	23.31%	26.94%	19.88%	21.48%	10.53%	16.95%	19.23%
Operating Return on Assets (OROA)	9.02%	6.53%	25.17%	18.12%	14.04%	14.78%	13.96%	9.92%	12.31%	12.08%
Return on Assets (ROA)	5.86%	5.00%	20.99%	14.53%	10.06%	10.70%	9.46%	6.20%	8.59%	9.76%
Return on Common Equity (ROCE)	18.37%	13.82%	50.16%	39.23%	33.64%	41.82%	46.57%	42.03%	71.57%	88.45%
Return on Equity Simple (ROE_SIMPLE)	24.29%	13.44%	50.66%	34.56%	31.04%	38.81%	40.94%	38.46%	71.77%	86.93%
Net Operating Profit after Tax (NOPAT)	159	127	140	174	120	128	109	79	97	108
NOPAT Margin	18.80%	18.34%	22.70%	29.55%	23.44%	26.35%	24.07%	19.46%	24.78%	28.80%
Net Nonoperating Expense Percent (NNEP)	7.16%	11.47%	-52.79%	6.18%	4.62%	6.02%	4.62%	4.26%	3.62%	3.56%
Return On Investment Capital (ROIC_SIMPLE)	11.16%	8.12%	15.51%	-	-	-	-	-	-	-
Cost of Revenue to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	17.22%	18.45%	14.52%	11.54%	13.87%	12.60%	15.14%	13.79%	12.06%	9.98%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	80.41%	80.40%	74.55%	66.68%	72.31%	70.35%	72.43%	78.86%	72.49%	72.33%
Earnings before Interest and Taxes (EBIT)	177	104	287	201	146	143	128	89	108	106
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	316	206	374	284	226	221	195	158	172	174
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	4.64	4.42	4.42	7.60	8.21	8.93	9.56	6.61	11.77	11.94
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	2.59	3.78	3.37	6.01	5.43	4.89	4.45	2.34	3.16	3.14
Price to Earnings (P/E)	19.48	32.96	8.72	22.00	26.55	23.05	23.43	17.31	16.41	13.73
Dividend Yield	0.58%	0.49%	0.63%	0.41%	0.52%	0.60%	0.36%	3.04%	2.38%	2.60%
Earnings Yield	5.13%	3.03%	11.46%	4.55%	3.77%	4.34%	4.27%	5.78%	6.09%	7.28%
Enterprise Value to Invested Capital (EV/IC)	2.52	2.62	3.36	5.86	5.03	4.24	3.76	2.17	2.65	2.53
Enterprise Value to Revenue (EV/Rev)	3.38	4.74	3.72	6.30	5.95	5.69	5.43	3.68	4.65	4.76
Enterprise Value to EBITDA (EV/EBITDA)	9.03	15.95	6.16	13.10	13.47	12.57	12.63	9.48	10.55	10.22
Enterprise Value to EBIT (EV/EBIT)	16.16	31.58	8.03	18.49	20.77	19.34	19.29	16.89	16.81	16.83
Enterprise Value to NOPAT (EV/NOPAT)	17.97	25.82	16.39	21.32	25.39	21.58	22.56	18.91	18.76	16.54
Enterprise Value to Operating Cash Flow (EV/OCF)	10.98	15.58	10.46	16.27	15.26	15.40	14.27	10.28	10.77	10.95
Enterprise Value to Free Cash Flow (EV/FCFF)	10.24	0.00	25.64	25.75	17.95	21.31	17.06	20.73	15.39	12.85
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.83	1.53	0.91	0.99	1.45	1.93	2.50	4.16	5.99	6.71
Long-Term Debt to Equity	1.78	1.49	0.82	0.95	1.40	1.88	2.43	3.77	5.54	6.31
Financial Leverage	1.07	0.75	0.39	0.52	1.05	1.69	2.70	4.36	5.72	6.46
Leverage Ratio	3.39	2.88	2.41	2.73	3.39	3.98	5.03	6.98	8.48	9.06
