EVERTEC (EVTC) Financials

$34.59 +0.59 (+1.74%)

Closing price 05/2/2025 03:59 PM Eastern

Extended Trading

$34.59 0.00 (0.00%)

As of 05/2/2025 04:05 PM Eastern

Annual Income Statements for EVERTEC

This table shows EVERTEC's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	85	75	55	86	103	104	161	239	80	113
Consolidated Net Income / (Loss)	85	75	55	87	104	105	161	239	80	115
Net Income / (Loss) Continuing Operations	85	75	55	87	104	105	161	239	80	115
Total Pre-Tax Income	82	83	60	99	117	124	182	268	85	120
Total Operating Income	103	107	86	125	145	141	197	157	136	166
Total Gross Profit	374	390	407	454	487	511	590	618	695	845
Total Revenue	374	390	407	454	487	511	590	618	695	845
Operating Revenue	374	390	407	454	487	511	590	618	695	845
Total Cost of Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Operating Expenses	270	282	321	329	343	369	393	461	559	680
Selling, General & Admin Expense	37	47	56	69	61	71	68	90	128	146
Depreciation Expense	65	60	64	63	68	72	75	79	94	128
Other Operating Expenses / (Income)	168	176	201	197	213	227	250	293	337	406
Total Other Income / (Expense), net	-21	-24	-26	-26	-28	-18	-15	110	-51	-46
Interest Expense	24	25	30	30	29	25	23	25	32	75
Interest & Investment Income	0.64	0.33	1.32	1.48	2.15	2.64	3.60	6.09	13	18
Other Income / (Expense), net	2.31	0.54	2.66	2.60	-1.17	4.90	4.40	129	-32	11
Income Tax Expense	-3.34	8.27	4.78	13	13	19	21	29	5.48	4.85
Net Income / (Loss) Attributable to Noncontrolling Interest	0.00	0.09	0.37	0.30	0.23	0.42	0.01	-0.14	0.15	2.16
Basic Earnings per Share	$1.11	$1.01	$0.76	$1.19	$1.44	$1.45	$2.24	$3.48	$1.23	$1.75
Weighted Average Basic Shares Outstanding	77.07M	74.13M	72.48M	72.61M	72.00M	72.11M	71.97M	64.99M	65.45M	63.61M
Diluted Earnings per Share	$1.11	$1.01	$0.76	$1.16	$1.41	$1.43	$2.21	$3.45	$1.21	$1.73
Weighted Average Diluted Shares Outstanding	77.07M	74.13M	72.48M	72.61M	72.00M	72.11M	71.97M	64.99M	65.45M	63.61M
Weighted Average Basic & Diluted Shares Outstanding	77.07M	74.13M	72.48M	72.61M	72.00M	72.11M	71.97M	64.99M	65.45M	63.61M
Cash Dividends to Common per Share	$0.40	$0.40	$0.30	$0.10	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20

This table shows EVERTEC's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	138	29	30	28	10	11	16	32	25	40
Consolidated Net Income / (Loss)	138	29	30	28	9.96	12	16	33	25	41
Net Income / (Loss) Continuing Operations	138	29	30	28	9.96	12	16	33	25	41
Total Pre-Tax Income	147	35	33	35	5.10	13	17	34	27	42
Total Operating Income	24	41	40	35	40	22	33	43	42	48
Total Gross Profit	146	162	160	167	173	195	205	212	212	216
Total Revenue	146	162	160	167	173	195	205	212	212	216
Operating Revenue	146	162	160	167	173	195	205	212	212	216
Total Operating Expenses	122	121	120	132	134	173	173	169	170	168
Selling, General & Admin Expense	26	23	24	30	30	44	36	38	34	38
Depreciation Expense	20	20	19	22	22	30	34	33	34	27
Other Operating Expenses / (Income)	76	77	76	80	81	99	102	97	102	104
Total Other Income / (Expense), net	123	-6.11	-7.21	-0.14	-34	-9.00	-16	-9.74	-15	-5.55
Interest Expense	6.76	6.53	5.64	5.64	5.71	15	20	19	19	17
Interest & Investment Income	1.50	1.69	2.29	3.58	3.12	4.50	4.43	4.31	4.80	4.09
Other Income / (Expense), net	128	-1.27	-3.85	1.92	-32	1.83	-0.62	4.66	-0.72	7.74
Income Tax Expense	9.05	6.07	2.82	6.59	-4.86	0.93	0.29	1.10	1.71	1.75
Net Income / (Loss) Attributable to Noncontrolling Interest	-0.08	-	0.01	-0.11	-0.08	0.33	0.41	0.62	0.52	0.61
Basic Earnings per Share	$2.08	$0.39	$0.46	$0.43	$0.16	$0.18	$0.25	$0.50	$0.39	$0.61
Weighted Average Basic Shares Outstanding	65.20M	64.99M	65.08M	64.63M	64.63M	65.45M	64.41M	63.98M	63.61M	63.61M
Diluted Earnings per Share	$2.06	$0.39	$0.46	$0.43	$0.15	$0.17	$0.24	$0.49	$0.38	$0.62
Weighted Average Diluted Shares Outstanding	65.20M	64.99M	65.08M	64.63M	64.63M	65.45M	64.41M	63.98M	63.61M	63.61M
Weighted Average Basic & Diluted Shares Outstanding	65.20M	64.99M	65.08M	64.63M	64.63M	65.45M	64.41M	63.98M	63.61M	63.61M

