Globe Life (GL) Stock Price, News & Analysis

Company Overview

Globe Life, traded on the NYSE under the symbol GL, is a U.S.-based insurance holding company that underwrites and distributes a range of life and supplemental health insurance products. Through its subsidiary brands—Globe Life, American Income Life, Liberty National Life, United American Insurance Company and Family Heritage Life—it offers term life, whole life, fixed annuities and supplemental health coverage designed to meet the needs of individuals and families across various socioeconomic segments.

The company’s product suite includes low-cost, easy-to-understand life insurance policies, accidental death and dismemberment coverage, hospital indemnity plans and specified disease insurance. Globe Life leverages a combination of captive agency forces, independent agents and direct-to-consumer marketing to reach policyholders in all 50 U.S. states. Its distribution model emphasizes personal service and streamlined underwriting tailored for both first-time buyers and those seeking supplemental protection to complement employer-sponsored plans.

Founded in 1900 as the Woodmen Accident and Benefit Company, the enterprise later adopted the Torchmark name before rebranding to Globe Life in 2019 to unify its operations under a single, nationally recognized identity. Headquartered in McKinney, Texas, Globe Life has grown through strategic acquisitions and organic expansion, focusing on steady policy growth and disciplined risk management. Over more than a century of operations, the company has maintained a conservative investment portfolio and a commitment to profitable underwriting.

Leadership is headed by President and Chief Executive Officer Jonathan L. Grupp, who oversees corporate strategy, risk oversight and continuing product innovation. Globe Life’s operational footprint spans every major U.S. region, with underwriting operations in Texas and Ohio and administrative centers supporting customer service, claims processing and distribution. Through a combination of digital tools and local agent relationships, the company aims to deliver quick policy issuance and responsive claims service to its more than two million policyholders.

Key Stats

• Today's Range: $139.84 to $141.80
• 50-Day Range: $117.52 to $143.21
• 52-Week Range: $99.04 to $144.00
• Volume: 448,689 shs
• Average Volume: 603,582 shs
• Market Capitalization: $11.33 billion
• P/E Ratio: 11.19
• Dividend Yield: 0.77%
• Price Target: $152.45
• Consensus Rating: Moderate Buy

Globe Life Stock Analysis - MarketRank™

Globe Life scored higher than 92% of companies evaluated by MarketBeat, and ranked 148th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Globe Life has received a consensus rating of Moderate Buy. The company's average rating score is 2.91, and is based on 8 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Globe Life has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.36%

Earnings Growth

Earnings for Globe Life are expected to grow by 8.36% in the coming year, from $13.87 to $15.03 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Globe Life is 11.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.81.

Price to Earnings Ratio vs. Sector

The P/E ratio of Globe Life is 11.19, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.46.

Price to Book Value per Share Ratio

Globe Life has a P/B Ratio of 2.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.71% of the float of Globe Life has been sold short.

Short Interest Ratio / Days to Cover

Globe Life has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Globe Life has recently increased by 4.55%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Globe Life has a dividend yield of 0.77%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Globe Life has been increasing its dividend for 20 years.

Dividend Coverage

The dividend payout ratio of Globe Life is 8.63%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Globe Life will have a dividend payout ratio of 7.19% next year. This indicates that Globe Life will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.0 / 5
• Environmental Score: -0.21

Percentage of Shares Shorted

1.71% of the float of Globe Life has been sold short.

Short Interest Ratio / Days to Cover

Globe Life has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Globe Life has recently increased by 4.55%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.87

News Sentiment

Globe Life has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.20 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 17 news articles for Globe Life this week, compared to 19 articles on an average week.

Search Interest

Only 4 people have searched for GL on MarketBeat in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

MarketBeat Follows

3 people have added Globe Life to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Globe Life insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $11,733,793.00 in company stock.

Percentage Held by Insiders

Only 1.51% of the stock of Globe Life is held by insiders.

Percentage Held by Institutions

81.61% of the stock of Globe Life is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

GL Stock Analysis - Frequently Asked Questions

How have GL shares performed this year?

Globe Life's stock was trading at $111.52 on January 1st, 2025. Since then, GL stock has increased by 25.5% and is now trading at $139.9250.

How were Globe Life's earnings last quarter?

Globe Life Inc. (NYSE:GL) issued its earnings results on Wednesday, July, 23rd. The company reported $3.27 earnings per share for the quarter, beating analysts' consensus estimates of $3.25 by $0.02. The company's revenue was up 2.9% on a year-over-year basis.
Read the conference call transcript.

Who are Globe Life's major shareholders?

Top institutional investors of Globe Life include Vanguard Group Inc. (12.69%), Invesco Ltd. (4.84%), State Street Corp (4.15%) and Geode Capital Management LLC (3.30%). Insiders that own company stock include Larry M Hutchison, Melissa Jane Buchan, Jane Buchan, James Matthew Darden, Michael Clay Majors, Robert Brian Mitchell, Frank M Svoboda, Thomas Peter Kalmbach, Kenneth J Matson, Robert W Ingram, Mary E Thigpen, Jennifer Allison Haworth, Rebecca E Zorn, Steven John Dichiaro, Robert Edward Hensley, Cheryl Alston, Dolores L Skarjune, David A Rodriguez, Michael Shane Henrie, Jason A Harvey, David Kendall Carlson and John Henry Rogers, Jr.
View institutional ownership trends.

How do I buy shares of Globe Life?

Shares of GL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Globe Life own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Globe Life investors own include Invesco QQQ (QQQ), NVIDIA (NVDA), Meta Platforms (META), SPDR S&P 500 ETF Trust (SPY), Advanced Micro Devices (AMD), Exxon Mobil (XOM) and Tesla (TSLA).

Company Calendar

• Record date for 8/1 Dividend: 7/03/2025
• Ex-Dividend for 8/1 Dividend: 7/03/2025
• Last Earnings: 7/23/2025
• Dividend Payable: 8/01/2025
• Today: 8/30/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - ACC & HLTH
• Sub-Industry: Insurance
• Current Symbol: NYSE:GL
• CIK: 320335
• Web: www.globelifeinsurance.com
• Phone: (972) 569-4000
• Fax: 972-569-3282
• Employees: 3,540
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Globe Life: $152.45
• High Price Target: $188.00
• Low Price Target: $114.00
• Potential Upside/Downside: +9.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.91
• Research Coverage: 11 Analysts

Profitability

• EPS (Trailing Twelve Months): $12.51
• Trailing P/E Ratio: 11.19
• Forward P/E Ratio: 10.09
• P/E Growth: N/A
• Net Income: $1.07 billion
• Net Margins: 18.11%
• Pretax Margin: 22.42%
• Return on Equity: 21.24%
• Return on Assets: 3.74%

Debt

• Debt-to-Equity Ratio: 0.43
• Current Ratio: 0.06
• Quick Ratio: 0.06

Sales & Book Value

• Annual Sales: $5.78 billion
• Price / Sales: 1.96
• Cash Flow: $18.03 per share
• Price / Cash Flow: 7.76
• Book Value: $66.90 per share
• Price / Book: 2.09

Miscellaneous

• Outstanding Shares: 81,000,000
• Free Float: 79,781,000
• Market Cap: $11.33 billion
• Optionable: Optionable
• Beta: 0.56