Compound Leverage Factor	2.30	2.36	2.25	2.47	2.87	3.24	3.91	4.74	6.56	7.03
Debt to Total Capital	64.63%	60.44%	47.54%	49.69%	59.12%	65.91%	71.40%	80.62%	85.68%	87.03%
Short-Term Debt to Total Capital	1.63%	1.49%	4.50%	2.11%	1.70%	1.79%	1.89%	7.66%	6.32%	5.25%
Long-Term Debt to Total Capital	63.01%	58.95%	43.04%	47.58%	57.42%	64.12%	69.51%	72.97%	79.36%	81.78%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	3.18%	2.56%	0.36%	0.43%	0.56%	0.56%	0.55%	0.51%	0.46%	0.00%
Common Equity to Total Capital	32.18%	37.00%	52.10%	49.87%	40.32%	33.53%	28.05%	18.87%	13.85%	12.97%
Debt to EBITDA	3.00	4.70	1.15	1.64	2.19	2.38	2.76	3.89	3.77	3.79
Net Debt to EBITDA	1.95	3.01	0.57	0.59	1.16	1.73	2.25	3.43	3.35	3.48
Long-Term Debt to EBITDA	2.92	4.59	1.04	1.57	2.13	2.32	2.69	3.52	3.49	3.56
Debt to NOPAT	5.97	7.62	3.07	2.67	4.14	4.09	4.93	7.77	6.71	6.13
Net Debt to NOPAT	3.88	4.88	1.51	0.96	2.18	2.97	4.02	6.84	5.96	5.64
Long-Term Debt to NOPAT	5.82	7.43	2.77	2.55	4.02	3.98	4.80	7.03	6.21	5.76
Altman Z-Score	2.37	2.13	4.08	5.16	3.93	3.45	3.10	1.79	2.01	1.95
Noncontrolling Interest Sharing Ratio	7.61%	3.99%	0.77%	1.08%	1.49%	1.76%	2.20%	2.87%	1.70%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.89	1.88	1.87	2.85	2.35	1.91	1.58	1.15	1.23	1.31
Quick Ratio	1.47	1.42	1.42	2.48	1.95	1.51	1.25	0.91	1.00	1.00
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	279	-443	90	144	169	130	144	72	118	138
Operating Cash Flow to CapEx	294.11%	248.60%	306.08%	345.56%	409.36%	786.11%	1,241.44%	1,294.95%	914.88%	773.13%
Free Cash Flow to Firm to Interest Expense	3.73	-13.70	3.62	6.32	6.75	4.51	4.81	2.42	4.78	5.71
Operating Cash Flow to Interest Expense	3.48	6.53	8.88	10.01	7.94	6.25	5.75	4.88	6.83	6.69
Operating Cash Flow Less CapEx to Interest Expense	2.30	3.91	5.98	7.12	6.00	5.45	5.29	4.51	6.08	5.83
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.43	0.44	0.54	0.53	0.49	0.50	0.50	0.46	0.45	0.43
Accounts Receivable Turnover	6.40	5.84	5.50	5.64	5.04	4.71	4.94	5.05	5.14	5.17
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	13.58	11.69	11.79	12.81	11.69	12.10	12.15	10.60	10.66	11.73
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	56.99	62.52	66.33	64.67	72.39	77.56	73.85	72.23	70.99	70.55
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	56.99	62.52	66.33	64.67	72.39	77.56	73.85	72.23	70.99	70.55
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,135	1,255	684	634	604	653	655	690	683	704
Invested Capital Turnover	0.71	0.72	0.94	0.95	0.81	0.75	0.67	0.59	0.56	0.52
Increase / (Decrease) in Invested Capital	-120	570	51	30	-50	-1.61	-35	6.93	-21	-31
Enterprise Value (EV)	2,857	3,291	2,300	3,715	3,039	2,772	2,465	1,499	1,810	1,779
Market Capitalization	2,194	2,628	2,085	3,545	2,773	2,385	2,021	953	1,232	1,173