This table details how cash moves in and out of EVERTEC's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	-3.37	19	0.34	26	44	90	65	-70	128	-29
Net Cash From Operating Activities	162	168	146	173	180	199	228	220	211	260
Net Cash From Continuing Operating Activities	162	168	146	173	180	199	228	220	211	260
Net Income / (Loss) Continuing Operations	85	75	55	87	104	105	161	239	80	115
Consolidated Net Income / (Loss)	85	75	55	87	104	105	161	239	80	115
Depreciation Expense	65	60	64	63	68	72	75	79	94	128
Amortization Expense	3.33	4.33	5.13	4.32	9.15	7.86	7.74	8.35	8.56	12
Non-Cash Adjustments To Reconcile Net Income	7.33	21	30	24	18	13	15	-103	35	35
Changes in Operating Assets and Liabilities, net	1.41	8.35	-9.21	-5.40	-19	2.10	-31	-3.23	-5.79	-29
Net Cash From Investing Activities	-53	-58	-76	-41	-65	-49	-84	-133	-508	-118
Net Cash From Continuing Investing Activities	-53	-58	-76	-41	-65	-49	-84	-133	-508	-118
Purchase of Property, Plant & Equipment	-21	-18	-11	-14	-23	-49	-67	-72	-85	-88
Acquisitions	-26	-39	-65	-27	-42	0.00	-15	-55	-423	-36
Purchase of Investments	-	-	-	-	0.00	0.00	-2.97	-0.25	-0.96	-0.93
Sale of Property, Plant & Equipment	0.01	0.08	0.03	0.02	0.11	0.01	0.81	0.08	0.02	0.01
Sale and/or Maturity of Investments	-	-	-	-	-	0.00	0.00	1.02	1.05	7.10
Other Investing Activities, net	-6.10	-	-	-	-	0.00	0.00	-7.26	0.00	0.00
Net Cash From Financing Activities	-113	-91	-69	-105	-70	-63	-81	-153	416	-153
Net Cash From Continuing Financing Activities	-113	-91	-69	-105	-70	-63	-81	-153	416	-153
Repayment of Debt	-27	-96	-38	-631	-15	-33	-34	-456	-193	-39
Repurchase of Common Equity	-55	-40	-7.67	-10	-32	-7.30	-24	-97	-36	-82
Payment of Dividends	-31	-30	-22	-7.27	-14	-14	-14	-14	-13	-13
Issuance of Debt	0.00	76	0.00	545	-	0.00	0.00	415	651	0.00
Other Financing Activities, net	-0.31	-0.55	-1.59	-2.16	-8.85	-8.13	-8.79	-2.23	7.14	-19
Effect of Exchange Rate Changes	-	-	-	0.00	0.00	2.15	1.50	-3.53	8.44	-18

This table details how cash moves in and out of EVERTEC's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Net Change in Cash & Equivalents	-67	-28	-23	30	-7.51	128	-6.14	-8.70	-2.61	-12
Net Cash From Operating Activities	29	61	55	66	38	53	36	95	54	75
Net Cash From Continuing Operating Activities	29	61	55	66	38	53	36	95	54	75
Net Income / (Loss) Continuing Operations	138	29	30	28	9.96	12	16	33	25	41
Consolidated Net Income / (Loss)	138	29	30	28	9.96	12	16	33	25	41
Depreciation Expense	20	20	19	22	22	30	34	33	34	27
Amortization Expense	1.90	2.59	2.02	1.87	2.52	2.15	3.68	2.24	2.99	2.89
Non-Cash Adjustments To Reconcile Net Income	-119	3.36	12	6.28	37	-20	9.21	1.42	12	12
Changes in Operating Assets and Liabilities, net	-11	6.06	-8.80	7.61	-34	29	-28	26	-20	-6.99
Net Cash From Investing Activities	-60	-27	-37	-22	-47	-402	-22	-28	-15	-53
Net Cash From Continuing Investing Activities	-60	-27	-37	-22	-47	-402	-22	-28	-15	-53
Purchase of Property, Plant & Equipment	-16	-27	-13	-22	-15	-34	-22	-34	-13	-19
Acquisitions	-44	-	-23	0.40	-5.50	-395	0.00	-	-2.00	-34
Purchase of Investments	-	-	0.00	-	-27	27	-0.11	-	-0.02	-0.79
Sale and/or Maturity of Investments	0.44	-	-	-	1.05	-	-	-	-	6.73
Net Cash From Financing Activities	-41	-54	-41	-12	-11	480	-16	-69	-45	-22
Net Cash From Continuing Financing Activities	-41	-54	-41	-12	-11	480	-16	-69	-45	-22
Repayment of Debt	-0.05	-445	-25	-5.19	0.81	-163	68	-89	-7.44	-10
Payment of Dividends	-3.34	-3.26	-3.25	-3.25	-3.23	-3.29	-4.42	-2.08	-3.20	-3.18
Other Financing Activities, net	-0.01	3.46	-5.87	5.51	-0.43	7.93	-9.76	22	-22	-8.91
Effect of Exchange Rate Changes	4.45	-7.79	-0.28	-1.57	13	-2.28	-3.77	-6.47	3.64	-12

This table presents EVERTEC's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	864	886	903	927	1,012	1,073	1,145	1,132	2,060	1,858
Total Current Assets	135	158	169	216	276	359	436	389	561	529
Cash & Equivalents	29	52	50	70	111	203	266	185	296	274
Restricted Cash	12	8.11	9.94	17	20	18	20	18	23	25
Accounts Receivable	74	78	83	100	107	96	113	111	127	138
Prepaid Expenses	19	20	25	29	38	42	37	42	65	61
Other Current Assets	-	-	-	-	-	-	-	32	51	32
Plant, Property, & Equipment, net	34	39	38	37	44	44	49	56	62	62
Total Noncurrent Assets	695	688	696	674	692	670	657	684	1,434	1,266
Long-Term Investments	12	12	13	12	12	13	12	15	31	34
Goodwill	368	371	399	395	399	398	393	423	792	727
Intangible Assets	312	299	280	259	242	220	213	200	518	431
Noncurrent Deferred & Refundable Income Taxes	0.00	-	0.99	1.92	2.13	5.73	6.91	5.70	48	34
Other Noncurrent Operating Assets	2.35	6.11	3.56	5.30	35	34	31	40	46	39
Total Liabilities & Shareholders' Equity	864	886	903	927	1,012	1,073	1,145	1,132	2,060	1,858
Total Liabilities	765	777	755	712	740	730	674	657	1,425	1,338
Total Current Liabilities	103	129	147	137	144	153	153	208	298	280
Short-Term Debt	40	48	58	14	14	14	20	41	24	24
Accounts Payable	21	41	41	47	39	43	28	30	67	59
Accrued Expenses	37	34	38	57	58	58	75	81	129	125
Current Deferred Revenue	2.88	4.53	7.74	12	21	25	17	15	21	25
Current Deferred & Payable Income Tax Liabilities	1.35	1.76	1.41	6.65	6.30	6.57	7.13	9.41	3.40	8.98
Other Current Liabilities	-	-	-	0.00	5.77	5.83	5.58	33	54	38
Total Noncurrent Liabilities	663	648	608	575	596	577	522	449	1,127	1,059
Long-Term Debt	619	600	557	524	511	481	445	389	947	925
Noncurrent Deferred Revenue	11	17	23	26	28	31	36	34	42	55
Noncurrent Deferred & Payable Income Tax Liabilities	21	15	14	9.95	4.26	2.75	2.37	10	88	45
Other Noncurrent Operating Liabilities	12	16	13	15	52	62	38	15	50	34
Commitments & Contingencies	0.00	0.00	0.00	-	0.00	0.00	0.00	0.00	0.00	0.00
Redeemable Noncontrolling Interest	-	-	-	-	-	-	-	0.00	37	43
Total Equity & Noncontrolling Interests	98	108	148	216	272	342	470	475	598	476
Total Preferred & Common Equity	98	105	144	211	267	338	466	472	594	473
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	98	105	144	211	267	338	466	472	594	473
Common Stock	10	0.73	6.07	6.51	0.72	6.06	8.28	0.65	37	7.64
Retained Earnings	95	116	149	229	296	380	506	487	539	600
Accumulated Other Comprehensive Income / (Loss)	-7.58	-12	-11	-24	-30	-48	-48	-16	18	-135
Noncontrolling Interest	0.00	3.50	3.86	4.15	4.44	4.69	4.06	3.24	4.12	3.28

