Jernigan Capital (JCAP) Stock Price, News & Analysis

Company Overview

Jernigan Capital is a New York Stock Exchange-listed real estate investment trust (NYSE: JCAP) that provides debt and equity capital to private developers, owners and operators of self-storage facilities with a view to eventual outright ownership of facilities the Company finances. The Company's mission is to maximize shareholder value by accumulating a multi-billion dollar investment portfolio consisting of the newest, most attractive and best located self-storage facilities in the United States through a talented and experienced team demonstrating the highest levels of integrity, dedication, excellence and community.

Key Stats

• Today's Range: $17.62 to $18.33
• 50-Day Range: $17.22 to $17.29
• 52-Week Range: $17.12 to $17.28
• Volume: 292,999 shs
• Average Volume: 805,550 shs
• Market Capitalization: $420.13 million
• P/E Ratio: N/A
• Dividend Yield: 5.09%
• Price Target: $23.33
• Consensus Rating: Buy

Jernigan Capital Stock Analysis - MarketRank™

Jernigan Capital scored higher than 72% of companies evaluated by MarketBeat, and ranked 463rd out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.5 / 5
• Analyst Rating: Buy

Consensus Rating

Jernigan Capital has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 5 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

Jernigan Capital has a consensus price target of $23.33, representing about 29.2% upside from its current price of $18.06.

Amount of Analyst Coverage

Jernigan Capital has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Jernigan Capital are expected to grow in the coming year, from ($0.11) to $0.62 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Jernigan Capital is -7.43, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Jernigan Capital is -7.43, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Jernigan Capital has a P/B Ratio of 1.00. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.14% of the float of Jernigan Capital has been sold short.

Short Interest Ratio / Days to Cover

Jernigan Capital has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Jernigan Capital has recently increased by 57.08%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Jernigan Capital is a leading dividend payer. It pays a dividend yield of 5.34%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Jernigan Capital does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Jernigan Capital is 48.42%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on EPS estimates, Jernigan Capital will have a dividend payout ratio of 148.39% in the coming year. This indicates that Jernigan Capital may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.14% of the float of Jernigan Capital has been sold short.

Short Interest Ratio / Days to Cover

Jernigan Capital has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Jernigan Capital has recently increased by 57.08%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

Search Interest

Only 1 people have searched for JCAP on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Jernigan Capital insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.89% of the stock of Jernigan Capital is held by insiders.

Percentage Held by Institutions

77.54% of the stock of Jernigan Capital is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

JCAP Stock Analysis - Frequently Asked Questions

How were Jernigan Capital's earnings last quarter?

Jernigan Capital, Inc. (NYSE:JCAP) announced its quarterly earnings results on Thursday, August, 6th. The real estate investment trust reported ($0.24) EPS for the quarter, missing the consensus estimate of $0.16 by $0.40. Jernigan Capital had a negative net margin of 89.96% and a positive trailing twelve-month return on equity of 4.30%.

When did Jernigan Capital IPO?

Jernigan Capital (JCAP) raised $150 million in an initial public offering on Thursday, June 26th 2025. The company issued 10,000,000 shares at a price of $15.00 per share.

When does Jernigan Capital's lock-up period expire?

Jernigan Capital's lock-up period expires on Tuesday, December 23rd. Jernigan Capital had issued 10,000,000 shares in its IPO on June 26th. The total size of the offering was $150,000,000 based on an initial share price of $15.00. Shares of the company owned by company insiders and major shareholders will be eligible for trade following the expiration of the lock-up period.

What other stocks do shareholders of Jernigan Capital own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Jernigan Capital investors own include Iron Mountain (IRM), Rithm Capital (RITM), Enterprise Products Partners (EPD), AT&T (T), Brookfield Property Partners (BPYPP), Energy Transfer (ET) and Main Street Capital (MAIN).

Company Calendar

• Last Earnings: 8/06/2020
• Record date for 9/4 Dividend: 8/25/2025
• Ex-Dividend for 9/4 Dividend: 8/25/2025
• Dividend Payable: 9/04/2025
• Today: 10/08/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Real Estate Investment Trusts
• Sub-Industry: N/A
• Current Symbol: NYSE:JCAP
• CIK: 1622353
• Web: www.jernigancapital.com
• Phone: 901-567-9510
• Fax: N/A
• Employees: 16
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Jernigan Capital: $23.33
• High Price Target: $29.00
• Low Price Target: $19.00
• Potential Upside/Downside: +29.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.90
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $44.41 million
• Net Margins: -89.96%
• Pretax Margin: N/A
• Return on Equity: 4.30%
• Return on Assets: 2.17%

Debt

• Debt-to-Equity Ratio: 0.56
• Current Ratio: 0.30
• Quick Ratio: 0.30

Sales & Book Value

• Annual Sales: $45.09 million
• Price / Sales: 9.32
• Cash Flow: $3.14 per share
• Price / Cash Flow: 5.75
• Book Value: $18.12 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 23,263,000
• Free Float: N/A
• Market Cap: $420.13 million
• Optionable: Not Optionable
• Beta: 1.15