Book Value per Share	$7.43	$9.20	$7.23	$6.48	$4.70	$3.71	$2.91	$1.99	$1.43	$1.29
Tangible Book Value per Share	($10.77)	($11.07)	($2.33)	($1.95)	($3.89)	($5.20)	($6.08)	($7.38)	($7.72)	($7.65)
Total Capital	1,468	1,606	905	935	838	797	754	764	756	757
Total Debt	949	971	430	465	495	525	538	616	647	659
Total Long-Term Debt	925	947	389	445	481	511	524	557	600	619
Net Debt	616	621	212	167	261	382	439	542	575	606
Capital Expenditures (CapEx)	88	85	72	66	49	23	14	11	18	21
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-25	-32	18	17	-0.80	15	6.99	20	17	31
Debt-free Net Working Capital (DFNWC)	273	287	221	303	220	146	94	80	77	72
Net Working Capital (NWC)	249	263	181	283	206	132	79	21	29	32
Net Nonoperating Expense (NNE)	44	48	-99	13	15	25	23	24	21	22
Net Nonoperating Obligations (NNO)	615	619	210	164	261	382	439	542	575	606
Total Depreciation and Amortization (D&A)	140	102	87	83	79	77	67	69	64	68
Debt-free, Cash-free Net Working Capital to Revenue	-2.95%	-4.57%	2.87%	2.93%	-0.16%	3.04%	1.54%	4.82%	4.33%	8.41%
Debt-free Net Working Capital to Revenue	32.32%	41.30%	35.81%	51.41%	43.15%	29.95%	20.65%	19.64%	19.74%	19.27%
Net Working Capital to Revenue	29.50%	37.86%	29.22%	48.06%	40.36%	27.02%	17.51%	5.28%	7.47%	8.63%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.75	$1.23	$3.48	$2.24	$1.45	$1.44	$1.19	$0.76	$1.01	$1.11
Adjusted Weighted Average Basic Shares Outstanding	63.61M	65.45M	64.99M	71.97M	72.11M	72.00M	72.38M	72.43M	72.64M	77.07M
Adjusted Diluted Earnings per Share	$1.73	$1.21	$3.45	$2.21	$1.43	$1.41	$1.16	$0.76	$1.01	$1.11
Adjusted Weighted Average Diluted Shares Outstanding	63.61M	65.45M	64.99M	71.97M	72.11M	72.00M	72.38M	72.43M	72.64M	77.07M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	63.61M	65.45M	64.99M	71.97M	72.11M	72.00M	72.38M	72.43M	72.64M	77.07M
Normalized Net Operating Profit after Tax (NOPAT)	159	127	140	174	120	128	109	79	97	72
Normalized NOPAT Margin	18.80%	18.34%	22.70%	29.55%	23.44%	26.35%	24.07%	19.46%	24.78%	19.37%
Pre Tax Income Margin	14.15%	12.29%	43.31%	30.81%	24.26%	23.94%	21.85%	14.79%	21.41%	21.96%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	2.36	3.22	11.57	8.81	5.83	4.97	4.25	2.97	4.37	4.35
NOPAT to Interest Expense	2.13	3.94	5.67	7.64	4.77	4.46	3.64	2.65	3.92	4.43
EBIT Less CapEx to Interest Expense	1.18	0.60	8.67	5.91	3.89	4.18	3.79	2.59	3.63	3.49
NOPAT Less CapEx to Interest Expense	0.94	1.31	2.77	4.74	2.83	3.66	3.17	2.28	3.17	3.57
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	11.22%	16.31%	5.77%	8.94%	13.72%	13.91%	8.40%	39.27%	39.53%	36.22%
Augmented Payout Ratio	82.91%	61.50%	46.20%	24.08%	20.68%	44.59%	19.95%	53.11%	92.70%	100.58%