This table presents EVERTEC's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024
Total Assets	1,121	1,137	1,172	1,221	1,996	1,890	1,895
Total Current Assets	397	368	394	402	563	531	534
Cash & Equivalents	225	174	192	178	294	258	275
Restricted Cash	19	19	19	21	24	24	26
Short-Term Investments	2.20	-	-	-	-	-	1.73
Accounts Receivable	112	128	109	116	141	122	131
Prepaid Expenses	41	48	43	53	62	61	64
Other Current Assets	-	-	30	35	42	65	37
Plant, Property, & Equipment, net	50	57	58	57	61	66	0.00
Total Noncurrent Assets	672	710	718	760	1,371	1,292	1,360
Long-Term Investments	14	16	17	46	33	28	29
Goodwill	418	434	438	434	778	742	751
Intangible Assets	196	214	214	220	490	452	443
Noncurrent Deferred & Refundable Income Taxes	5.41	7.93	8.26	18	20	24	33
Other Noncurrent Operating Assets	38	38	40	41	50	47	104
Total Liabilities & Shareholders' Equity	1,121	1,137	1,172	1,221	1,996	1,890	1,895
Total Liabilities	666	626	633	685	1,445	1,364	1,349
Total Current Liabilities	179	183	199	249	354	291	270
Short-Term Debt	29	21	21	27	104	24	24
Accounts Payable	33	48	50	52	67	60	54
Accrued Expenses	83	80	80	91	117	114	119
Current Deferred & Payable Income Tax Liabilities	11	9.24	0.17	0.96	0.00	4.22	5.67
Other Current Liabilities	6.01	5.80	30	63	48	69	68
Total Noncurrent Liabilities	487	443	435	436	1,090	1,073	1,079
Long-Term Debt	427	385	380	375	942	936	931
Noncurrent Deferred & Payable Income Tax Liabilities	8.00	10	9.41	11	54	46	45
Other Noncurrent Operating Liabilities	17	15	12	17	43	37	103
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Redeemable Noncontrolling Interest	-	-	-	-	41	38	40
Total Equity & Noncontrolling Interests	455	511	538	536	511	487	506
Total Preferred & Common Equity	452	508	535	532	507	483	503
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	452	508	535	532	507	483	503
Common Stock	0.66	0.65	0.65	5.05	0.64	11	5.72
Retained Earnings	481	508	529	531	513	541	563
Accumulated Other Comprehensive Income / (Loss)	-30	-0.45	4.52	-3.35	-5.92	-69	-66
Noncontrolling Interest	3.45	3.37	3.61	3.94	3.98	3.65	3.55

