Hippo (HIPO) Stock Price, News & Analysis

Company Overview

Hippo Insurance Services Corporation (NYSE: HIPO) is a technology-driven provider of homeowners insurance in the United States. Founded in 2015 and headquartered in Palo Alto, California, the company has reimagined traditional home insurance by leveraging data analytics, machine learning and smart home technology. Hippo offers streamlined digital quoting and underwriting processes designed to simplify policy management and accelerate claim resolution for policyholders.

The company’s core product is its modern homeowners insurance policy, which includes standard dwelling and personal property coverage alongside enhanced features such as roof protection, extended electrical and plumbing coverage, and built-in smart home devices. Hippo often provides complimentary sensors—such as water leak detectors and motion-activated cameras—to help mitigate risk before a loss occurs. These proactive measures are integrated into Hippo’s risk model, enabling tailored premiums based on real‐time data and improved loss prevention.

Hippo distributes its insurance solutions directly through its website and mobile app, as well as through a network of independent insurance agents and brokers. The company’s policies are available in over 35 states plus the District of Columbia, and it continues to expand its geographic footprint. Hippo’s reinsurance partnerships and alliances with major carriers support its risk management strategy and enable scalable growth across diverse markets.

Since its inception, Hippo has attracted significant venture capital backing and notable investors, underscoring confidence in its business model. Co‐founded by CEO Assaf Wand and CTO Eyal Navon, the leadership team combines expertise in technology, finance and insurance operations. Under their guidance, Hippo has focused on delivering a modern customer experience, fostering innovation in the insurtech sector and driving industry transformation through data‐driven underwriting and customer‐centric services.

Key Stats

• Today's Range: $25.88 to $26.67
• 50-Day Range: $20.51 to $29.50
• 52-Week Range: $14.58 to $35.44
• Volume: 127,428 shs
• Average Volume: 190,336 shs
• Market Capitalization: $661.81 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $31.50
• Consensus Rating: Buy

Hippo Stock Analysis - MarketRank™

Hippo scored higher than 44% of companies evaluated by MarketBeat, and ranked 678th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Hippo has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Hippo has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Hippo are expected to grow in the coming year, from ($3.63) to ($1.80) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Hippo is -12.07, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hippo is -12.07, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Hippo has a P/B Ratio of 1.79. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.45% of the float of Hippo has been sold short.

Short Interest Ratio / Days to Cover

Hippo has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hippo has recently decreased by 23.84%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Hippo does not currently pay a dividend.

Dividend Growth

Hippo does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.45% of the float of Hippo has been sold short.

Short Interest Ratio / Days to Cover

Hippo has a short interest ratio ("days to cover") of 3.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hippo has recently decreased by 23.84%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.53

News Sentiment

Hippo has a news sentiment score of 0.53. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 31 news articles for Hippo this week, compared to 13 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Hippo insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $14,681,601.00 in company stock.

Percentage Held by Insiders

10.80% of the stock of Hippo is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

43.01% of the stock of Hippo is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HIPO Stock Analysis - Frequently Asked Questions

How have HIPO shares performed this year?

Hippo's stock was trading at $26.77 at the beginning of the year. Since then, HIPO shares have decreased by 1.7% and is now trading at $26.3040.

How were Hippo's earnings last quarter?

Hippo Holdings Inc. (NYSE:HIPO) released its earnings results on Wednesday, May, 7th. The company reported ($1.91) EPS for the quarter, missing analysts' consensus estimates of ($1.41) by $0.50. The business earned $110.30 million during the quarter, compared to the consensus estimate of $106.70 million. Hippo had a negative net margin of 13.21% and a negative trailing twelve-month return on equity of 29.27%.
Read the conference call transcript.

When did Hippo's stock split?

Shares of Hippo reverse split on the morning of Friday, September 30th 2022.The 1-25 reverse split was announced on Friday, September 30th 2022. The number of shares owned by shareholders was adjusted after the market closes on Friday, September 30th 2022. An investor that had 100 shares of stock prior to the reverse split would have 4 shares after the split.

How do I buy shares of Hippo?

Shares of HIPO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Hippo own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Hippo investors own include American Water Works (AWK), AU Optronics (AUOTY), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 5/07/2025
• Today: 7/16/2025
• Next Earnings (Estimated): 8/14/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Insurance
• Current Symbol: NYSE:HIPO
• CIK: 1828105
• Web: www.hippo.com
• Phone: 650-294-8463
• Fax: N/A
• Employees: 620
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Hippo: $31.50
• High Price Target: $35.00
• Low Price Target: $26.00
• Potential Upside/Downside: +19.8%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): ($2.18)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$40.50 million
• Net Margins: -13.21%
• Pretax Margin: -10.09%
• Return on Equity: -29.27%
• Return on Assets: -6.42%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.86
• Quick Ratio: 0.86

Sales & Book Value

• Annual Sales: $372.10 million
• Price / Sales: 1.78
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $14.69 per share
• Price / Book: 1.79

Miscellaneous

• Outstanding Shares: 25,160,000
• Free Float: 22,440,000
• Market Cap: $661.81 million
• Optionable: Optionable
• Beta: 1.53