This table displays calculated financial ratios and metrics derived from EVERTEC's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	11.43%	11.19%	22.28%	26.88%	28.47%	20.29%	18.79%	4.05%	6.37%	4.22%	-0.05%
EBITDA Growth	14.08%	53.42%	141.16%	36.64%	21.88%	-10.80%	-81.50%	-9.21%	-18.01%	-14.22%	155.98%
EBIT Growth	51.88%	136.35%	431.21%	30.85%	-11.17%	-40.51%	-94.95%	-19.36%	-26.57%	-23.64%	222.40%
NOPAT Growth	36.53%	128.26%	-49.64%	48.93%	-12.07%	-40.31%	245.69%	-25.80%	-7.75%	-22.84%	-42.85%
Net Income Growth	101.93%	244.43%	153.13%	15.95%	-45.49%	-58.87%	-92.77%	-16.41%	-22.65%	-30.30%	290.64%
EPS Growth	108.33%	264.71%	153.33%	13.95%	-47.83%	-56.41%	-92.72%	-8.51%	-13.21%	-30.36%	329.17%
Operating Cash Flow Growth	-7.52%	42.09%	42.27%	44.19%	-34.00%	-13.13%	29.33%	6.30%	-19.46%	15.84%	-54.40%
Free Cash Flow Firm Growth	116.23%	130.20%	-1,292.52%	-547.75%	-767.46%	-3,157.73%	474.86%	-215.13%	-185.88%	-223.00%	-117.99%
Invested Capital Growth	-3.08%	-9.58%	69.17%	65.76%	76.44%	83.33%	6.21%	15.23%	15.58%	7.99%	5.20%
Revenue Q/Q Growth	5.73%	2.17%	-0.09%	3.24%	5.50%	12.37%	3.66%	4.54%	-1.22%	10.96%	-9.20%
EBITDA Q/Q Growth	-6.06%	10.22%	-6.90%	18.35%	26.34%	73.26%	-47.25%	5.56%	-7.54%	-64.07%	158.91%
EBIT Q/Q Growth	-12.24%	36.47%	-15.00%	49.19%	36.57%	206.73%	-79.06%	1.27%	-8.54%	-73.94%	234.12%
NOPAT Q/Q Growth	-4.32%	18.20%	-7.24%	30.13%	59.97%	-73.92%	174.36%	-23.17%	8.60%	51.01%	-41.11%
Net Income Q/Q Growth	-18.63%	61.36%	-22.51%	98.47%	38.79%	18.59%	-64.51%	-6.70%	4.72%	-79.16%	310.48%
EPS Q/Q Growth	-19.35%	63.16%	-22.45%	104.17%	41.18%	13.33%	-65.12%	-6.52%	17.95%	-81.07%	338.30%
Operating Cash Flow Q/Q Growth	-49.92%	40.34%	-43.84%	165.09%	-40.86%	40.52%	-43.08%	21.33%	-15.29%	109.20%	-53.22%
Free Cash Flow Firm Q/Q Growth	-50.44%	137.82%	-3.66%	16.48%	7.79%	-1,593.75%	156.31%	-11.85%	-246.30%	-71.88%	-117.29%
Invested Capital Q/Q Growth	6.39%	-2.97%	-0.37%	-5.76%	-0.74%	81.52%	-2.38%	0.31%	3.13%	5.17%	5.91%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
EBITDA Margin	35.06%	39.46%	36.58%	39.25%	34.25%	28.60%	18.55%	36.45%	36.10%	38.56%	119.11%
Operating Margin	21.64%	22.16%	19.61%	20.46%	15.98%	11.17%	22.84%	20.81%	25.09%	25.27%	16.34%
EBIT Margin	21.37%	25.74%	19.27%	22.65%	15.68%	12.11%	4.44%	21.96%	22.67%	24.49%	104.29%
Profit (Net Income) Margin	14.46%	18.79%	11.90%	15.34%	7.98%	6.07%	5.75%	16.79%	18.81%	17.74%	94.47%
Tax Burden Percent	88.89%	95.88%	93.66%	96.73%	98.25%	92.69%	195.29%	80.99%	91.43%	82.54%	93.84%
Interest Burden Percent	76.15%	76.14%	65.92%	70.02%	51.82%	54.05%	66.35%	94.38%	90.74%	87.78%	96.54%
Effective Tax Rate	11.11%	4.12%	6.34%	3.27%	1.75%	7.31%	-95.29%	19.01%	8.57%	17.46%	6.16%
Return on Invested Capital (ROIC)	13.63%	15.04%	16.26%	16.51%	11.91%	7.42%	44.00%	16.17%	21.88%	19.57%	14.78%
ROIC Less NNEP Spread (ROIC-NNEP)	11.97%	14.18%	12.74%	14.21%	8.34%	5.41%	5.59%	16.09%	17.63%	16.87%	74.52%