This table displays calculated financial ratios and metrics derived from EVERTEC's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	3.25%	4.28%	4.53%	11.48%	7.38%	4.76%	15.51%	4.85%	12.34%	21.70%
EBITDA Growth	3.28%	-1.37%	-7.85%	23.40%	13.04%	2.32%	25.72%	31.64%	-44.75%	53.31%
EBIT Growth	6.34%	1.91%	-17.60%	43.94%	12.22%	2.06%	37.34%	42.62%	-63.64%	69.63%
NOPAT Growth	25.82%	-10.27%	-17.89%	37.84%	17.58%	-6.80%	45.60%	-19.46%	-9.22%	24.75%
Net Income Growth	29.05%	-12.01%	-26.23%	56.21%	19.79%	1.11%	53.69%	48.23%	-66.56%	43.70%
EPS Growth	32.14%	-9.01%	-24.75%	52.63%	21.55%	1.42%	54.55%	56.11%	-64.93%	42.98%
Operating Cash Flow Growth	16.16%	3.47%	-13.25%	18.48%	4.18%	10.64%	14.73%	-3.73%	-3.96%	23.14%
Free Cash Flow Firm Growth	-12.81%	-15.06%	-38.50%	99.79%	-10.00%	30.22%	-14.80%	-37.80%	-593.57%	163.02%
Invested Capital Growth	-4.20%	-2.99%	1.01%	-5.11%	-0.25%	-7.60%	4.97%	7.99%	83.33%	-9.58%
Revenue Q/Q Growth	0.41%	1.62%	-20.50%	36.49%	1.87%	1.39%	3.70%	1.07%	4.96%	2.64%
EBITDA Q/Q Growth	3.93%	-2.13%	0.49%	2.36%	4.62%	2.46%	4.30%	-2.69%	-3.16%	10.37%
EBIT Q/Q Growth	8.02%	-3.69%	-0.17%	4.31%	3.44%	5.23%	5.55%	-4.11%	-13.35%	22.23%
NOPAT Q/Q Growth	11.53%	-4.07%	-12.29%	14.99%	4.26%	4.10%	5.00%	-6.09%	-8.96%	19.34%
Net Income Q/Q Growth	14.55%	-7.30%	-15.40%	19.82%	4.85%	7.51%	5.79%	-4.97%	-17.46%	33.59%
EPS Q/Q Growth	14.43%	-6.48%	-13.64%	17.17%	5.22%	8.33%	5.24%	-4.70%	-15.38%	35.16%
Operating Cash Flow Q/Q Growth	1.29%	3.29%	-4.02%	4.19%	-0.28%	20.70%	-9.99%	3.94%	-5.14%	3.65%
Free Cash Flow Firm Q/Q Growth	-4.20%	-17.17%	11.86%	4.47%	-5.57%	29.89%	-20.51%	-23.50%	-544.98%	180.91%
Invested Capital Q/Q Growth	-2.57%	0.25%	-2.42%	-1.36%	0.60%	-4.79%	2.45%	5.17%	81.52%	-2.97%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
EBITDA Margin	46.57%	44.05%	38.84%	42.99%	45.26%	44.20%	48.10%	60.40%	29.71%	37.42%
Operating Margin	27.67%	27.51%	21.14%	27.57%	29.65%	27.69%	33.32%	25.45%	19.60%	19.59%
EBIT Margin	28.29%	27.65%	21.80%	28.14%	29.41%	28.65%	34.06%	46.33%	15.00%	20.90%
Profit (Net Income) Margin	22.86%	19.29%	13.61%	19.07%	21.28%	20.54%	27.32%	38.63%	11.50%	13.58%
Tax Burden Percent	104.07%	90.08%	92.06%	87.30%	88.88%	84.66%	88.68%	89.18%	93.58%	95.95%
Interest Burden Percent	77.64%	77.44%	67.84%	77.64%	81.40%	84.66%	90.44%	93.48%	81.92%	67.69%
Effective Tax Rate	-4.07%	9.92%	7.94%	12.70%	11.12%	15.34%	11.32%	10.82%	6.42%	4.05%
Return on Invested Capital (ROIC)	14.94%	13.91%	11.54%	16.24%	19.63%	19.04%	28.16%	21.30%	13.14%	13.31%
ROIC Less NNEP Spread (ROIC-NNEP)	11.38%	10.29%	7.27%	11.62%	13.61%	14.42%	21.98%	74.08%	1.67%	6.15%
Return on Net Nonoperating Assets (RNNOA)	73.51%	58.89%	31.73%	31.38%	22.94%	15.11%	11.49%	29.26%	1.25%	6.58%
Return on Equity (ROE)	88.45%	72.80%	43.27%	47.62%	42.57%	34.15%	39.66%	50.55%	14.39%	19.88%
Cash Return on Invested Capital (CROIC)	19.23%	16.95%	10.53%	21.48%	19.88%	26.94%	23.31%	13.61%	-45.68%	23.36%
Operating Return on Assets (OROA)	12.08%	12.31%	9.92%	13.96%	14.78%	14.04%	18.12%	25.17%	6.53%	9.02%
Return on Assets (ROA)	9.76%	8.59%	6.20%	9.46%	10.70%	10.06%	14.53%	20.99%	5.00%	5.86%
Return on Common Equity (ROCE)	88.45%	71.57%	42.03%	46.57%	41.82%	33.64%	39.23%	50.16%	13.82%	18.37%
Return on Equity Simple (ROE_SIMPLE)	86.93%	71.77%	38.46%	40.94%	38.81%	31.04%	34.56%	50.66%	13.44%	24.29%
Net Operating Profit after Tax (NOPAT)	108	97	79	109	128	120	174	140	127	159
NOPAT Margin	28.80%	24.78%	19.46%	24.07%	26.35%	23.44%	29.55%	22.70%	18.34%	18.80%
Net Nonoperating Expense Percent (NNEP)	3.56%	3.62%	4.26%	4.62%	6.02%	4.62%	6.18%	-52.79%	11.47%	7.16%
Return On Investment Capital (ROIC_SIMPLE)	-	-	-	-	-	-	-	15.51%	8.12%	11.16%
Cost of Revenue to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	9.98%	12.06%	13.79%	15.14%	12.60%	13.87%	11.54%	14.52%	18.45%	17.22%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	72.33%	72.49%	78.86%	72.43%	70.35%	72.31%	66.68%	74.55%	80.40%	80.41%
Earnings before Interest and Taxes (EBIT)	106	108	89	128	143	146	201	287	104	177
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	174	172	158	195	221	226	284	374	206	316
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	11.94	11.77	6.61	9.56	8.93	8.21	7.60	4.42	4.42	4.64
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	3.14	3.16	2.34	4.45	4.89	5.43	6.01	3.37	3.78	2.59
Price to Earnings (P/E)	13.73	16.41	17.31	23.43	23.05	26.55	22.00	8.72	32.96	19.48
Dividend Yield	2.60%	2.38%	3.04%	0.36%	0.60%	0.52%	0.41%	0.63%	0.49%	0.58%
Earnings Yield	7.28%	6.09%	5.78%	4.27%	4.34%	3.77%	4.55%	11.46%	3.03%	5.13%
Enterprise Value to Invested Capital (EV/IC)	2.53	2.65	2.17	3.76	4.24	5.03	5.86	3.36	2.62	2.52
Enterprise Value to Revenue (EV/Rev)	4.76	4.65	3.68	5.43	5.69	5.95	6.30	3.72	4.74	3.38
Enterprise Value to EBITDA (EV/EBITDA)	10.22	10.55	9.48	12.63	12.57	13.47	13.10	6.16	15.95	9.03
Enterprise Value to EBIT (EV/EBIT)	16.83	16.81	16.89	19.29	19.34	20.77	18.49	8.03	31.58	16.16
Enterprise Value to NOPAT (EV/NOPAT)	16.54	18.76	18.91	22.56	21.58	25.39	21.32	16.39	25.82	17.97
Enterprise Value to Operating Cash Flow (EV/OCF)	10.95	10.77	10.28	14.27	15.40	15.26	16.27	10.46	15.58	10.98
Enterprise Value to Free Cash Flow (EV/FCFF)	12.85	15.39	20.73	17.06	21.31	17.95	25.75	25.64	0.00	10.24
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	6.71	5.99	4.16	2.50	1.93	1.45	0.99	0.91	1.53	1.83
Long-Term Debt to Equity	6.31	5.54	3.77	2.43	1.88	1.40	0.95	0.82	1.49	1.78
Financial Leverage	6.46	5.72	4.36	2.70	1.69	1.05	0.52	0.39	0.75	1.07
