PPDAI Group (FINV) Stock Price, News & Analysis

Company Overview

FinVolution Group operates in the online consumer finance industry. The company operates a fintech platform that is empowered by borrowers with financial institutions. It operates in China and internationally. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.

Key Stats

• Today's Range: $8.31 to $8.49
• 50-Day Range: $8.24 to $10.63
• 52-Week Range: $5.14 to $11.08
• Volume: 2.45 million shs
• Average Volume: 1.80 million shs
• Market Capitalization: $2.13 billion
• P/E Ratio: 6.15
• Dividend Yield: 3.33%
• Price Target: $11.55
• Consensus Rating: Buy

PPDAI Group Stock Analysis - MarketRank™

PPDAI Group scored higher than 66% of companies evaluated by MarketBeat, and ranked 1225th out of 1,824 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

PPDAI Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

PPDAI Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of PPDAI Group is 6.15, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of PPDAI Group is 6.15, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.89.

Price to Book Value per Share Ratio

PPDAI Group has a P/B Ratio of 1.00. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.61% of the float of PPDAI Group has been sold short.

Short Interest Ratio / Days to Cover

PPDAI Group has a short interest ratio ("days to cover") of 5.9.

Change versus previous month

Short interest in PPDAI Group has recently increased by 2.21%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

PPDAI Group pays a meaningful dividend of 3.29%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

PPDAI Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of PPDAI Group is 20.44%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.61% of the float of PPDAI Group has been sold short.

Short Interest Ratio / Days to Cover

PPDAI Group has a short interest ratio ("days to cover") of 5.9.

Change versus previous month

Short interest in PPDAI Group has recently increased by 2.21%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 1.74

News Sentiment

PPDAI Group has a news sentiment score of 1.74. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.74 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for PPDAI Group this week, compared to 3 articles on an average week.

Search Interest

17 people have searched for FINV on MarketBeat in the last 30 days. This is an increase of 89% compared to the previous 30 days.

MarketBeat Follows

7 people have added PPDAI Group to their MarketBeat watchlist in the last 30 days. This is an increase of 250% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PPDAI Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

44.00% of the stock of PPDAI Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 31.15% of the stock of PPDAI Group is held by institutions.

FINV Stock Analysis - Frequently Asked Questions

How have FINV shares performed this year?

PPDAI Group's stock was trading at $6.79 at the start of the year. Since then, FINV shares have increased by 24.0% and is now trading at $8.42.

How were PPDAI Group's earnings last quarter?

PPDAI Group Inc. Sponsored ADR (NYSE:FINV) posted its earnings results on Tuesday, May, 20th. The company reported $0.41 earnings per share for the quarter. The firm earned $479.70 million during the quarter. PPDAI Group had a net margin of 19.44% and a trailing twelve-month return on equity of 18.15%.
Read the conference call transcript.

Is PPDAI Group buying back stock?

PPDAI Group's board initiated a stock buyback program on Monday, March 17th 2025, which allows the company to buy back $150,000,000 in outstanding shares, according to EventVestor. This means that the company could purchase up to 6.2% of its stock through open market purchases. Stock buyback programs are typically a sign that the company's leadership believes its stock is undervalued.

Who are PPDAI Group's major shareholders?

PPDAI Group's top institutional investors include Ativo Capital Management LLC (0.21%) and Farther Finance Advisors LLC.

How do I buy shares of PPDAI Group?

Shares of FINV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of PPDAI Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that PPDAI Group investors own include Zomedica (ZOM), Jumia Technologies (JMIA), Nano Dimension (NNDM), NIO (NIO), AST SpaceMobile (ASTS), Virgin Galactic (SPCE) and Tesla (TSLA).

Company Calendar

• Record date for 5/7 Dividend: 4/16/2025
• Ex-Dividend for 5/7 Dividend: 4/16/2025
• Dividend Payable: 5/07/2025
• Last Earnings: 5/20/2025
• Today: 8/05/2025
• Next Earnings (Estimated): 8/19/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NYSE:FINV
• CIK: 1691445
• Web: ir.finvgroup.com
• Phone: 862180303200
• Fax: N/A
• Employees: 3,623
• Year Founded: N/A

Price Target and Rating

• Average Price Target for PPDAI Group: $11.55
• High Price Target: $12.10
• Low Price Target: $11.00
• Potential Upside/Downside: +37.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.37
• Trailing P/E Ratio: 6.15
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $326.49 million
• Net Margins: 19.44%
• Pretax Margin: 22.70%
• Return on Equity: 18.15%
• Return on Assets: 11.86%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.27
• Quick Ratio: 2.27

Sales & Book Value

• Annual Sales: $1.79 billion
• Price / Sales: 1.19
• Cash Flow: $1.43 per share
• Price / Cash Flow: 5.87
• Book Value: $8.41 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 253,250,000
• Free Float: 141,820,000
• Market Cap: $2.13 billion
• Optionable: Optionable
• Beta: 0.35