Return on Net Nonoperating Assets (RNNOA)	13.85%	15.16%	9.16%	10.93%	6.97%	4.04%	1.98%	4.16%	5.44%	6.66%	32.59%
Return on Equity (ROE)	27.48%	30.20%	25.43%	27.44%	18.88%	11.45%	45.98%	20.33%	27.32%	26.24%	47.37%
Cash Return on Invested Capital (CROIC)	17.08%	23.36%	-37.08%	-34.34%	-42.66%	-45.68%	14.83%	4.88%	6.25%	13.61%	18.48%
Operating Return on Assets (OROA)	9.49%	11.11%	10.19%	11.62%	7.41%	5.27%	2.51%	11.91%	12.39%	13.30%	57.24%
Return on Assets (ROA)	6.42%	8.11%	6.29%	7.87%	3.77%	2.64%	3.25%	9.10%	10.28%	9.64%	51.85%
Return on Common Equity (ROCE)	25.36%	27.90%	24.32%	26.26%	18.03%	11.00%	45.63%	20.19%	27.11%	26.03%	46.96%
Return on Equity Simple (ROE_SIMPLE)	24.25%	0.00%	17.09%	14.62%	13.05%	0.00%	18.18%	42.01%	45.31%	0.00%	55.63%
Net Operating Profit after Tax (NOPAT)	44	46	39	42	32	20	77	28	37	34	22
NOPAT Margin	19.23%	21.25%	18.37%	19.79%	15.70%	10.35%	44.61%	16.86%	22.94%	20.86%	15.33%
Net Nonoperating Expense Percent (NNEP)	1.66%	0.86%	3.52%	2.30%	3.57%	2.01%	38.41%	0.08%	4.25%	2.70%	-59.75%
Return On Investment Capital (ROIC_SIMPLE)	2.96%	3.23%	-	-	-	1.28%	-	-	-	3.73%	-
Cost of Revenue to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	15.83%	17.40%	16.10%	18.01%	17.35%	22.78%	17.57%	17.67%	14.94%	14.42%	17.83%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	78.36%	77.84%	80.39%	79.55%	84.02%	88.83%	77.16%	79.19%	74.91%	74.73%	83.66%
Earnings before Interest and Taxes (EBIT)	49	56	41	48	32	24	7.68	37	36	40	152
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	80	85	77	83	70	56	32	61	58	62	174
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	4.31	4.64	4.31	4.42	5.13	4.42	4.48	4.45	4.28	4.42	4.58
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	2.69	2.59	2.63	2.72	3.52	3.78	3.61	3.75	3.46	3.37	3.38
Price to Earnings (P/E)	18.08	19.48	25.76	30.82	39.67	32.96	24.61	10.59	9.45	8.72	8.24
Dividend Yield	0.54%	0.58%	0.59%	0.60%	0.50%	0.49%	0.68%	0.55%	0.60%	0.63%	0.64%
Earnings Yield	5.53%	5.13%	3.88%	3.25%	2.52%	3.03%	4.06%	9.44%	10.58%	11.46%	12.14%
Enterprise Value to Invested Capital (EV/IC)	2.49	2.52	2.42	2.41	2.69	2.62	3.69	3.61	3.37	3.36	3.49
Enterprise Value to Revenue (EV/Rev)	3.46	3.38	3.44	3.61	4.52	4.74	3.85	4.03	3.78	3.72	3.71
Enterprise Value to EBITDA (EV/EBITDA)	9.21	9.03	9.88	11.73	15.27	15.95	11.95	7.21	6.58	6.16	5.91
Enterprise Value to EBIT (EV/EBIT)	15.53	16.16	19.58	25.40	33.40	31.58	21.19	9.66	8.69	8.03	7.60
Enterprise Value to NOPAT (EV/NOPAT)	17.56	17.97	21.26	19.85	27.11	25.82	18.20	20.32	17.44	16.39	15.19
Enterprise Value to Operating Cash Flow (EV/OCF)	11.69	10.98	11.29	12.05	16.26	15.58	11.44	11.94	11.30	10.46	10.73
Enterprise Value to Free Cash Flow (EV/FCFF)	14.35	10.24	0.00	0.00	0.00	0.00	25.59	79.26	57.76	25.64	19.35
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.61	1.83	1.75	1.83	1.89	1.53	0.75	0.74	0.79	0.91	1.00
Long-Term Debt to Equity	1.57	1.78	1.71	1.78	1.71	1.49	0.70	0.71	0.75	0.82	0.94
Financial Leverage	1.16	1.07	0.72	0.77	0.84	0.75	0.35	0.26	0.31	0.39	0.44