Leverage Ratio	9.06	8.48	6.98	5.03	3.98	3.39	2.73	2.41	2.88	3.39
Compound Leverage Factor	7.03	6.56	4.74	3.91	3.24	2.87	2.47	2.25	2.36	2.30
Debt to Total Capital	87.03%	85.68%	80.62%	71.40%	65.91%	59.12%	49.69%	47.54%	60.44%	64.63%
Short-Term Debt to Total Capital	5.25%	6.32%	7.66%	1.89%	1.79%	1.70%	2.11%	4.50%	1.49%	1.63%
Long-Term Debt to Total Capital	81.78%	79.36%	72.97%	69.51%	64.12%	57.42%	47.58%	43.04%	58.95%	63.01%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.46%	0.51%	0.55%	0.56%	0.56%	0.43%	0.36%	2.56%	3.18%
Common Equity to Total Capital	12.97%	13.85%	18.87%	28.05%	33.53%	40.32%	49.87%	52.10%	37.00%	32.18%
Debt to EBITDA	3.79	3.77	3.89	2.76	2.38	2.19	1.64	1.15	4.70	3.00
Net Debt to EBITDA	3.48	3.35	3.43	2.25	1.73	1.16	0.59	0.57	3.01	1.95
Long-Term Debt to EBITDA	3.56	3.49	3.52	2.69	2.32	2.13	1.57	1.04	4.59	2.92
Debt to NOPAT	6.13	6.71	7.77	4.93	4.09	4.14	2.67	3.07	7.62	5.97
Net Debt to NOPAT	5.64	5.96	6.84	4.02	2.97	2.18	0.96	1.51	4.88	3.88
Long-Term Debt to NOPAT	5.76	6.21	7.03	4.80	3.98	4.02	2.55	2.77	7.43	5.82
Altman Z-Score	1.95	2.01	1.79	3.10	3.45	3.93	5.16	4.08	2.13	2.37
Noncontrolling Interest Sharing Ratio	0.00%	1.70%	2.87%	2.20%	1.76%	1.49%	1.08%	0.77%	3.99%	7.61%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.31	1.23	1.15	1.58	1.91	2.35	2.85	1.87	1.88	1.89
Quick Ratio	1.00	1.00	0.91	1.25	1.51	1.95	2.48	1.42	1.42	1.47
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	138	118	72	144	130	169	144	90	-443	279
Operating Cash Flow to CapEx	773.13%	914.88%	1,294.95%	1,241.44%	786.11%	409.36%	345.56%	306.08%	248.60%	294.11%
Free Cash Flow to Firm to Interest Expense	5.71	4.78	2.42	4.81	4.51	6.75	6.32	3.62	-13.70	3.73
Operating Cash Flow to Interest Expense	6.69	6.83	4.88	5.75	6.25	7.94	10.01	8.88	6.53	3.48
Operating Cash Flow Less CapEx to Interest Expense	5.83	6.08	4.51	5.29	5.45	6.00	7.12	5.98	3.91	2.30
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.43	0.45	0.46	0.50	0.50	0.49	0.53	0.54	0.44	0.43
Accounts Receivable Turnover	5.17	5.14	5.05	4.94	4.71	5.04	5.64	5.50	5.84	6.40
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	11.73	10.66	10.60	12.15	12.10	11.69	12.81	11.79	11.69	13.58
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	70.55	70.99	72.23	73.85	77.56	72.39	64.67	66.33	62.52	56.99
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	70.55	70.99	72.23	73.85	77.56	72.39	64.67	66.33	62.52	56.99
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	704	683	690	655	653	604	634	684	1,255	1,135
Invested Capital Turnover	0.52	0.56	0.59	0.67	0.75	0.81	0.95	0.94	0.72	0.71
Increase / (Decrease) in Invested Capital	-31	-21	6.93	-35	-1.61	-50	30	51	570	-120
Enterprise Value (EV)	1,779	1,810	1,499	2,465	2,772	3,039	3,715	2,300	3,291	2,857
Market Capitalization	1,173	1,232	953	2,021	2,385	2,773	3,545	2,085	2,628	2,194
Book Value per Share	$1.29	$1.43	$1.99	$2.91	$3.71	$4.70	$6.48	$7.23	$9.20	$7.43
Tangible Book Value per Share	($7.65)	($7.72)	($7.38)	($6.08)	($5.20)	($3.89)	($1.95)	($2.33)	($11.07)	($10.77)
Total Capital	757	756	764	754	797	838	935	905	1,606	1,468
Total Debt	659	647	616	538	525	495	465	430	971	949
Total Long-Term Debt	619	600	557	524	511	481	445	389	947	925
Net Debt	606	575	542	439	382	261	167	212	621	616
Capital Expenditures (CapEx)	21	18	11	14	23	49	66	72	85	88
Debt-free, Cash-free Net Working Capital (DFCFNWC)	31	17	20	6.99	15	-0.80	17	18	-32	-25
Debt-free Net Working Capital (DFNWC)	72	77	80	94	146	220	303	221	287	273
Net Working Capital (NWC)	32	29	21	79	132	206	283	181	263	249
Net Nonoperating Expense (NNE)	22	21	24	23	25	15	13	-99	48	44
Net Nonoperating Obligations (NNO)	606	575	542	439	382	261	164	210	619	615
Total Depreciation and Amortization (D&A)	68	64	69	67	77	79	83	87	102	140
Debt-free, Cash-free Net Working Capital to Revenue	8.41%	4.33%	4.82%	1.54%	3.04%	-0.16%	2.93%	2.87%	-4.57%	-2.95%
Debt-free Net Working Capital to Revenue	19.27%	19.74%	19.64%	20.65%	29.95%	43.15%	51.41%	35.81%	41.30%	32.32%
Net Working Capital to Revenue	8.63%	7.47%	5.28%	17.51%	27.02%	40.36%	48.06%	29.22%	37.86%	29.50%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.11	$1.01	$0.76	$1.19	$1.44	$1.45	$2.24	$3.48	$1.23	$1.75
Adjusted Weighted Average Basic Shares Outstanding	77.07M	72.64M	72.43M	72.38M	72.00M	72.11M	71.97M	64.99M	65.45M	63.61M
Adjusted Diluted Earnings per Share	$1.11	$1.01	$0.76	$1.16	$1.41	$1.43	$2.21	$3.45	$1.21	$1.73
Adjusted Weighted Average Diluted Shares Outstanding	77.07M	72.64M	72.43M	72.38M	72.00M	72.11M	71.97M	64.99M	65.45M	63.61M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	77.07M	72.64M	72.43M	72.38M	72.00M	72.11M	71.97M	64.99M	65.45M	63.61M
Normalized Net Operating Profit after Tax (NOPAT)	72	97	79	109	128	120	174	140	127	159
Normalized NOPAT Margin	19.37%	24.78%	19.46%	24.07%	26.35%	23.44%	29.55%	22.70%	18.34%	18.80%
Pre Tax Income Margin	21.96%	21.41%	14.79%	21.85%	23.94%	24.26%	30.81%	43.31%	12.29%	14.15%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	4.35	4.37	2.97	4.25	4.97	5.83	8.81	11.57	3.22	2.36
NOPAT to Interest Expense	4.43	3.92	2.65	3.64	4.46	4.77	7.64	5.67	3.94	2.13
EBIT Less CapEx to Interest Expense	3.49	3.63	2.59	3.79	4.18	3.89	5.91	8.67	0.60	1.18
NOPAT Less CapEx to Interest Expense	3.57	3.17	2.28	3.17	3.66	2.83	4.74	2.77	1.31	0.94
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	36.22%	39.53%	39.27%	8.40%	13.91%	13.72%	8.94%	5.77%	16.31%	11.22%
Augmented Payout Ratio	100.58%	92.70%	53.11%	19.95%	44.59%	20.68%	24.08%	46.20%	61.50%	82.91%