Leverage Ratio	3.44	3.39	2.88	2.88	2.95	2.88	2.36	2.23	2.28	2.41	2.52
Compound Leverage Factor	2.62	2.58	1.90	2.02	1.53	1.55	1.57	2.10	2.07	2.11	2.44
Debt to Total Capital	61.73%	64.63%	63.62%	64.62%	65.45%	60.44%	42.81%	42.66%	44.23%	47.54%	50.01%
Short-Term Debt to Total Capital	1.56%	1.63%	1.59%	1.61%	6.50%	1.49%	2.85%	2.21%	2.26%	4.50%	3.16%
Long-Term Debt to Total Capital	60.17%	63.01%	62.03%	63.01%	58.95%	58.95%	39.95%	40.45%	41.96%	43.04%	46.85%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	2.81%	3.18%	2.89%	2.83%	2.79%	2.56%	0.42%	0.38%	0.37%	0.36%	0.38%
Common Equity to Total Capital	35.46%	32.18%	33.49%	32.55%	31.75%	37.00%	56.78%	56.96%	55.41%	52.10%	49.61%
Debt to EBITDA	2.89	3.00	3.33	3.98	4.77	4.70	1.88	1.13	1.12	1.15	1.19
Net Debt to EBITDA	1.91	1.95	2.17	2.69	3.18	3.01	0.74	0.49	0.55	0.57	0.51
Long-Term Debt to EBITDA	2.82	2.92	3.25	3.88	4.30	4.59	1.76	1.07	1.07	1.04	1.11
Debt to NOPAT	5.52	5.97	7.17	6.73	8.48	7.62	2.87	3.18	2.97	3.07	3.05
Net Debt to NOPAT	3.64	3.88	4.68	4.56	5.64	4.88	1.12	1.37	1.45	1.51	1.31
Long-Term Debt to NOPAT	5.38	5.82	6.99	6.57	7.63	7.43	2.68	3.02	2.82	2.77	2.85
Altman Z-Score	2.22	2.15	2.05	1.99	1.99	2.00	3.41	3.73	3.56	3.36	3.69
Noncontrolling Interest Sharing Ratio	7.71%	7.61%	4.37%	4.30%	4.52%	3.99%	0.74%	0.71%	0.76%	0.77%	0.86%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.99	1.89	1.97	1.82	1.59	1.88	1.62	1.98	2.01	1.87	2.22
Quick Ratio	1.52	1.47	1.51	1.31	1.23	1.42	1.18	1.51	1.65	1.42	1.90
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	82	166	-439	-424	-507	-550	37	-65	-58	-17	-9.83
Operating Cash Flow to CapEx	168.99%	404.10%	396.84%	276.83%	164.40%	153.88%	248.59%	298.79%	409.24%	222.87%	186.23%
Free Cash Flow to Firm to Interest Expense	4.85	9.56	-23.48	-22.65	-25.44	-35.89	6.45	-11.60	-10.36	-2.59	-1.45
Operating Cash Flow to Interest Expense	2.22	4.32	2.86	5.10	1.80	3.45	6.59	11.73	9.66	9.33	4.30
Operating Cash Flow Less CapEx to Interest Expense	0.90	3.25	2.14	3.26	0.71	1.21	3.94	7.80	7.30	5.14	1.99
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.44	0.43	0.53	0.51	0.47	0.44	0.57	0.54	0.55	0.54	0.55
Accounts Receivable Turnover	5.78	6.40	6.67	6.78	5.50	5.84	5.80	5.84	5.39	5.50	5.89
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	13.91	13.58	0.00	12.71	12.58	11.69	12.38	11.98	11.81	11.79	13.20
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	63.13	56.99	54.70	53.86	66.37	62.52	62.89	62.45	67.72	66.33	61.99
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	63.13	56.99	54.70	53.86	66.37	62.52	62.89	62.45	67.72	66.33	61.99
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,207	1,135	1,169	1,174	1,245	1,255	691	708	706	684	651
Invested Capital Turnover	0.71	0.71	0.89	0.83	0.76	0.72	0.99	0.96	0.95	0.94	0.96
Increase / (Decrease) in Invested Capital	-38	-120	478	466	540	570	40	94	95	51	32
Enterprise Value (EV)	3,004	2,857	2,832	2,831	3,345	3,291	2,547	2,557	2,376	2,300	2,270
Market Capitalization	2,339	2,194	2,165	2,139	2,604	2,628	2,386	2,381	2,176	2,085	2,071
Book Value per Share	$8.52	$7.43	$7.86	$7.51	$7.75	$9.20	$8.24	$8.21	$7.81	$7.23	$6.77
Tangible Book Value per Share	($10.18)	($10.77)	($10.81)	($11.02)	($11.63)	($11.07)	($1.89)	($1.81)	($2.16)	($2.33)	($2.43)
Total Capital	1,529	1,468	1,501	1,485	1,597	1,606	938	938	916	905	911
Total Debt	944	949	955	960	1,046	971	401	400	405	430	456
Total Long-Term Debt	920	925	931	936	942	947	375	380	385	389	427
Net Debt	622	616	623	650	696	621	157	172	197	212	196
Capital Expenditures (CapEx)	22	19	13	34	22	34	15	22	13	27	16
Debt-free, Cash-free Net Working Capital (DFCFNWC)	8.50	-25	-16	-18	-4.83	-32	-18	4.60	13	18	0.99
Debt-free Net Working Capital (DFNWC)	299	273	287	264	312	287	180	216	206	221	247
Net Working Capital (NWC)	276	249	263	240	209	263	154	195	185	181	218
Net Nonoperating Expense (NNE)	11	5.32	14	9.42	16	8.34	67	0.11	6.59	5.04	-115
Net Nonoperating Obligations (NNO)	622	615	623	648	694	619	155	170	195	210	196
Total Depreciation and Amortization (D&A)	31	30	37	35	38	32	24	24	21	23	22
Debt-free, Cash-free Net Working Capital to Revenue	0.98%	-2.95%	-1.90%	-2.35%	-0.65%	-4.57%	-2.73%	0.73%	2.12%	2.87%	0.16%
Debt-free Net Working Capital to Revenue	34.45%	32.32%	34.85%	33.58%	42.21%	41.30%	27.25%	34.00%	32.81%	35.81%	40.35%
Net Working Capital to Revenue	31.71%	29.50%	31.95%	30.54%	28.18%	37.86%	23.21%	30.73%	29.50%	29.22%	35.64%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.51	$0.61	$0.39	$0.50	$0.25	$0.18	$0.16	$0.43	$0.46	$0.39	$2.08
Adjusted Weighted Average Basic Shares Outstanding	63.61M	63.61M	63.61M	63.98M	64.41M	65.45M	64.63M	64.63M	65.08M	64.99M	65.20M
Adjusted Diluted Earnings per Share	$0.50	$0.62	$0.38	$0.49	$0.24	$0.17	$0.15	$0.43	$0.46	$0.39	$2.06
Adjusted Weighted Average Diluted Shares Outstanding	63.61M	63.61M	63.61M	63.98M	64.41M	65.45M	64.63M	64.63M	65.08M	64.99M	65.20M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	63.61M	63.61M	63.61M	63.98M	64.41M	65.45M	64.63M	64.63M	65.08M	64.99M	65.20M
Normalized Net Operating Profit after Tax (NOPAT)	44	46	39	42	32	20	28	28	37	34	22
Normalized NOPAT Margin	19.23%	21.25%	18.37%	19.79%	15.70%	10.35%	15.99%	16.86%	22.94%	20.86%	15.33%
Pre Tax Income Margin	16.27%	19.60%	12.71%	15.86%	8.12%	6.55%	2.94%	20.73%	20.57%	21.50%	100.67%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	2.88	3.20	2.18	2.57	1.61	1.54	1.35	6.51	6.42	6.07	22.48
NOPAT to Interest Expense	2.59	2.65	2.08	2.24	1.62	1.31	13.53	4.99	6.50	5.17	3.30
EBIT Less CapEx to Interest Expense	1.57	2.13	1.46	0.73	0.52	-0.71	-1.31	2.58	4.06	1.88	20.17
NOPAT Less CapEx to Interest Expense	1.28	1.58	1.36	0.40	0.52	-0.93	10.88	1.07	4.14	0.98	0.99
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	9.72%	11.22%	15.11%	18.42%	21.44%	16.31%	13.43%	5.83%	5.83%	5.77%	5.61%
Augmented Payout Ratio	23.00%	82.91%	125.44%	146.20%	172.23%	61.50%	62.68%	40.20%	41.34%	46.20%	34.47%