This table displays calculated financial ratios and metrics derived from EVERTEC's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-0.05%	4.22%	6.37%	4.05%	18.79%	20.29%	28.47%	26.88%	22.28%	11.19%
EBITDA Growth	155.98%	-14.22%	-18.01%	-9.21%	-81.50%	-10.80%	21.88%	36.64%	141.16%	53.42%
EBIT Growth	222.40%	-23.64%	-26.57%	-19.36%	-94.95%	-40.51%	-11.17%	30.85%	431.21%	136.35%
NOPAT Growth	-42.85%	-22.84%	-7.75%	-25.80%	245.69%	-40.31%	-12.07%	48.93%	-49.64%	128.26%
Net Income Growth	290.64%	-30.30%	-22.65%	-16.41%	-92.77%	-58.87%	-45.49%	15.95%	153.13%	244.43%
EPS Growth	329.17%	-30.36%	-13.21%	-8.51%	-92.72%	-56.41%	-47.83%	13.95%	153.33%	264.71%
Operating Cash Flow Growth	-54.40%	15.84%	-19.46%	6.30%	29.33%	-13.13%	-34.00%	44.19%	42.27%	42.09%
Free Cash Flow Firm Growth	-117.99%	-223.00%	-185.88%	-215.13%	474.86%	-3,157.73%	-767.46%	-547.75%	-1,292.52%	130.20%
Invested Capital Growth	5.20%	7.99%	15.58%	15.23%	6.21%	83.33%	76.44%	65.76%	69.17%	-9.58%
Revenue Q/Q Growth	-9.20%	10.96%	-1.22%	4.54%	3.66%	12.37%	5.50%	3.24%	-0.09%	2.17%
EBITDA Q/Q Growth	158.91%	-64.07%	-7.54%	5.56%	-47.25%	73.26%	26.34%	18.35%	-6.90%	10.22%
EBIT Q/Q Growth	234.12%	-73.94%	-8.54%	1.27%	-79.06%	206.73%	36.57%	49.19%	-15.00%	36.47%
NOPAT Q/Q Growth	-41.11%	51.01%	8.60%	-23.17%	174.36%	-73.92%	59.97%	30.13%	-7.24%	18.20%
Net Income Q/Q Growth	310.48%	-79.16%	4.72%	-6.70%	-64.51%	18.59%	38.79%	98.47%	-22.51%	61.36%
EPS Q/Q Growth	338.30%	-81.07%	17.95%	-6.52%	-65.12%	13.33%	41.18%	104.17%	-22.45%	63.16%
Operating Cash Flow Q/Q Growth	-53.22%	109.20%	-15.29%	21.33%	-43.08%	40.52%	-40.86%	165.09%	-43.84%	40.34%
Free Cash Flow Firm Q/Q Growth	-117.29%	-71.88%	-246.30%	-11.85%	156.31%	-1,593.75%	7.79%	16.48%	-3.66%	137.82%
Invested Capital Q/Q Growth	5.91%	5.17%	3.13%	0.31%	-2.38%	81.52%	-0.74%	-5.76%	-0.37%	-2.97%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
EBITDA Margin	119.11%	38.56%	36.10%	36.45%	18.55%	28.60%	34.25%	39.25%	36.58%	39.46%
Operating Margin	16.34%	25.27%	25.09%	20.81%	22.84%	11.17%	15.98%	20.46%	19.61%	22.16%
EBIT Margin	104.29%	24.49%	22.67%	21.96%	4.44%	12.11%	15.68%	22.65%	19.27%	25.74%
Profit (Net Income) Margin	94.47%	17.74%	18.81%	16.79%	5.75%	6.07%	7.98%	15.34%	11.90%	18.79%
Tax Burden Percent	93.84%	82.54%	91.43%	80.99%	195.29%	92.69%	98.25%	96.73%	93.66%	95.88%
Interest Burden Percent	96.54%	87.78%	90.74%	94.38%	66.35%	54.05%	51.82%	70.02%	65.92%	76.14%
Effective Tax Rate	6.16%	17.46%	8.57%	19.01%	-95.29%	7.31%	1.75%	3.27%	6.34%	4.12%
Return on Invested Capital (ROIC)	14.78%	19.57%	21.88%	16.17%	44.00%	7.42%	11.91%	16.51%	16.26%	15.04%
ROIC Less NNEP Spread (ROIC-NNEP)	74.52%	16.87%	17.63%	16.09%	5.59%	5.41%	8.34%	14.21%	12.74%	14.18%
Return on Net Nonoperating Assets (RNNOA)	32.59%	6.66%	5.44%	4.16%	1.98%	4.04%	6.97%	10.93%	9.16%	15.16%
Return on Equity (ROE)	47.37%	26.24%	27.32%	20.33%	45.98%	11.45%	18.88%	27.44%	25.43%	30.20%
Cash Return on Invested Capital (CROIC)	18.48%	13.61%	6.25%	4.88%	14.83%	-45.68%	-42.66%	-34.34%	-37.08%	23.36%
Operating Return on Assets (OROA)	57.24%	13.30%	12.39%	11.91%	2.51%	5.27%	7.41%	11.62%	10.19%	11.11%
Return on Assets (ROA)	51.85%	9.64%	10.28%	9.10%	3.25%	2.64%	3.77%	7.87%	6.29%	8.11%
Return on Common Equity (ROCE)	46.96%	26.03%	27.11%	20.19%	45.63%	11.00%	18.03%	26.26%	24.32%	27.90%
Return on Equity Simple (ROE_SIMPLE)	55.63%	0.00%	45.31%	42.01%	18.18%	0.00%	13.05%	14.62%	17.09%	0.00%
Net Operating Profit after Tax (NOPAT)	22	34	37	28	77	20	32	42	39	46
NOPAT Margin	15.33%	20.86%	22.94%	16.86%	44.61%	10.35%	15.70%	19.79%	18.37%	21.25%
Net Nonoperating Expense Percent (NNEP)	-59.75%	2.70%	4.25%	0.08%	38.41%	2.01%	3.57%	2.30%	3.52%	0.86%
Return On Investment Capital (ROIC_SIMPLE)	-	3.73%	-	-	-	1.28%	-	-	-	3.23%
Cost of Revenue to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	17.83%	14.42%	14.94%	17.67%	17.57%	22.78%	17.35%	18.01%	16.10%	17.40%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	83.66%	74.73%	74.91%	79.19%	77.16%	88.83%	84.02%	79.55%	80.39%	77.84%
Earnings before Interest and Taxes (EBIT)	152	40	36	37	7.68	24	32	48	41	56
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	174	62	58	61	32	56	70	83	77	85
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	4.58	4.42	4.28	4.45	4.48	4.42	5.13	4.42	4.31	4.64
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	3.38	3.37	3.46	3.75	3.61	3.78	3.52	2.72	2.63	2.59
Price to Earnings (P/E)	8.24	8.72	9.45	10.59	24.61	32.96	39.67	30.82	25.76	19.48
Dividend Yield	0.64%	0.63%	0.60%	0.55%	0.68%	0.49%	0.50%	0.60%	0.59%	0.58%
Earnings Yield	12.14%	11.46%	10.58%	9.44%	4.06%	3.03%	2.52%	3.25%	3.88%	5.13%
Enterprise Value to Invested Capital (EV/IC)	3.49	3.36	3.37	3.61	3.69	2.62	2.69	2.41	2.42	2.52
Enterprise Value to Revenue (EV/Rev)	3.71	3.72	3.78	4.03	3.85	4.74	4.52	3.61	3.44	3.38
Enterprise Value to EBITDA (EV/EBITDA)	5.91	6.16	6.58	7.21	11.95	15.95	15.27	11.73	9.88	9.03
Enterprise Value to EBIT (EV/EBIT)	7.60	8.03	8.69	9.66	21.19	31.58	33.40	25.40	19.58	16.16
Enterprise Value to NOPAT (EV/NOPAT)	15.19	16.39	17.44	20.32	18.20	25.82	27.11	19.85	21.26	17.97
Enterprise Value to Operating Cash Flow (EV/OCF)	10.73	10.46	11.30	11.94	11.44	15.58	16.26	12.05	11.29	10.98
Enterprise Value to Free Cash Flow (EV/FCFF)	19.35	25.64	57.76	79.26	25.59	0.00	0.00	0.00	0.00	10.24
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.00	0.91	0.79	0.74	0.75	1.53	1.89	1.83	1.75	1.83
Long-Term Debt to Equity	0.94	0.82	0.75	0.71	0.70	1.49	1.71	1.78	1.71	1.78
Financial Leverage	0.44	0.39	0.31	0.26	0.35	0.75	0.84	0.77	0.72	1.07