Frequently Asked Questions About EVERTEC's Financials

When does EVERTEC's fiscal year end?

According to the most recent income statement we have on file, EVERTEC's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has EVERTEC's net income changed over the last 9 years?

EVERTEC's net income appears to be on an upward trend, with a most recent value of $114.78 million in 2024, rising from $85.38 million in 2015. The previous period was $79.88 million in 2023. Find out what analysts predict for EVERTEC in the coming months.

What is EVERTEC's operating income?

EVERTEC's total operating income in 2024 was $165.67 million, based on the following breakdown:

Total Gross Profit: $845.49 million
Total Operating Expenses: $679.82 million

How has EVERTEC revenue changed over the last 9 years?

Over the last 9 years, EVERTEC's total revenue changed from $373.53 million in 2015 to $845.49 million in 2024, a change of 126.4%.

How much debt does EVERTEC have?

EVERTEC's total liabilities were at $1.34 billion at the end of 2024, a 6.1% decrease from 2023, and a 74.8% increase since 2015.

How much cash does EVERTEC have?

In the past 9 years, EVERTEC's cash and equivalents has ranged from $28.75 million in 2015 to $295.60 million in 2023, and is currently $273.65 million as of their latest financial filing in 2024.

How has EVERTEC's book value per share changed over the last 9 years?

Over the last 9 years, EVERTEC's book value per share changed from 1.29 in 2015 to 7.43 in 2024, a change of 475.6%.

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This page (NYSE:EVTC) was last updated on 5/24/2025 by MarketBeat.com Staff

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EVERTEC (EVTC) Financials

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EVERTEC (EVTC) Financials

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