Leverage Ratio	2.52	2.41	2.28	2.23	2.36	2.88	2.95	2.88	2.88	3.39
Compound Leverage Factor	2.44	2.11	2.07	2.10	1.57	1.55	1.53	2.02	1.90	2.58
Debt to Total Capital	50.01%	47.54%	44.23%	42.66%	42.81%	60.44%	65.45%	64.62%	63.62%	64.63%
Short-Term Debt to Total Capital	3.16%	4.50%	2.26%	2.21%	2.85%	1.49%	6.50%	1.61%	1.59%	1.63%
Long-Term Debt to Total Capital	46.85%	43.04%	41.96%	40.45%	39.95%	58.95%	58.95%	63.01%	62.03%	63.01%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.38%	0.36%	0.37%	0.38%	0.42%	2.56%	2.79%	2.83%	2.89%	3.18%
Common Equity to Total Capital	49.61%	52.10%	55.41%	56.96%	56.78%	37.00%	31.75%	32.55%	33.49%	32.18%
Debt to EBITDA	1.19	1.15	1.12	1.13	1.88	4.70	4.77	3.98	3.33	3.00
Net Debt to EBITDA	0.51	0.57	0.55	0.49	0.74	3.01	3.18	2.69	2.17	1.95
Long-Term Debt to EBITDA	1.11	1.04	1.07	1.07	1.76	4.59	4.30	3.88	3.25	2.92
Debt to NOPAT	3.05	3.07	2.97	3.18	2.87	7.62	8.48	6.73	7.17	5.97
Net Debt to NOPAT	1.31	1.51	1.45	1.37	1.12	4.88	5.64	4.56	4.68	3.88
Long-Term Debt to NOPAT	2.85	2.77	2.82	3.02	2.68	7.43	7.63	6.57	6.99	5.82
Altman Z-Score	3.69	3.36	3.56	3.73	3.41	2.00	1.99	1.99	2.05	2.15
Noncontrolling Interest Sharing Ratio	0.86%	0.77%	0.76%	0.71%	0.74%	3.99%	4.52%	4.30%	4.37%	7.61%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	2.22	1.87	2.01	1.98	1.62	1.88	1.59	1.82	1.97	1.89
Quick Ratio	1.90	1.42	1.65	1.51	1.18	1.42	1.23	1.31	1.51	1.47
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-9.83	-17	-58	-65	37	-550	-507	-424	-439	166
Operating Cash Flow to CapEx	186.23%	222.87%	409.24%	298.79%	248.59%	153.88%	164.40%	276.83%	396.84%	404.10%
Free Cash Flow to Firm to Interest Expense	-1.45	-2.59	-10.36	-11.60	6.45	-35.89	-25.44	-22.65	-23.48	9.56
Operating Cash Flow to Interest Expense	4.30	9.33	9.66	11.73	6.59	3.45	1.80	5.10	2.86	4.32
Operating Cash Flow Less CapEx to Interest Expense	1.99	5.14	7.30	7.80	3.94	1.21	0.71	3.26	2.14	3.25
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.55	0.54	0.55	0.54	0.57	0.44	0.47	0.51	0.53	0.43
Accounts Receivable Turnover	5.89	5.50	5.39	5.84	5.80	5.84	5.50	6.78	6.67	6.40
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	13.20	11.79	11.81	11.98	12.38	11.69	12.58	12.71	0.00	13.58
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	61.99	66.33	67.72	62.45	62.89	62.52	66.37	53.86	54.70	56.99
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	61.99	66.33	67.72	62.45	62.89	62.52	66.37	53.86	54.70	56.99
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	651	684	706	708	691	1,255	1,245	1,174	1,169	1,135
Invested Capital Turnover	0.96	0.94	0.95	0.96	0.99	0.72	0.76	0.83	0.89	0.71
Increase / (Decrease) in Invested Capital	32	51	95	94	40	570	540	466	478	-120
Enterprise Value (EV)	2,270	2,300	2,376	2,557	2,547	3,291	3,345	2,831	2,832	2,857
Market Capitalization	2,071	2,085	2,176	2,381	2,386	2,628	2,604	2,139	2,165	2,194
Book Value per Share	$6.77	$7.23	$7.81	$8.21	$8.24	$9.20	$7.75	$7.51	$7.86	$7.43
Tangible Book Value per Share	($2.43)	($2.33)	($2.16)	($1.81)	($1.89)	($11.07)	($11.63)	($11.02)	($10.81)	($10.77)
Total Capital	911	905	916	938	938	1,606	1,597	1,485	1,501	1,468
Total Debt	456	430	405	400	401	971	1,046	960	955	949
Total Long-Term Debt	427	389	385	380	375	947	942	936	931	925
Net Debt	196	212	197	172	157	621	696	650	623	616
Capital Expenditures (CapEx)	16	27	13	22	15	34	22	34	13	19
Debt-free, Cash-free Net Working Capital (DFCFNWC)	0.99	18	13	4.60	-18	-32	-4.83	-18	-16	-25
Debt-free Net Working Capital (DFNWC)	247	221	206	216	180	287	312	264	287	273
Net Working Capital (NWC)	218	181	185	195	154	263	209	240	263	249
Net Nonoperating Expense (NNE)	-115	5.04	6.59	0.11	67	8.34	16	9.42	14	5.32
Net Nonoperating Obligations (NNO)	196	210	195	170	155	619	694	648	623	615
Total Depreciation and Amortization (D&A)	22	23	21	24	24	32	38	35	37	30
Debt-free, Cash-free Net Working Capital to Revenue	0.16%	2.87%	2.12%	0.73%	-2.73%	-4.57%	-0.65%	-2.35%	-1.90%	-2.95%
Debt-free Net Working Capital to Revenue	40.35%	35.81%	32.81%	34.00%	27.25%	41.30%	42.21%	33.58%	34.85%	32.32%
Net Working Capital to Revenue	35.64%	29.22%	29.50%	30.73%	23.21%	37.86%	28.18%	30.54%	31.95%	29.50%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$2.08	$0.39	$0.46	$0.43	$0.16	$0.18	$0.25	$0.50	$0.39	$0.61
Adjusted Weighted Average Basic Shares Outstanding	65.20M	64.99M	65.08M	64.63M	64.63M	65.45M	64.41M	63.98M	63.61M	63.61M
Adjusted Diluted Earnings per Share	$2.06	$0.39	$0.46	$0.43	$0.15	$0.17	$0.24	$0.49	$0.38	$0.62
Adjusted Weighted Average Diluted Shares Outstanding	65.20M	64.99M	65.08M	64.63M	64.63M	65.45M	64.41M	63.98M	63.61M	63.61M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	65.20M	64.99M	65.08M	64.63M	64.63M	65.45M	64.41M	63.98M	63.61M	63.61M
Normalized Net Operating Profit after Tax (NOPAT)	22	34	37	28	28	20	32	42	39	46
Normalized NOPAT Margin	15.33%	20.86%	22.94%	16.86%	15.99%	10.35%	15.70%	19.79%	18.37%	21.25%
Pre Tax Income Margin	100.67%	21.50%	20.57%	20.73%	2.94%	6.55%	8.12%	15.86%	12.71%	19.60%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	22.48	6.07	6.42	6.51	1.35	1.54	1.61	2.57	2.18	3.20
NOPAT to Interest Expense	3.30	5.17	6.50	4.99	13.53	1.31	1.62	2.24	2.08	2.65
EBIT Less CapEx to Interest Expense	20.17	1.88	4.06	2.58	-1.31	-0.71	0.52	0.73	1.46	2.13
NOPAT Less CapEx to Interest Expense	0.99	0.98	4.14	1.07	10.88	-0.93	0.52	0.40	1.36	1.58
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	5.61%	5.77%	5.83%	5.83%	13.43%	16.31%	21.44%	18.42%	15.11%	11.22%
Augmented Payout Ratio	34.47%	46.20%	41.34%	40.20%	62.68%	61.50%	172.23%	146.20%	125.44%	82.91%

Frequently Asked Questions About EVERTEC's Financials

When does EVERTEC's fiscal year end?

According to the most recent income statement we have on file, EVERTEC's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has EVERTEC's net income changed over the last 9 years?

EVERTEC's net income appears to be on an upward trend, with a most recent value of $114.78 million in 2024, rising from $85.38 million in 2015. The previous period was $79.88 million in 2023. View EVERTEC's forecast to see where analysts expect EVERTEC to go next.

What is EVERTEC's operating income?

EVERTEC's total operating income in 2024 was $165.67 million, based on the following breakdown:

Total Gross Profit: $845.49 million
Total Operating Expenses: $679.82 million

How has EVERTEC revenue changed over the last 9 years?

Over the last 9 years, EVERTEC's total revenue changed from $373.53 million in 2015 to $845.49 million in 2024, a change of 126.4%.

How much debt does EVERTEC have?

EVERTEC's total liabilities were at $1.34 billion at the end of 2024, a 6.1% decrease from 2023, and a 74.8% increase since 2015.

How much cash does EVERTEC have?

In the past 9 years, EVERTEC's cash and equivalents has ranged from $28.75 million in 2015 to $295.60 million in 2023, and is currently $273.65 million as of their latest financial filing in 2024.

How has EVERTEC's book value per share changed over the last 9 years?

Over the last 9 years, EVERTEC's book value per share changed from 1.29 in 2015 to 7.43 in 2024, a change of 475.6%.

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This page (NYSE:EVTC) was last updated on 5/4/2025 by MarketBeat.com Staff

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EVERTEC (EVTC) Financials

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EVERTEC (EVTC) Financials

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